Oportun Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Oportun Financial Corp
OPRT Stock  USD 5.74  0.31  5.12%   
Analyzing historical trends in various income statement and balance sheet accounts from Oportun Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Oportun Financial's valuation are summarized below:
Gross Profit
677.4 M
Profit Margin
0.0429
Market Capitalization
253.3 M
Enterprise Value Revenue
7.3312
Revenue
712.6 M
There are currently one hundred twenty trending fundamental ratios for Oportun Financial Corp that can be evaluated and compared over time across competitors. All traders should check out Oportun Financial's recent fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 157.5 M in 2026. Enterprise Value is likely to drop to about 1.7 B in 2026

Oportun Financial Total Revenue

501.14 Million

Check Oportun Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Oportun Financial's main balance sheet or income statement drivers, such as Discontinued Operations of 0.0, Depreciation And Amortization of 61.8 M or Interest Expense of 287.6 M, as well as many indicators such as Price To Sales Ratio of 0.32, Dividend Yield of 0.0 or PTB Ratio of 0.97. Oportun financial statements analysis is a perfect complement when working with Oportun Financial Valuation or Volatility modules.
  
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Check out the analysis of Oportun Financial Correlation against competitors.

Oportun Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding30 M46.4 M28.4 M
Slightly volatile
Total Assets2.6 B3.7 B2 B
Slightly volatile
Short and Long Term Debt Total2.2 B3.2 B1.6 B
Slightly volatile
Total Current Liabilities32.8 M34.6 M112.6 M
Slightly volatile
Total Stockholder Equity446.3 M406.9 M343.9 M
Slightly volatile
Other Liabilities63.2 M38.7 M42.7 M
Slightly volatile
Property Plant And Equipment Net13.9 M14.7 M26.2 M
Pretty Stable
Net Debt2.1 B3.2 B1.6 B
Slightly volatile
Accounts Payable11.7 M20.3 M7.8 M
Slightly volatile
Cash90.9 M69 M65.7 M
Slightly volatile
Non Current Assets Total2.1 B3.6 B1.7 B
Slightly volatile
Long Term Debt3.4 B3.2 B1.3 B
Slightly volatile
Cash And Short Term Investments90.9 M69 M65.7 M
Slightly volatile
Net Receivables7.2 M7.6 M348.3 M
Slightly volatile
Liabilities And Stockholders Equity2.6 B3.7 B2 B
Slightly volatile
Non Current Liabilities Total1.9 B3.3 B1.5 B
Slightly volatile
Other Current Assets9.9 M10.5 M45.6 M
Slightly volatile
Other Stockholder Equity386.6 M697.3 M256.6 M
Slightly volatile
Total Liabilities2.2 B3.3 B1.6 B
Slightly volatile
Deferred Long Term Liabilities22.1 M21.1 M11.3 M
Slightly volatile
Total Current Assets130.6 M92 M102.4 M
Slightly volatile
Common Stock5.9 K8.1 K4.7 K
Slightly volatile
Property Plant Equipment40.2 M47.1 M30.6 M
Slightly volatile
Current Deferred Revenue2 M2.5 M1.9 M
Slightly volatile
Net Invested Capital2.6 B3.6 B1.8 B
Slightly volatile
Capital Stock6 K6.3 K136.5 M
Slightly volatile

Oportun Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization61.8 M58.8 M23.4 M
Slightly volatile
Selling General Administrative128.1 M161.4 M98.2 M
Slightly volatile
Selling And Marketing Expenses83.2 M77 M61.3 M
Slightly volatile
Total Revenue501.1 M613.4 M391 M
Slightly volatile
Gross Profit394.5 M339.5 M311.5 M
Slightly volatile
Other Operating Expenses518.4 M745.8 M406.2 M
Slightly volatile
Research Development51.1 M48.6 M16 M
Slightly volatile
Cost Of Revenue287.6 M273.9 M106.6 M
Slightly volatile
Total Operating Expenses399.9 M471.9 M287.9 M
Slightly volatile
Net Interest Income576.2 M818.3 M438.9 M
Slightly volatile
Interest Income670.7 M1.1 B516.2 M
Slightly volatile
Reconciled Depreciation32.5 M58.8 M23.6 M
Slightly volatile

Oportun Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Change In Cash7.4 M7.7 M20.3 M
Slightly volatile
Stock Based Compensation15 M14.9 M10.5 M
Slightly volatile
Free Cash Flow452 M430.5 M174.3 M
Slightly volatile
Begin Period Cash Flow138.1 M236.9 M100.5 M
Slightly volatile
Depreciation61.8 M58.8 M23.4 M
Slightly volatile
Capital Expenditures25.2 M22.1 M19.6 M
Slightly volatile
Total Cash From Operating Activities475.2 M452.6 M193.8 M
Slightly volatile
End Period Cash Flow160 M246.8 M121.8 M
Slightly volatile
Change To Netincome201.4 M191.9 M96.8 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.320.341.212
Slightly volatile
PTB Ratio0.970.511.1143
Slightly volatile
Days Sales Outstanding6.276.618.8094
Slightly volatile
Book Value Per Share19.9210.0814.9399
Pretty Stable
Free Cash Flow Yield2.262.150.7948
Slightly volatile
Operating Cash Flow Per Share6.648.786.5299
Slightly volatile
Stock Based Compensation To Revenue0.02250.02190.0231
Slightly volatile
Capex To Depreciation0.410.431.4228
Slightly volatile
PB Ratio0.970.511.1143
Slightly volatile
EV To Sales3.74.934.2631
Slightly volatile
Free Cash Flow Per Share5.868.355.7588
Slightly volatile
Payables Turnover7.5112.1712.3542
Slightly volatile
Sales General And Administrative To Revenue0.20.240.2375
Slightly volatile
Research And Ddevelopement To Revenue0.00820.00920.0101
Slightly volatile
Capex To Revenue0.04010.03240.0509
Slightly volatile
Cash Per Share1.621.712.6104
Pretty Stable
POCF Ratio0.430.463.3633
Slightly volatile
Capex To Operating Cash Flow0.05330.05610.1299
Slightly volatile
PFCF Ratio0.460.483.9829
Slightly volatile
Days Payables Outstanding54.3231.0537.3898
Slightly volatile
EV To Operating Cash Flow8.856.689.9524
Pretty Stable
EV To Free Cash Flow10.217.0211.4062
Very volatile
Intangibles To Total Assets0.02930.03090.3635
Slightly volatile
Current Ratio1.793.063.6966
Slightly volatile
Receivables Turnover30.7857.226.6156
Slightly volatile
Shareholders Equity Per Share19.9210.0814.9399
Pretty Stable
Debt To Equity3.967.184.3964
Slightly volatile
Capex Per Share0.780.430.7711
Slightly volatile
Revenue Per Share15.7411.8915.3294
Slightly volatile
Interest Debt Per Share66.9868.2664.1107
Slightly volatile
Debt To Assets0.660.790.7862
Slightly volatile
Graham Number36.8225.6231.9427
Pretty Stable
Short Term Coverage Ratios1.411.561.2869
Pretty Stable
Price Book Value Ratio0.970.511.1143
Slightly volatile
Days Of Payables Outstanding54.3231.0537.3898
Slightly volatile
Price To Operating Cash Flows Ratio0.430.463.3633
Slightly volatile
Price To Free Cash Flows Ratio0.460.483.9829
Slightly volatile
Company Equity Multiplier4.698.215.375
Slightly volatile
Long Term Debt To Capitalization0.640.80.7779
Pretty Stable
Total Debt To Capitalization0.660.80.7875
Slightly volatile
Debt Equity Ratio3.967.184.3964
Slightly volatile
Quick Ratio2.113.063.8696
Slightly volatile
Dividend Paid And Capex Coverage Ratio19.3818.469.4417
Slightly volatile
Cash Ratio2.412.291.9955
Slightly volatile
Operating Cash Flow Sales Ratio0.350.660.4227
Slightly volatile
Days Of Sales Outstanding6.276.618.8094
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.70.860.8506
Very volatile
Cash Flow Coverage Ratios0.130.160.1347
Slightly volatile
Price To Book Ratio0.970.511.1143
Slightly volatile
Fixed Asset Turnover39.5337.6520.2736
Slightly volatile
Capital Expenditure Coverage Ratio19.3818.469.4417
Slightly volatile
Price Cash Flow Ratio0.430.463.3633
Slightly volatile
Debt Ratio0.660.790.7862
Slightly volatile
Cash Flow To Debt Ratio0.130.160.1347
Slightly volatile
Price Sales Ratio0.320.341.212
Slightly volatile
Asset Turnover0.240.190.2457
Slightly volatile
Gross Profit Margin0.840.640.7164
Slightly volatile
Price Fair Value0.970.511.1143
Slightly volatile

Oportun Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap157.5 M165.8 M340.7 M
Slightly volatile
Enterprise Value1.7 B3 B1.9 B
Slightly volatile

Oportun Fundamental Market Drivers

Forward Price Earnings6.4725
Cash And Short Term Investments60 M

Oportun Upcoming Events

11th of March 2024
Upcoming Quarterly Report
View
13th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
11th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Oportun Financial Financial Statements

Oportun Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Oportun Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Oportun Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Oportun Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue2.5 M2 M
Total Revenue613.4 M501.1 M
Cost Of Revenue273.9 M287.6 M
Stock Based Compensation To Revenue 0.02  0.02 
Sales General And Administrative To Revenue 0.24  0.20 
Research And Ddevelopement To Revenue 0.01  0.01 
Capex To Revenue 0.03  0.04 
Revenue Per Share 11.89  15.74 
Ebit Per Revenue(0.25)(0.24)

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Additional Tools for Oportun Stock Analysis

When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.
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