MVB Financial Statements From 2010 to 2026

MVBF Stock  USD 27.93  0.22  0.79%   
MVB Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing MVB Financial's valuation are provided below:
Gross Profit
158.9 M
Profit Margin
0.1695
Market Capitalization
355.3 M
Enterprise Value Revenue
3.4328
Revenue
158.9 M
There are over one hundred nineteen available fundamental measures for MVB Financial, which can be analyzed over time and compared to other ratios. Active traders should verify all of MVB Financial latest fundamental drivers against the trend between 2010 and 2026 to make sure the company can sustain itself next year. The MVB Financial's current Market Cap is estimated to increase to about 311.8 M, while Enterprise Value is projected to decrease to roughly 105.8 M.

MVB Financial Total Revenue

283.97 Million

Check MVB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among MVB Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 4.7 M, Interest Expense of 71.3 M or Selling General Administrative of 37.2 M, as well as many indicators such as Price To Sales Ratio of 1.16, Dividend Yield of 0.0276 or PTB Ratio of 0.86. MVB financial statements analysis is a perfect complement when working with MVB Financial Valuation or Volatility modules.
  
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Check out the analysis of MVB Financial Correlation against competitors.

MVB Financial Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets3.5 B3.3 B1.9 B
Slightly volatile
Short and Long Term Debt Total125 M74 M143.4 M
Pretty Stable
Total Current Liabilities3.3 B3.1 B1.3 B
Slightly volatile
Total Stockholder Equity350.7 M334 M187.2 M
Slightly volatile
Property Plant And Equipment Net18.2 M10.4 M20.8 M
Slightly volatile
Retained Earnings207.9 M198 M81.2 M
Slightly volatile
Cash256.3 M244.1 M128.2 M
Slightly volatile
Non Current Assets Total9.9 M10.4 M963.7 M
Slightly volatile
Other Assets306.4 M322.6 M1.1 B
Very volatile
Cash And Short Term Investments687.4 M654.6 M368.5 M
Slightly volatile
Net Receivables2.4 B2.3 B562.8 M
Slightly volatile
Common Stock Total Equity16.3 M15.5 M10.1 M
Slightly volatile
Common Stock Shares Outstanding8.5 M13.1 M9.8 M
Slightly volatile
Liabilities And Stockholders Equity3.5 B3.3 B1.9 B
Slightly volatile
Non Current Liabilities Total3.1 BB481.4 M
Slightly volatile
Other Stockholder Equity178.6 M170.1 M102.8 M
Slightly volatile
Total Liabilities3.1 BB1.7 B
Slightly volatile
Property Plant And Equipment Gross21.3 M38.7 M25.9 M
Slightly volatile
Total Current Assets3.1 BB778.6 M
Slightly volatile
Common Stock350.7 M334 M48.5 M
Slightly volatile
Short Term Investments431 M410.5 M241.4 M
Slightly volatile
Short Term Debt2.4 M2.5 M41 M
Slightly volatile
Other Liabilities16.9 M27.6 M21.2 M
Slightly volatile
Accounts Payable50.3 M37.4 M33.6 M
Pretty Stable
Long Term Debt79.8 M84.9 M89.3 M
Slightly volatile
Good Will3.1 M3.3 M10 M
Slightly volatile
Intangible Assets2.3 M1.2 M3.2 M
Slightly volatile
Property Plant Equipment45.3 M43.2 M26.2 M
Slightly volatile
Other Current Assets418.5 M372.9 M526.8 M
Pretty Stable
Preferred Stock Total Equity8.4 M6.6 M9.3 M
Slightly volatile
Net Tangible Assets181 M295.7 M163.1 M
Slightly volatile
Retained Earnings Total Equity175 M166.6 M76.5 M
Slightly volatile
Long Term Debt Total100.3 M95.5 M50.1 M
Slightly volatile
Capital Surpluse123.4 M180.7 M113.3 M
Slightly volatile
Long Term Investments419.8 M612.3 M510.4 M
Slightly volatile
Short and Long Term Debt25.6 K27 K72.4 M
Slightly volatile
Non Current Liabilities Other126.3 M101.1 M141.7 M
Pretty Stable
Earning Assets342.3 M444.2 M326 M
Slightly volatile
Net Invested Capital244.4 M341.5 M313.3 M
Pretty Stable
Capital Stock12.8 M12.4 M17.3 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity512.8 K276.3 K788.8 K
Slightly volatile

MVB Financial Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization4.7 M4.5 MM
Slightly volatile
Interest Expense71.3 M67.9 M24.2 M
Slightly volatile
Selling General Administrative37.2 M71 M46.5 M
Slightly volatile
Total Revenue284 M270.4 M121.3 M
Slightly volatile
Gross Profit203.5 M193.8 M93.2 M
Slightly volatile
Other Operating Expenses245.3 M233.6 M101.1 M
Slightly volatile
Operating Income38.7 M36.9 M20.2 M
Slightly volatile
EBIT31.8 M30.3 M19.4 M
Slightly volatile
EBITDA38.7 M36.9 M22.6 M
Slightly volatile
Income Before Tax38.7 M36.9 M20.2 M
Slightly volatile
Net Income28.3 M26.9 M16.4 M
Slightly volatile
Income Tax Expense10.4 M9.9 M4.8 M
Slightly volatile
Net Income Applicable To Common Shares10.6 M17.3 M13.2 M
Slightly volatile
Selling And Marketing Expenses95.9 M91.4 M25.7 M
Slightly volatile
Preferred Stock And Other Adjustments29.9 K31.5 K323 K
Slightly volatile
Net Income From Continuing Ops19.7 M23.3 M14.6 M
Slightly volatile
Tax Provision6.6 MM5.2 M
Slightly volatile
Net Interest Income79.9 M125.6 M65.1 M
Slightly volatile
Interest Income224.4 M213.7 M95.4 M
Slightly volatile
Reconciled Depreciation4.4 M4.5 M3.5 M
Slightly volatile

MVB Financial Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow333.8 M317.9 M111.2 M
Slightly volatile
Depreciation4.7 M4.5 MM
Slightly volatile
Net Income28.3 M26.9 M16.3 M
Slightly volatile
End Period Cash Flow383.9 M365.6 M135.4 M
Slightly volatile
Change To Inventory36.7 M69.6 M46 M
Slightly volatile
Stock Based CompensationM3.8 M1.7 M
Slightly volatile
Dividends Paid10.6 M10.1 MM
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.161.22021.9717
Slightly volatile
Dividend Yield0.02760.02630.0156
Slightly volatile
PTB Ratio0.860.98811.0831
Very volatile
Days Sales OutstandingK2.8 K823
Slightly volatile
Book Value Per Share27.4526.141817.6648
Slightly volatile
Stock Based Compensation To Revenue0.00750.01320.0108
Slightly volatile
Capex To Depreciation0.450.471.9402
Slightly volatile
PB Ratio0.860.98811.0831
Very volatile
ROIC0.00860.0090.0363
Pretty Stable
Net Income Per Share2.212.10881.4877
Slightly volatile
Sales General And Administrative To Revenue0.50.26250.4649
Slightly volatile
Capex To Revenue0.00780.00820.0453
Slightly volatile
Cash Per Share53.851.242533.4831
Slightly volatile
Interest Coverage0.930.54261.4415
Pretty Stable
Payout Ratio0.170.32250.2248
Slightly volatile
Days Payables Outstanding320482424
Slightly volatile
ROE0.05880.08070.079
Slightly volatile
PE Ratio20.5312.248917.6733
Pretty Stable
Return On Tangible Assets0.00560.00810.0077
Slightly volatile
Earnings Yield0.0550.08160.0738
Pretty Stable
Intangibles To Total Assets5.0E-45.0E-40.0078
Slightly volatile
Current Ratio0.150.240.2213
Slightly volatile
Tangible Book Value Per Share27.4526.141816.502
Slightly volatile
Receivables Turnover0.09960.12.1443
Slightly volatile
Graham Number36.9835.218723.7538
Slightly volatile
Shareholders Equity Per Share27.4526.141817.6582
Slightly volatile
Debt To Equity0.210.22171.0505
Slightly volatile
Capex Per Share0.140.12570.3562
Slightly volatile
Revenue Per Share22.2321.169311.0802
Slightly volatile
Interest Debt Per Share13.9611.110617.7556
Slightly volatile
Debt To Assets0.02130.02240.0992
Slightly volatile
Price Earnings Ratio20.5312.248917.6733
Pretty Stable
Operating CycleK2.8 K823
Slightly volatile
Price Book Value Ratio0.860.98811.0831
Very volatile
Days Of Payables Outstanding320482424
Slightly volatile
Dividend Payout Ratio0.170.32250.2248
Slightly volatile
Pretax Profit Margin0.220.13630.1916
Very volatile
Operating Profit Margin0.220.13630.1916
Very volatile
Effective Tax Rate0.280.26940.2498
Pretty Stable
Company Equity Multiplier11.689.907910.6263
Pretty Stable
Long Term Debt To Capitalization0.170.18140.3866
Slightly volatile
Total Debt To Capitalization0.170.18140.4427
Slightly volatile
Return On Capital Employed0.01060.01110.0523
Very volatile
Debt Equity Ratio0.210.22171.0505
Slightly volatile
Ebit Per Revenue0.220.13630.1916
Very volatile
Quick Ratio0.150.240.2213
Slightly volatile
Net Income Per E B T0.620.73110.7857
Pretty Stable
Cash Ratio0.110.11790.0687
Slightly volatile
Days Of Sales OutstandingK2.8 K823
Slightly volatile
Price To Book Ratio0.860.98811.0831
Very volatile
Fixed Asset Turnover27.3626.05676.9454
Slightly volatile
Debt Ratio0.02130.02240.0992
Slightly volatile
Price Sales Ratio1.161.22021.9717
Slightly volatile
Return On Assets0.00560.00810.0076
Slightly volatile
Asset Turnover0.04130.08170.0549
Slightly volatile
Net Profit Margin0.170.09960.1495
Very volatile
Gross Profit Margin0.530.71660.7477
Pretty Stable
Price Fair Value0.860.98811.0831
Very volatile
Return On Equity0.05880.08070.079
Slightly volatile

MVB Financial Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap311.8 M297 M274.9 M
Slightly volatile
Enterprise Value105.8 M143.9 M204.5 M
Very volatile

MVB Fundamental Market Drivers

Forward Price Earnings13.2275
Cash And Short Term Investments654.6 M

MVB Upcoming Events

16th of February 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
16th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About MVB Financial Financial Statements

MVB Financial stakeholders use historical fundamental indicators, such as MVB Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Although MVB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in MVB Financial's assets and liabilities are reflected in the revenues and expenses on MVB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in MVB Financial Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue34.3 M36.1 M
Total Revenue270.4 M284 M
Cost Of Revenue76.7 M80.5 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.26  0.50 
Capex To Revenue 0.01  0.01 
Revenue Per Share 21.17  22.23 
Ebit Per Revenue 0.14  0.22 

Currently Active Assets on Macroaxis

When determining whether MVB Financial Corp is a strong investment it is important to analyze MVB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact MVB Financial's future performance. For an informed investment choice regarding MVB Stock, refer to the following important reports:
Check out the analysis of MVB Financial Correlation against competitors.
You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Can Regional Banks industry sustain growth momentum? Does MVB have expansion opportunities? Factors like these will boost the valuation of MVB Financial. Expected growth trajectory for MVB significantly influences the price investors are willing to assign. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating MVB Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
(0.55)
Dividend Share
0.68
Earnings Share
2.06
Revenue Per Share
12.441
Quarterly Revenue Growth
(0.19)
MVB Financial Corp's market price often diverges from its book value, the accounting figure shown on MVB's balance sheet. Smart investors calculate MVB Financial's intrinsic value - its true economic worth - which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since MVB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Understanding that MVB Financial's value differs from its trading price is crucial, as each reflects different aspects of the company. Evaluating whether MVB Financial represents a sound investment requires analyzing earnings trends, revenue growth, technical signals, industry dynamics, and expert forecasts. However, MVB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.