Horace Operating Margin from 2010 to 2026

HMN Stock  USD 42.57  0.22  0.51%   
Horace Mann Operating Profit Margin yearly trend continues to be very stable with very little volatility. Operating Profit Margin is likely to grow to 0.81 this year.
Check Horace Mann financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Horace Mann's main balance sheet or income statement drivers, such as Interest Expense of 37.3 M, Selling General Administrative of 171.4 M or Total Revenue of 1.1 B, as well as many indicators such as Price To Sales Ratio of 0.84, Dividend Yield of 0.0192 or PTB Ratio of 1.52. Horace financial statements analysis is a perfect complement when working with Horace Mann Valuation or Volatility modules.
  
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Check out the analysis of Horace Mann Correlation against competitors.
Evaluating Horace Mann's Operating Margin across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into Horace Mann Educators's fundamental strength.

Latest Horace Mann's Operating Margin Growth Pattern

Below is the plot of the Operating Profit Margin of Horace Mann Educators over the last few years. It is Horace Mann's Operating Profit Margin historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Horace Mann's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 0.14 %10 Years Trend
Slightly volatile
   Operating Profit Margin   
       Timeline  

Horace Operating Margin Regression Statistics

Arithmetic Mean0.19
Geometric Mean0.11
Coefficient Of Variation124.31
Mean Deviation0.14
Median0.12
Standard Deviation0.23
Sample Variance0.05
Range0.7977
R-Value0.46
Mean Square Error0.05
R-Squared0.22
Significance0.06
Slope0.02
Total Sum of Squares0.87

Horace Operating Margin History

2026 0.81
2025 0.77
2024 0.0829
2023 0.0372
2022 0.0123
2019 0.17
2018 0.0166

About Horace Mann Financial Statements

Horace Mann investors utilize fundamental indicators, such as Operating Margin, to predict how Horace Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. Horace Mann Educators Corporation was founded in 1945 and is headquartered in Springfield, Illinois. Horace Mann operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1450 people.

Pair Trading with Horace Mann

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Horace Mann position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Horace Mann will appreciate offsetting losses from the drop in the long position's value.

Moving against Horace Stock

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The ability to find closely correlated positions to Horace Mann could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Horace Mann when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Horace Mann - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Horace Mann Educators to buy it.
The correlation of Horace Mann is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Horace Mann moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Horace Mann Educators moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Horace Mann can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out the analysis of Horace Mann Correlation against competitors.
You can also try the Money Flow Index module to determine momentum by analyzing Money Flow Index and other technical indicators.
Will Multi-line Insurance sector continue expanding? Could Horace diversify its offerings? Factors like these will boost the valuation of Horace Mann. Market participants price Horace higher when confident in its future expansion prospects. Accurate valuation requires analyzing both current fundamentals and future growth trajectories. Every Horace Mann data point contributes insight, yet successful analysis hinges on identifying the most consequential variables.
Quarterly Earnings Growth
(0.05)
Dividend Share
1.4
Earnings Share
3.95
Revenue Per Share
41.296
Quarterly Revenue Growth
0.063
Horace Mann Educators's market price often diverges from its book value, the accounting figure shown on Horace's balance sheet. Smart investors calculate Horace Mann's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Since Horace Mann's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.