Synchrony Financial Stock Technical Analysis
| SYF Stock | USD 75.16 1.47 1.99% |
As of the 7th of February, Synchrony Financial has the Semi Deviation of 2.35, risk adjusted performance of 0.0284, and Coefficient Of Variation of 3611.16. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Synchrony Financial, as well as the relationship between them. Please validate Synchrony Financial variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Synchrony Financial is priced more or less accurately, providing market reflects its prevalent price of 75.16 per share. Given that Synchrony Financial has jensen alpha of (0.07), we advise you to double-check Synchrony Financial's current market performance to make sure the company can sustain itself at a future point.
Synchrony Financial Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Synchrony, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to SynchronySynchrony | Build AI portfolio with Synchrony Stock |
Synchrony Financial Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 90.13 | Strong Buy | 22 | Odds |
Most Synchrony analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Synchrony stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Synchrony Financial, talking to its executives and customers, or listening to Synchrony conference calls.
Can Consumer Finance industry sustain growth momentum? Does Synchrony have expansion opportunities? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating Synchrony Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth 0.076 | Dividend Share 1.15 | Earnings Share 9.28 | Revenue Per Share | Quarterly Revenue Growth 0.05 |
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Synchrony Financial's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Synchrony Financial 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Synchrony Financial's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Synchrony Financial.
| 11/09/2025 |
| 02/07/2026 |
If you would invest 0.00 in Synchrony Financial on November 9, 2025 and sell it all today you would earn a total of 0.00 from holding Synchrony Financial or generate 0.0% return on investment in Synchrony Financial over 90 days. Synchrony Financial is related to or competes with Orix Corp, MT Bank, KB Financial, Truist Financial, Morgan Stanley, Fifth Third, and Shinhan Financial. Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United Sta... More
Synchrony Financial Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Synchrony Financial's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Synchrony Financial upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 2.41 | |||
| Information Ratio | (0.02) | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.59) | |||
| Potential Upside | 2.67 |
Synchrony Financial Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Synchrony Financial's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Synchrony Financial's standard deviation. In reality, there are many statistical measures that can use Synchrony Financial historical prices to predict the future Synchrony Financial's volatility.| Risk Adjusted Performance | 0.0284 | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.16) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0311 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Synchrony Financial's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Synchrony Financial February 7, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0284 | |||
| Market Risk Adjusted Performance | 0.0411 | |||
| Mean Deviation | 1.45 | |||
| Semi Deviation | 2.35 | |||
| Downside Deviation | 2.41 | |||
| Coefficient Of Variation | 3611.16 | |||
| Standard Deviation | 2.06 | |||
| Variance | 4.23 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.16) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0311 | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.59) | |||
| Potential Upside | 2.67 | |||
| Downside Variance | 5.79 | |||
| Semi Variance | 5.54 | |||
| Expected Short fall | (1.46) | |||
| Skewness | (1.45) | |||
| Kurtosis | 4.35 |
Synchrony Financial Backtested Returns
At this point, Synchrony Financial is very steady. Synchrony Financial owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.0185, which indicates the firm had a 0.0185 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Synchrony Financial, which you can use to evaluate the volatility of the company. Please validate Synchrony Financial's Coefficient Of Variation of 3611.16, semi deviation of 2.35, and Risk Adjusted Performance of 0.0284 to confirm if the risk estimate we provide is consistent with the expected return of 0.0388%. Synchrony Financial has a performance score of 1 on a scale of 0 to 100. The entity has a beta of 1.51, which indicates a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Synchrony Financial will likely underperform. Synchrony Financial right now has a risk of 2.1%. Please validate Synchrony Financial value at risk, as well as the relationship between the skewness and day median price , to decide if Synchrony Financial will be following its existing price patterns.
Auto-correlation | -0.92 |
Near perfect reversele predictability
Synchrony Financial has near perfect reversele predictability. Overlapping area represents the amount of predictability between Synchrony Financial time series from 9th of November 2025 to 24th of December 2025 and 24th of December 2025 to 7th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Synchrony Financial price movement. The serial correlation of -0.92 indicates that approximately 92.0% of current Synchrony Financial price fluctuation can be explain by its past prices.
| Correlation Coefficient | -0.92 | |
| Spearman Rank Test | -0.85 | |
| Residual Average | 0.0 | |
| Price Variance | 27.5 |
Synchrony Financial technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Synchrony Financial Technical Analysis
The output start index for this execution was fifty with a total number of output elements of eleven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of Synchrony Financial volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About Synchrony Financial Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Synchrony Financial on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Synchrony Financial based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Synchrony Financial price pattern first instead of the macroeconomic environment surrounding Synchrony Financial. By analyzing Synchrony Financial's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Synchrony Financial's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Synchrony Financial specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0279 | 0.0182 | 0.0138 | 0.0172 | Price To Sales Ratio | 0.93 | 1.24 | 1.48 | 2.0 |
Synchrony Financial February 7, 2026 Technical Indicators
Most technical analysis of Synchrony help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Synchrony from various momentum indicators to cycle indicators. When you analyze Synchrony charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.0284 | |||
| Market Risk Adjusted Performance | 0.0411 | |||
| Mean Deviation | 1.45 | |||
| Semi Deviation | 2.35 | |||
| Downside Deviation | 2.41 | |||
| Coefficient Of Variation | 3611.16 | |||
| Standard Deviation | 2.06 | |||
| Variance | 4.23 | |||
| Information Ratio | (0.02) | |||
| Jensen Alpha | (0.07) | |||
| Total Risk Alpha | (0.16) | |||
| Sortino Ratio | (0.01) | |||
| Treynor Ratio | 0.0311 | |||
| Maximum Drawdown | 12.73 | |||
| Value At Risk | (3.59) | |||
| Potential Upside | 2.67 | |||
| Downside Variance | 5.79 | |||
| Semi Variance | 5.54 | |||
| Expected Short fall | (1.46) | |||
| Skewness | (1.45) | |||
| Kurtosis | 4.35 |
Synchrony Financial February 7, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Synchrony stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 42,730 | ||
| Daily Balance Of Power | 1.34 | ||
| Rate Of Daily Change | 1.02 | ||
| Day Median Price | 75.28 | ||
| Day Typical Price | 75.24 | ||
| Price Action Indicator | 0.61 |
Complementary Tools for Synchrony Stock analysis
When running Synchrony Financial's price analysis, check to measure Synchrony Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synchrony Financial is operating at the current time. Most of Synchrony Financial's value examination focuses on studying past and present price action to predict the probability of Synchrony Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synchrony Financial's price. Additionally, you may evaluate how the addition of Synchrony Financial to your portfolios can decrease your overall portfolio volatility.
| Correlation Analysis Reduce portfolio risk simply by holding instruments which are not perfectly correlated | |
| Money Managers Screen money managers from public funds and ETFs managed around the world | |
| Technical Analysis Check basic technical indicators and analysis based on most latest market data | |
| Portfolio File Import Quickly import all of your third-party portfolios from your local drive in csv format | |
| Stocks Directory Find actively traded stocks across global markets | |
| Latest Portfolios Quick portfolio dashboard that showcases your latest portfolios | |
| Bond Analysis Evaluate and analyze corporate bonds as a potential investment for your portfolios. | |
| Piotroski F Score Get Piotroski F Score based on the binary analysis strategy of nine different fundamentals | |
| Portfolio Suggestion Get suggestions outside of your existing asset allocation including your own model portfolios |