Oportun Financial Corp Stock Performance
| OPRT Stock | USD 4.10 0.11 2.76% |
On a scale of 0 to 100, Oportun Financial holds a performance score of 16. The company holds a Beta of 0.51, which implies possible diversification benefits within a given portfolio. As returns on the market increase, Oportun Financial's returns are expected to increase less than the market. However, during the bear market, the loss of holding Oportun Financial is expected to be smaller as well. Please check Oportun Financial's potential upside, as well as the relationship between the accumulation distribution and price action indicator , to make a quick decision on whether Oportun Financial's historical price patterns will revert.
Risk-Adjusted Performance
16 of 100
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Solid
Compared to the overall equity markets, risk-adjusted returns on investments in Oportun Financial Corp are ranked lower than 16 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively fragile basic indicators, Oportun Financial unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 7.8 | Five Day Return 16.62 | Year To Date Return 13.62 | Ten Year Return (72.67) | All Time Return (72.67) |
1 | Oportun Financial Corp Q3 2024 Earnings Call Highlights Profitability Surges Amid ... | 11/13/2024 |
2 | Oportun Holiday Savings Report Reveals Consumers Saved More For This Holiday Season | 11/20/2024 |
3 | Disposition of 13328 shares by Patrick Kirscht of Oportun Financial at 3.03 subject to Rule 16b-3 | 11/26/2024 |
4 | Acquisition by Raul Vazquez of 8844 shares of Oportun Financial at 3.86 subject to Rule 16b-3 | 11/27/2024 |
5 | Acquisition by Jonathan Coblentz of 800 shares of Oportun Financial at 3.88 subject to Rule 16b-3 | 11/29/2024 |
6 | CFO Chief Administrative Officer of Oportun Financial Picks Up 5.9 percent More Stock | 12/05/2024 |
7 | Disposition of 2962 shares by Mueller Casey of Oportun Financial at 4.01 subject to Rule 16b-3 | 12/09/2024 |
8 | Jacobs Levy Equity Management Inc. Decreases Stock Holdings in Oportun Financial Co. | 12/10/2024 |
9 | Acquisition by Minetti Carlos of 15000 shares of Oportun Financial at 3.89 subject to Rule 16b-3 | 12/13/2024 |
10 | Singular Research Highlights Oportun Financial Corp. in a Recent Report | 12/18/2024 |
| Begin Period Cash Flow | 203.8 M |
Oportun |
Oportun Financial Relative Risk vs. Return Landscape
If you would invest 266.00 in Oportun Financial Corp on November 2, 2024 and sell it today you would earn a total of 144.00 from holding Oportun Financial Corp or generate 54.14% return on investment over 90 days. Oportun Financial Corp is currently generating 0.7887% in daily expected returns and assumes 3.6648% risk (volatility on return distribution) over the 90 days horizon. In different words, 32% of stocks are less volatile than Oportun, and 85% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Oportun Financial Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Oportun Financial's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Oportun Financial Corp, and traders can use it to determine the average amount a Oportun Financial's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.2152
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| Cash | Small Risk | Average Risk | High Risk | Huge Risk |
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Estimated Market Risk
| 3.66 actual daily | 32 68% of assets are more volatile |
Expected Return
| 0.79 actual daily | 15 85% of assets have higher returns |
Risk-Adjusted Return
| 0.22 actual daily | 16 84% of assets perform better |
Based on monthly moving average Oportun Financial is performing at about 16% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Oportun Financial by adding it to a well-diversified portfolio.
Oportun Financial Fundamentals Growth
Oportun Stock prices reflect investors' perceptions of the future prospects and financial health of Oportun Financial, and Oportun Financial fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Oportun Stock performance.
| Return On Equity | -0.3 | ||||
| Return On Asset | -0.0358 | ||||
| Profit Margin | (0.15) % | ||||
| Operating Margin | 0.03 % | ||||
| Current Valuation | 2.86 B | ||||
| Shares Outstanding | 35.98 M | ||||
| Price To Earning | 4.23 X | ||||
| Price To Book | 0.45 X | ||||
| Price To Sales | 0.18 X | ||||
| Revenue | 1.06 B | ||||
| Gross Profit | 783.73 M | ||||
| EBITDA | (198.77 M) | ||||
| Net Income | (179.95 M) | ||||
| Cash And Equivalents | 66.71 M | ||||
| Cash Per Share | 2.03 X | ||||
| Total Debt | 2.94 B | ||||
| Debt To Equity | 4.01 % | ||||
| Current Ratio | 41.01 X | ||||
| Book Value Per Share | 11.73 X | ||||
| Cash Flow From Operations | 392.76 M | ||||
| Earnings Per Share | (3.29) X | ||||
| Market Capitalization | 147.5 M | ||||
| Total Asset | 3.41 B | ||||
| Retained Earnings | (173.85 M) | ||||
About Oportun Financial Performance
Assessing Oportun Financial's fundamental ratios provides investors with valuable insights into Oportun Financial's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Oportun Financial is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.06) | (0.06) | |
| Return On Capital Employed | (0.08) | (0.07) | |
| Return On Assets | (0.06) | (0.06) | |
| Return On Equity | (0.51) | (0.49) |
Things to note about Oportun Financial Corp performance evaluation
Checking the ongoing alerts about Oportun Financial for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Oportun Financial Corp help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Oportun Financial appears to be risky and price may revert if volatility continues | |
| Oportun Financial has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 1.06 B. Net Loss for the year was (179.95 M) with profit before overhead, payroll, taxes, and interest of 783.73 M. | |
| Over 80.0% of the company shares are owned by institutional investors |
- Analyzing Oportun Financial's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Oportun Financial's stock is overvalued or undervalued compared to its peers.
- Examining Oportun Financial's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Oportun Financial's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Oportun Financial's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Oportun Financial's stock. These opinions can provide insight into Oportun Financial's potential for growth and whether the stock is currently undervalued or overvalued.
Additional Tools for Oportun Stock Analysis
When running Oportun Financial's price analysis, check to measure Oportun Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Oportun Financial is operating at the current time. Most of Oportun Financial's value examination focuses on studying past and present price action to predict the probability of Oportun Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Oportun Financial's price. Additionally, you may evaluate how the addition of Oportun Financial to your portfolios can decrease your overall portfolio volatility.