SoFi Net Interest Income from 2010 to 2024

SOFI Stock  USD 15.60  0.59  3.93%   
SoFi Technologies' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is estimated to finish at about 1.3 B this year. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2010-12-31
Previous Quarter
1.3 B
Current Value
1.3 B
Quarterly Volatility
366.6 M
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check SoFi Technologies financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SoFi Technologies' main balance sheet or income statement drivers, such as Interest Expense of 828.8 M, Income Tax Expense of 436.8 K or Net Interest Income of 1.3 B, as well as many indicators such as Price To Sales Ratio of 2.94, Dividend Yield of 0.0041 or PTB Ratio of 1.78. SoFi financial statements analysis is a perfect complement when working with SoFi Technologies Valuation or Volatility modules.
  
Check out the analysis of SoFi Technologies Correlation against competitors.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.

Latest SoFi Technologies' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of SoFi Technologies over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. SoFi Technologies' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in SoFi Technologies' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

SoFi Net Interest Income Regression Statistics

Arithmetic Mean417,483,200
Geometric Mean335,255,813
Coefficient Of Variation87.82
Mean Deviation255,761,787
Median259,064,000
Standard Deviation366,649,264
Sample Variance134431.7T
Range1.1B
R-Value0.65
Mean Square Error83186.5T
R-Squared0.43
Significance0.01
Slope53,472,921
Total Sum of Squares1882043.6T

SoFi Net Interest Income History

20241.3 B
20231.3 B
2022584.1 M
2021252.2 M
2020177.9 M
2019329.8 M

About SoFi Technologies Financial Statements

Investors use fundamental indicators, such as SoFi Technologies' Net Interest Income, to determine how well the company is positioned to perform in the future. Although SoFi Technologies' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income1.3 B1.3 B

Currently Active Assets on Macroaxis

When determining whether SoFi Technologies offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of SoFi Technologies' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sofi Technologies Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sofi Technologies Stock:
Check out the analysis of SoFi Technologies Correlation against competitors.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.12
Revenue Per Share
2.472
Quarterly Revenue Growth
0.341
Return On Assets
0.0069
Return On Equity
0.0372
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.