Horace Interest Income from 2010 to 2026

HMN Stock  USD 43.59  0.16  0.37%   
Horace Mann Interest Income yearly trend continues to be very stable with very little volatility. Interest Income is likely to drop to about 17.9 M. Interest Income is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. View All Fundamentals
 
Interest Income  
First Reported
2019-03-31
Previous Quarter
9.3 M
Current Value
6.7 M
Quarterly Volatility
M
 
Covid
 
Interest Hikes
Check Horace Mann financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Horace Mann's main balance sheet or income statement drivers, such as Interest Expense of 37 M, Selling General Administrative of 171.4 M or Total Revenue of 1.1 B, as well as many indicators such as Price To Sales Ratio of 0.84, Dividend Yield of 0.0192 or PTB Ratio of 1.52. Horace financial statements analysis is a perfect complement when working with Horace Mann Valuation or Volatility modules.
  
Build AI portfolio with Horace Stock
Check out the analysis of Horace Mann Correlation against competitors.
Evaluating Horace Mann's Interest Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Horace Mann Educators's fundamental strength.

Latest Horace Mann's Interest Income Growth Pattern

Below is the plot of the Interest Income of Horace Mann Educators over the last few years. It is income earned from the investment of cash or from lending money to others, including interest from bank accounts, bonds, or other interest-bearing investments. Horace Mann's Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Horace Mann's overall financial position and show how it may be relating to other accounts over time.
Interest Income10 Years Trend
Slightly volatile
   Interest Income   
       Timeline  

Horace Interest Income Regression Statistics

Arithmetic Mean16,339,480
Geometric Mean15,632,212
Coefficient Of Variation34.34
Mean Deviation4,224,442
Median13,122,000
Standard Deviation5,611,246
Sample Variance31.5T
Range19.5M
R-Value0.73
Mean Square Error15.7T
R-Squared0.53
Significance0.0009
Slope811,883
Total Sum of Squares503.8T

Horace Interest Income History

202617.9 M
202531.3 M
202427.2 M
202321.8 M
202219.4 M
202113.9 M
202015.2 M

Other Fundumenentals of Horace Mann Educators

Horace Mann Interest Income component correlations

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0.990.820.360.980.170.030.340.330.880.350.480.29-0.840.730.590.240.640.770.420.090.20.54
1.00.740.50.980.120.050.360.380.910.190.550.38-0.820.80.730.210.740.850.390.030.20.65
0.140.32-0.240.170.12-0.07-0.06-0.04-0.050.44-0.21-0.28-0.31-0.10.030.4-0.120.010.440.990.18-0.19
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0.380.410.370.340.36-0.06-0.14-0.050.31-0.010.15-0.06-0.370.610.330.340.170.32-0.07-0.120.47-0.03
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0.690.240.740.590.730.030.250.330.430.66-0.20.580.57-0.560.710.080.810.860.35-0.02-0.030.68
0.260.630.010.240.210.40.120.340.270.170.430.0-0.5-0.390.170.08-0.270.190.540.380.62-0.06
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0.830.470.780.770.850.010.490.320.590.84-0.010.810.65-0.660.770.860.190.860.51-0.07-0.070.79
0.410.510.060.420.390.440.59-0.070.210.250.580.350.01-0.55-0.020.350.540.140.510.44-0.10.09
0.060.27-0.320.090.030.99-0.08-0.12-0.09-0.150.46-0.28-0.33-0.25-0.18-0.020.38-0.2-0.070.440.14-0.27
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0.610.130.810.540.65-0.190.33-0.030.780.8-0.330.730.74-0.360.720.68-0.060.840.790.09-0.27-0.16
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About Horace Mann Financial Statements

Horace Mann investors utilize fundamental indicators, such as Interest Income, to predict how Horace Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Interest Income31.3 M17.9 M
Net Interest Income-31.1 M-29.6 M

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.

Moving together with Horace Stock

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Moving against Horace Stock

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The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out the analysis of Horace Mann Correlation against competitors.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Will Multi-line Insurance sector continue expanding? Could Horace diversify its offerings? Factors like these will boost the valuation of Horace Mann. Market participants price Horace higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Horace Mann data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.05)
Dividend Share
1.4
Earnings Share
3.95
Revenue Per Share
41.296
Quarterly Revenue Growth
0.063
Horace Mann Educators's market price often diverges from its book value, the accounting figure shown on Horace's balance sheet. Smart investors calculate Horace Mann's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Horace Mann's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.