First Financial Bankshares Stock Fundamentals
| FFIN Stock | USD 37.02 0.23 0.63% |
First Financial Bankshares fundamentals help investors to digest information that contributes to First Financial's financial success or failures. It also enables traders to predict the movement of First Stock. The fundamental analysis module provides a way to measure First Financial's intrinsic value by examining its available economic and financial indicators, including the cash flow records, the balance sheet account changes, the income statement patterns, and various microeconomic indicators and financial ratios related to First Financial stock.
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First Financial Bankshares Company Profit Margin Analysis
First Financial's Profit Margin measures overall efficiency of a company and shows its ability to withstand competition as well as defend against adverse conditions such as rising costs, falling prices, decline in sales or management distress. Profit margin tells investors how well the company executes on its overall pricing strategies as well as how effective the company in controlling its costs.
Current First Financial Profit Margin | 0.41 % |
Most of First Financial's fundamental indicators, such as Profit Margin, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Financial Bankshares is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
In a nutshell, Profit Margin indicator shows the amount of money the company makes from total sales or revenue. It can provide a good insight into companies in the same sector, as well as help to identify trends of a company from year to year.
| Competition |
Based on the latest financial disclosure, First Financial Bankshares has a Profit Margin of 0.406%. This is 96.52% lower than that of the Banks sector and significantly higher than that of the Financials industry. The profit margin for all United States stocks is 131.97% lower than that of the firm.
First Financial Bank Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining First Financial's current stock value. Our valuation model uses many indicators to compare First Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across First Financial competition to find correlations between indicators driving First Financial's intrinsic value. More Info.First Financial Bankshares is one of the top stocks in return on equity category among its peers. It also is one of the top stocks in return on asset category among its peers reporting about 0.11 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for First Financial Bankshares is roughly 9.10 . The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the First Financial's earnings, one of the primary drivers of an investment's value.First Profit Margin Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Financial's direct or indirect competition against its Profit Margin to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Financial could also be used in its relative valuation, which is a method of valuing First Financial by comparing valuation metrics of similar companies.First Financial is currently under evaluation in profit margin category among its peers.
First Financial ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Financial's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Financial's managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.0157 | ||||
| Profit Margin | 0.41 % | ||||
| Operating Margin | 0.55 % | ||||
| Current Valuation | 5 B | ||||
| Shares Outstanding | 141.98 M | ||||
| Shares Owned By Insiders | 4.09 % | ||||
| Shares Owned By Institutions | 76.63 % | ||||
| Number Of Shares Shorted | 7.46 M | ||||
| Price To Earning | 23.90 X | ||||
| Price To Book | 3.15 X | ||||
| Price To Sales | 10.24 X | ||||
| Revenue | 634.55 M | ||||
| Gross Profit | 510.3 M | ||||
| EBITDA | 243.3 M | ||||
| Net Income | 198.98 M | ||||
| Cash And Equivalents | 365.78 M | ||||
| Cash Per Share | 2.57 X | ||||
| Total Debt | 21.05 M | ||||
| Debt To Equity | 7.28 % | ||||
| Book Value Per Share | 11.71 X | ||||
| Cash Flow From Operations | 284.82 M | ||||
| Short Ratio | 15.19 X | ||||
| Earnings Per Share | 1.45 X | ||||
| Price To Earnings To Growth | 2.69 X | ||||
| Target Price | 41.25 | ||||
| Number Of Employees | 1.4 K | ||||
| Beta | 0.79 | ||||
| Market Capitalization | 5.22 B | ||||
| Total Asset | 13.11 B | ||||
| Retained Earnings | 1.22 B | ||||
| Annual Yield | 0.02 % | ||||
| Five Year Return | 1.41 % | ||||
| Net Asset | 13.11 B | ||||
| Last Dividend Paid | 0.72 |
About First Financial Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Financial Bankshares's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Financial using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Financial Bankshares based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.First Financial Bankshares, Inc., through its subsidiaries, provides commercial banking products and services in Texas. First Financial Bankshares, Inc. was founded in 1890 and is headquartered in Abilene, Texas. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1400 people.
Pair Trading with First Financial
One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if First Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in First Financial will appreciate offsetting losses from the drop in the long position's value.Moving together with First Stock
| 0.92 | AX | Axos Financial | PairCorr |
| 0.85 | BY | Byline Bancorp Earnings Call This Week | PairCorr |
| 0.88 | PB | Prosperity Bancshares Earnings Call This Week | PairCorr |
The ability to find closely correlated positions to First Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace First Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back First Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling First Financial Bankshares to buy it.
The correlation of First Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as First Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if First Financial Bank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for First Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.Check out First Financial Piotroski F Score and First Financial Altman Z Score analysis. To learn how to invest in First Stock, please use our How to Invest in First Financial guide.You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.115 | Dividend Share 0.72 | Earnings Share 1.45 | Revenue Per Share 3.574 | Quarterly Revenue Growth 0.112 |
The market value of First Financial Bank is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.