Employers Financial Statements From 2010 to 2026

EIG Stock  USD 44.28  0.06  0.14%   
Employers Holdings' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Employers Holdings' valuation are provided below:
Gross Profit
77.6 M
Profit Margin
0.0691
Market Capitalization
B
Enterprise Value Revenue
0.9212
Revenue
904.8 M
There are over one hundred nineteen available fundamental signals for Employers Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of Employers Holdings prevailing fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 793.7 M. Enterprise Value is estimated to decrease to about 735.7 M

Employers Holdings Total Revenue

675.24 Million

Check Employers Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Employers Holdings' main balance sheet or income statement drivers, such as Interest Expense of 109.2 K, Total Revenue of 675.2 M or Gross Profit of 312.7 M, as well as many indicators such as Price To Sales Ratio of 2.01, Dividend Yield of 0.0158 or PTB Ratio of 1.31. Employers financial statements analysis is a perfect complement when working with Employers Holdings Valuation or Volatility modules.
  
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Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.

Employers Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B4.1 B3.7 B
Slightly volatile
Cash101.5 M61.5 M120.6 M
Slightly volatile
Cash And Short Term Investments909 M1.2 B1.2 B
Pretty Stable
Common Stock Shares Outstanding30.9 M22.7 M31.9 M
Slightly volatile
Liabilities And Stockholders Equity3.9 B4.1 B3.7 B
Slightly volatile
Total Liabilities2.3 B2.2 B2.8 B
Slightly volatile
Total Current Assets74.8 M78.8 M3.8 B
Pretty Stable
Other Liabilities494.5 M520.5 M1.1 B
Pretty Stable
Retained Earnings1.8 B1.7 B977.3 M
Slightly volatile
Accounts Payable25.1 M24.4 M24.3 M
Slightly volatile
Short Term Investments870.7 M1.1 B1.1 B
Pretty Stable
Property Plant Equipment16.5 M13.2 M15.7 M
Very volatile
Total Current Liabilities95 M100 M3.2 B
Pretty Stable
Property Plant And Equipment Net20.4 M13.2 M19.8 M
Pretty Stable
Non Current Assets Total71.6 M75.3 M9.2 B
Pretty Stable
Net Receivables666.3 M896 M779.9 M
Pretty Stable
Property Plant And Equipment Gross44.1 M42 M27 M
Slightly volatile
Non Current Liabilities Total2.1 B2.2 B174.9 B
Pretty Stable
Short and Long Term Debt Total3.6 M3.8 M51.1 M
Slightly volatile
Common Stock Total Equity627.1 K690 K590 K
Slightly volatile
Common Stock655.5 K690 K117.1 M
Pretty Stable
Good Will39.8 M41.6 M36.7 M
Slightly volatile
Short Term Debt1.4 M1.4 M35.8 M
Slightly volatile
Intangible Assets9.5 M12.2 M11.5 M
Very volatile
Net Tangible Assets869.4 MB821.3 M
Slightly volatile
Retained Earnings Total Equity896.4 M1.5 B916 M
Slightly volatile
Capital Surpluse411.6 M487.8 M383.1 M
Slightly volatile
Deferred Long Term Liabilities162.7 M95.5 M183.2 M
Slightly volatile
Long Term Investments2.7 B2.7 B2.5 B
Slightly volatile
Non Current Liabilities Other2.9 BB2.7 B
Slightly volatile
Short and Long Term Debt35.2 M18 M43.4 M
Slightly volatile
Cash And Equivalents124.2 M78.5 M95.4 M
Slightly volatile
Net Invested Capital1.2 B1.2 B1.1 B
Slightly volatile
Capital Stock655.5 K690 K25 M
Pretty Stable
Capital Lease Obligations3.6 M3.8 M14.4 M
Slightly volatile

Employers Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue675.2 MB721.4 M
Slightly volatile
Gross Profit312.7 M371.8 M279.3 M
Slightly volatile
Other Operating Expenses542.2 M844.1 M601.9 M
Slightly volatile
Operating Income133 M168.7 M119.5 M
Slightly volatile
EBIT135.3 M168.8 M121.5 M
Slightly volatile
EBITDA141.5 M173 M127.7 M
Slightly volatile
Cost Of Revenue390.3 M641 M450.4 M
Slightly volatile
Income Before Tax133 M168.7 M119.5 M
Slightly volatile
Net Income112.3 M136.4 M101.5 M
Slightly volatile
Net Income Applicable To Common Shares116.1 M136.4 M105.5 M
Slightly volatile
Depreciation And Amortization7.2 M4.1 M6.4 M
Very volatile
Selling And Marketing Expenses50.2 M75.4 M62.8 M
Slightly volatile
Selling General Administrative233.7 M158.8 M280.9 M
Slightly volatile
Net Income From Continuing Ops110.7 M136.4 M103.3 M
Slightly volatile
Non Recurring1.7 M3.1 M2.4 M
Pretty Stable
Tax Provision21.2 M25.3 M19.8 M
Slightly volatile
Interest Income109.2 K115 K1.9 M
Slightly volatile
Reconciled Depreciation5.3 M3.2 MM
Slightly volatile

Employers Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures6.5 M5.6 MM
Very volatile
Total Cash From Operating Activities89.2 M68.8 M107.9 M
Slightly volatile
Net Income116.1 M136.4 M105.4 M
Slightly volatile
End Period Cash Flow94.1 M61.6 M107.2 M
Very volatile
Stock Based Compensation6.6 M7.2 M6.8 M
Slightly volatile
Free Cash Flow80.6 M64.3 M104.5 M
Slightly volatile
Begin Period Cash Flow132.1 M260.6 M124.2 M
Slightly volatile
Depreciation3.9 M4.1 M7.2 M
Pretty Stable

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.011.681.7021
Pretty Stable
Dividend Yield0.01580.02120.0204
Slightly volatile
Days Sales Outstanding271291368
Pretty Stable
Free Cash Flow Yield0.110.06410.1046
Slightly volatile
Operating Cash Flow Per Share2.412.743.3615
Slightly volatile
Stock Based Compensation To Revenue0.00710.00640.0086
Pretty Stable
Capex To Depreciation0.08750.09210.775
Slightly volatile
EV To Sales1.841.591.5423
Pretty Stable
Free Cash Flow Per Share2.272.573.1763
Slightly volatile
ROIC0.03520.03710.2148
Slightly volatile
Net Income Per Share2.284.263.2254
Slightly volatile
Payables Turnover14.0423.6619.6697
Pretty Stable
Capex To Revenue0.01010.00640.0091
Slightly volatile
Cash Per Share29.636.5552.6002
Very volatile
POCF Ratio13.0815.1217.4829
Slightly volatile
Interest Coverage21.8823.0394.6205
Very volatile
Payout Ratio0.20.230.2692
Slightly volatile
Capex To Operating Cash Flow0.06480.05770.0832
Pretty Stable
PFCF Ratio16.016.1521.7458
Pretty Stable
Days Payables Outstanding29.1715.9619.7481
Pretty Stable
Income Quality1.180.741.148
Slightly volatile
EV To Operating Cash Flow12.214.3616.2765
Slightly volatile
PE Ratio12.5212.4412.6933
Pretty Stable
Return On Tangible Assets0.03230.03910.0279
Slightly volatile
EV To Free Cash Flow14.9415.3520.2762
Pretty Stable
Earnings Yield0.110.09240.0966
Pretty Stable
Intangibles To Total Assets0.01430.01620.0131
Slightly volatile
Current Ratio1.291.3614.9984
Slightly volatile
Receivables Turnover2.081.31.445
Slightly volatile
Graham Number63.760.6746.3819
Slightly volatile
Debt To Equity0.00430.00450.0755
Slightly volatile
Capex Per Share0.140.180.1964
Pretty Stable
Revenue Per Share33.2231.6424.2285
Slightly volatile
Interest Debt Per Share0.190.21.6676
Slightly volatile
Debt To Assets0.00130.00140.0138
Slightly volatile
Enterprise Value Over EBITDA9.569.329.6787
Pretty Stable
Price Earnings Ratio12.5212.4412.6933
Pretty Stable
Days Of Payables Outstanding29.1715.9619.7481
Pretty Stable
Dividend Payout Ratio0.20.230.2692
Slightly volatile
Price To Operating Cash Flows Ratio13.0815.1217.4829
Slightly volatile
Price To Free Cash Flows Ratio16.016.1521.7458
Pretty Stable
Pretax Profit Margin0.230.190.1666
Slightly volatile
Operating Profit Margin0.230.190.1666
Slightly volatile
Long Term Debt To Capitalization0.140.190.1215
Pretty Stable
Total Debt To Capitalization0.00430.00450.0648
Slightly volatile
Debt Equity Ratio0.00430.00450.0755
Slightly volatile
Ebit Per Revenue0.230.190.1666
Slightly volatile
Quick Ratio1.011.0722.5506
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.372.55.2
Slightly volatile
Net Income Per E B T0.970.930.9007
Slightly volatile
Cash Ratio0.170.1812.6568
Slightly volatile
Operating Cash Flow Sales Ratio0.190.09980.1638
Slightly volatile
Days Of Sales Outstanding271291368
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.011.080.9293
Pretty Stable
Cash Flow Coverage Ratios17.1916.375.9335
Slightly volatile
Fixed Asset Turnover72.3768.9244.9441
Slightly volatile
Capital Expenditure Coverage Ratio16.2914.0321.9554
Very volatile
Price Cash Flow Ratio13.0815.1217.4829
Slightly volatile
Enterprise Value Multiple9.569.329.6787
Pretty Stable
Debt Ratio0.00130.00140.0138
Slightly volatile
Cash Flow To Debt Ratio17.1916.375.9335
Slightly volatile
Price Sales Ratio2.011.681.7021
Pretty Stable
Return On Assets0.0320.03850.0275
Slightly volatile
Asset Turnover0.140.220.1891
Slightly volatile
Net Profit Margin0.20.150.1439
Pretty Stable
Gross Profit Margin0.50.420.3858
Slightly volatile

Employers Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap793.7 M935 MB
Pretty Stable
Enterprise Value735.7 M736.6 M953.3 M
Pretty Stable

Employers Fundamental Market Drivers

Forward Price Earnings13.6054
Cash And Short Term InvestmentsB

Employers Upcoming Events

15th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
15th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Employers Holdings Financial Statements

Employers Holdings stakeholders use historical fundamental indicators, such as Employers Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Employers Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Employers Holdings' assets and liabilities are reflected in the revenues and expenses on Employers Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Employers Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue72.1 M75.7 M
Total RevenueB675.2 M
Cost Of Revenue641 M390.3 M
Stock Based Compensation To Revenue 0.01  0.01 
Capex To Revenue 0.01  0.01 
Revenue Per Share 31.64  33.22 
Ebit Per Revenue 0.19  0.23 

Currently Active Assets on Macroaxis

When determining whether Employers Holdings is a strong investment it is important to analyze Employers Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Employers Holdings' future performance. For an informed investment choice regarding Employers Stock, refer to the following important reports:
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.02)
Dividend Share
1.24
Earnings Share
2.56
Revenue Per Share
37.558
Quarterly Revenue Growth
0.068
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Employers Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.