First Net Interest Income from 2010 to 2026

FBNC Stock  USD 60.85  0.91  1.47%   
First Bancorp's Net Interest Income is increasing over the years with slightly volatile fluctuation. Net Interest Income is expected to dwindle to about 253 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
96.7 M
Current Value
102.5 M
Quarterly Volatility
16.3 M
 
Covid
 
Interest Hikes
Check First Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Bancorp's main balance sheet or income statement drivers, such as Interest Expense of 166.9 M, Other Operating Expenses of 418.8 M or Operating Income of 151.4 M, as well as many indicators such as Price To Sales Ratio of 4.06, Dividend Yield of 0.0295 or PTB Ratio of 1.5. First financial statements analysis is a perfect complement when working with First Bancorp Valuation or Volatility modules.
  
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Check out the analysis of First Bancorp Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
Analyzing First Bancorp's Net Interest Income over time reveals critical patterns in financial health and operational efficiency. This metric helps investors evaluate trends, identify inflection points, and make informed decisions based on historical performance. Understanding how Net Interest Income has evolved provides context for assessing First Bancorp's current valuation and future prospects.

Latest First Bancorp's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Bancorp's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Bancorp's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean207,858,711
Geometric Mean189,464,595
Coefficient Of Variation44.69
Mean Deviation77,261,812
Median207,430,000
Standard Deviation92,895,460
Sample Variance8629.6T
Range262.4M
R-Value0.90
Mean Square Error1752.4T
R-Squared0.81
Slope16,552,583
Total Sum of Squares138073.1T

First Net Interest Income History

2026253 M
2025382.1 M
2024332.3 M
2023346.7 M
2022324.9 M
2021246.4 M
2020218.1 M

About First Bancorp Financial Statements

First Bancorp stakeholders use historical fundamental indicators, such as First Bancorp's Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Bancorp's assets and liabilities are reflected in the revenues and expenses on First Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Bancorp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income382.1 M253 M

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When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock:
Check out the analysis of First Bancorp Correlation against competitors.
For information on how to trade First Stock refer to our How to Trade First Stock guide.
You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.
Will Regional Banks sector continue expanding? Could First diversify its offerings? Factors like these will boost the valuation of First Bancorp. Market participants price First higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every First Bancorp data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
3.433
Dividend Share
0.91
Earnings Share
2.64
Revenue Per Share
9.142
Quarterly Revenue Growth
0.215
Understanding First Bancorp requires distinguishing between market price and book value, where the latter reflects First's accounting equity. The concept of intrinsic value - what First Bancorp's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push First Bancorp's price substantially above or below its fundamental value.
Please note, there is a significant difference between First Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, First Bancorp's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.