Provident Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Provident Financial Holdings
PROV Stock  USD 16.29  0.14  0.87%   
Provident Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Provident Financial's valuation are provided below:
Gross Profit
39.8 M
Profit Margin
0.1516
Market Capitalization
105 M
Enterprise Value Revenue
8.1076
Revenue
39.8 M
There are over one hundred nineteen available trending fundamental ratios for Provident Financial, which can be analyzed over time and compared to other ratios. All traders should should check out Provident Financial's recent fundamental trends against the trends from 2010 to 2026 to make sure the company is sustainable. Market Cap is likely to climb to about 86.8 M in 2026, whereas Enterprise Value is likely to drop slightly above 170.6 M in 2026.

Provident Financial Total Revenue

61.37 Million

Check Provident Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Provident Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 19.2 M or Selling General Administrative of 26.8 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.021 or PTB Ratio of 1.05. Provident financial statements analysis is a perfect complement when working with Provident Financial Valuation or Volatility modules.
  
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Provident Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B1.4 B1.2 B
Slightly volatile
Short and Long Term Debt Total184.7 M191.8 M130 M
Slightly volatile
Other Current Liabilities943.1 M1 B898 M
Slightly volatile
Total Current Liabilities977.4 M1 B914.4 M
Slightly volatile
Total Stockholder Equity132.5 M147.8 M131.1 M
Very volatile
Property Plant And Equipment Net6.5 M8.4 M8.2 M
Pretty Stable
Retained Earnings157.5 M244.3 M184.7 M
Slightly volatile
Cash65.2 M61.1 M77.3 M
Slightly volatile
Non Current Assets Total1.2 B1.4 B1.1 B
Slightly volatile
Non Currrent Assets Other20.6 M20 M13.6 M
Pretty Stable
Other Assets1.1 B1.2 B1 B
Slightly volatile
Cash And Short Term Investments69.7 M61.1 M84.8 M
Slightly volatile
Net Receivables3.6 M3.8 M3.3 M
Slightly volatile
Common Stock Total Equity156.3 K210.4 K173 K
Slightly volatile
Common Stock Shares Outstanding6.7 M6.1 M8.3 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B1.4 B1.2 B
Slightly volatile
Non Current Liabilities Total164.5 M205.5 M132 M
Slightly volatile
Total Liabilities1.2 B1.3 B1.1 B
Slightly volatile
Property Plant And Equipment Gross29.1 M27.7 M14.1 M
Slightly volatile
Total Current Assets112.9 M66 M103.6 M
Slightly volatile
Common Stock157.8 K210.4 K173.1 K
Slightly volatile
Short Term Debt77.9 M146.7 M90.7 M
Very volatile
Other Liabilities230.8 K243 K5.5 M
Slightly volatile
Accounts Payable15.1 M15.9 M59.2 M
Slightly volatile
Long Term Debt138.9 M191.8 M119.5 M
Slightly volatile
Property Plant Equipment8.1 M10.6 M8.1 M
Slightly volatile
Short Term Investments59 K62.1 K14 M
Slightly volatile
Other Current Assets3.6 M3.8 M18.5 M
Slightly volatile
Net Tangible Assets106.9 M116.7 M131.3 M
Slightly volatile
Retained Earnings Total Equity208.5 M238.4 M193.7 M
Slightly volatile
Capital Surpluse102.4 M114.4 M95.3 M
Slightly volatile
Long Term Investments94.9 M99.9 M562.5 M
Slightly volatile
Intangible Assets567.5 K439.3 K463.9 K
Very volatile
Short and Long Term Debt94 M172.5 M106.3 M
Slightly volatile
Earning Assets159.9 M97.4 M170.4 M
Slightly volatile
Net Invested Capital306.1 M392.9 M278.2 M
Slightly volatile
Capital Stock200.7 K210.4 K184.5 K
Slightly volatile
Capital Lease Obligations58.4 K65.7 K71.7 K
Slightly volatile

Provident Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M4 M2.9 M
Slightly volatile
Interest Expense19.2 M19 M11.3 M
Pretty Stable
Selling General Administrative26.8 M22.7 M29.1 M
Slightly volatile
Total Revenue61.4 M54.1 M63.1 M
Slightly volatile
Gross Profit54.7 M45.6 M54 M
Slightly volatile
Other Operating Expenses50 M46.2 M50.7 M
Slightly volatile
Operating Income11.3 M8 M12.5 M
Slightly volatile
EBIT11.3 M8 M12.5 M
Slightly volatile
EBITDA13.4 M11.1 M15.3 M
Pretty Stable
Cost Of Revenue21.9 M18.4 M11.2 M
Pretty Stable
Income Before Tax11.3 M8 M12.5 M
Slightly volatile
Net Income6.8 M5.6 M7.9 M
Pretty Stable
Income Tax Expense4.5 M2.4 M4.6 M
Slightly volatile
Selling And Marketing Expenses774.3 K642.6 K1 M
Slightly volatile
Net Income Applicable To Common Shares7.9 M7.7 M8.5 M
Pretty Stable
Net Income From Continuing Ops5.3 M5.6 M40.5 M
Slightly volatile
Tax Provision2.9 M2.4 M4.4 M
Slightly volatile
Net Interest Income38.2 M40.8 M34.9 M
Slightly volatile
Interest Income47.8 M65.1 M44.1 M
Slightly volatile
Reconciled Depreciation4.1 M4 M3.4 M
Slightly volatile

Provident Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow63.7 M59.1 M81.2 M
Slightly volatile
Depreciation2.8 M4 M2.9 M
Slightly volatile
Capital Expenditures841 K477 K974.6 K
Slightly volatile
Net Income6.8 M5.6 M7.9 M
Pretty Stable
End Period Cash Flow66.5 M61.1 M77.4 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.291.561.9652
Very volatile
Dividend Yield0.0210.03260.0283
Slightly volatile
PTB Ratio1.050.930.9617
Pretty Stable
Days Sales Outstanding27.9429.4121.3603
Slightly volatile
Book Value Per Share12.1617.2315.6781
Slightly volatile
Stock Based Compensation To Revenue0.01210.00810.0149
Very volatile
Capex To Depreciation0.170.1520.4446
Slightly volatile
PB Ratio1.050.930.9617
Pretty Stable
EV To Sales3.965.053.0716
Slightly volatile
Net Income Per Share1.171.070.972
Pretty Stable
Payables Turnover0.350.610.3903
Very volatile
Sales General And Administrative To Revenue0.260.30.4289
Slightly volatile
Capex To Revenue0.01550.01010.0148
Pretty Stable
Cash Per Share22.8621.7712.499
Slightly volatile
Interest Coverage0.360.381.5182
Slightly volatile
Payout Ratio0.490.540.5704
Pretty Stable
Days Payables Outstanding5886191.5 K
Very volatile
ROE0.07650.0560.0606
Pretty Stable
PE Ratio15.1314.9820.0358
Pretty Stable
Return On Tangible Assets0.00770.00580.0069
Slightly volatile
Earnings Yield0.07250.06910.066
Very volatile
Current Ratio0.0960.170.1243
Slightly volatile
Tangible Book Value Per Share12.1617.2315.6781
Slightly volatile
Receivables Turnover11.8112.8419.6106
Slightly volatile
Graham Number14.9318.0217.7604
Pretty Stable
Shareholders Equity Per Share12.1617.2315.6781
Slightly volatile
Debt To Equity2.151.911.0636
Slightly volatile
Capex Per Share0.140.09080.1202
Very volatile
Revenue Per Share10.7710.37.9893
Pretty Stable
Interest Debt Per Share38.3140.1119.6027
Slightly volatile
Debt To Assets0.190.20.112
Slightly volatile
Enterprise Value Over EBITDA20.0224.5713.9315
Slightly volatile
Short Term Coverage Ratios0.05040.0480.0515
Slightly volatile
Price Earnings Ratio15.1314.9820.0358
Pretty Stable
Operating Cycle27.9429.4121.3603
Slightly volatile
Price Book Value Ratio1.050.930.9617
Pretty Stable
Days Of Payables Outstanding5886191.5 K
Very volatile
Dividend Payout Ratio0.490.540.5704
Pretty Stable
Pretax Profit Margin0.140.130.1872
Very volatile
Operating Profit Margin0.140.130.1872
Very volatile
Effective Tax Rate0.440.340.3656
Slightly volatile
Company Equity Multiplier11.149.69019.1726
Slightly volatile
Long Term Debt To Capitalization0.590.320.4291
Slightly volatile
Total Debt To Capitalization0.630.720.4752
Slightly volatile
Return On Capital Employed0.05390.02860.0506
Slightly volatile
Debt Equity Ratio2.151.911.0636
Slightly volatile
Ebit Per Revenue0.140.130.1872
Very volatile
Quick Ratio0.0960.170.1243
Slightly volatile
Net Income Per E B T0.480.630.628
Pretty Stable
Cash Ratio0.05270.05380.0829
Slightly volatile
Days Of Sales Outstanding27.9429.4121.3603
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.080.9390.9887
Slightly volatile
Price To Book Ratio1.050.930.9617
Pretty Stable
Fixed Asset Turnover11.617.428.7818
Slightly volatile
Enterprise Value Multiple20.0224.5713.9315
Slightly volatile
Debt Ratio0.190.20.112
Slightly volatile
Price Sales Ratio1.291.561.9652
Very volatile
Return On Assets0.00770.00580.0069
Slightly volatile
Asset Turnover0.07030.05550.0568
Slightly volatile
Net Profit Margin0.0880.09360.1218
Very volatile
Gross Profit Margin0.540.590.7943
Pretty Stable
Price Fair Value1.050.930.9617
Pretty Stable
Return On Equity0.07650.0560.0606
Pretty Stable

Provident Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap86.8 M76.8 M118.5 M
Slightly volatile
Enterprise Value170.6 M245.2 M169.9 M
Slightly volatile

Provident Fundamental Market Drivers

Forward Price Earnings10.1729
Cash And Short Term Investments53.2 M

Provident Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
24th of July 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of June 2023
Last Financial Announcement
View

About Provident Financial Financial Statements

Provident Financial investors use historical fundamental indicators, such as Provident Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in Provident Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-16.2 M-15.3 M
Total Revenue54.1 M61.4 M
Cost Of Revenue18.4 M21.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.30  0.26 
Capex To Revenue 0.01  0.02 
Revenue Per Share 10.30  10.77 
Ebit Per Revenue 0.13  0.14 

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Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.
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