Independent Payout Ratio from 2010 to 2024

INDB Stock  USD 73.36  1.61  2.15%   
Independent Bank's Payout Ratio is increasing over the years with slightly volatile fluctuation. Payout Ratio is expected to dwindle to 0.29. From 2010 to 2024 Independent Bank Payout Ratio quarterly data regression line had arithmetic mean of  0.37 and r-squared of  0.09. View All Fundamentals
 
Payout Ratio  
First Reported
2010-12-31
Previous Quarter
0.40920744
Current Value
0.29
Quarterly Volatility
0.11046214
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Independent Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Independent Bank's main balance sheet or income statement drivers, such as Interest Expense of 198.7 M, Other Operating Expenses of 504.6 M or Operating Income of 330.9 M, as well as many indicators such as Price To Sales Ratio of 2.66, Dividend Yield of 0.0183 or PTB Ratio of 1.78. Independent financial statements analysis is a perfect complement when working with Independent Bank Valuation or Volatility modules.
  
Check out the analysis of Independent Bank Correlation against competitors.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.

Latest Independent Bank's Payout Ratio Growth Pattern

Below is the plot of the Payout Ratio of Independent Bank over the last few years. Payout Ratio is the proportion of Independent Bank earnings paid out as dividends to shareholders. Payout Ratio is typically expressed as a percentage but can be shown as dividends paid out as a proportion of cash flow. The payout ratio is used to determine the sustainability of Independent Bank dividend payments. A lower payout ratio is generally preferable to a higher payout ratio, with a ratio greater than 100% indicating Independent Bank is paying out more in dividends than it makes in net income. It is Independent Bank's Payout Ratio historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Independent Bank's overall financial position and show how it may be relating to other accounts over time.
Payout Ratio10 Years Trend
Slightly volatile
   Payout Ratio   
       Timeline  

Independent Payout Ratio Regression Statistics

Arithmetic Mean0.37
Geometric Mean0.34
Coefficient Of Variation29.91
Mean Deviation0.07
Median0.38
Standard Deviation0.11
Sample Variance0.01
Range0.4536
R-Value0.29
Mean Square Error0.01
R-Squared0.09
Significance0.29
Slope0.01
Total Sum of Squares0.17

Independent Payout Ratio History

2024 0.29
2023 0.41
2022 0.36
2021 0.52
2020 0.5
2019 0.32
2018 0.33

Other Fundumenentals of Independent Bank

Independent Bank Payout Ratio component correlations

1.0-0.080.960.52-0.450.370.850.990.550.280.94-0.290.980.980.96-0.280.110.80.840.030.910.94
1.0-0.060.960.52-0.510.370.850.990.570.350.95-0.310.990.990.98-0.30.10.820.860.080.930.96
-0.08-0.060.130.64-0.20.7-0.350.010.64-0.390.21-0.760.050.010.07-0.17-0.05-0.190.040.080.01-0.15
0.960.960.130.63-0.470.480.760.970.670.170.96-0.460.950.960.93-0.160.120.760.870.090.870.85
0.520.520.640.63-0.170.640.270.570.65-0.290.72-0.590.590.540.6-0.50.070.170.38-0.310.490.44
-0.45-0.51-0.2-0.47-0.17-0.35-0.27-0.5-0.56-0.69-0.550.46-0.58-0.57-0.60.190.14-0.65-0.59-0.32-0.61-0.58
0.370.370.70.480.64-0.350.00.460.91-0.260.56-0.890.490.440.49-0.45-0.10.150.36-0.140.430.3
0.850.85-0.350.760.27-0.270.00.80.170.340.710.080.780.790.76-0.130.130.860.80.140.840.84
0.990.990.010.970.57-0.50.460.80.650.280.97-0.410.990.990.98-0.320.10.780.850.00.920.93
0.550.570.640.670.65-0.560.910.170.65-0.010.74-0.950.680.650.68-0.39-0.060.370.57-0.010.620.49
0.280.35-0.390.17-0.29-0.69-0.260.340.28-0.010.240.140.340.380.37-0.07-0.040.540.430.330.430.5
0.940.950.210.960.72-0.550.560.710.970.740.24-0.530.980.970.98-0.410.080.710.82-0.010.910.9
-0.29-0.31-0.76-0.46-0.590.46-0.890.08-0.41-0.950.14-0.53-0.43-0.41-0.440.280.03-0.16-0.40.08-0.4-0.21
0.980.990.050.950.59-0.580.490.780.990.680.340.98-0.430.991.0-0.390.060.790.850.030.940.96
0.980.990.010.960.54-0.570.440.790.990.650.380.97-0.410.990.99-0.330.080.80.870.060.940.95
0.960.980.070.930.6-0.60.490.760.980.680.370.98-0.441.00.99-0.450.060.770.830.010.940.96
-0.28-0.3-0.17-0.16-0.50.19-0.45-0.13-0.32-0.39-0.07-0.410.28-0.39-0.33-0.450.130.01-0.050.5-0.39-0.46
0.110.1-0.050.120.070.14-0.10.130.1-0.06-0.040.080.030.060.080.060.130.030.070.020.030.03
0.80.82-0.190.760.17-0.650.150.860.780.370.540.71-0.160.790.80.770.010.030.910.330.880.81
0.840.860.040.870.38-0.590.360.80.850.570.430.82-0.40.850.870.83-0.050.070.910.230.920.79
0.030.080.080.09-0.31-0.32-0.140.140.0-0.010.33-0.010.080.030.060.010.50.020.330.230.060.04
0.910.930.010.870.49-0.610.430.840.920.620.430.91-0.40.940.940.94-0.390.030.880.920.060.94
0.940.96-0.150.850.44-0.580.30.840.930.490.50.9-0.210.960.950.96-0.460.030.810.790.040.94
Click cells to compare fundamentals

About Independent Bank Financial Statements

Independent Bank stakeholders use historical fundamental indicators, such as Independent Bank's Payout Ratio, to determine how well the company is positioned to perform in the future. Although Independent Bank investors may analyze each financial statement separately, they are all interrelated. For example, changes in Independent Bank's assets and liabilities are reflected in the revenues and expenses on Independent Bank's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Independent Bank. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Payout Ratio 0.41  0.29 
Dividend Payout Ratio 0.41  0.29 

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Independent Bank offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Independent Bank's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Independent Bank Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Independent Bank Stock:
Check out the analysis of Independent Bank Correlation against competitors.
For information on how to trade Independent Stock refer to our How to Trade Independent Stock guide.
You can also try the Balance Of Power module to check stock momentum by analyzing Balance Of Power indicator and other technical ratios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Independent Bank. If investors know Independent will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Independent Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.27)
Dividend Share
2.26
Earnings Share
4.6
Revenue Per Share
15.336
Quarterly Revenue Growth
(0.12)
The market value of Independent Bank is measured differently than its book value, which is the value of Independent that is recorded on the company's balance sheet. Investors also form their own opinion of Independent Bank's value that differs from its market value or its book value, called intrinsic value, which is Independent Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Independent Bank's market value can be influenced by many factors that don't directly affect Independent Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Independent Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Independent Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Independent Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.