SoFi Technologies Net Worth
SoFi Technologies Net Worth Breakdown | SOFI |
SoFi Technologies Net Worth Analysis
SoFi Technologies' net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including SoFi Technologies' financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of SoFi Technologies' overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform SoFi Technologies' net worth analysis. One common approach is to calculate SoFi Technologies' market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares SoFi Technologies' stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing SoFi Technologies' net worth. This approach calculates the present value of SoFi Technologies' future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of SoFi Technologies' cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate SoFi Technologies' net worth. This involves comparing SoFi Technologies' financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into SoFi Technologies' net worth relative to its peers.
Enterprise Value |
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To determine if SoFi Technologies is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding SoFi Technologies' net worth research are outlined below:
| SoFi Technologies appears to be risky and price may revert if volatility continues | |
| SoFi Technologies has high likelihood to experience some financial distress in the next 2 years | |
| The company reported the previous year's revenue of 2.81 B. Net Loss for the year was (300.74 M) with profit before overhead, payroll, taxes, and interest of 2.08 B. | |
| SoFi Technologies currently holds about 935.16 M in cash with (1.12 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 1.01. | |
| SoFi Technologies has a frail financial position based on the latest SEC disclosures | |
| Latest headline from news.google.com: SoFi Stock Has Doubled As Investors Await Q4 Earnings - Forbes |
SoFi Technologies Quarterly Good Will |
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SoFi Technologies uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in SoFi Technologies. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to SoFi Technologies' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 6th of May 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
SoFi Technologies Target Price Consensus
SoFi target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. SoFi Technologies' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 17 | Hold |
Most SoFi analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand SoFi stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of SoFi Technologies, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationSoFi Technologies Target Price Projection
SoFi Technologies' current and average target prices are 15.99 and 12.10, respectively. The current price of SoFi Technologies is the price at which SoFi Technologies is currently trading. On the other hand, SoFi Technologies' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
SoFi Technologies Market Quote on 29th of January 2025
Target Price
Analyst Consensus On SoFi Technologies Target Price
Follow SoFi Technologies' market capitalization trends
The company currently falls under 'Large-Cap' category with a current market capitalization of 17.71 B.Market Cap |
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Project SoFi Technologies' profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | (0.01) | (0.01) | |
| Return On Capital Employed | (0.01) | (0.01) | |
| Return On Assets | (0.01) | (0.01) | |
| Return On Equity | (0.05) | (0.05) |
When accessing SoFi Technologies' net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures SoFi Technologies' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of SoFi Technologies' profitability and make more informed investment decisions.
Evaluate SoFi Technologies' management efficiency
The SoFi Technologies' current Return On Tangible Assets is estimated to increase to -0.01. The current Return On Capital Employed is estimated to decrease to -0.006. As of now, SoFi Technologies' Total Assets are increasing as compared to previous years. SoFi Technologies' management efficiency ratios could be used to measure how well SoFi Technologies manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Enterprise Value Over EBITDA | 882.89 | 927.03 | |
| Book Value Per Share | 5.29 | 5.55 | |
| Tangible Book Value Per Share | 3.44 | 3.62 | |
| Price Book Value Ratio | 1.52 | 1.60 | |
| Enterprise Value Multiple | 882.89 | 927.03 | |
| Price Fair Value | 1.52 | 1.60 | |
| Enterprise Value | 8 B | 7.1 B |
The strategic decisions made by SoFi Technologies management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Enterprise Value Revenue 8.0015 | Revenue | Quarterly Revenue Growth 0.341 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific SoFi Technologies insiders, such as employees or executives, is commonly permitted as long as it does not rely on SoFi Technologies' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases SoFi Technologies insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Chad Borton over six months ago Acquisition by Chad Borton of 80751 shares of SoFi Technologies subject to Rule 16b-3 | ||
Stafford Webb Lauren over a year ago Sale by Stafford Webb Lauren of 135832 shares of SoFi Technologies | ||
Aaron Webster over a year ago Sale by Aaron Webster of 215299 shares of SoFi Technologies | ||
Stafford Webb Lauren over a year ago Exercise or conversion by Stafford Webb Lauren of 93271 shares of SoFi Technologies subject to Rule 16b-3 | ||
Aaron Webster over a year ago Exercise or conversion by Aaron Webster of 154147 shares of SoFi Technologies subject to Rule 16b-3 | ||
Derek White over a year ago Exercise or conversion by Derek White of 69438 shares of SoFi Technologies subject to Rule 16b-3 |
SoFi Technologies Corporate Filings
8K | 27th of January 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of January 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
| 29th of November 2024 Other Reports | ViewVerify | |
F3 | 27th of September 2024 The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock | ViewVerify |
SoFi Technologies Earnings Estimation Breakdown
The calculation of SoFi Technologies' earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of SoFi Technologies is estimated to be 0.039 with the future projection ranging from a low of 0.03 to a high of 0.05. Please be aware that this consensus of annual earnings estimates for SoFi Technologies is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.03 Lowest | Expected EPS | 0.05 Highest |
SoFi Technologies Earnings Projection Consensus
Suppose the current estimates of SoFi Technologies' value are higher than the current market price of the SoFi Technologies stock. In this case, investors may conclude that SoFi Technologies is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and SoFi Technologies' stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2025 | Current EPS (TTM) | |
| 18 | 53.38% | 0.05 | 0.039 | 0.39 |
SoFi Technologies Earnings History
Earnings estimate consensus by SoFi Technologies analysts from Wall Street is used by the market to judge SoFi Technologies' stock performance. Investors also use these earnings estimates to evaluate and project the stock performance into the future in order to make their investment decisions. However, we recommend analyzing not only SoFi Technologies' upcoming profit reports and earnings-per-share forecasts but also comparing them to our different valuation methods.SoFi Technologies Quarterly Gross Profit |
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SoFi Technologies Earnings per Share Projection vs Actual
Actual Earning per Share of SoFi Technologies refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering SoFi Technologies predict the company's earnings will be in the future. The higher the earnings per share of SoFi Technologies, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.SoFi Technologies Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as SoFi Technologies, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of SoFi Technologies should always be considered in relation to other companies to make a more educated investment decision.SoFi Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact SoFi Technologies' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-01-27 | 2024-12-31 | 0.04 | 0.05 | 0.01 | 25 | ||
2024-10-29 | 2024-09-30 | 0.04 | 0.05 | 0.01 | 25 | ||
2024-07-30 | 2024-06-30 | 0.01 | 0.01 | 0.0 | 0 | ||
2024-04-29 | 2024-03-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2024-01-29 | 2023-12-31 | -0.01 | 0.02 | 0.03 | 300 | ||
2023-10-30 | 2023-09-30 | -0.07 | -0.03 | 0.04 | 57 | ||
2023-07-31 | 2023-06-30 | -0.06 | -0.06 | 0.0 | 0 | ||
2023-05-01 | 2023-03-31 | -0.07 | -0.05 | 0.02 | 28 | ||
2023-01-30 | 2022-12-31 | -0.09 | -0.05 | 0.04 | 44 | ||
2022-11-01 | 2022-09-30 | -0.1 | -0.09 | 0.01 | 10 | ||
2022-08-02 | 2022-06-30 | -0.13 | -0.12 | 0.01 | 7 | ||
2022-05-10 | 2022-03-31 | -0.15 | -0.14 | 0.01 | 6 | ||
2022-03-01 | 2021-12-31 | -0.16 | -0.15 | 0.01 | 6 | ||
2021-11-10 | 2021-09-30 | -0.14 | -0.05 | 0.09 | 64 | ||
2021-08-12 | 2021-06-30 | -0.05 | -0.48 | -0.43 | 860 | ||
2021-05-24 | 2021-03-31 | -0.05 | -0.22 | -0.17 | 340 | ||
2020-11-23 | 2020-09-30 | 0 | -3.233 | -3.233 | 0 | ||
2019-12-31 | 2019-09-30 | 0 | -3.3893 | -3.3893 | 0 |
SoFi Technologies Corporate Management
| Chad Borton | Group EVP | Profile | |
| Katie Wells | Executive Member | Profile | |
| Anthony Noto | CEO Director | Profile | |
| Robert Lavet | General Secretary | Profile | |
| Stephen Simcock | General Counsel | Profile | |
| Diane Tucker | Senior Operations | Profile | |
| Lauren Webb | Chief Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in SoFi Technologies. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census. For more detail on how to invest in SoFi Stock please use our How to Invest in SoFi Technologies guide.You can also try the Instant Ratings module to determine any equity ratings based on digital recommendations. Macroaxis instant equity ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of SoFi Technologies. If investors know SoFi will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about SoFi Technologies listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Earnings Share 0.39 | Revenue Per Share | Quarterly Revenue Growth 0.341 | Return On Assets | Return On Equity |
The market value of SoFi Technologies is measured differently than its book value, which is the value of SoFi that is recorded on the company's balance sheet. Investors also form their own opinion of SoFi Technologies' value that differs from its market value or its book value, called intrinsic value, which is SoFi Technologies' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because SoFi Technologies' market value can be influenced by many factors that don't directly affect SoFi Technologies' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between SoFi Technologies' value and its price as these two are different measures arrived at by different means. Investors typically determine if SoFi Technologies is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, SoFi Technologies' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.