Synchrony Net Debt from 2010 to 2026

SYF Stock  USD 72.93  0.97  1.31%   
Synchrony Financial's Net Debt is decreasing over the last several years with slightly volatile swings. Net Debt is predicted to flatten to about 198.6 M. Net Debt is the total debt of Synchrony Financial minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. View All Fundamentals
 
Net Debt  
First Reported
2013-12-31
Previous Quarter
-1.8 B
Current Value
209 M
Quarterly Volatility
6.2 B
 
Yuan Drop
 
Covid
 
Interest Hikes
Check Synchrony Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Synchrony Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 310.6 M, Interest Expense of 4.3 B or Selling General Administrative of 1.4 B, as well as many indicators such as Price To Sales Ratio of 2.0, Dividend Yield of 0.0172 or PTB Ratio of 2.19. Synchrony financial statements analysis is a perfect complement when working with Synchrony Financial Valuation or Volatility modules.
  
Build AI portfolio with Synchrony Stock
Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
The Net Debt trend for Synchrony Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether Synchrony Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest Synchrony Financial's Net Debt Growth Pattern

Below is the plot of the Net Debt of Synchrony Financial over the last few years. It is the total debt of a company minus its cash and cash equivalents. It represents the actual debt burden on the company after accounting for the liquid assets it holds. Synchrony Financial's Net Debt historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Synchrony Financial's overall financial position and show how it may be relating to other accounts over time.
Net Debt10 Years Trend
Slightly volatile
   Net Debt   
       Timeline  

Synchrony Net Debt Regression Statistics

Arithmetic Mean11,096,326,471
Geometric Mean5,566,293,969
Coefficient Of Variation85.28
Mean Deviation7,767,260,554
Median9,197,000,000
Standard Deviation9,463,490,443
Sample Variance89557651.4T
Range26.3B
R-Value(0.95)
Mean Square Error8678626.9T
R-Squared0.91
Slope(1,786,896,078)
Total Sum of Squares1432922421.7T

Synchrony Net Debt History

2026198.6 M
2025209 M
2024751 M
20231.7 B
20223.9 B
20216.2 B
20204.3 B

Other Fundumenentals of Synchrony Financial

Synchrony Financial Net Debt component correlations

0.95-0.94-0.4-0.490.750.71.00.520.86-0.850.320.890.450.510.57-0.48-0.88-0.870.84-0.480.75-0.29
0.95-0.9-0.37-0.560.670.750.930.360.84-0.920.480.770.470.510.46-0.32-0.77-0.770.72-0.360.63-0.26
-0.94-0.90.330.64-0.76-0.68-0.93-0.48-0.820.84-0.15-0.87-0.34-0.35-0.680.650.840.81-0.840.7-0.810.41
-0.4-0.370.330.19-0.19-0.16-0.4-0.27-0.150.38-0.09-0.21-0.19-0.22-0.21-0.050.140.04-0.05-0.07-0.150.24
-0.49-0.560.640.19-0.33-0.33-0.47-0.25-0.440.630.02-0.36-0.020.33-0.310.420.310.29-0.340.45-0.370.22
0.750.67-0.76-0.19-0.330.290.750.150.68-0.48-0.180.90.420.240.7-0.68-0.76-0.720.84-0.570.94-0.51
0.70.75-0.68-0.16-0.330.290.680.220.83-0.790.630.450.160.60.22-0.16-0.73-0.750.51-0.360.34-0.03
1.00.93-0.93-0.4-0.470.750.680.550.85-0.830.280.910.440.510.59-0.51-0.89-0.880.86-0.50.77-0.29
0.520.36-0.48-0.27-0.250.150.220.550.22-0.36-0.030.490.370.150.31-0.42-0.43-0.440.48-0.340.35-0.05
0.860.84-0.82-0.15-0.440.680.830.850.22-0.80.350.770.190.480.45-0.41-0.9-0.90.8-0.510.69-0.24
-0.85-0.920.840.380.63-0.48-0.79-0.83-0.36-0.8-0.46-0.61-0.29-0.4-0.370.290.670.68-0.590.38-0.480.19
0.320.48-0.15-0.090.02-0.180.630.28-0.030.35-0.46-0.030.180.59-0.320.54-0.15-0.22-0.020.37-0.250.34
0.890.77-0.87-0.21-0.360.90.450.910.490.77-0.61-0.030.390.330.66-0.73-0.88-0.860.97-0.640.93-0.34
0.450.47-0.34-0.19-0.020.420.160.440.370.19-0.290.180.390.360.26-0.06-0.32-0.360.280.110.36-0.27
0.510.51-0.35-0.220.330.240.60.510.150.48-0.40.590.330.360.230.12-0.51-0.520.330.010.17-0.13
0.570.46-0.68-0.21-0.310.70.220.590.310.45-0.37-0.320.660.260.23-0.71-0.65-0.550.59-0.760.72-0.86
-0.48-0.320.65-0.050.42-0.68-0.16-0.51-0.42-0.410.290.54-0.73-0.060.12-0.710.610.56-0.770.91-0.80.42
-0.88-0.770.840.140.31-0.76-0.73-0.89-0.43-0.90.67-0.15-0.88-0.32-0.51-0.650.610.99-0.90.64-0.820.32
-0.87-0.770.810.040.29-0.72-0.75-0.88-0.44-0.90.68-0.22-0.86-0.36-0.52-0.550.560.99-0.90.59-0.790.22
0.840.72-0.84-0.05-0.340.840.510.860.480.8-0.59-0.020.970.280.330.59-0.77-0.9-0.9-0.70.9-0.24
-0.48-0.360.7-0.070.45-0.57-0.36-0.5-0.34-0.510.380.37-0.640.110.01-0.760.910.640.59-0.7-0.730.49
0.750.63-0.81-0.15-0.370.940.340.770.350.69-0.48-0.250.930.360.170.72-0.8-0.82-0.790.9-0.73-0.44
-0.29-0.260.410.240.22-0.51-0.03-0.29-0.05-0.240.190.34-0.34-0.27-0.13-0.860.420.320.22-0.240.49-0.44
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About Synchrony Financial Financial Statements

Synchrony Financial stakeholders use historical fundamental indicators, such as Synchrony Financial's Net Debt, to determine how well the company is positioned to perform in the future. Although Synchrony Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in Synchrony Financial's assets and liabilities are reflected in the revenues and expenses on Synchrony Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Synchrony Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Debt209 M198.6 M
Net Debt To EBITDA 0.03  0.03 

Currently Active Assets on Macroaxis

When determining whether Synchrony Financial is a strong investment it is important to analyze Synchrony Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Synchrony Financial's future performance. For an informed investment choice regarding Synchrony Stock, refer to the following important reports:
Check out the analysis of Synchrony Financial Correlation against competitors.
For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.
You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Can Consumer Finance industry sustain growth momentum? Does Synchrony have expansion opportunities? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Synchrony Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.078
Dividend Share
1.15
Earnings Share
9.28
Revenue Per Share
26.375
Quarterly Revenue Growth
0.05
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Synchrony Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.