Employers Financial Statements From 2010 to 2025

EIG Stock  USD 49.36  0.25  0.50%   
Employers Holdings financial statements provide useful quarterly and yearly information to potential Employers Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Employers Holdings financial statements helps investors assess Employers Holdings' valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Employers Holdings' valuation are summarized below:
Gross Profit
172.5 M
Profit Margin
0.1527
Market Capitalization
1.2 B
Enterprise Value Revenue
1.2223
Revenue
889.8 M
There are over one hundred nineteen available fundamental signals for Employers Holdings, which can be analyzed over time and compared to other ratios. Active traders should verify all of Employers Holdings prevailing fundamental drivers against the trend between 2010 and 2025 to make sure the company can sustain itself down the road. The current Market Cap is estimated to decrease to about 793.7 M. Enterprise Value is estimated to decrease to about 734.4 M

Employers Holdings Total Revenue

661.9 Million

Check Employers Holdings financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Employers Holdings' main balance sheet or income statement drivers, such as Interest Expense of 7 M, Total Revenue of 661.9 M or Gross Profit of 804.1 M, as well as many indicators such as Price To Sales Ratio of 2.04, Dividend Yield of 0.0156 or PTB Ratio of 1.12. Employers financial statements analysis is a perfect complement when working with Employers Holdings Valuation or Volatility modules.
  
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.

Employers Holdings Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.9 B4.1 B3.7 B
Slightly volatile
Cash103.7 M203.8 M132.9 M
Pretty Stable
Cash And Short Term Investments790.2 M1.1 BB
Slightly volatile
Common Stock Shares Outstanding31.4 M23.9 M32.4 M
Slightly volatile
Liabilities And Stockholders Equity3.9 B4.1 B3.7 B
Slightly volatile
Total Liabilities2.3 B2.3 B2.8 B
Slightly volatile
Total Current Assets3.3 BB4.3 B
Very volatile
Other Liabilities494.5 M520.5 M1.1 B
Pretty Stable
Retained Earnings1.7 B1.6 B933.2 M
Slightly volatile
Accounts Payable25.3 M30 M24.9 M
Slightly volatile
Short Term Investments741.8 M789.8 M912.4 M
Slightly volatile
Property Plant Equipment16.9 M13.8 M16 M
Pretty Stable
Total Current Liabilities3.1 B1.7 B3.7 B
Very volatile
Property Plant And Equipment Net20.8 M13.3 M20.3 M
Slightly volatile
Non Current Assets Total3.7 B3.9 B10.3 B
Very volatile
Net Receivables656.2 M928.5 M781.4 M
Pretty Stable
Property Plant And Equipment Gross44.1 M42 M26.4 M
Slightly volatile
Non Current Liabilities Total2.8 B2.9 B185.8 B
Pretty Stable
Short and Long Term Debt TotalM5.3 M53.3 M
Slightly volatile
Common Stock Total Equity627.1 K690 K589.4 K
Slightly volatile
Common Stock655.5 K690 K150.3 M
Slightly volatile
Long Term Debt172.5 M164.2 M89.4 M
Pretty Stable
Good Will39.8 M41.6 M36.8 M
Slightly volatile
Short Term Debt1.5 M1.6 M38 M
Slightly volatile
Intangible Assets11.2 M12.2 M13.7 M
Slightly volatile
Net Tangible Assets869.4 MB816.7 M
Slightly volatile
Retained Earnings Total Equity896.4 M1.5 B892.3 M
Slightly volatile
Long Term Debt Total171 K180 K45.9 M
Slightly volatile
Capital Surpluse403.5 M476.8 M379 M
Slightly volatile
Deferred Long Term Liabilities162.7 M95.5 M188 M
Slightly volatile
Long Term Investments2.7 B2.5 B2.5 B
Slightly volatile
Non Current Liabilities Other2.9 BB2.7 B
Slightly volatile
Short and Long Term Debt35.2 M18 M44.8 M
Slightly volatile
Cash And Equivalents113.4 M102.6 M89.4 M
Slightly volatile
Net Invested Capital1.2 B1.2 B1.1 B
Slightly volatile
Capital Stock655.5 K690 K26.5 M
Pretty Stable
Capital Lease ObligationsM5.3 M15.3 M
Slightly volatile

Employers Holdings Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Total Revenue661.9 M978.5 M708.5 M
Slightly volatile
Other Operating Expenses537.7 M978.5 M611.1 M
Slightly volatile
Operating Income676.1 M643.9 M208.5 M
Slightly volatile
EBIT161.2 M177.3 M156.1 M
Slightly volatile
EBITDA170.2 M182.8 M165.2 M
Slightly volatile
Income Before Tax131.6 M170.7 M117.8 M
Slightly volatile
Net Income111.3 M135.8 M100.3 M
Slightly volatile
Cost Of Revenue700.8 M737.7 M8.8 B
Pretty Stable
Net Income Applicable To Common Shares83.4 M43.6 M92.4 M
Pretty Stable
Depreciation And Amortization10.4 M5.5 M9.3 M
Slightly volatile
Selling And Marketing Expenses50.4 M75.4 M62.6 M
Slightly volatile
Selling General Administrative240.3 M162 M288 M
Slightly volatile
Net Income From Continuing Ops109.2 M137.5 M102.3 M
Slightly volatile
Non Recurring1.7 M3.1 M2.3 M
Slightly volatile
Tax Provision21 M23.9 M19.1 M
Slightly volatile
Interest Income3.3 M3.1 M2.2 M
Very volatile
Reconciled Depreciation5.6 M4.4 M7.3 M
Slightly volatile

Employers Holdings Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Capital Expenditures2.4 M2.5 M5.6 M
Pretty Stable
Total Cash From Operating Activities42.2 M44.5 M105.4 M
Slightly volatile
Net Income83.9 M106.3 M100.7 M
Pretty Stable
End Period Cash Flow132.1 M260.6 M124.4 M
Slightly volatile
Stock Based Compensation6.6 M7.1 M6.8 M
Slightly volatile
Free Cash Flow81.8 M42.5 M105.3 M
Slightly volatile
Begin Period Cash Flow91.6 M80.5 M104 M
Pretty Stable
Depreciation26 M24.7 M10 M
Slightly volatile
Dividends Paid22.5 M34.2 M23.2 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.041.41.7017
Pretty Stable
Dividend Yield0.01560.02570.0205
Slightly volatile
Days Sales Outstanding229312356
Pretty Stable
Free Cash Flow Yield0.04960.05220.1032
Slightly volatile
Operating Cash Flow Per Share2.411.693.3172
Slightly volatile
Stock Based Compensation To Revenue0.00720.00660.0087
Pretty Stable
Capex To Depreciation0.08750.09210.817
Slightly volatile
EV To Sales1.851.111.5199
Pretty Stable
Free Cash Flow Per Share2.271.613.1382
Slightly volatile
ROIC0.01590.01670.2373
Slightly volatile
Net Income Per Share2.214.033.1109
Slightly volatile
Payables Turnover3.653.85355
Pretty Stable
Sales General And Administrative To Revenue0.250.240.2289
Slightly volatile
Capex To Revenue0.00280.0030.0087
Slightly volatile
Cash Per Share17.9531.1732.4824
Slightly volatile
POCF Ratio13.0518.9317.7422
Slightly volatile
Interest Coverage14.4915.25109
Pretty Stable
Payout Ratio0.20.230.2707
Slightly volatile
Capex To Operating Cash Flow0.06540.04010.0832
Pretty Stable
PFCF Ratio16.0719.8122.1885
Slightly volatile
Days Payables Outstanding68.998.2570.9975
Slightly volatile
Income Quality0.460.481.1187
Slightly volatile
EV To Operating Cash Flow12.1314.9116.2631
Slightly volatile
PE Ratio12.5610.1212.6832
Pretty Stable
Return On Tangible Assets0.0320.03880.0275
Slightly volatile
EV To Free Cash Flow14.9615.6120.4174
Slightly volatile
Earnings Yield0.110.130.098
Pretty Stable
Intangibles To Total Assets0.01420.01610.013
Slightly volatile
Current Ratio1.291.3624.486
Slightly volatile
Receivables Turnover1.151.211.4365
Slightly volatile
Graham Number58.8256.0244.7749
Slightly volatile
Debt To Equity0.00640.00670.0783
Slightly volatile
Capex Per Share0.140.07510.1899
Pretty Stable
Revenue Per Share30.4929.0423.2124
Slightly volatile
Interest Debt Per Share0.480.511.7262
Pretty Stable
Debt To Assets0.00180.00190.0142
Slightly volatile
Enterprise Value Over EBITDA1.741.8415.1156
Slightly volatile
Price Earnings Ratio12.5610.1212.6832
Pretty Stable
Days Of Payables Outstanding68.998.2570.9975
Slightly volatile
Dividend Payout Ratio0.20.230.2707
Slightly volatile
Price To Operating Cash Flows Ratio13.0518.9317.7422
Slightly volatile
Price To Free Cash Flows Ratio16.0719.8122.1885
Slightly volatile
Pretax Profit Margin0.230.20.1671
Slightly volatile
Ebt Per Ebit0.780.850.9529
Slightly volatile
Operating Profit Margin0.09080.09560.1483
Pretty Stable
Long Term Debt To Capitalization0.140.190.1189
Pretty Stable
Total Debt To Capitalization0.00630.00670.0673
Slightly volatile
Debt Equity Ratio0.00640.00670.0783
Slightly volatile
Ebit Per Revenue0.09080.09560.1483
Pretty Stable
Quick Ratio1.011.0737.9593
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.691.785.3
Slightly volatile
Net Income Per E B T0.980.920.9069
Slightly volatile
Cash Ratio0.170.1814.5508
Slightly volatile
Operating Cash Flow Sales Ratio0.06340.06680.1587
Slightly volatile
Days Of Sales Outstanding229312356
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio1.011.10.9303
Pretty Stable
Cash Flow Coverage Ratios7.917.544.0924
Slightly volatile
Fixed Asset Turnover69.3266.0242.595
Slightly volatile
Capital Expenditure Coverage Ratio15.8420.2120.6937
Pretty Stable
Price Cash Flow Ratio13.0518.9317.7422
Slightly volatile
Enterprise Value Multiple1.741.8415.1156
Slightly volatile
Debt Ratio0.00180.00190.0142
Slightly volatile
Cash Flow To Debt Ratio7.917.544.0924
Slightly volatile
Price Sales Ratio2.041.41.7017
Pretty Stable
Return On Assets0.03180.03830.0271
Slightly volatile
Asset Turnover0.140.220.1854
Slightly volatile
Net Profit Margin0.20.160.145
Pretty Stable

Employers Holdings Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap793.7 M935 MB
Pretty Stable
Enterprise Value734.4 M736.6 M959.5 M
Pretty Stable

Employers Fundamental Market Drivers

Forward Price Earnings13.7741
Cash And Short Term Investments913.2 M

Employers Upcoming Events

15th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
15th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Employers Holdings Financial Statements

Employers Holdings stakeholders use historical fundamental indicators, such as Employers Holdings' revenue or net income, to determine how well the company is positioned to perform in the future. Although Employers Holdings investors may analyze each financial statement separately, they are all interrelated. For example, changes in Employers Holdings' assets and liabilities are reflected in the revenues and expenses on Employers Holdings' income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Employers Holdings. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue72.1 M75.7 M
Total Revenue978.5 M661.9 M
Cost Of Revenue737.7 M700.8 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.24  0.25 
Revenue Per Share 29.04  30.49 
Ebit Per Revenue 0.10  0.09 

Currently Active Assets on Macroaxis

When determining whether Employers Holdings is a strong investment it is important to analyze Employers Holdings' competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Employers Holdings' future performance. For an informed investment choice regarding Employers Stock, refer to the following important reports:
Check out the analysis of Employers Holdings Correlation against competitors.
For more detail on how to invest in Employers Stock please use our How to Invest in Employers Holdings guide.
You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Property & Casualty Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Employers Holdings. If investors know Employers will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Employers Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.246
Dividend Share
1.16
Earnings Share
5.31
Revenue Per Share
35.199
Quarterly Revenue Growth
0.101
The market value of Employers Holdings is measured differently than its book value, which is the value of Employers that is recorded on the company's balance sheet. Investors also form their own opinion of Employers Holdings' value that differs from its market value or its book value, called intrinsic value, which is Employers Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Employers Holdings' market value can be influenced by many factors that don't directly affect Employers Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Employers Holdings' value and its price as these two are different measures arrived at by different means. Investors typically determine if Employers Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Employers Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.