South Net Interest Income from 2010 to 2026

SPFI Stock  USD 42.88  0.15  0.35%   
South Plains' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 131.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2018-03-31
Previous Quarter
42.5 M
Current Value
43 M
Quarterly Volatility
5.1 M
 
Covid
 
Interest Hikes
Check South Plains financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among South Plains' main balance sheet or income statement drivers, such as Tax Provision of 10.3 M, Net Interest Income of 131.9 M or Interest Income of 169.4 M, as well as many indicators such as Price To Sales Ratio of 1.57, Dividend Yield of 0.0259 or PTB Ratio of 1.52. South financial statements analysis is a perfect complement when working with South Plains Valuation or Volatility modules.
  
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Check out the analysis of South Plains Correlation against competitors.
The Net Interest Income trend for South Plains Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether South Plains is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest South Plains' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of South Plains Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. South Plains' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in South Plains' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

South Net Interest Income Regression Statistics

Arithmetic Mean110,557,115
Geometric Mean107,782,889
Coefficient Of Variation24.09
Mean Deviation23,256,488
Median95,612,000
Standard Deviation26,637,479
Sample Variance709.6T
Range80.7M
R-Value0.89
Mean Square Error160.7T
R-Squared0.79
Slope4,681,453
Total Sum of Squares11352.9T

South Net Interest Income History

2026131.9 M
2025169.2 M
2024147.1 M
2023140.9 M
2022138.5 M
2021121.8 M
2020122.3 M

About South Plains Financial Statements

Investors use fundamental indicators, such as South Plains' Net Interest Income, to determine how well the company is positioned to perform in the future. Although South Plains' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income169.2 M131.9 M

Currently Active Assets on Macroaxis

When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:
Check out the analysis of South Plains Correlation against competitors.
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Is there potential for Regional Banks market expansion? Will South introduce new products? Factors like these will boost the valuation of South Plains. If investors know South will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about South Plains listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.06)
Dividend Share
0.62
Earnings Share
3.59
Revenue Per Share
12.16
Quarterly Revenue Growth
0.028
Investors evaluate South Plains Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating South Plains' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause South Plains' market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between South Plains' value and its price as these two are different measures arrived at by different means. Investors typically determine if South Plains is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, South Plains' market price signifies the transaction level at which participants voluntarily complete trades.