SoFi Technologies Earnings Estimate

SOFI Stock  USD 15.78  0.66  4.01%   
The next projected EPS of SoFi Technologies is estimated to be 0.039 with future projections ranging from a low of 0.03 to a high of 0.05. SoFi Technologies' most recent 12-month trailing earnings per share (EPS TTM) is at 0.39. Please be aware that the consensus of earnings estimates for SoFi Technologies is based on EPS before non-recurring items and includes expenses related to employee stock options.
 
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SoFi Technologies is projected to generate 0.039 in earnings per share on the 31st of March 2025. SoFi Technologies earnings estimates show analyst consensus about projected SoFi Technologies EPS (Earning Per Share). It derives the highest and the lowest estimates based on SoFi Technologies' historical volatility. Many public companies, such as SoFi Technologies, manage the perception of their earnings on a regular basis to make sure that analyst estimates are accurate. Future earnings calculations are also an essential input when attempting to value a firm.

SoFi Technologies Revenue Breakdown by Earning Segment

By analyzing SoFi Technologies' earnings estimates, investors can diagnose different trends across SoFi Technologies' analyst sentiment over time as well as compare current estimates against different timeframes. The SoFi Technologies' current Gross Profit is estimated to increase to about 2.9 B. The SoFi Technologies' current Pretax Profit Margin is estimated to increase to 0.09
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.

SoFi Technologies Earnings Estimation Breakdown

The calculation of SoFi Technologies' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of SoFi Technologies is estimated to be 0.039 with the future projection ranging from a low of 0.03 to a high of 0.05. Please be aware that this consensus of annual earnings estimates for SoFi Technologies is based on EPS before non-recurring items and includes expenses related to employee stock options.
Last Reported EPS
0.05
0.03
Lowest
Expected EPS
0.039
0.05
Highest

SoFi Technologies Earnings Projection Consensus

Suppose the current estimates of SoFi Technologies' value are higher than the current market price of the SoFi Technologies stock. In this case, investors may conclude that SoFi Technologies is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and SoFi Technologies' stock will quickly adjusts to the new information provided by the consensus estimate.
Number of AnalystsHistorical AccuracyLast Reported EPSEstimated EPS for 31st of March 2025Current EPS (TTM)
1953.38%
0.05
0.039
0.39

SoFi Technologies Earnings History

Earnings estimate consensus by SoFi Technologies analysts from Wall Street is used by the market to judge SoFi Technologies' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only SoFi Technologies' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.

SoFi Technologies Quarterly Gross Profit

743.94 Million

As of now, SoFi Technologies' Earnings Yield is decreasing as compared to previous years. The SoFi Technologies' current Price Earnings Ratio is estimated to increase to 34.06, while Retained Earnings are forecasted to increase to (1.5 B). The current Common Stock Shares Outstanding is estimated to decrease to about 764.9 M. The current Net Loss is estimated to decrease to about (302.8 M).
Hype
Prediction
LowEstimatedHigh
12.0315.8819.73
Details
Intrinsic
Valuation
LowRealHigh
9.7813.6217.48
Details
Naive
Forecast
LowNextHigh
12.0215.8719.72
Details
17 Analysts
Consensus
LowTargetHigh
11.0112.1013.43
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as SoFi Technologies. Your research has to be compared to or analyzed against SoFi Technologies' peers to derive any actionable benefits. When done correctly, SoFi Technologies' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in SoFi Technologies. Note that many institutional investors and large investment bankers can move markets due to the volume of SoFi assets they manage. They also follow analysts to some degree and often drive overall investor sentiments towards SoFi Technologies. With so many stockholders watching consensus numbers, the difference between actual and projected earnings is one of the most critical factors driving SoFi Technologies' stock price in the short term.

SoFi Technologies Earnings per Share Projection vs Actual

Actual Earning per Share of SoFi Technologies refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering SoFi Technologies predict the company's earnings will be in the future. The higher the earnings per share of SoFi Technologies, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.

SoFi Technologies Estimated Months Earnings per Share

For an investor who is primarily interested in generating an income out of investing in entities such as SoFi Technologies, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of SoFi Technologies should always be considered in relation to other companies to make a more educated investment decision.

SoFi Quarterly Analyst Estimates and Surprise Metrics

Earnings surprises can significantly impact SoFi Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2025-01-27
2024-12-310.040.050.0125 
2024-10-29
2024-09-300.040.050.0125 
2024-07-30
2024-06-300.010.010.0
2024-04-29
2024-03-310.010.020.01100 
2024-01-29
2023-12-31-0.010.020.03300 
2023-10-30
2023-09-30-0.07-0.030.0457 
2023-07-31
2023-06-30-0.06-0.060.0
2023-05-01
2023-03-31-0.07-0.050.0228 
2023-01-30
2022-12-31-0.09-0.050.0444 
2022-11-01
2022-09-30-0.1-0.090.0110 
2022-08-02
2022-06-30-0.13-0.120.01
2022-05-10
2022-03-31-0.15-0.140.01
2022-03-01
2021-12-31-0.16-0.150.01
2021-11-10
2021-09-30-0.14-0.050.0964 
2021-08-12
2021-06-30-0.05-0.48-0.43860 
2021-05-24
2021-03-31-0.05-0.22-0.17340 
2020-11-23
2020-09-300-3.233-3.233
2019-12-31
2019-09-300-3.3893-3.3893

About SoFi Technologies Earnings Estimate

The earnings estimate module is a useful tool to check what professional financial analysts are assuming about the future of SoFi Technologies earnings. We show available consensus EPS estimates for the upcoming years and quarters. Investors can also examine how these consensus opinions have evolved historically. We show current SoFi Technologies estimates, future projections, as well as estimates 1, 2, and three years ago. Investors can search for a specific entity to conduct investment planning and build diversified portfolios. Please note, earnings estimates provided by Macroaxis are the average expectations of expert analysts that we track. If a given stock such as SoFi Technologies fails to match professional earnings estimates, it usually performs purely. Wall Street refers to that as a 'negative surprise.' If a company 'beats' future estimates, it's usually called an 'upside surprise.'
Please read more on our stock advisor page.
Last ReportedProjected for Next Year
Retained Earnings-1.6 B-1.5 B
Retained Earnings Total Equity-1.4 B-1.4 B
Earnings Yield 0.03  0.03 
Price Earnings Ratio 32.43  34.06 
Price Earnings To Growth Ratio(0.14)(0.13)

Currently Active Assets on Macroaxis

When determining whether SoFi Technologies offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of SoFi Technologies' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Sofi Technologies Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Sofi Technologies Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share
0.39
Revenue Per Share
2.472
Quarterly Revenue Growth
0.341
Return On Assets
0.0069
Return On Equity
0.0372
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.