PennyMac Operating Income from 2010 to 2026

PFSI Stock

USD 90.40 4.05 4.29%

PennyMac Finl's Operating Income is increasing with slightly volatile movements from year to year. Operating Income is estimated to finish at about 1.6 B this year. Operating Income is earnings before interest and taxes (EBIT), representing the amount of profit PennyMac Finl Svcs generates from its operations. View All Fundamentals

Operating Income

First Reported

2010-03-31

Previous Quarter

467 M

Current Value

397.4 M

Quarterly Volatility

158.4 M

Credit Downgrade

Yuan Drop

Covid

Interest Hikes

Check PennyMac Finl financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among PennyMac Finl's main balance sheet or income statement drivers, such as Depreciation And Amortization of 102.2 M, Interest Expense of 1 B or Selling General Administrative of 822.1 M, as well as many indicators such as Price To Sales Ratio of 1.12, Dividend Yield of 0.0086 or PTB Ratio of 1.4. PennyMac financial statements analysis is a perfect complement when working with PennyMac Finl Valuation or Volatility modules.

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Check out the analysis of PennyMac Finl Correlation against competitors.

The Operating Income trend for PennyMac Finl Svcs offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether PennyMac Finl is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest PennyMac Finl's Operating Income Growth Pattern

Below is the plot of the Operating Income of PennyMac Finl Svcs over the last few years. Operating Income is the amount of profit realized from PennyMac Finl Svcs operations after accounting for operating expenses such as cost of goods sold (COGS), wages and depreciation. Operating income takes the gross income and subtracts other operating expenses and then removes depreciation. Operating Income of PennyMac Finl Svcs is typically a synonym for earnings before interest and taxes (EBIT) and is also commonly referred to as operating profit or recurring profit. It is earnings before interest and taxes (EBIT), representing the amount of profit a company generates from its operations. PennyMac Finl's Operating Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in PennyMac Finl's overall financial position and show how it may be relating to other accounts over time.

Operating Income

10 Years Trend

Slightly volatile

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Operating Income

Timeline

PennyMac Operating Income Regression Statistics

	Arithmetic Mean	668,584,094
	Geometric Mean	366,192,759
	Coefficient Of Variation	96.46
	Mean Deviation	508,151,993
	Median	383,083,000
	Standard Deviation	644,897,282
	Sample Variance	415892.5T
	Range	2.2B
	R-Value	0.75
	Mean Square Error	191704.2T
	R-Squared	0.57
	Significance	0.0005
	Slope	96,237,012
	Total Sum of Squares	6654280.1T

PennyMac Operating Income History

	2026	1.6 B
	2025	1.5 B
	2024	901 M
	2023	710 M
	2022	688.7 M
	2021	1.4 B
	2020	2.2 B

Other Fundumenentals of PennyMac Finl Svcs

Non Operating Income Net Other

PennyMac Finl Operating Income component correlations

	Total Assets	Total Stockholder Equity	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Short Term Investments	Total Liab	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Net Tangible Assets	Long Term Investments	Short Long Term Debt	Long Term Debt Total	Capital Surpluse	Net Invested Capital	Net Working Capital	Capital Stock
Total Assets		0.95	0.81	0.91	0.57	0.81	0.62	0.56	1.0	0.59	0.91	0.86	-0.27	0.88	0.94	0.43	0.94	0.86	0.07	0.91	0.76	-0.83
Total Stockholder Equity	0.95		0.74	0.97	0.56	0.9	0.55	0.5	0.94	0.52	0.85	0.91	-0.25	0.95	1.0	0.22	0.85	0.92	0.06	0.83	0.72	-0.91
Net Debt	0.81	0.74		0.66	0.53	0.47	0.95	0.17	0.81	0.94	0.53	0.52	-0.23	0.67	0.75	0.65	0.73	0.75	0.24	0.8	0.79	-0.56
Retained Earnings	0.91	0.97	0.66		0.51	0.91	0.47	0.53	0.9	0.43	0.83	0.93	-0.21	0.89	0.96	0.11	0.81	0.87	-0.19	0.8	0.69	-0.98
Accounts Payable	0.57	0.56	0.53	0.51		0.49	0.4	0.16	0.55	0.47	0.42	0.54	-0.45	0.61	0.56	0.18	0.52	0.59	0.1	0.44	0.44	-0.47
Long Term Debt	0.81	0.9	0.47	0.91	0.49		0.2	0.71	0.79	0.18	0.82	0.98	-0.25	0.9	0.88	-0.16	0.78	0.83	-0.12	0.66	0.42	-0.91
Net Receivables	0.62	0.55	0.95	0.47	0.4	0.2		-0.12	0.63	0.99	0.3	0.25	-0.16	0.49	0.57	0.75	0.53	0.59	0.28	0.67	0.78	-0.36
Short Term Investments	0.56	0.5	0.17	0.53	0.16	0.71	-0.12		0.56	-0.14	0.74	0.72	-0.12	0.47	0.46	-0.18	0.65	0.38	-0.16	0.48	0.06	-0.53
Total Liab	1.0	0.94	0.81	0.9	0.55	0.79	0.63	0.56		0.6	0.91	0.84	-0.26	0.86	0.93	0.46	0.94	0.84	0.08	0.92	0.77	-0.81
Total Current Assets	0.59	0.52	0.94	0.43	0.47	0.18	0.99	-0.14	0.6		0.25	0.24	-0.19	0.47	0.54	0.73	0.51	0.59	0.31	0.63	0.74	-0.33
Short Term Debt	0.91	0.85	0.53	0.83	0.42	0.82	0.3	0.74	0.91	0.25		0.83	-0.21	0.79	0.83	0.24	0.92	0.67	-0.01	0.78	0.63	-0.75
Intangible Assets	0.86	0.91	0.52	0.93	0.54	0.98	0.25	0.72	0.84	0.24	0.83		-0.26	0.88	0.89	-0.07	0.78	0.83	-0.14	0.73	0.43	-0.93
Common Stock	-0.27	-0.25	-0.23	-0.21	-0.45	-0.25	-0.16	-0.12	-0.26	-0.19	-0.21	-0.26		-0.3	-0.26	-0.06	-0.26	-0.28	-0.11	-0.19	-0.17	0.2
Property Plant Equipment	0.88	0.95	0.67	0.89	0.61	0.9	0.49	0.47	0.86	0.47	0.79	0.88	-0.3		0.94	0.12	0.82	0.89	0.14	0.73	0.65	-0.83
Net Tangible Assets	0.94	1.0	0.75	0.96	0.56	0.88	0.57	0.46	0.93	0.54	0.83	0.89	-0.26	0.94		0.24	0.84	0.93	0.07	0.83	0.74	-0.9
Long Term Investments	0.43	0.22	0.65	0.11	0.18	-0.16	0.75	-0.18	0.46	0.73	0.24	-0.07	-0.06	0.12	0.24		0.37	0.21	0.42	0.55	0.57	0.02
Short Long Term Debt	0.94	0.85	0.73	0.81	0.52	0.78	0.53	0.65	0.94	0.51	0.92	0.78	-0.26	0.82	0.84	0.37		0.76	0.08	0.81	0.73	-0.7
Long Term Debt Total	0.86	0.92	0.75	0.87	0.59	0.83	0.59	0.38	0.84	0.59	0.67	0.83	-0.28	0.89	0.93	0.21	0.76		0.14	0.81	0.63	-0.85
Capital Surpluse	0.07	0.06	0.24	-0.19	0.1	-0.12	0.28	-0.16	0.08	0.31	-0.01	-0.14	-0.11	0.14	0.07	0.42	0.08	0.14		0.09	0.06	0.31
Net Invested Capital	0.91	0.83	0.8	0.8	0.44	0.66	0.67	0.48	0.92	0.63	0.78	0.73	-0.19	0.73	0.83	0.55	0.81	0.81	0.09		0.66	-0.75
Net Working Capital	0.76	0.72	0.79	0.69	0.44	0.42	0.78	0.06	0.77	0.74	0.63	0.43	-0.17	0.65	0.74	0.57	0.73	0.63	0.06	0.66		-0.55
Capital Stock	-0.83	-0.91	-0.56	-0.98	-0.47	-0.91	-0.36	-0.53	-0.81	-0.33	-0.75	-0.93	0.2	-0.83	-0.9	0.02	-0.7	-0.85	0.31	-0.75	-0.55

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About PennyMac Finl Financial Statements

Investors use fundamental indicators, such as PennyMac Finl's Operating Income, to determine how well the company is positioned to perform in the future. Although PennyMac Finl's investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.

	Last Reported	Projected for Next Year
Operating Income	1.5 B	1.6 B
Non Operating Income Net Other	-249.6 M	-237.1 M

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When determining whether PennyMac Finl Svcs offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of PennyMac Finl's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Pennymac Finl Svcs Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Pennymac Finl Svcs Stock:

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Check out the analysis of PennyMac Finl Correlation against competitors.

You can also try the Insider Screener module to find insiders across different sectors to evaluate their impact on performance.

Is there potential for Commercial & Residential Mortgage Finance market expansion? Will PennyMac introduce new products? Factors like these will boost the valuation of PennyMac Finl. Anticipated expansion of PennyMac directly elevates investor willingness to pay premium valuations. Understanding fair value requires weighing current performance against future potential. All the valuation information about PennyMac Finl listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.006

Dividend Share

1.2

Earnings Share

8.9

Revenue Per Share

66.885

Quarterly Revenue Growth

5.094

Investors evaluate PennyMac Finl Svcs using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating PennyMac Finl's intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause PennyMac Finl's market price to deviate significantly from intrinsic value.

It's important to distinguish between PennyMac Finl's intrinsic value and market price, which are calculated using different methodologies. Investment decisions regarding PennyMac Finl should consider multiple factors including financial performance, growth metrics, competitive position, and professional analysis. Conversely, PennyMac Finl's market price signifies the transaction level at which participants voluntarily complete trades.

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PennyMac Operating Income from 2010 to 2026

Latest PennyMac Finl's Operating Income Growth Pattern

PennyMac Operating Income Regression Statistics

PennyMac Operating Income History

Other Fundumenentals of PennyMac Finl Svcs

PennyMac Finl Operating Income component correlations

About PennyMac Finl Financial Statements

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