Horace Mann Net Worth

Horace Mann Net Worth Breakdown

  HMN
The net worth of Horace Mann Educators is the difference between its total assets and liabilities. Horace Mann's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of Horace Mann's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. Horace Mann's net worth can be used as a measure of its financial health and stability which can help investors to decide if Horace Mann is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in Horace Mann Educators stock.

Horace Mann Net Worth Analysis

Horace Mann's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Horace Mann's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Horace Mann's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Horace Mann's net worth analysis. One common approach is to calculate Horace Mann's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Horace Mann's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Horace Mann's net worth. This approach calculates the present value of Horace Mann's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Horace Mann's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Horace Mann's net worth. This involves comparing Horace Mann's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Horace Mann's net worth relative to its peers.

Enterprise Value

1.12 Billion

To determine if Horace Mann is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Horace Mann's net worth research are outlined below:
Over 98.0% of the company shares are owned by institutional investors
On 31st of December 2024 Horace Mann paid $ 0.34 per share dividend to its current shareholders
Latest headline from news.google.com: Horace Mann Unveils Catalyst to Enhance Agent Interaction With Educators -January 29, 2025 at 0910 am EST - Marketscreener.com

Horace Mann Quarterly Good Will

54.3 Million

Horace Mann uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Horace Mann Educators. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Horace Mann's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
7th of February 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Horace Mann Target Price Consensus

Horace target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Horace Mann's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   4  Buy
Most Horace analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Horace stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Horace Mann Educators, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

Horace Mann Target Price Projection

Horace Mann's current and average target prices are 38.95 and 44.00, respectively. The current price of Horace Mann is the price at which Horace Mann Educators is currently trading. On the other hand, Horace Mann's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

Horace Mann Market Quote on 31st of January 2025

Low Price38.76Odds
High Price39.23Odds

38.95

Target Price

Analyst Consensus On Horace Mann Target Price

Low Estimate40.04Odds
High Estimate48.84Odds

44.0

Historical Lowest Forecast  40.04 Target Price  44.0 Highest Forecast  48.84
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on Horace Mann Educators and the information provided on this page.

Know Horace Mann's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as Horace Mann is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Horace Mann Educators backward and forwards among themselves. Horace Mann's institutional investor refers to the entity that pools money to purchase Horace Mann's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Gw&k Investment Management, Llc2024-09-30
905.7 K
Bank Of America Corp2024-09-30
776.1 K
T. Rowe Price Associates, Inc.2024-09-30
762.1 K
Morgan Stanley - Brokerage Accounts2024-09-30
740 K
Cramer Rosenthal Mcglynn Llc2024-09-30
734.2 K
Amvescap Plc.2024-09-30
649.5 K
Charles Schwab Investment Management Inc2024-09-30
558.3 K
Ameriprise Financial Inc2024-09-30
519.5 K
Northern Trust Corp2024-09-30
436.4 K
Blackrock Inc2024-09-30
5.9 M
Vanguard Group Inc2024-09-30
M
Note, although Horace Mann's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow Horace Mann's market capitalization trends

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.59 B.

Market Cap

946.9 Million

Project Horace Mann's profitablity

Last ReportedProjected for Next Year
Return On Equity 0.04  0.04 
The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.12 %, which entails that for every 100 dollars of revenue, it generated $0.12 of operating income.
When accessing Horace Mann's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Horace Mann's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Horace Mann's profitability and make more informed investment decisions.

Evaluate Horace Mann's management efficiency

As of the 31st of January 2025, Return On Tangible Assets is likely to drop to 0. In addition to that, Return On Capital Employed is likely to drop to 0. At this time, Horace Mann's Intangibles To Total Assets are very stable compared to the past year. As of the 31st of January 2025, Fixed Asset Turnover is likely to grow to 30.55, while Intangible Assets are likely to drop about 134.9 M. Horace Mann's management efficiency ratios could be used to measure how well Horace Mann manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 25.61  15.71 
Tangible Book Value Per Share 21.01  13.54 
Enterprise Value Over EBITDA 19.67  17.19 
Price Book Value Ratio 1.32  1.58 
Enterprise Value Multiple 19.67  17.19 
Price Fair Value 1.32  1.58 
Enterprise Value1.8 B1.1 B
Horace Mann Educators has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Enterprise Value Revenue
1.3514
Revenue
1.6 B
Quarterly Revenue Growth
0.088
Revenue Per Share
38.477
Return On Equity
0.089
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Horace Mann insiders, such as employees or executives, is commonly permitted as long as it does not rely on Horace Mann's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Horace Mann insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

Horace Mann Corporate Filings

27th of January 2025
Other Reports
ViewVerify
F4
8th of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
20th of November 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F3
9th of October 2024
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
Horace Mann time-series forecasting models is one of many Horace Mann's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Horace Mann's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Horace Mann Earnings Estimation Breakdown

The calculation of Horace Mann's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Horace Mann is estimated to be 0.64625 with the future projection ranging from a low of 0.6225 to a high of 0.6625. Please be aware that this consensus of annual earnings estimates for Horace Mann Educators is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.83
0.62
Lowest
Expected EPS
0.64625
0.66
Highest

Horace Mann Earnings Projection Consensus

Suppose the current estimates of Horace Mann's value are higher than the current market price of the Horace Mann stock. In this case, investors may conclude that Horace Mann is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Horace Mann's stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of December 2024Current EPS (TTM)
481.48%
0.8285
0.64625
2.52

Horace Mann Earnings History

Earnings estimate consensus by Horace Mann Educators analysts from Wall Street is used by the market to judge Horace Mann's stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only Horace Mann's upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

Horace Mann Quarterly Gross Profit

412.1 Million

At this time, Horace Mann's Retained Earnings are very stable compared to the past year. As of the 31st of January 2025, Earnings Yield is likely to grow to 0.06, while Retained Earnings Total Equity is likely to drop about 1.3 B. As of the 31st of January 2025, Common Stock Shares Outstanding is likely to drop to about 36.1 M. In addition to that, Net Loss is likely to grow to about (2.8 M).
Hype
Prediction
LowEstimatedHigh
37.0338.9440.85
Details
Intrinsic
Valuation
LowRealHigh
35.0641.5943.50
Details
Naive
Forecast
LowNextHigh
38.5240.4342.33
Details
4 Analysts
Consensus
LowTargetHigh
40.0444.0048.84
Details
Note that many institutional investors and large investment bankers can move markets due to the volume of Horace assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards Horace Mann. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving Horace Mann's stock price in the short term.

Horace Mann Earnings per Share Projection vs Actual

Actual Earning per Share of Horace Mann refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Horace Mann Educators predict the company's earnings will be in the future. The higher the earnings per share of Horace Mann, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

Horace Mann Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as Horace Mann, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Horace Mann should always be considered in relation to other companies to make a more educated investment decision.

Horace Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact Horace Mann's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-11-04
2024-09-300.720.82850.108515 
2024-08-07
2024-06-300.190.20.01
2024-05-08
2024-03-310.780.6-0.1823 
2024-02-07
2023-12-310.660.840.1827 
2023-11-02
2023-09-300.430.440.01
2023-08-01
2023-06-300.020.030.0150 
2023-05-02
2023-03-310.210.230.02
2023-02-07
2022-12-31-0.1-0.11-0.0110 
2022-11-03
2022-09-300.640.57-0.0710 
2022-08-04
2022-06-30-0.16-0.010.1593 
2022-05-05
2022-03-310.960.64-0.3233 
2022-02-01
2021-12-310.750.970.2229 
2021-11-03
2021-09-300.380.50.1231 
2021-08-02
2021-06-301.011.020.01
2021-05-04
2021-03-310.81.10.337 
2021-02-02
2020-12-310.911.130.2224 
2020-11-02
2020-09-300.680.820.1420 
2020-08-06
2020-06-300.390.670.2871 
2020-05-07
2020-03-310.690.780.0913 
2020-02-05
2019-12-310.720.750.03
2019-11-06
2019-09-300.640.640.0
2019-08-05
2019-06-300.140.170.0321 
2019-04-30
2019-03-310.530.630.118 
2019-02-05
2018-12-31-0.09-0.21-0.12133 
2018-10-30
2018-09-300.180.250.0738 
2018-08-02
2018-06-300.210.13-0.0838 
2018-05-02
2018-03-310.630.51-0.1219 
2018-02-06
2017-12-310.480.650.1735 
2017-10-24
2017-09-300.380.690.3181 
2017-07-24
2017-06-300.110.02-0.0981 
2017-04-24
2017-03-310.540.37-0.1731 
2017-02-06
2016-12-310.40.520.1230 
2016-10-31
2016-09-300.510.580.0713 
2016-07-27
2016-06-300.170.250.0847 
2016-05-02
2016-03-310.570.620.05
2016-02-09
2015-12-310.520.43-0.0917 
2015-10-28
2015-09-300.560.5-0.0610 
2015-07-28
2015-06-300.540.36-0.1833 
2015-04-22
2015-03-310.590.720.1322 
2015-02-09
2014-12-310.680.680.0
2014-10-22
2014-09-300.580.55-0.03
2014-07-23
2014-06-300.50.43-0.0714 
2014-04-24
2014-03-310.480.650.1735 
2014-02-04
2013-12-310.550.790.2443 
2013-10-22
2013-09-300.590.590.0
2013-07-24
2013-06-300.320.390.0721 
2013-04-24
2013-03-310.510.550.04
2013-02-05
2012-12-310.350.670.3291 
2012-10-24
2012-09-300.40.620.2255 
2012-07-25
2012-06-300.130.160.0323 
2012-04-25
2012-03-310.50.640.1428 
2012-02-07
2011-12-310.530.720.1935 
2011-10-26
2011-09-300.310.23-0.0825 
2011-07-27
2011-06-30-0.21-0.39-0.1885 
2011-04-26
2011-03-310.430.530.123 
2011-02-07
2010-12-310.360.390.03
2010-10-28
2010-09-300.380.3-0.0821 
2010-07-28
2010-06-300.420.430.01
2010-04-28
2010-03-310.420.480.0614 
2010-02-08
2009-12-310.430.470.04
2009-10-28
2009-09-300.370.29-0.0821 
2009-07-30
2009-06-300.410.28-0.1331 
2009-04-29
2009-03-310.350.350.0
2009-02-04
2008-12-310.440.510.0715 
2008-10-29
2008-09-30-0.020.170.19950 
2008-07-30
2008-06-300.140.230.0964 
2008-04-30
2008-03-310.430.38-0.0511 
2008-02-06
2007-12-310.420.490.0716 
2007-10-31
2007-09-300.460.42-0.04
2007-08-01
2007-06-300.480.510.03
2007-05-02
2007-03-310.450.470.02
2007-02-06
2006-12-310.510.560.05
2006-11-01
2006-09-300.510.42-0.0917 
2006-08-02
2006-06-300.450.590.1431 
2006-05-03
2006-03-310.460.460.0
2006-02-08
2005-12-310.380.34-0.0410 
2005-11-02
2005-09-300.210.02-0.1990 
2005-08-03
2005-06-300.440.650.2147 
2005-05-04
2005-03-310.410.510.124 
2005-02-09
2004-12-310.420.540.1228 
2004-11-03
2004-09-30-0.39-0.370.02
2004-08-04
2004-06-300.330.450.1236 
2004-05-05
2004-03-310.330.430.130 
2004-02-17
2003-12-310.320.22-0.131 
2003-10-30
2003-09-30-0.11-0.44-0.33300 
2003-08-04
2003-06-300.110.02-0.0981 
2003-05-01
2003-03-310.340.26-0.0823 
2003-02-06
2002-12-310.30.30.0
2002-11-04
2002-09-300.240.280.0416 
2002-08-05
2002-06-300.260.24-0.02
2002-05-02
2002-03-310.320.340.02
2002-02-07
2001-12-310.340.350.01
2001-11-06
2001-09-300.260.22-0.0415 
2001-08-06
2001-06-300.24-0.04-0.28116 
2001-04-26
2001-03-310.240.340.141 
2001-02-08
2000-12-31-0.21-0.22-0.01
2000-10-31
2000-09-300.260.280.02
2000-08-01
2000-06-300.240.23-0.01
2000-05-04
2000-03-310.340.350.01
2000-02-01
1999-12-310.530.530.0
1999-11-04
1999-09-300.390.38-0.01
1999-08-05
1999-06-300.340.360.02
1999-05-03
1999-03-310.460.460.0
1999-02-02
1998-12-310.580.57-0.01
1998-11-03
1998-09-300.530.51-0.02
1998-07-28
1998-06-300.30.310.01
1998-04-28
1998-03-310.440.41-0.03
1998-02-03
1997-12-310.510.530.02
1997-10-27
1997-09-300.450.450.0
1997-07-24
1997-06-300.430.450.02
1997-04-28
1997-03-310.390.430.0410 
1997-01-27
1996-12-310.380.490.1128 
1996-10-21
1996-09-300.350.350.0
1996-07-22
1996-06-300.370.370.0
1996-04-22
1996-03-310.30.330.0310 

Horace Mann Corporate Directors

Stephen HasenmillerIndependent DirectorProfile
Daniel DomenechIndependent DirectorProfile
Steven SwyersIndependent DirectorProfile
Beverley McClureIndependent DirectorProfile
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Horace Mann Educators. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
You can also try the Global Correlations module to find global opportunities by holding instruments from different markets.
Is Multi-line Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
1.964
Dividend Share
1.35
Earnings Share
2.52
Revenue Per Share
38.477
Quarterly Revenue Growth
0.088
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.