Is First Bancorp Stock a Good Investment?
First Bancorp Investment Advice | FNLC |
- Examine First Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research First Bancorp's leadership team and their track record. Good management can help First Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact First Bancorp's business and its evolving consumer preferences.
- Compare First Bancorp's performance and market position to its competitors. Analyze how First Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if First Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about First Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in First Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if First Bancorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Modest | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Fairly Valued | Details | |
Odds Of Distress | Very Low | Details | |
Economic Sensitivity | Hyperactively responds to market trends | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Strong Sell | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine First Bancorp Stock
Researching First Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 51.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.27. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Bancorp last dividend was issued on the 8th of October 2024. The entity had 3:1 split on the 2nd of June 2004.
To determine if First Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding First Bancorp's research are outlined below:
| On 18th of October 2024 First Bancorp paid $ 0.36 per share dividend to its current shareholders |
First Bancorp Quarterly Accounts Payable |
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First Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in First Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to First Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View |
Know First Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as First Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading First Bancorp backward and forwards among themselves. First Bancorp's institutional investor refers to the entity that pools money to purchase First Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Foundry Partners, Llc | 2024-09-30 | 71.2 K | Bank Of New York Mellon Corp | 2024-06-30 | 49.7 K | Lsv Asset Management | 2024-09-30 | 44.8 K | Kimelman & Baird, Llc | 2024-06-30 | 34.1 K | Coston, Mcisaac & Partners | 2024-09-30 | 32 K | Royal Bank Of Canada | 2024-06-30 | 31.5 K | Charles Schwab Investment Management Inc | 2024-09-30 | 28.9 K | Nuveen Asset Management, Llc | 2024-06-30 | 28.5 K | Stifel Financial Corp | 2024-06-30 | 28.5 K | Blackrock Inc | 2024-06-30 | 772.1 K | First Bancorp, Inc /me/ | 2024-09-30 | 726.3 K |
First Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 326.75 M.Market Cap |
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First Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.01 | 0.01 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.12 | 0.13 |
Determining First Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if First Bancorp is a good buy. For example, gross profit margin measures First Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of First Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of First Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Bancorp's management manipulating its earnings.
Evaluate First Bancorp's management efficiency
At present, First Bancorp's Return On Assets are projected to increase slightly based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.13, whereas Return On Capital Employed is forecasted to decline to 0.01. At present, First Bancorp's Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 610.2 M, whereas Non Currrent Assets Other are projected to grow to (690.3 M). First Bancorp's management efficiency ratios could be used to measure how well First Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 21.90 | 15.54 | |
| Tangible Book Value Per Share | 19.14 | 14.07 | |
| Enterprise Value Over EBITDA | 8.24 | 7.83 | |
| Price Book Value Ratio | 1.29 | 1.80 | |
| Enterprise Value Multiple | 8.24 | 7.83 | |
| Price Fair Value | 1.29 | 1.80 | |
| Enterprise Value | 297.8 M | 307.3 M |
The decision-making processes within First Bancorp are key to its success in a competitive market. By evaluating these processes, we assess the stock's potential for future gains.
Dividend Yield 0.0491 | Forward Dividend Yield 0.0491 | Forward Dividend Rate 1.44 | Beta 0.547 |
Basic technical analysis of First Stock
As of the 25th of November, First Bancorp shows the Coefficient Of Variation of 1152.46, downside deviation of 2.18, and Mean Deviation of 1.69. First Bancorp technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.First Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Tolman Sarah over three months ago Acquisition by Tolman Sarah of tradable shares of First Bancorp at 24.62 subject to Rule 16b-3 | ||
Gregory Robert B over six months ago Discretionary transaction by Gregory Robert B of tradable shares of First Bancorp subject to Rule 16b-3 | ||
Swan Kimberly over six months ago Acquisition by Swan Kimberly of 250 shares of First Bancorp subject to Rule 16b-3 | ||
Robert Gregory over six months ago Disposition of 750 shares by Robert Gregory of First Bancorp subject to Rule 16b-3 | ||
Susan Norton over six months ago Disposition of 387 shares by Susan Norton of First Bancorp at 31.76 subject to Rule 16b-3 |
First Bancorp's Outstanding Corporate Bonds
First Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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Understand First Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing First Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.0739 | |||
| Market Risk Adjusted Performance | 0.0999 | |||
| Mean Deviation | 1.69 | |||
| Semi Deviation | 1.86 | |||
| Downside Deviation | 2.18 | |||
| Coefficient Of Variation | 1152.46 | |||
| Standard Deviation | 2.87 | |||
| Variance | 8.21 | |||
| Information Ratio | 0.0411 | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 0.0541 | |||
| Treynor Ratio | 0.0899 | |||
| Maximum Drawdown | 23.55 | |||
| Value At Risk | (2.81) | |||
| Potential Upside | 3.18 | |||
| Downside Variance | 4.75 | |||
| Semi Variance | 3.47 | |||
| Expected Short fall | (1.87) | |||
| Skewness | 2.75 | |||
| Kurtosis | 16.35 |
| Risk Adjusted Performance | 0.0739 | |||
| Market Risk Adjusted Performance | 0.0999 | |||
| Mean Deviation | 1.69 | |||
| Semi Deviation | 1.86 | |||
| Downside Deviation | 2.18 | |||
| Coefficient Of Variation | 1152.46 | |||
| Standard Deviation | 2.87 | |||
| Variance | 8.21 | |||
| Information Ratio | 0.0411 | |||
| Jensen Alpha | (0.08) | |||
| Total Risk Alpha | (0.21) | |||
| Sortino Ratio | 0.0541 | |||
| Treynor Ratio | 0.0899 | |||
| Maximum Drawdown | 23.55 | |||
| Value At Risk | (2.81) | |||
| Potential Upside | 3.18 | |||
| Downside Variance | 4.75 | |||
| Semi Variance | 3.47 | |||
| Expected Short fall | (1.87) | |||
| Skewness | 2.75 | |||
| Kurtosis | 16.35 |
Consider First Bancorp's intraday indicators
First Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Bancorp Corporate Filings
10Q | 8th of November 2024 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 23rd of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 18th of October 2024 Other Reports | ViewVerify | |
| 15th of August 2024 Other Reports | ViewVerify |
First Stock media impact
Far too much social signal, news, headlines, and media speculation about First Bancorp that are available to investors today. That information is available publicly through First media outlets and privately through word of mouth or via First internal channels. However, regardless of the origin, that massive amount of First data is challenging to quantify into actionable patterns, especially for investors that are not very sophisticated with ever-evolving tools and techniques used in the investment management field.
A primary focus of First Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of First Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to First Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive First Bancorp alpha.
First Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards First Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
When determining whether First Bancorp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Bancorp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Bancorp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Bancorp Stock: Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of economic analysis. For information on how to trade First Stock refer to our How to Trade First Stock guide.You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Bancorp. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.015 | Dividend Share 1.42 | Earnings Share 2.38 | Revenue Per Share 7.084 | Quarterly Revenue Growth 0.056 |
The market value of First Bancorp is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Bancorp's value that differs from its market value or its book value, called intrinsic value, which is First Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Bancorp's market value can be influenced by many factors that don't directly affect First Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between First Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if First Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.