Horace Mann Stock Forward View

HMN Stock  USD 44.92  0.04  0.09%   
Horace Stock outlook is based on your current time horizon. Although Horace Mann's naive historical forecasting may sometimes provide an important future outlook for the firm, we suggest always cross-verifying it against solid analysis of Horace Mann's systematic risk associated with finding meaningful patterns of Horace Mann fundamentals over time.
As of today, The relative strength indicator of Horace Mann's share price is at 50. This usually indicates that the stock is in nutural position, most likellhy at or near its resistance level. The main idea of RSI analysis is to track how fast people are buying or selling Horace Mann, making its price go up or down.

Momentum 50

 Impartial

 
Oversold
 
Overbought
The successful prediction of Horace Mann's future price could yield a significant profit. We analyze noise-free headlines and recent hype associated with Horace Mann Educators, which may create opportunities for some arbitrage if properly timed. Below are the key fundamental drivers impacting Horace Mann's stock price prediction:
Quarterly Earnings Growth
0.687
EPS Estimate Next Quarter
1.2833
EPS Estimate Current Year
4.6825
EPS Estimate Next Year
5.2167
Wall Street Target Price
50.6667
Using Horace Mann hype-based prediction, you can estimate the value of Horace Mann Educators from the perspective of Horace Mann response to recently generated media hype and the effects of current headlines on its competitors. We also analyze overall investor sentiment towards Horace Mann using Horace Mann's stock options and short interest. It helps to benchmark the overall future attitude of investors towards Horace using crowd psychology based on the activity and movement of Horace Mann's stock price.

Horace Mann Short Interest

An investor who is long Horace Mann may also wish to track short interest. As short interest increases, investors should be becoming more worried about Horace Mann and may potentially protect profits, hedge Horace Mann with its derivative instruments, or be ready for some potential downside.
200 Day MA
43.9505
Short Percent
0.02
Short Ratio
2.44
Shares Short Prior Month
601.8 K
50 Day MA
44.9672

Horace Relative Strength Index

The Naive Prediction forecasted value of Horace Mann Educators on the next trading day is expected to be 47.63 with a mean absolute deviation of 0.53 and the sum of the absolute errors of 32.93.

Horace Mann Educators Hype to Price Pattern

Investor biases related to Horace Mann's public news can be used to forecast risks associated with an investment in Horace. The trend in average sentiment can be used to explain how an investor holding Horace can time the market purely based on public headlines and social activities around Horace Mann Educators. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Some investors profit by finding stocks that are overvalued or undervalued based on market sentiment. The correlation of Horace Mann's market sentiment to its price can help taders to make decisions based on the overall investors consensus about Horace Mann.

Horace Mann Implied Volatility

    
  0.73  
Horace Mann's implied volatility exposes the market's sentiment of Horace Mann Educators stock's possible movements over time. However, it does not forecast the overall direction of its price. In a nutshell, if Horace Mann's implied volatility is high, the market thinks the stock has potential for high price swings in either direction. On the other hand, the low implied volatility suggests that Horace Mann stock will not fluctuate a lot when Horace Mann's options are near their expiration.
The Naive Prediction forecasted value of Horace Mann Educators on the next trading day is expected to be 47.63 with a mean absolute deviation of 0.53 and the sum of the absolute errors of 32.93.

Horace Mann after-hype prediction price

    
  USD 44.92  
There is no one specific way to measure market sentiment using hype analysis or a similar predictive technique. This prediction method should be used in combination with more fundamental and traditional techniques such as stock price forecasting, technical analysis, analysts consensus, earnings estimates, and various momentum models.
Check out Historical Fundamental Analysis of Horace Mann to cross-verify your projections.

Prediction based on Rule 16 of the current Horace contract

Based on the Rule 16, the options market is currently suggesting that Horace Mann Educators will have an average daily up or down price movement of about 0.0456% per day over the life of the 2026-05-15 option contract. With Horace Mann trading at USD 44.92, that is roughly USD 0.0205 . If you think that the market is fully incorporating Horace Mann's daily price movement you should consider acquiring Horace Mann Educators options at the current volatility level of 0.73%. But if you have an opposite viewpoint you should avoid it and even consider selling them.

Open Interest Against 2026-05-15 Horace Option Contracts

Although open interest is a measure utilized in the options markets, it could be used to forecast Horace Mann's spot prices because the number of available contracts in the market changes daily, and new contracts can be created or liquidated at will. Since open interest in Horace Mann's options reflects these daily shifts, investors could use the patterns of these changes to develop long and short-term trading strategies for Horace Mann stock based on available contracts left at the end of a trading day.
Please note that to derive more accurate forecasting about market movement from the current Horace Mann's open interest, investors have to compare it to Horace Mann's spot prices. As Ford's stock price increases, high open interest indicates that money is entering the market, and the market is strongly bullish. Conversely, if the price of Horace Mann is decreasing and there is high open interest, that is a sign that the bearish trend will continue, and investors may react by taking short positions in Horace. So, decreasing or low open interest during a bull market indicates that investors are becoming uncertain of the depth of the bullish trend, and a reversal in sentiment will likely follow.

Horace Mann Additional Predictive Modules

Most predictive techniques to examine Horace price help traders to determine how to time the market. We provide a combination of tools to recognize potential entry and exit points for Horace using various technical indicators. When you analyze Horace charts, please remember that the event formation may indicate an entry point for a short seller, and look at other indicators across different periods to confirm that a breakdown or reversion is likely to occur.

Horace Mann Cash Forecast

Forecasting financial indicators like cash flow involves analysts applying various statistical methods, techniques, and algorithms. These tools reveal hidden trends within the Horace Mann's financial statements to estimate their effects on upcoming price movements.
 
Cash  
First Reported
1996-06-30
Previous Quarter
40.9 M
Current Value
46.7 M
Quarterly Volatility
18.9 M
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
A naive forecasting model for Horace Mann is a special case of the moving average forecasting where the number of periods used for smoothing is one. Therefore, the forecast of Horace Mann Educators value for a given trading day is simply the observed value for the previous period. Due to the simplistic nature of the naive forecasting model, it can only be used to forecast up to one period.

Horace Mann Naive Prediction Price Forecast For the 5th of February

Given 90 days horizon, the Naive Prediction forecasted value of Horace Mann Educators on the next trading day is expected to be 47.63 with a mean absolute deviation of 0.53, mean absolute percentage error of 0.42, and the sum of the absolute errors of 32.93.
Please note that although there have been many attempts to predict Horace Stock prices using its time series forecasting, we generally do not suggest using it to place bets in the real market. The most commonly used models for forecasting predictions are the autoregressive models, which specify that Horace Mann's next future price depends linearly on its previous prices and some stochastic term (i.e., imperfectly predictable multiplier).

Horace Mann Stock Forecast Pattern

Backtest Horace Mann  Horace Mann Price Prediction  Research Analysis  

Horace Mann Forecasted Value

In the context of forecasting Horace Mann's Stock value on the next trading day, we examine the predictive performance of the model to find good statistically significant boundaries of downside and upside scenarios. Horace Mann's downside and upside margins for the forecasting period are 46.49 and 48.77, respectively. We have considered Horace Mann's daily market price to evaluate the above model's predictive performance. Remember, however, there is no scientific proof or empirical evidence that traditional linear or nonlinear forecasting models outperform artificial intelligence and frequency domain models to provide accurate forecasts consistently.
Market Value
44.92
47.63
Expected Value
48.77
Upside

Model Predictive Factors

The below table displays some essential indicators generated by the model showing the Naive Prediction forecasting method's relative quality and the estimations of the prediction error of Horace Mann stock data series using in forecasting. Note that when a statistical model is used to represent Horace Mann stock, the representation will rarely be exact; so some information will be lost using the model to explain the process. AIC estimates the relative amount of information lost by a given model: the less information a model loses, the higher its quality.
AICAkaike Information Criteria119.0869
BiasArithmetic mean of the errors None
MADMean absolute deviation0.5311
MAPEMean absolute percentage error0.0119
SAESum of the absolute errors32.9301
This model is not at all useful as a medium-long range forecasting tool of Horace Mann Educators. This model is simplistic and is included partly for completeness and partly because of its simplicity. It is unlikely that you'll want to use this model directly to predict Horace Mann. Instead, consider using either the moving average model or the more general weighted moving average model with a higher (i.e., greater than 1) number of periods, and possibly a different set of weights.

Predictive Modules for Horace Mann

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Horace Mann Educators. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
43.7244.9246.12
Details
Intrinsic
Valuation
LowRealHigh
43.5644.7645.96
Details
Bollinger
Band Projection (param)
LowMiddleHigh
41.7244.1146.50
Details
3 Analysts
Consensus
LowTargetHigh
46.1150.6756.24
Details

Horace Mann After-Hype Price Density Analysis

As far as predicting the price of Horace Mann at your current risk attitude, this probability distribution graph shows the chance that the prediction will fall between or within a specific range. We use this chart to confirm that your returns on investing in Horace Mann or, for that matter, your successful expectations of its future price, cannot be replicated consistently. Please note, a large amount of money has been lost over the years by many investors who confused the symmetrical distributions of Stock prices, such as prices of Horace Mann, with the unreliable approximations that try to describe financial returns.
   Next price density   
       Expected price to next headline  

Horace Mann Estimiated After-Hype Price Volatility

In the context of predicting Horace Mann's stock value on the day after the next significant headline, we show statistically significant boundaries of downside and upside scenarios based on Horace Mann's historical news coverage. Horace Mann's after-hype downside and upside margins for the prediction period are 43.72 and 46.12, respectively. We have considered Horace Mann's daily market price in relation to the headlines to evaluate this method's predictive performance. Remember, however, there is no scientific proof or empirical evidence that news-based prediction models compare with traditional linear, nonlinear models or artificial intelligence models to provide accurate predictions consistently.
Current Value
44.92
44.92
After-hype Price
46.12
Upside
Horace Mann is very steady at this time. Analysis and calculation of next after-hype price of Horace Mann Educators is based on 3 months time horizon.

Horace Mann Stock Price Outlook Analysis

Have you ever been surprised when a price of a Company such as Horace Mann is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Horace Mann backward and forwards among themselves. Have you ever observed a lot of a particular company's price movement is driven by press releases or news about the company that has nothing to do with actual earnings? Usually, hype to individual companies acts as price momentum. If not enough favorable publicity is forthcoming, the Stock price eventually runs out of speed. So, the rule of thumb here is that as long as this news hype has nothing to do with immediate earnings, you should pay more attention to it. If you see this tendency with Horace Mann, there might be something going there, and it might present an excellent short sale opportunity.
Expected ReturnPeriod VolatilityHype ElasticityRelated ElasticityNews DensityRelated DensityExpected Hype
  0.01 
1.14
 0.00  
  0.01 
7 Events / Month
7 Events / Month
In about 7 days
Latest traded priceExpected after-news pricePotential return on next major newsAverage after-hype volatility
44.92
44.92
0.00 
1,036  
Notes

Horace Mann Hype Timeline

On the 4th of February Horace Mann Educators is traded for 44.92. The entity stock is not elastic to its hype. The average elasticity to hype of competition is 0.01. Horace is expected not to react to the next headline, with the price staying at about the same level, and average media hype impact volatility is over 100%. The immediate return on the next news is expected to be very small, whereas the daily expected return is currently at 0.01%. %. The volatility of related hype on Horace Mann is about 122.58%, with the expected price after the next announcement by competition of 44.93. About 99.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.26. Some equities with similar Price to Book (P/B) outperform the market in the long run. Horace Mann Educators has Price/Earnings To Growth (PEG) ratio of 2.52. The entity last dividend was issued on the 15th of December 2025. The firm had 2:1 split on the 16th of December 1997. Considering the 90-day investment horizon the next expected press release will be in about 7 days.
Check out Historical Fundamental Analysis of Horace Mann to cross-verify your projections.

Horace Mann Related Hype Analysis

Having access to credible news sources related to Horace Mann's direct competition is more important than ever and may enhance your ability to predict Horace Mann's future price movements. Getting to know how Horace Mann's peers react to changing market sentiment, related social signals, and mainstream news is a great way to find investing opportunities and time the market. The summary table below summarizes the essential lagging indicators that can help you analyze how Horace Mann may potentially react to the hype associated with one of its peers.
Hype
Elasticity
News
Density
Semi
Deviation
Information
Ratio
Potential
Upside
Value
At Risk
Maximum
Drawdown
SKWDSkyward Specialty Insurance(1.05)9 per month 0.00 (0.03) 3.99 (2.98) 11.17 
STCStewart Information Services 0.11 7 per month 0.00 (0.05) 2.83 (2.30) 8.73 
SLDESlide Insurance Holdings 0.11 8 per month 1.89  0.05  4.24 (3.18) 14.08 
NICNicolet Bankshares 10.01 9 per month 1.07  0.19  3.09 (2.36) 13.07 
AHLAspen Insurance Holdings 0.01 8 per month 0.00 (0.22) 0.22 (0.19) 0.76 
CHCOCity Holding 2.37 10 per month 1.03  0.05  1.91 (1.54) 6.66 
NWBINorthwest Bancshares 0.90 19 per month 1.02  0.11  3.66 (1.44) 7.37 
TYTri Continental Closed(0.27)7 per month 0.00 (0.10) 1.04 (0.89) 7.86 
OFGOFG Bancorp(2.56)6 per month 1.78  0.05  2.23 (1.48) 12.38 
WTWisdomTree(0.33)11 per month 1.23  0.23  4.19 (2.35) 9.09 

Other Forecasting Options for Horace Mann

For every potential investor in Horace, whether a beginner or expert, Horace Mann's price movement is the inherent factor that sparks whether it is viable to invest in it or hold it better. Horace Stock price charts are filled with many 'noises.' These noises can hugely alter the decision one can make regarding investing in Horace. Basic forecasting techniques help filter out the noise by identifying Horace Mann's price trends.

Horace Mann Related Equities

One of the popular trading techniques among algorithmic traders is to use market-neutral strategies where every trade hedges away some risk. Because there are two separate transactions required, even if one position performs unexpectedly, the other equity can make up some of the losses. Below are some of the equities that can be combined with Horace Mann stock to make a market-neutral strategy. Peer analysis of Horace Mann could also be used in its relative valuation, which is a method of valuing Horace Mann by comparing valuation metrics with similar companies.
 Risk & Return  Correlation

Horace Mann Market Strength Events

Market strength indicators help investors to evaluate how Horace Mann stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing, and determine when trading Horace Mann shares will generate the highest return on investment. By undertsting and applying Horace Mann stock market strength indicators, traders can identify Horace Mann Educators entry and exit signals to maximize returns.

Horace Mann Risk Indicators

The analysis of Horace Mann's basic risk indicators is one of the essential steps in accurately forecasting its future price. The process involves identifying the amount of risk involved in Horace Mann's investment and either accepting that risk or mitigating it. Along with some essential techniques for forecasting horace stock prices, we also provide a set of basic risk indicators that can assist in the individual investment decision or help in hedging the risk of your existing portfolios.
Please note, the risk measures we provide can be used independently or collectively to perform a risk assessment. When comparing two potential investments, we recommend comparing similar equities with homogenous growth potential and valuation from related markets to determine which investment holds the most risk.

Story Coverage note for Horace Mann

The number of cover stories for Horace Mann depends on current market conditions and Horace Mann's risk-adjusted performance over time. The coverage that generates the most noise at a given time depends on the prevailing investment theme that Horace Mann is classified under. However, while its typical story may have numerous social followers, the rapid visibility can also attract short-sellers, who usually are skeptical about Horace Mann's long-term prospects. So, having above-average coverage will typically attract above-average short interest, leading to significant price volatility.

Horace Mann Short Properties

Horace Mann's future price predictability will typically decrease when Horace Mann's long traders begin to feel the short-sellers pressure to drive the price lower. The predictive aspect of Horace Mann Educators often depends not only on the future outlook of the potential Horace Mann's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Horace Mann's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding41.5 M
Cash And Short Term Investments513.3 M
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Historical Fundamental Analysis of Horace Mann to cross-verify your projections.
You can also try the Top Crypto Exchanges module to search and analyze digital assets across top global cryptocurrency exchanges.
Will Multi-line Insurance sector continue expanding? Could Horace diversify its offerings? Factors like these will boost the valuation of Horace Mann. Market participants price Horace higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Horace Mann data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
0.687
Dividend Share
1.39
Earnings Share
3.95
Revenue Per Share
40.571
Quarterly Revenue Growth
0.064
Horace Mann Educators's market price often diverges from its book value, the accounting figure shown on Horace's balance sheet. Smart investors calculate Horace Mann's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Horace Mann's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.