First Net Interest Income from 2010 to 2026

THFF Stock  USD 65.16  1.46  2.29%   
First Financial's Net Interest Income is increasing over the last several years with slightly volatile swings. Net Interest Income is predicted to flatten to about 149.9 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
52.7 M
Current Value
54.6 M
Quarterly Volatility
6.5 M
 
Covid
 
Interest Hikes
Check First Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among First Financial's main balance sheet or income statement drivers, such as Depreciation And Amortization of 12 M, Interest Expense of 84.8 M or Selling General Administrative of 45.9 M, as well as many indicators such as Price To Sales Ratio of 1.99, Dividend Yield of 0.0199 or PTB Ratio of 1.52. First financial statements analysis is a perfect complement when working with First Financial Valuation or Volatility modules.
  
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Check out the analysis of First Financial Correlation against competitors.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
The Net Interest Income trend for First Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether First Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest First Financial's Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of First Financial over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. First Financial's Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in First Financial's overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

First Net Interest Income Regression Statistics

Arithmetic Mean131,544,732
Geometric Mean128,306,687
Coefficient Of Variation23.82
Mean Deviation26,759,011
Median116,579,000
Standard Deviation31,339,840
Sample Variance982.2T
Range96.7M
R-Value0.89
Mean Square Error226.2T
R-Squared0.78
Slope5,495,433
Total Sum of Squares15715T

First Net Interest Income History

2026149.9 M
2025201.2 M
2024175 M
2023167.3 M
2022165 M
2021143.4 M
2020146.3 M

About First Financial Financial Statements

First Financial stakeholders use historical fundamental indicators, such as First Financial's Net Interest Income, to determine how well the company is positioned to perform in the future. Although First Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in First Financial's assets and liabilities are reflected in the revenues and expenses on First Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in First Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Net Interest Income201.2 M149.9 M

Currently Active Assets on Macroaxis

When determining whether First Financial is a strong investment it is important to analyze First Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Financial's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out the analysis of First Financial Correlation against competitors.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
You can also try the Theme Ratings module to determine theme ratings based on digital equity recommendations. Macroaxis theme ratings are based on combination of fundamental analysis and risk-adjusted market performance.
Can Regional Banks industry sustain growth momentum? Does First have expansion opportunities? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating First Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
1.367
Dividend Share
2.04
Earnings Share
6.24
Revenue Per Share
21.176
Quarterly Revenue Growth
0.415
Investors evaluate First Financial using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating First Financial's intrinsic value—the estimated true worth—helps identify when the stock trades at a discount or premium to fair value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. External factors like market trends, sector rotation, and investor psychology can cause First Financial's market price to deviate significantly from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, First Financial's market price signifies the transaction level at which participants voluntarily complete trades.