Esquire Financial Valuation
| ESQ Stock | USD 87.42 1.60 1.86% |
At this time, the firm appears to be fairly valued. Esquire Financial shows a prevailing Real Value of $87.95 per share. The current price of the firm is $87.42. Our model computes the value of Esquire Financial from reviewing the firm fundamentals such as Profit Margin of 0.36 %, shares outstanding of 8.35 M, and Current Valuation of 548.84 M as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Esquire Financial's valuation include:
Price Book 3.0048 | Enterprise Value | Price Sales 6.1306 | Trailing PE 16.5895 | Enterprise Value Revenue 5.7073 |
Fairly Valued
Today
Please note that Esquire Financial's price fluctuation is very steady at this time. Calculation of the real value of Esquire Financial is based on 3 months time horizon. Increasing Esquire Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Esquire Financial's intrinsic value may or may not be the same as its current market price of 87.42, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 87.42 | Real 87.95 | Target 85.0 | Hype 87.53 | Naive 88.49 |
The intrinsic value of Esquire Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Esquire Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Esquire Financial Holdings helps investors to forecast how Esquire stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Esquire Financial more accurately as focusing exclusively on Esquire Financial's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Esquire Financial's intrinsic value based on its ongoing forecasts of Esquire Financial's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Esquire Financial's closest peers.
Esquire Financial Cash |
|
Esquire Valuation Trend
Esquire Financial's real value is important for investors to make better decisions and a more accurate overall view of Esquire Financial's financial worth over time. Using both Esquire Financial's enterprise value as well as its market capitalization is the best way to gauge the value of the company and is usually enough for investors to make market timing conclusions.
Esquire Financial Total Value Analysis
Esquire Financial Holdings is currently projected to have company total value of 548.84 M with market capitalization of 712.41 M, debt of 2.18 M, and cash on hands of 232.35 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Esquire Financial fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
548.84 M | 712.41 M | 2.18 M | 232.35 M |
Esquire Financial Investor Information
About 16.0% of the company shares are held by company insiders. The book value of Esquire Financial was currently reported as 29.72. The company recorded earning per share (EPS) of 5.14. Esquire Financial last dividend was issued on the 15th of November 2024. Esquire Financial Holdings is performing exceptionally good at this time. It has a great probability to report excellent financial results in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Profit Margin | 0.3 | 0.59 |
|
| |||||
| Total Cash From Operating Activities | 51.2 M | 48.8 M |
|
| |||||
| Operating Income | 67.5 M | 64.3 M |
|
|
Esquire Financial Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Esquire Financial has an asset utilization ratio of 6.74 percent. This connotes that the Company is making $0.0674 for each dollar of assets. An increasing asset utilization means that Esquire Financial Holdings is more efficient with each dollar of assets it utilizes for everyday operations.Esquire Financial Ownership Allocation
The market capitalization of Esquire Financial is $712.41 Million. Over half of Esquire Financial's outstanding shares are owned by other corporate entities. These other corporate entities are typically referred to as corporate investors that obtain positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Esquire Financial Profitability Analysis
The company reported the last year's revenue of 109 M. Total Income to common stockholders was 41.01 M with profit before taxes, overhead, and interest of 116.2 M.Esquire Financial Past Distributions to stockholders
About Esquire Financial Valuation
The stock valuation mechanism determines Esquire Financial's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Esquire Financial based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Esquire Financial. We calculate exposure to Esquire Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Esquire Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 34.2 M | 41.1 M | |
| Pretax Profit Margin | 0.55 | 0.57 | |
| Operating Profit Margin | 0.59 | 0.30 | |
| Net Profit Margin | 0.40 | 0.42 | |
| Gross Profit Margin | 0.87 | 0.77 |
A single share of Esquire Financial represents a small ownership stake in the entity. As a stockholder of Esquire, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Esquire Financial Dividends Analysis For Valuation
At this time, Esquire Financial's Dividends Paid is relatively stable compared to the past year. As of 01/30/2025, Dividend Paid And Capex Coverage Ratio is likely to grow to 12.80, while Dividend Yield is likely to drop 0.01. . At this time, Esquire Financial's Retained Earnings are relatively stable compared to the past year. As of 01/30/2025, Earning Assets is likely to grow to about 41 M, while Price Earnings Ratio is likely to drop 10.27.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 4.3 M | 4.5 M | |
| Dividend Yield | 0.01 | 0.01 | |
| Dividend Payout Ratio | 0.08 | 0.07 | |
| Dividend Paid And Capex Coverage Ratio | 7.25 | 12.80 |
There are various types of dividends Esquire Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Esquire shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Esquire Financial Holdings directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Esquire pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Esquire Financial by the value of the dividends paid out.
Esquire Financial Growth Indicators
Investing in growth stocks can be very risky. If the company such as Esquire Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 8.3 M | |
| Quarterly Earnings Growth Y O Y | 0.145 |
Esquire Financial Current Valuation Indicators
Esquire Financial's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Esquire Financial's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Esquire Financial, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Esquire Financial's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Esquire Financial's worth.Additional Tools for Esquire Stock Analysis
When running Esquire Financial's price analysis, check to measure Esquire Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Esquire Financial is operating at the current time. Most of Esquire Financial's value examination focuses on studying past and present price action to predict the probability of Esquire Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Esquire Financial's price. Additionally, you may evaluate how the addition of Esquire Financial to your portfolios can decrease your overall portfolio volatility.