Horace Financial Statements From 2010 to 2026

Horace Mann Balance Sheet		Trends
Current Value Last Year Historical Average  10 Year Trend Total Assets 8.3 B 15.3 B 10.9 B Slightly volatile Short and Long Term Debt Total 326.7 M 593.4 M 450.7 M Slightly volatile Total Stockholder Equity 939 M 1.5 B 1.3 B Slightly volatile Net Debt 595.6 M 567.2 M 361.6 M Slightly volatile Common Stock Shares Outstanding 34.9 M 41.6 M 39.5 M Slightly volatile Liabilities And Stockholders Equity 8.3 B 15.3 B 10.9 B Slightly volatile Non Current Liabilities Total 14.5 B 13.8 B 7.6 B Slightly volatile Total Liabilities 7.3 B 13.8 B 9.6 B Slightly volatile Intangible Assets 524.7 M 499.7 M 234.9 M Slightly volatile Non Current Assets Total 16 B 15.3 B 7.7 B Slightly volatile Net Receivables 390.4 M 488.5 M 429.1 M Slightly volatile Total Current Assets 847.8 M 1.1 B 956 M Slightly volatile Cash 23.8 M 26.2 M 26.7 M Slightly volatile Cash And Short Term Investments 3.3 B 5.7 B 5.4 B Very volatile Common Stock Total Equity 68.4 K 115 K 74 K Slightly volatile Common Stock 75.2 K 115 K 76.4 K Slightly volatile Short Term Investments 4.6 B 5.7 B 5.8 B Pretty Stable Other Liabilities 12.1 B 11.5 B 7.4 B Slightly volatile Long Term Debt 660.5 M 629 M 322.1 M Slightly volatile Good Will 53.1 M 62.4 M 49.6 M Slightly volatile Property Plant Equipment 48.2 M 84.4 M 52.6 M Slightly volatile Net Tangible Assets 1.4 B 1.2 B 1.2 B Pretty Stable Retained Earnings Total Equity 1.3 B 1.8 B 1.3 B Slightly volatile Long Term Debt Total 340.7 M 629 M 323.9 M Slightly volatile Capital Surpluse 504.8 M 604 M 465.1 M Slightly volatile Long Term Investments 7.8 B 7.8 B 7.1 B Slightly volatile Non Current Liabilities Other 9.1 B 13.9 B 9.2 B Slightly volatile Property Plant And Equipment Net 55.2 M 84.4 M 50.9 M Slightly volatile Property Plant And Equipment Gross 44.7 M 74.4 M 48.1 M Slightly volatile Net Invested Capital 1.5 B 1.7 B 1.8 B Pretty Stable Capital Stock 94 K 115 K 78.5 K Slightly volatile
Horace Mann Income Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Interest Expense 37 M 36.4 M 26.7 M Pretty Stable Total Revenue 1.1 B 1.7 B 1.2 B Slightly volatile Gross Profit 1.8 B 1.7 B 855.3 M Pretty Stable Other Operating Expenses 370 M 389.5 M 972.2 M Pretty Stable Operating Income 1.4 B 1.3 B 272.4 M Slightly volatile EBIT 140.6 M 187.7 M 141.9 M Very volatile EBITDA 151.3 M 218 M 152.9 M Pretty Stable Income Before Tax 211.3 M 201.2 M 143.9 M Pretty Stable Net Income 81.4 M 162.1 M 97.4 M Pretty Stable Selling And Marketing Expenses 57.9 K 73.6 K 63.1 K Slightly volatile Interest Income 17.9 M 31.3 M 16.3 M Slightly volatile Extraordinary Items 2.4 M 2.5 M 48 M Slightly volatile Reconciled Depreciation 22.3 M 30.4 M 18.5 M Slightly volatile
Horace Mann Cash Flow Statement		Trends
Current Value Last Year Historical Average  10 Year Trend Begin Period Cash Flow 95 K 100 K 21.8 M Slightly volatile Total Cash From Operating Activities 93.1 M 98 M 205 M Pretty Stable End Period Cash Flow 475 K 500 K 23.7 M Pretty Stable Dividends Paid 67 M 63.8 M 43.5 M Slightly volatile Stock Based Compensation 8.1 M 11.4 M 7.1 M Slightly volatile Change To Operating Activities 83.2 M 67.7 M 105.3 M Slightly volatile
Financial Ratios		Trends
Current Value Last Year Historical Average  10 Year Trend Price To Sales Ratio 0.84 1.1281 1.095 Slightly volatile Dividend Yield 0.0192 0.0303 0.0284 Slightly volatile PTB Ratio 1.52 1.2946 1.1133 Slightly volatile Days Sales Outstanding 45.38 89.8877 112 Very volatile Book Value Per Share 37.46 35.6726 31.8116 Slightly volatile Free Cash Flow Yield 0.0485 0.0511 0.2439 Slightly volatile Operating Cash Flow Per Share 3.59 2.3578 5.6105 Pretty Stable Stock Based Compensation To Revenue 0.007 0.0073 0.0069 Slightly volatile PB Ratio 1.52 1.2946 1.1133 Slightly volatile EV To Sales 1.02 1.4615 1.3787 Slightly volatile Free Cash Flow Per Share 3.59 2.3578 5.6105 Pretty Stable Net Income Per Share 4.1 3.9 2.516 Slightly volatile Sales General And Administrative To Revenue 0.25 0.16 0.1721 Slightly volatile Cash Per Share 145 138 145 Very volatile POCF Ratio 20.57 19.586 9.6053 Slightly volatile Interest Coverage 37.84 36.0412 11.091 Slightly volatile Payout Ratio 0.43 0.359 0.6571 Slightly volatile PFCF Ratio 20.57 19.586 9.6053 Slightly volatile Income Quality 0.57 0.6046 7.2011 Slightly volatile ROE 0.0982 0.1093 0.0738 Pretty Stable EV To Operating Cash Flow 26.64 25.3738 12.0057 Slightly volatile PE Ratio 15.46 11.841 23.111 Pretty Stable Return On Tangible Assets 0.0118 0.011 0.009 Very volatile EV To Free Cash Flow 26.64 25.3738 12.0057 Slightly volatile Earnings Yield 0.0566 0.0845 0.0712 Slightly volatile Intangibles To Total Assets 0.0216 0.0363 0.0159 Very volatile Net Debt To EBITDA 1.99 2.44 2.7108 Slightly volatile Current Ratio 20.5 31.05 18.931 Slightly volatile Receivables Turnover 3.86 4.0606 4.0225 Slightly volatile Graham Number 58.75 55.9488 41.3435 Slightly volatile Shareholders Equity Per Share 37.46 35.6726 31.8434 Slightly volatile Debt To Equity 0.48 0.4002 0.5746 Slightly volatile Revenue Per Share 42.98 40.9344 33.261 Very volatile Interest Debt Per Share 15.91 15.1525 12.5743 Pretty Stable Debt To Assets 0.041 0.0389 0.0385 Pretty Stable Enterprise Value Over EBITDA 10.92 10.13 13.8019 Pretty Stable Short Term Coverage Ratios 0.75 0.79 4.882 Slightly volatile Price Earnings Ratio 15.46 11.841 23.111 Pretty Stable Operating Cycle 45.38 89.8877 112 Very volatile Price Book Value Ratio 1.52 1.2946 1.1133 Slightly volatile Dividend Payout Ratio 0.43 0.359 0.6571 Slightly volatile Price To Operating Cash Flows Ratio 20.57 19.586 9.6053 Slightly volatile Price To Free Cash Flows Ratio 20.57 19.586 9.6053 Slightly volatile Pretax Profit Margin 0.11 0.1183 0.0981 Very volatile Ebt Per Ebit 0.1 0.14 0.142 Pretty Stable Operating Profit Margin 0.81 0.7711 0.1871 Slightly volatile Company Equity Multiplier 10.6 10.2965 10.3639 Pretty Stable Long Term Debt To Capitalization 0.24 0.2858 0.2263 Pretty Stable Total Debt To Capitalization 0.28 0.2858 0.2535 Very volatile Return On Capital Employed 0.0936 0.0859 0.0272 Very volatile Debt Equity Ratio 0.48 0.4002 0.5746 Slightly volatile Ebit Per Revenue 0.81 0.7711 0.1871 Slightly volatile Quick Ratio 20.5 31.05 18.931 Slightly volatile Dividend Paid And Capex Coverage Ratio 1.6 1.6841 6.4146 Slightly volatile Net Income Per E B T 0.77 0.8057 0.8706 Pretty Stable Cash Ratio 0.5 0.48 0.3889 Slightly volatile Cash Conversion Cycle 45.38 89.8877 112 Very volatile Operating Cash Flow Sales Ratio 0.0547 0.0576 0.1638 Pretty Stable Days Of Sales Outstanding 45.38 89.8877 112 Very volatile Cash Flow Coverage Ratios 0.16 0.1651 0.5561 Slightly volatile Price To Book Ratio 1.52 1.2946 1.1133 Slightly volatile Fixed Asset Turnover 29.48 24.29 26.869 Slightly volatile Price Cash Flow Ratio 20.57 19.586 9.6053 Slightly volatile Enterprise Value Multiple 10.92 10.13 13.8019 Pretty Stable Debt Ratio 0.041 0.0389 0.0385 Pretty Stable Cash Flow To Debt Ratio 0.16 0.1651 0.5561 Slightly volatile Price Sales Ratio 0.84 1.1281 1.095 Slightly volatile Return On Assets 0.0116 0.0106 0.0089 Very volatile Asset Turnover 0.17 0.1114 0.1202 Slightly volatile Net Profit Margin 0.0586 0.0953 0.0789 Very volatile Gross Profit Margin 0.41 0.35 0.335 Slightly volatile Price Fair Value 1.52 1.2946 1.1133 Slightly volatile Return On Equity 0.0982 0.1093 0.0738 Pretty Stable
Horace Mann Valuation Data		Trends
Current Value Last Year Historical Average  10 Year Trend Market Cap 1.2 B 1.9 B 1.7 B Very volatile Enterprise Value 1.5 B 2.5 B 2 B Pretty Stable

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About Horace Mann Financial Statements

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:

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