Midland Net Interest Income from 2010 to 2024

MSBI Stock  USD 27.39  0.62  2.32%   
Midland States' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 196 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
55.1 M
Current Value
55 M
Quarterly Volatility
5.5 M
 
Covid
Check Midland States financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Midland States' main balance sheet or income statement drivers, such as Depreciation And Amortization of 8.5 M, Interest Expense of 176.7 M or Selling General Administrative of 82.9 M, as well as many indicators such as Price To Sales Ratio of 3.03, Dividend Yield of 0.0611 or PTB Ratio of 0.73. Midland financial statements analysis is a perfect complement when working with Midland States Valuation or Volatility modules.
  
Check out the analysis of Midland States Correlation against competitors.

Latest Midland States' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of Midland States Bancorp over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. Midland States' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Midland States' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

Midland Net Interest Income Regression Statistics

Arithmetic Mean154,954,082
Geometric Mean146,237,493
Coefficient Of Variation35.40
Mean Deviation50,036,621
Median129,662,000
Standard Deviation54,858,384
Sample Variance3009.4T
Range140.8M
R-Value0.90
Mean Square Error601.2T
R-Squared0.81
Slope11,070,727
Total Sum of Squares42132.2T

Midland Net Interest Income History

2024196 M
2023241.5 M
2022245.7 M
2021207.7 M
2020199.1 M
2019189.8 M
2018180.1 M

About Midland States Financial Statements

Investors use fundamental indicators, such as Midland States' Net Interest Income, to determine how well the company is positioned to perform in the future. Although Midland States' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income241.5 M196 M

Currently Active Assets on Macroaxis

When determining whether Midland States Bancorp is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Midland Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Midland States Bancorp Stock. Highlighted below are key reports to facilitate an investment decision about Midland States Bancorp Stock:
Check out the analysis of Midland States Correlation against competitors.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Midland States. If investors know Midland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Midland States listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.802
Dividend Share
1.23
Earnings Share
2.3
Revenue Per Share
11.952
Quarterly Revenue Growth
0.066
The market value of Midland States Bancorp is measured differently than its book value, which is the value of Midland that is recorded on the company's balance sheet. Investors also form their own opinion of Midland States' value that differs from its market value or its book value, called intrinsic value, which is Midland States' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Midland States' market value can be influenced by many factors that don't directly affect Midland States' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Midland States' value and its price as these two are different measures arrived at by different means. Investors typically determine if Midland States is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Midland States' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.