Esquire Financial Statements From 2010 to 2024

ESQ Stock  USD 77.47  0.97  1.27%   
Esquire Financial financial statements provide useful quarterly and yearly information to potential Esquire Financial Holdings investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Esquire Financial financial statements helps investors assess Esquire Financial's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Esquire Financial's valuation are summarized below:
Gross Profit
80.8 M
Profit Margin
0.3596
Market Capitalization
636.6 M
Enterprise Value Revenue
5.2739
Revenue
116.2 M
There are currently one hundred twenty fundamental signals for Esquire Financial Holdings that can be evaluated and compared over time across rivals. Investors and active traders are advised to verify Esquire Financial's prevailing fundamental performance against the performance between 2010 and 2024 to make sure the trends are evolving in the right direction. As of 11/26/2024, Market Cap is likely to grow to about 404.8 M. Also, Enterprise Value is likely to grow to about 233.6 M

Esquire Financial Total Revenue

114.45 Million

Check Esquire Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Esquire Financial's main balance sheet or income statement drivers, such as Interest Expense of 8.5 M, Selling General Administrative of 16.7 M or Selling And Marketing Expenses of 1.9 M, as well as many indicators such as Price To Sales Ratio of 4.6, Dividend Yield of 0.0065 or PTB Ratio of 1.3. Esquire financial statements analysis is a perfect complement when working with Esquire Financial Valuation or Volatility modules.
  
Check out the analysis of Esquire Financial Correlation against competitors.

Esquire Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets905.5 M1.6 B697.3 M
Slightly volatile
Total Current Liabilities349.7 M479 M235.5 M
Slightly volatile
Total Stockholder Equity115.9 M198.6 M88.3 M
Slightly volatile
Net Tangible Assets104.5 M181.9 M86.4 M
Slightly volatile
Property Plant And Equipment Net2.8 M4.3 M2.1 M
Slightly volatile
Accounts Payable10.1 M10.6 M379.1 M
Very volatile
Cash91 M165.2 M80.4 M
Slightly volatile
Non Current Assets Total1.7 B1.7 B277 M
Slightly volatile
Long Term Debt41.9 K44.1 K226 K
Slightly volatile
Cash And Short Term Investments220.1 M287.3 M167.2 M
Slightly volatile
Net Receivables4.8 M9.1 MM
Very volatile
Common Stock Shares Outstanding7.4 M8.3 M5.9 M
Slightly volatile
Non Current Liabilities Total1.5 B1.4 B315.8 M
Slightly volatile
Other Stockholder Equity88.8 M97.4 M72.6 M
Slightly volatile
Total Liabilities1.5 B1.4 B556 M
Slightly volatile
Long Term Investments145.4 M199.1 M116.7 M
Slightly volatile
Short and Long Term Debt284.1 K250.2 K327.1 K
Slightly volatile
Total Current Assets215.5 M296.4 M164.1 M
Slightly volatile
Short Term Debt584.9 K784 K500.9 K
Slightly volatile
Common Stock75.9 K84 K62 K
Slightly volatile
Property Plant Equipment3.3 M3.1 M2.4 M
Slightly volatile
Short and Long Term Debt Total1.3 M2.2 M909.6 K
Slightly volatile
Other Liabilities4.1 M7.6 M3.4 M
Slightly volatile
Common Stock Total Equity77.7 K94.3 K65.5 K
Slightly volatile
Short Term Investments143.4 M122.1 M115.9 M
Slightly volatile
Liabilities And Stockholders Equity965.7 M1.6 B708.7 M
Slightly volatile
Capital Surpluse91.3 M110.8 M77.2 M
Slightly volatile
Property Plant And Equipment Gross4.5 MM2.9 M
Slightly volatile
Earning Assets41 M22.5 M44.3 M
Slightly volatile
Long Term Debt Total41.9 K44.1 K218.9 K
Slightly volatile
Net Invested Capital113.8 M145 M100.7 M
Slightly volatile
Capital Stock87.5 K84 K77.6 K
Slightly volatile

Esquire Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Selling General Administrative16.7 M32.9 M11.8 M
Slightly volatile
Selling And Marketing Expenses1.9 M1.8 M752.4 K
Slightly volatile
Total Revenue114.4 M109 M41.6 M
Slightly volatile
Gross Profit41.1 M29.8 M30.8 M
Slightly volatile
Other Operating Expenses55.8 M53.1 M21.5 M
Slightly volatile
Operating Income58.7 M55.9 M17 M
Slightly volatile
Net Income From Continuing Ops42.3 M40.2 M11.5 M
Slightly volatile
EBIT58.7 M55.9 M16.4 M
Slightly volatile
Income Before Tax58.7 M55.9 M16 M
Slightly volatile
Net Income Applicable To Common Shares34.4 M32.8 M10.5 M
Slightly volatile
Net Income43.1 M41 M11.6 M
Slightly volatile
Income Tax Expense15.6 M14.9 M4.4 M
Slightly volatile
Tax Provision15.2 M14.5 M4.4 M
Slightly volatile
Net Interest Income40.2 M79.4 M28.6 M
Slightly volatile
Interest Income89.6 M85.4 M33.1 M
Slightly volatile
Reconciled Depreciation1.7 M2.7 MM
Slightly volatile
Extraordinary Items546.4 K614.7 K669.3 K
Slightly volatile

Esquire Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation3.4 M3.2 M1.1 M
Slightly volatile
Free Cash Flow41.4 M39.4 M12.7 M
Slightly volatile
Other Cashflows From Financing Activities135.9 M178.1 M115.9 M
Slightly volatile
Depreciation2.7 M2.5 MM
Slightly volatile
Capital Expenditures1.6 MM1.1 M
Slightly volatile
Total Cash From Operating Activities44.5 M42.4 M14 M
Slightly volatile
Net Income43.1 M41 M11.6 M
Slightly volatile
Total Cash From Financing Activities136.2 M174.1 M116.1 M
Slightly volatile
End Period Cash Flow91 M165.2 M80.4 M
Slightly volatile
Change To Netincome4.5 M5.2 M3.3 M
Slightly volatile
Begin Period Cash Flow172.3 M164.1 M79.6 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.64.19544.509
Slightly volatile
Dividend Yield0.00650.00960.0067
Slightly volatile
PTB Ratio1.31.94161.597
Pretty Stable
Days Sales Outstanding35.436.266433.7901
Slightly volatile
Book Value Per Share28.5325.731728.1951
Slightly volatile
Free Cash Flow Yield0.05220.10220.048
Slightly volatile
Operating Cash Flow Per Share5.775.49491.904
Slightly volatile
Stock Based Compensation To Revenue0.01980.0350.0194
Slightly volatile
Capex To Depreciation1.121.18411.8801
Very volatile
PB Ratio1.31.94161.597
Pretty Stable
Free Cash Flow Per Share5.365.10561.7185
Slightly volatile
ROIC0.230.22080.0867
Slightly volatile
Net Income Per Share5.585.31481.5524
Slightly volatile
Sales General And Administrative To Revenue0.370.350.3042
Slightly volatile
Capex To Revenue0.03840.03270.0306
Pretty Stable
Cash Per Share23.8637.234626.1749
Slightly volatile
POCF Ratio8.649.09257.5325
Slightly volatile
Interest Coverage12.547.361111.915
Slightly volatile
Payout Ratio0.06640.09070.0758
Very volatile
Capex To Operating Cash Flow0.06730.07080.2307
Slightly volatile
PFCF Ratio9.39.7853101
Slightly volatile
Income Quality0.981.03394.4874
Slightly volatile
ROE0.220.20650.0787
Slightly volatile
PE Ratio8.939.4002522
Slightly volatile
Return On Tangible Assets0.02670.02540.0109
Slightly volatile
Earnings Yield0.110.10640.0455
Slightly volatile
Intangibles To Total Assets0.00170.00180.1597
Slightly volatile
Current Ratio7.868.2733.0274
Slightly volatile
Receivables Turnover9.4510.064411.0361
Slightly volatile
Graham Number58.2455.471419.7994
Slightly volatile
Shareholders Equity Per Share27.0225.731714.6227
Slightly volatile
Debt To Equity4.0E-44.0E-40.0048
Slightly volatile
Capex Per Share0.410.38930.1855
Slightly volatile
Revenue Per Share12.511.90825.858
Slightly volatile
Interest Debt Per Share1.11.05170.2767
Slightly volatile
Debt To Assets1.0E-41.0E-46.0E-4
Slightly volatile
Enterprise Value Over EBITDA4.474.714.6355
Slightly volatile
Price Earnings Ratio8.939.4002522
Slightly volatile
Price Book Value Ratio1.31.94161.597
Pretty Stable
Dividend Payout Ratio0.06640.09070.0758
Very volatile
Price To Operating Cash Flows Ratio8.649.09257.5325
Slightly volatile
Price To Free Cash Flows Ratio9.39.7853101
Slightly volatile
Pretax Profit Margin0.640.60820.2644
Slightly volatile
Ebt Per Ebit0.630.93550.7698
Slightly volatile
Operating Profit Margin0.680.65010.3156
Slightly volatile
Effective Tax Rate0.410.26610.5148
Slightly volatile
Company Equity Multiplier6.188.14327.8464
Slightly volatile
Long Term Debt To Capitalization4.0E-44.0E-40.0048
Slightly volatile
Total Debt To Capitalization4.0E-44.0E-40.0048
Slightly volatile
Return On Capital Employed0.04710.03690.0323
Slightly volatile
Debt Equity Ratio4.0E-44.0E-40.0048
Slightly volatile
Ebit Per Revenue0.680.65010.3156
Slightly volatile
Quick Ratio7.868.2733.1315
Slightly volatile
Dividend Paid And Capex Coverage Ratio5.996.30698.7257
Slightly volatile
Net Income Per E B T0.50.73390.4792
Slightly volatile
Cash Ratio4.624.8627.2678
Slightly volatile
Operating Cash Flow Sales Ratio0.230.46140.2184
Slightly volatile
Days Of Sales Outstanding35.436.266433.7901
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.92920.7525
Slightly volatile
Cash Flow Coverage Ratios301286124
Slightly volatile
Price To Book Ratio1.31.94161.597
Pretty Stable
Fixed Asset Turnover15.6321.240917.8935
Pretty Stable
Capital Expenditure Coverage Ratio11.5414.114810.9448
Slightly volatile
Price Cash Flow Ratio8.649.09257.5325
Slightly volatile
Enterprise Value Multiple4.474.714.6355
Slightly volatile
Debt Ratio1.0E-41.0E-46.0E-4
Slightly volatile
Cash Flow To Debt Ratio301286124
Slightly volatile
Price Sales Ratio4.64.19544.509
Slightly volatile
Return On Assets0.02660.02540.01
Slightly volatile
Asset Turnover0.04090.05680.0462
Slightly volatile
Net Profit Margin0.470.44630.1806
Slightly volatile
Gross Profit Margin0.791.15290.9628
Very volatile
Price Fair Value1.31.94161.597
Pretty Stable
Return On Equity0.220.20650.0787
Slightly volatile

Esquire Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap404.8 M385.5 M167.1 M
Slightly volatile
Enterprise Value233.6 M222.5 M91.1 M
Slightly volatile

Esquire Fundamental Market Drivers

Cash And Short Term Investments287.3 M

Esquire Upcoming Events

23rd of April 2024
Upcoming Quarterly Report
View
23rd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Esquire Financial Financial Statements

Esquire Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Esquire Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Esquire Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Esquire Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue109 M114.4 M
Cost Of Revenue3.1 M1.8 M
Stock Based Compensation To Revenue 0.04  0.02 
Sales General And Administrative To Revenue 0.35  0.37 
Capex To Revenue 0.03  0.04 
Revenue Per Share 11.91  12.50 
Ebit Per Revenue 0.65  0.68 

Pair Trading with Esquire Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Esquire Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Esquire Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Esquire Stock

  0.87AX Axos FinancialPairCorr
  0.87BY Byline Bancorp Fiscal Year End 23rd of January 2025 PairCorr
  0.92PB Prosperity Bancshares Fiscal Year End 22nd of January 2025 PairCorr

Moving against Esquire Stock

  0.5WF Woori Financial GroupPairCorr
  0.45TFC-PO Truist FinancialPairCorr
  0.39TFC-PR Truist FinancialPairCorr
  0.37CFG-PE Citizens FinancialPairCorr
The ability to find closely correlated positions to Esquire Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Esquire Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Esquire Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Esquire Financial Holdings to buy it.
The correlation of Esquire Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Esquire Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Esquire Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Esquire Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Esquire Stock Analysis

When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.