First Financial Statements From 2010 to 2026

First Financial Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 16.2 B 15.4 B 9 B Slightly volatile Other Current Liabilities 153.9 M 161.9 M 5.2 B Slightly volatile Total Current Liabilities 14.2 B 13.5 B 7.1 B Slightly volatile Total Stockholder Equity 2 B 1.9 B 1.1 B Slightly volatile Property Plant And Equipment Net 91.1 M 150 M 117.8 M Slightly volatile Retained Earnings 1.5 B 1.4 B 716 M Slightly volatile Cash 1.1 B 1.1 B 460.6 M Slightly volatile Non Current Assets Total 3.7 B 6.3 B 4.6 B Slightly volatile Cash And Short Term Investments 1.8 B 1.1 B 3.1 B Slightly volatile Common Stock Shares Outstanding 112.9 M 143.5 M 153.3 M Slightly volatile Liabilities And Stockholders Equity 16.2 B 15.4 B 9 B Slightly volatile Other Stockholder Equity 732.2 M 697.3 M 473.5 M Slightly volatile Total Liabilities 14.2 B 13.5 B 7.9 B Slightly volatile Property Plant And Equipment Gross 341.3 M 325.1 M 170.8 M Slightly volatile Total Current Assets 9.6 B 9.2 B 4.2 B Slightly volatile Short and Long Term Debt Total 20.6 M 21.7 M 370.9 M Pretty Stable Other Current Assets 25.6 M 27 M 569.3 M Slightly volatile Short Term Debt 20.6 M 21.7 M 359.7 M Pretty Stable Common Stock Total Equity 1.2 M 1.3 M 6.8 M Slightly volatile Common Stock 1.4 M 1.4 M 6.8 M Slightly volatile Other Liabilities 41.1 M 41.4 M 46.4 M Pretty Stable Accounts Payable 16.1 B 15.3 B 4.4 B Slightly volatile Good Will 378.5 M 360.5 M 201.3 M Slightly volatile Short Term Investments 5.2 B 5.5 B 3.3 B Slightly volatile Inventory 2.1 M 2.2 M 4.3 M Slightly volatile Intangible Assets 162.4 K 171 K 51.1 M Very volatile Property Plant Equipment 97.1 M 175.9 M 120.6 M Slightly volatile Net Tangible Assets 861.9 M 1.1 B 825.9 M Slightly volatile Net Receivables 9.7 B 9.3 B 5.2 B Slightly volatile Retained Earnings Total Equity 1.4 B 1.3 B 685.7 M Slightly volatile Capital Surpluse 463.2 M 779.2 M 474.8 M Slightly volatile Long Term Investments 3.5 B 5.3 B 3.3 B Slightly volatile Non Current Liabilities Other 50.3 M 41.4 M 44.6 M Very volatile Short and Long Term Debt 383.2 M 380.6 M 263.4 M Slightly volatile Long Term Debt Total 372.2 M 421.8 M 502.7 M Slightly volatile Earning Assets 3.5 B 4 B 3.2 B Slightly volatile Net Invested Capital 2.1 B 2 B 776.6 M Slightly volatile Capital Stock 1.4 M 1.6 M 1 M Slightly volatile
First Financial Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Depreciation And Amortization 9.6 M 10.3 M 10.2 M Pretty Stable Interest Expense 211.7 M 201.6 M 54 M Slightly volatile Selling General Administrative 222.1 M 211.6 M 115.2 M Slightly volatile Total Revenue 867.1 M 825.8 M 430.1 M Slightly volatile Gross Profit 622.8 M 593.1 M 374.7 M Slightly volatile Other Operating Expenses 542 M 516.2 M 235 M Slightly volatile Operating Income 325.1 M 309.6 M 186.4 M Slightly volatile EBIT 325.1 M 309.6 M 186.4 M Slightly volatile EBITDA 335.9 M 319.9 M 196.6 M Slightly volatile Cost Of Revenue 244.3 M 232.7 M 55.6 M Slightly volatile Total Operating Expenses 297.7 M 283.5 M 179.6 M Slightly volatile Income Before Tax 325.1 M 309.6 M 186.4 M Slightly volatile Net Income 266.3 M 253.6 M 151.3 M Slightly volatile Income Tax Expense 58.8 M 56 M 35.2 M Slightly volatile Net Income Applicable To Common Shares 283.1 M 269.6 M 156.8 M Slightly volatile Selling And Marketing Expenses 3.2 M 3.1 M 3 M Pretty Stable Net Income From Continuing Ops 153.8 M 257 M 147.5 M Slightly volatile Extraordinary Items 567.7 K 597.6 K 3.6 M Slightly volatile Tax Provision 41.1 M 55.6 M 36.9 M Slightly volatile Net Interest Income 350.7 M 494.2 M 301.2 M Slightly volatile Interest Income 401.9 M 726.7 M 346.5 M Slightly volatile Reconciled Depreciation 13.7 M 15.4 M 12.9 M Pretty Stable
First Financial Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Free Cash Flow 353.7 M 336.9 M 190.9 M Slightly volatile Begin Period Cash Flow 647.9 M 617.1 M 368.6 M Slightly volatile Depreciation 10 M 15.4 M 11.2 M Slightly volatile Other Non Cash Items 70.6 M 67.3 M 41.8 M Slightly volatile Dividends Paid 124.3 M 118.3 M 62.7 M Slightly volatile Capital Expenditures 11.4 M 19.2 M 15.2 M Slightly volatile Total Cash From Operating Activities 373.9 M 356.1 M 206.6 M Slightly volatile Net Income 269.9 M 257 M 151.6 M Slightly volatile End Period Cash Flow 921.8 M 877.9 M 428 M Slightly volatile Stock Based Compensation 6 M 5.7 M 2.6 M Slightly volatile Change To Netincome 108 M 102.9 M 56.3 M Slightly volatile Issuance Of Capital Stock 4.5 M 4.9 M 4.1 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 4.9 5.1763 8.4267 Very volatile Dividend Yield 0.0261 0.0251 0.0183 Pretty Stable PTB Ratio 2.26 2.2294 3.35 Slightly volatile Days Sales Outstanding 2.8 K 3.2 K 3.5 K Slightly volatile Book Value Per Share 14.07 13.398 8.0732 Slightly volatile Free Cash Flow Yield 0.0697 0.0654 0.0533 Slightly volatile Operating Cash Flow Per Share 2.05 1.95 1.4242 Slightly volatile Stock Based Compensation To Revenue 0.0054 0.006 0.0064 Pretty Stable Capex To Depreciation 0.87 1.12 1.3472 Slightly volatile PB Ratio 2.26 2.2294 3.35 Slightly volatile EV To Sales 4.62 3.8971 8.4523 Pretty Stable Free Cash Flow Per Share 1.94 1.85 1.3137 Slightly volatile ROIC 0.11 0.1308 0.097 Slightly volatile Net Income Per Share 1.86 1.772 1.0909 Slightly volatile Payables Turnover 0.019 0.0201 1.4984 Slightly volatile Sales General And Administrative To Revenue 0.2 0.2562 0.2714 Slightly volatile Capex To Revenue 0.0346 0.0204 0.0449 Slightly volatile Cash Per Share 48.37 46.0647 27.3335 Slightly volatile POCF Ratio 9.17 14.97 18.0602 Slightly volatile Interest Coverage 1.46 1.5358 14.8154 Slightly volatile Payout Ratio 0.47 0.4232 0.4034 Slightly volatile Capex To Operating Cash Flow 0.09 0.0621 0.0998 Slightly volatile PFCF Ratio 12.3 15.82 20.3015 Slightly volatile Days Payables Outstanding 19.8 K 18.8 K 7.3 K Slightly volatile Income Quality 1.07 1.25 1.3478 Slightly volatile ROE 0.15 0.1323 0.1369 Pretty Stable EV To Operating Cash Flow 7.86 13.32 17.9948 Slightly volatile PE Ratio 16.34 16.8565 24.5285 Slightly volatile Return On Tangible Assets 0.013 0.0168 0.0167 Very volatile EV To Free Cash Flow 10.9 14.08 20.2214 Slightly volatile Earnings Yield 0.0601 0.0593 0.0445 Pretty Stable Intangibles To Total Assets 0.0152 0.0203 0.0205 Slightly volatile Current Ratio 0.71 0.6771 0.5043 Pretty Stable Tangible Book Value Per Share 11.77 11.2062 6.6563 Slightly volatile Receivables Turnover 0.08 0.0923 0.1006 Slightly volatile Graham Number 24.27 23.1124 14.0598 Slightly volatile Shareholders Equity Per Share 14.07 13.398 8.0732 Slightly volatile Debt To Equity 0.0107 0.0113 0.3984 Slightly volatile Capex Per Share 0.063 0.11 0.1083 Very volatile Revenue Per Share 6.06 5.7706 3.0875 Slightly volatile Interest Debt Per Share 1.57 1.5602 3.123 Very volatile Debt To Assets 0.0013 0.0014 0.0486 Slightly volatile Enterprise Value Over EBITDA 10.24 10.0589 17.63 Pretty Stable Short Term Coverage Ratios 3.96 4.69 1.3704 Slightly volatile Price Earnings Ratio 16.34 16.8565 24.5285 Slightly volatile Operating Cycle 2.8 K 3.2 K 3.5 K Slightly volatile Price Book Value Ratio 2.26 2.2294 3.35 Slightly volatile Days Of Payables Outstanding 19.8 K 18.8 K 7.3 K Slightly volatile Dividend Payout Ratio 0.47 0.4232 0.4034 Slightly volatile Price To Operating Cash Flows Ratio 9.17 14.97 18.0602 Slightly volatile Price To Free Cash Flows Ratio 12.3 15.82 20.3015 Slightly volatile Pretax Profit Margin 0.3 0.3749 0.4333 Pretty Stable Operating Profit Margin 0.3 0.3749 0.4333 Pretty Stable Effective Tax Rate 0.29 0.181 0.2131 Slightly volatile Company Equity Multiplier 9.59 8.0563 8.3242 Very volatile Long Term Debt To Capitalization 0.0667 0.0806 0.0453 Very volatile Total Debt To Capitalization 0.0106 0.0112 0.2574 Slightly volatile Return On Capital Employed 0.2 0.1615 0.169 Pretty Stable Debt Equity Ratio 0.0107 0.0113 0.3984 Slightly volatile Ebit Per Revenue 0.3 0.3749 0.4333 Pretty Stable Quick Ratio 0.71 0.6771 0.5043 Pretty Stable Dividend Paid And Capex Coverage Ratio 1.88 2.33 2.5372 Pretty Stable Net Income Per E B T 0.6 0.819 0.7848 Pretty Stable Cash Ratio 0.0799 0.0797 0.062 Slightly volatile Operating Cash Flow Sales Ratio 0.3 0.38 0.4656 Very volatile Days Of Sales Outstanding 2.8 K 3.2 K 3.5 K Slightly volatile Free Cash Flow Operating Cash Flow Ratio 0.74 0.85 0.885 Pretty Stable Cash Flow Coverage Ratios 1.72 1.81 0.762 Slightly volatile Price To Book Ratio 2.26 2.2294 3.35 Slightly volatile Fixed Asset Turnover 5.78 5.5059 3.3462 Slightly volatile Capital Expenditure Coverage Ratio 17.5 16.67 12.7853 Slightly volatile Price Cash Flow Ratio 9.17 14.97 18.0602 Slightly volatile Enterprise Value Multiple 10.24 10.0589 17.63 Pretty Stable Debt Ratio 0.0013 0.0014 0.0486 Slightly volatile Cash Flow To Debt Ratio 1.72 1.81 0.762 Slightly volatile Price Sales Ratio 4.9 5.1763 8.4267 Very volatile Return On Assets 0.0129 0.0164 0.0164 Very volatile Asset Turnover 0.0653 0.0535 0.049 Very volatile Net Profit Margin 0.23 0.3071 0.3451 Very volatile Gross Profit Margin 0.66 0.7182 0.8774 Slightly volatile Price Fair Value 2.26 2.2294 3.35 Slightly volatile Return On Equity 0.15 0.1323 0.1369 Pretty Stable
First Financial Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 2.2 B 3.8 B 4.8 B Pretty Stable Enterprise Value 2 B 2.9 B 5.3 B Pretty Stable

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About First Financial Financial Statements

Pair Trading with First Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Financial will appreciate offsetting losses from the drop in the long position's value.When determining whether First Financial Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of First Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of First Financial Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on First Financial Bankshares Stock:

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