SoFi Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . SoFi Technologies
SOFI Stock  USD 18.66  0.44  2.41%   
SoFi Technologies' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing SoFi Technologies' valuation are provided below:
Gross Profit
3 B
Profit Margin
0.1343
Market Capitalization
23.2 B
Enterprise Value Revenue
6.9658
Revenue
3.6 B
We have found one hundred twenty available fundamental trend indicators for SoFi Technologies, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of SoFi Technologies current fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.2 B. Enterprise Value is estimated to decrease to about 6.3 B

SoFi Technologies Total Revenue

5.01 Billion

Check SoFi Technologies financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among SoFi Technologies' main balance sheet or income statement drivers, such as Depreciation And Amortization of 121.8 M, Interest Expense of 1.2 B or Selling General Administrative of 422.7 M, as well as many indicators such as Price To Sales Ratio of 6.63, Dividend Yield of 0.0011 or PTB Ratio of 3.01. SoFi financial statements analysis is a perfect complement when working with SoFi Technologies Valuation or Volatility modules.
  
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Check out the analysis of SoFi Technologies Correlation against competitors.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.

SoFi Technologies Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding752.5 M1.3 B421.6 M
Slightly volatile
Total Assets53.2 B50.7 B12.6 B
Slightly volatile
Short and Long Term Debt Total1.7 B1.8 B2 B
Slightly volatile
Total Current Liabilities706.5 M743.7 M3.4 B
Slightly volatile
Total Stockholder Equity6.4 B10.5 B7.1 B
Slightly volatile
Other Liabilities244.8 M233.1 M68.7 M
Slightly volatile
Property Plant And Equipment Net283.5 M510.4 M148.3 M
Slightly volatile
Accounts Payable155.4 M119.5 M128.1 M
Slightly volatile
Cash5.2 B4.9 B1.4 B
Slightly volatile
Non Current Assets Total47.6 B45.3 B14.5 B
Slightly volatile
Other Assets49.4 B47.1 B11.4 B
Slightly volatile
Cash And Short Term Investments5.2 B4.9 B1.6 B
Slightly volatile
Net Receivables944.2 M528.7 M4 B
Slightly volatile
Good Will1 B1.6 B530.4 M
Slightly volatile
Liabilities And Stockholders Equity53.2 B50.7 B16.1 B
Slightly volatile
Non Current Liabilities Total42.2 B40.2 B10 B
Slightly volatile
Total Liabilities42.2 B40.2 B13.3 B
Slightly volatile
Total Current Assets3.6 B5.4 B5.4 B
Slightly volatile
Short Term Debt413.4 M558.9 M225.2 M
Slightly volatile
Intangible Assets515.1 M610.1 M339.6 M
Slightly volatile
Property Plant Equipment155.7 M172.1 M84.8 M
Slightly volatile
Current Deferred Revenue4.9 M5.1 M49.3 M
Slightly volatile
Long Term Debt3.5 B2.3 B4.4 B
Slightly volatile
Capital Lease Obligations100.5 M99.8 M122.2 M
Slightly volatile
Net Invested Capital8.9 B11.1 B6.5 B
Slightly volatile
Long Term Investments2.3 B2.2 B940.3 M
Slightly volatile
Property Plant And Equipment Gross364.4 M673.9 M273 M
Slightly volatile
Short and Long Term Debt477.2 M558.9 M299.3 M
Slightly volatile
Capital Stock93.2 K98.1 K1.7 B
Slightly volatile
Warrants350.4 M288.3 M548.7 M
Slightly volatile
Common Stock Total Equity79.5 K83.7 K500 M
Slightly volatile
Capital Surpluse4.5 B7.7 B2.3 B
Slightly volatile
Deferred Long Term Liabilities2.5 M4.7 M1.7 M
Slightly volatile
Common Stock119.7 K126 K500 M
Slightly volatile
Long Term Debt Total5.2 B6.3 B4.5 B
Slightly volatile
Non Current Liabilities Other102.6 M106 M131 M
Slightly volatile

SoFi Technologies Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization121.8 M234.2 M69.2 M
Slightly volatile
Selling General Administrative422.7 M704.4 M282.3 M
Slightly volatile
Selling And Marketing Expenses565 M1.1 B392.1 M
Slightly volatile
Total Revenue5 B4.8 B1.5 B
Slightly volatile
Gross Profit3.4 B3.3 B1.1 B
Slightly volatile
Other Operating Expenses1.7 B3.1 B1.1 B
Slightly volatile
Research Development355.6 M648.3 M220.1 M
Slightly volatile
Net Interest Income2.1 B2 B629.4 M
Slightly volatile
Interest Income3.4 B3.2 B1.1 B
Slightly volatile
Reconciled Depreciation118.6 M234 M70.3 M
Slightly volatile

SoFi Technologies Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Stock Based Compensation191.9 M262.1 M120 M
Slightly volatile
Begin Period Cash Flow1.5 B2.7 B963.6 M
Slightly volatile
Depreciation121.8 M234.2 M69.2 M
Slightly volatile
Dividends Paid14.1 M14.9 M615.2 M
Pretty Stable
Capital Expenditures254.6 M242.4 M65.1 M
Slightly volatile
End Period Cash Flow5.6 B5.4 B1.5 B
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio6.636.3132.3511
Slightly volatile
Dividend Yield0.00110.00120.0061
Pretty Stable
PTB Ratio3.012.87061.1553
Slightly volatile
Days Sales Outstanding54.7152.1117.8588
Slightly volatile
Book Value Per Share13.249.120213.8275
Slightly volatile
Stock Based Compensation To Revenue0.0880.05490.0808
Slightly volatile
Capex To Depreciation1.11.03541.1813
Slightly volatile
PB Ratio3.012.87061.1553
Slightly volatile
EV To Sales7.945.66029.6137
Slightly volatile
Payables Turnover7.997.613.4707
Slightly volatile
Sales General And Administrative To Revenue0.260.14770.2054
Slightly volatile
Research And Ddevelopement To Revenue0.0880.120.1072
Slightly volatile
Capex To Revenue0.03250.05080.0292
Slightly volatile
Cash Per Share4.354.2864.2893
Pretty Stable
Days Payables Outstanding47.1549.63188
Very volatile
Intangibles To Total Assets0.03760.03950.0513
Slightly volatile
Current Ratio0.210.2223.7121
Slightly volatile
Tangible Book Value Per Share9.597.378111.22
Slightly volatile
Receivables Turnover6.897.2548.6916
Slightly volatile
Graham Number6.979.26698.1439
Very volatile
Shareholders Equity Per Share13.249.120213.8275
Slightly volatile
Debt To Equity0.160.17312.3886
Slightly volatile
Capex Per Share0.210.21080.2399
Slightly volatile
Revenue Per Share6.714.14712.806
Slightly volatile
Interest Debt Per Share2.452.58438.9511
Slightly volatile
Debt To Assets0.0340.03580.5514
Slightly volatile
Operating Cycle54.7152.1117.8588
Slightly volatile
Price Book Value Ratio3.012.87061.1553
Slightly volatile
Days Of Payables Outstanding47.1549.63188
Very volatile
Ebt Per Ebit0.650.360.5971
Slightly volatile
Company Equity Multiplier3.224.82964.2891
Pretty Stable
Long Term Debt To Capitalization0.140.14760.605
Slightly volatile
Total Debt To Capitalization0.140.14760.6164
Slightly volatile
Debt Equity Ratio0.160.17312.3886
Slightly volatile
Quick Ratio0.210.2223.7121
Slightly volatile
Net Income Per E B T0.860.91531.0324
Pretty Stable
Cash Ratio0.10.1138.9518
Slightly volatile
Days Of Sales Outstanding54.7152.1117.8588
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.21.06480.9999
Slightly volatile
Price To Book Ratio3.012.87061.1553
Slightly volatile
Fixed Asset Turnover12.879.34527.5084
Slightly volatile
Debt Ratio0.0340.03580.5514
Slightly volatile
Price Sales Ratio6.636.3132.3511
Slightly volatile
Asset Turnover0.07610.09410.0822
Slightly volatile
Gross Profit Margin0.560.68730.6556
Slightly volatile
Price Fair Value3.012.87061.1553
Slightly volatile

SoFi Technologies Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.2 B3.7 B2 B
Slightly volatile
Enterprise Value6.3 B7.5 B7.5 B
Pretty Stable

SoFi Fundamental Market Drivers

Forward Price Earnings47.1698
Cash And Short Term Investments4.9 B

SoFi Upcoming Events

29th of January 2024
Upcoming Quarterly Report
View
6th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About SoFi Technologies Financial Statements

Investors use fundamental indicators, such as SoFi Technologies' revenue or net income, to determine how well the company is positioned to perform in the future. Although SoFi Technologies' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Current Deferred Revenue5.1 M4.9 M
Total Revenue4.8 B5 B
Cost Of Revenue1.5 B1.6 B
Stock Based Compensation To Revenue 0.05  0.09 
Sales General And Administrative To Revenue 0.15  0.26 
Research And Ddevelopement To Revenue 0.12  0.09 
Capex To Revenue 0.05  0.03 
Revenue Per Share 4.15  6.71 
Ebit Per Revenue 0.35  0.37 

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When determining whether SoFi Technologies offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of SoFi Technologies' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sofi Technologies Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sofi Technologies Stock:
How To Invest In SoFi
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Is SoFi Stock a good investment?
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What is SoFi Technologies' Net Worth?
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Largest Consumer Finance Companies
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Largest Financial Services Companies
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Check out the analysis of SoFi Technologies Correlation against competitors.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.
You can also try the Equity Valuation module to check real value of public entities based on technical and fundamental data.
Is there potential for Consumer Finance market expansion? Will SoFi introduce new products? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.57)
Earnings Share
0.39
Revenue Per Share
3.115
Quarterly Revenue Growth
0.402
Return On Assets
0.0111
Investors evaluate SoFi Technologies using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating SoFi Technologies' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause SoFi Technologies' market price to deviate significantly from intrinsic value.
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Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
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Buy or Sell
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Earnings
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Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, SoFi Technologies' market price signifies the transaction level at which participants voluntarily complete trades.
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