Provident Financial Statements From 2010 to 2025

Stocks . USA . 
Stock . Provident Financial Holdings
PROV Stock  USD 16.07  0.02  0.12%   
Provident Financial's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Provident Financial's valuation are provided below:
Gross Profit
39.8 M
Profit Margin
0.1516
Market Capitalization
104.5 M
Enterprise Value Revenue
8.087
Revenue
39.8 M
There are over one hundred nineteen available trending fundamental ratios for Provident Financial, which can be analyzed over time and compared to other ratios. All traders should should check out Provident Financial's recent fundamental trends against the trends from 2010 to 2025 to make sure the company is sustainable. Market Cap is likely to climb to about 86.8 M in 2025, whereas Enterprise Value is likely to drop slightly above 170.6 M in 2025.

Provident Financial Total Revenue

61.37 Million

Check Provident Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Provident Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 2.8 M, Interest Expense of 19.2 M or Selling General Administrative of 26.8 M, as well as many indicators such as Price To Sales Ratio of 1.29, Dividend Yield of 0.021 or PTB Ratio of 1.05. Provident financial statements analysis is a perfect complement when working with Provident Financial Valuation or Volatility modules.
  
Build AI portfolio with Provident Stock
Check out the analysis of Provident Financial Correlation against competitors.

Provident Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets1.3 B1.2 B1.2 B
Slightly volatile
Short and Long Term Debt Total184.7 M213.1 M126.1 M
Slightly volatile
Other Current Liabilities943.1 M888.8 M890.3 M
Slightly volatile
Total Current Liabilities977.4 M888.8 M907.6 M
Slightly volatile
Total Stockholder Equity132.5 M128.5 M130.1 M
Very volatile
Property Plant And Equipment Net6.5 M9.3 M8.1 M
Pretty Stable
Retained Earnings157.5 M212.4 M180.9 M
Slightly volatile
Cash65.2 M53.1 M78.3 M
Slightly volatile
Non Current Assets Total1.2 B1.2 B1.1 B
Slightly volatile
Non Currrent Assets Other20.6 M22.2 M13.2 M
Pretty Stable
Other Assets1.1 B1.1 B1 B
Slightly volatile
Cash And Short Term Investments69.7 M53.2 M86.3 M
Slightly volatile
Net Receivables4 M4.2 M3.3 M
Slightly volatile
Common Stock Total Equity156.3 K210.4 K172.4 K
Slightly volatile
Common Stock Shares Outstanding6.7 M6.8 M8.4 M
Slightly volatile
Liabilities And Stockholders Equity1.3 B1.2 B1.2 B
Slightly volatile
Non Current Liabilities Total164.5 M228.3 M127.4 M
Slightly volatile
Total Liabilities1.2 B1.1 B1 B
Slightly volatile
Property Plant And Equipment Gross25.3 M24.1 M13 M
Slightly volatile
Total Current Assets112.9 M57.4 M106 M
Slightly volatile
Common Stock157.8 K210.4 K172.5 K
Slightly volatile
Short Term Debt171.2 M163 M93.1 M
Pretty Stable
Other Liabilities230.8 K243 K5.8 M
Slightly volatile
Accounts Payable15.1 M15.9 M61.8 M
Slightly volatile
Long Term Debt138.9 M213.1 M115 M
Slightly volatile
Property Plant Equipment8.1 M10.6 M8 M
Slightly volatile
Short Term Investments65.5 K69 K14.8 M
Slightly volatile
Other Current Assets4 M4.2 M19.4 M
Slightly volatile
Net Tangible Assets106.9 M116.7 M131.4 M
Slightly volatile
Retained Earnings Total Equity208.5 M238.4 M192.9 M
Slightly volatile
Capital Surpluse102.4 M114.4 M95 M
Slightly volatile
Long Term Investments105.5 M111 M592.1 M
Slightly volatile
Intangible Assets567.5 K439.3 K469 K
Pretty Stable
Short and Long Term Debt94 M172.5 M103.6 M
Slightly volatile
Earning Assets159.9 M97.4 M174.3 M
Slightly volatile
Net Invested Capital306.1 M341.6 M271.1 M
Slightly volatile
Capital Stock200.7 K210.4 K184.6 K
Slightly volatile
Capital Lease Obligations58.4 K65.7 K71.6 K
Slightly volatile

Provident Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization2.8 M3.5 M2.9 M
Slightly volatile
Interest Expense19.2 M21.2 M10.9 M
Very volatile
Selling General Administrative26.8 M19.7 M29.5 M
Slightly volatile
Total Revenue61.4 M60.2 M63.7 M
Slightly volatile
Gross Profit54.7 M39.7 M54.5 M
Slightly volatile
Other Operating Expenses50 M51.3 M50.9 M
Slightly volatile
Operating Income11.3 M8.9 M12.8 M
Slightly volatile
EBIT11.3 M8.9 M12.8 M
Slightly volatile
EBITDA13.4 M12.4 M15.6 M
Pretty Stable
Cost Of Revenue21.9 M20.5 M10.7 M
Very volatile
Income Before Tax11.3 M8.9 M12.8 M
Slightly volatile
Net Income6.8 M6.3 M8 M
Pretty Stable
Income Tax Expense4.5 M2.6 M4.7 M
Slightly volatile
Selling And Marketing Expenses774.3 K714 K1.1 M
Slightly volatile
Net Income Applicable To Common Shares7.9 M7.7 M8.5 M
Pretty Stable
Net Income From Continuing Ops5.9 M6.3 M42.7 M
Slightly volatile
Tax Provision2.9 M2.6 M4.5 M
Slightly volatile
Net Interest Income38.2 M35.5 M34.6 M
Slightly volatile
Interest Income47.8 M56.6 M42.8 M
Slightly volatile
Reconciled Depreciation4.1 M3.5 M3.3 M
Slightly volatile

Provident Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow63.7 M51.4 M82.6 M
Slightly volatile
Depreciation2.8 M3.5 M2.9 M
Slightly volatile
Capital Expenditures841 K530 K1 M
Pretty Stable
Net Income6.8 M6.3 M8 M
Pretty Stable
End Period Cash Flow66.5 M53.1 M78.4 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.291.73051.9905
Pretty Stable
Dividend Yield0.0210.03620.0281
Slightly volatile
PTB Ratio1.050.80980.9636
Pretty Stable
Days Sales Outstanding24.325.575220.6297
Slightly volatile
Book Value Per Share12.1619.139915.5811
Slightly volatile
Stock Based Compensation To Revenue0.01210.0090.0153
Pretty Stable
Capex To Depreciation0.140.1520.4599
Slightly volatile
PB Ratio1.050.80980.9636
Pretty Stable
EV To Sales3.964.392.9479
Slightly volatile
Net Income Per Share1.170.93130.9659
Very volatile
Payables Turnover0.350.610.3815
Pretty Stable
Sales General And Administrative To Revenue0.260.32830.4369
Slightly volatile
Capex To Revenue0.01550.00880.0151
Pretty Stable
Cash Per Share25.424.19412.0783
Slightly volatile
Interest Coverage0.40.41941.5918
Pretty Stable
Payout Ratio0.490.60210.5723
Pretty Stable
Days Payables Outstanding5886191.6 K
Pretty Stable
ROE0.07650.04870.0609
Pretty Stable
PE Ratio15.1316.642620.3517
Very volatile
Return On Tangible Assets0.00770.0050.0069
Pretty Stable
Earnings Yield0.07250.06010.0658
Very volatile
Current Ratio0.0960.18760.1214
Slightly volatile
Tangible Book Value Per Share12.1619.139915.5811
Slightly volatile
Receivables Turnover11.8114.271620.0337
Slightly volatile
Graham Number14.9320.02717.7441
Pretty Stable
Shareholders Equity Per Share12.1619.139915.5811
Slightly volatile
Debt To Equity2.151.65761.0107
Slightly volatile
Capex Per Share0.140.07890.1221
Very volatile
Revenue Per Share10.778.95697.8449
Pretty Stable
Interest Debt Per Share38.3134.875718.321
Slightly volatile
Debt To Assets0.190.17110.1065
Slightly volatile
Enterprise Value Over EBITDA20.0221.367613.2666
Slightly volatile
Short Term Coverage Ratios0.05590.05330.0521
Slightly volatile
Price Earnings Ratio15.1316.642620.3517
Very volatile
Operating Cycle24.325.575220.6297
Slightly volatile
Price Book Value Ratio1.050.80980.9636
Pretty Stable
Days Of Payables Outstanding5886191.6 K
Pretty Stable
Dividend Payout Ratio0.490.60210.5723
Pretty Stable
Pretax Profit Margin0.140.14750.1908
Very volatile
Operating Profit Margin0.140.14750.1908
Very volatile
Effective Tax Rate0.440.29510.3672
Slightly volatile
Company Equity Multiplier11.149.69019.0496
Slightly volatile
Long Term Debt To Capitalization0.270.28030.416
Slightly volatile
Total Debt To Capitalization0.630.62370.4599
Slightly volatile
Return On Capital Employed0.02360.02490.05
Slightly volatile
Debt Equity Ratio2.151.65761.0107
Slightly volatile
Ebit Per Revenue0.140.14750.1908
Very volatile
Quick Ratio0.0960.18760.1214
Slightly volatile
Net Income Per E B T0.480.70490.6278
Pretty Stable
Cash Ratio0.05270.05970.0847
Slightly volatile
Days Of Sales Outstanding24.325.575220.6297
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.080.9390.983
Slightly volatile
Price To Book Ratio1.050.80980.9636
Pretty Stable
Fixed Asset Turnover11.616.45168.867
Slightly volatile
Enterprise Value Multiple20.0221.367613.2666
Slightly volatile
Debt Ratio0.190.17110.1065
Slightly volatile
Price Sales Ratio1.291.73051.9905
Pretty Stable
Return On Assets0.00770.0050.0069
Pretty Stable
Asset Turnover0.07030.04830.0569
Slightly volatile
Net Profit Margin0.0880.1040.1235
Pretty Stable
Gross Profit Margin0.540.65940.807
Very volatile
Price Fair Value1.050.80980.9636
Pretty Stable
Return On Equity0.07650.04870.0609
Pretty Stable

Provident Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap86.8 M76.8 M120.5 M
Slightly volatile
Enterprise Value170.6 M245.2 M163.5 M
Slightly volatile

Provident Fundamental Market Drivers

Forward Price Earnings10.1729
Cash And Short Term Investments53.2 M

Provident Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
24th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
24th of July 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
30th of June 2023
Last Financial Announcement
View

About Provident Financial Financial Statements

Provident Financial investors use historical fundamental indicators, such as Provident Financial's revenue or net income, to determine how well the company is positioned to perform in the future. Understanding over-time patterns can help investors decide on long-term investments in Provident Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Current Deferred Revenue-16.2 M-15.3 M
Total Revenue60.2 M61.4 M
Cost Of Revenue20.5 M21.9 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.33  0.26 
Capex To Revenue 0.01  0.02 
Revenue Per Share 8.96  10.77 
Ebit Per Revenue 0.15  0.14 

Thematic Opportunities

Explore Investment Opportunities

Build portfolios using Macroaxis predefined set of investing ideas. Many of Macroaxis investing ideas can easily outperform a given market. Ideas can also be optimized per your risk profile before portfolio origination is invoked. Macroaxis thematic optimization helps investors identify companies most likely to benefit from changes or shifts in various micro-economic or local macro-level trends. Originating optimal thematic portfolios involves aligning investors' personal views, ideas, and beliefs with their actual investments.
Explore Investing Ideas  

Additional Tools for Provident Stock Analysis

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.
Macroaxis helps investors of all levels and skills to maximize the upside of all their holdings and minimize the risk associated with market volatility, economic swings, and company-specific events. View terms and conditions
 
Feedback Blog
Made with optimal in San Francisco
2025 Macroaxis LLC
COMMON DESTINATIONS
MAIN CATEGORIES
COMPANY