Tompkins Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Tompkins Financial
TMP Stock  USD 82.78  1.03  1.23%   
Analyzing historical trends in various income statement and balance sheet accounts from Tompkins Financial's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Tompkins Financial's valuation are summarized below:
Gross Profit
435.1 M
Profit Margin
0.3702
Market Capitalization
1.2 B
Enterprise Value Revenue
6.7799
Revenue
435.1 M
There are currently one hundred twenty fundamental trend indicators for Tompkins Financial that can be evaluated and compared over time across competition. Investors and active traders are advised to double-check Tompkins Financial's current fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 02/19/2026, Market Cap is likely to grow to about 1.1 B. Also, Enterprise Value is likely to grow to about 1.7 B

Tompkins Financial Total Revenue

607.89 Million

Check Tompkins Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Tompkins Financial's main balance sheet or income statement drivers, such as Interest Expense of 139 M, Other Operating Expenses of 371.8 M or Operating Income of 236.1 M, as well as many indicators such as Price To Sales Ratio of 2.19, Dividend Yield of 0.0328 or PTB Ratio of 2.09. Tompkins financial statements analysis is a perfect complement when working with Tompkins Financial Valuation or Volatility modules.
  
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Tompkins Financial Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding12.1 M14.3 M13.7 M
Slightly volatile
Total Assets9.1 B8.7 B6.3 B
Slightly volatile
Total Stockholder Equity985.3 M938.4 M588.1 M
Slightly volatile
Property Plant And Equipment Net48.5 M72.4 M68.4 M
Slightly volatile
Retained Earnings695.3 M662.2 M333.5 M
Slightly volatile
Cash71.8 M50.7 M94.8 M
Pretty Stable
Non Current Assets Total139.5 M146.8 M2.8 B
Very volatile
Other Assets7.4 B7.1 B3.5 B
Slightly volatile
Cash And Short Term Investments768.7 M1.4 B1.3 B
Slightly volatile
Liabilities And Stockholders Equity9.1 B8.7 B6.3 B
Slightly volatile
Other Stockholder Equity192.8 M293.8 M294 M
Pretty Stable
Total Liabilities8.1 B7.7 B5.4 B
Slightly volatile
Property Plant And Equipment Gross246.4 M234.7 M118 M
Slightly volatile
Total Current Assets950.5 M1.4 B785.8 M
Slightly volatile
Short and Long Term Debt Total444 M660 M737.3 M
Very volatile
Total Current Liabilities2.9 B2 B3.8 B
Pretty Stable
Short Term Debt90.8 M95.6 M390.4 M
Slightly volatile
Net Receivables13.6 M14.3 M63.3 M
Slightly volatile
Non Current Liabilities Total6 B5.7 B1.4 B
Slightly volatile
Intangible Assets1.6 M1.7 M7.9 M
Slightly volatile
Common Stock Total Equity1.3 M1.7 M1.4 M
Slightly volatile
Common Stock1.3 M1.4 M1.4 M
Slightly volatile
Other Liabilities58.4 M77.5 M70.9 M
Slightly volatile
Accounts Payable8 B7.6 B5.2 B
Slightly volatile
Long Term Debt345.4 M624.7 M451.4 M
Pretty Stable
Property Plant Equipment66.2 M72.4 M73.7 M
Slightly volatile
Good Will70.3 M72.7 M82.3 M
Slightly volatile
Net Tangible Assets503.2 M598.8 M463.7 M
Slightly volatile
Noncontrolling Interest In Consolidated Entity1.1 M1.3 M1.4 M
Slightly volatile
Retained Earnings Total Equity303.4 M605.7 M315.8 M
Slightly volatile
Capital Surpluse259.2 M299.2 M313.2 M
Very volatile
Long Term Investments1.1 B1.8 B1.1 B
Slightly volatile
Non Current Liabilities Other166.4 M143.7 M208.3 M
Slightly volatile
Earning Assets1.9 B2.7 B1.9 B
Slightly volatile
Net Invested Capital1 B1.4 B1.4 B
Slightly volatile
Capital Stock1.2 M1.3 M1.5 M
Slightly volatile
Current Deferred Revenue4.1 B4.6 B5 B
Slightly volatile

Tompkins Financial Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses371.8 M354.1 M214.8 M
Slightly volatile
Operating Income236.1 M224.9 M94.8 M
Slightly volatile
EBIT112.3 M106.9 M80.6 M
Slightly volatile
EBITDA236.1 M224.9 M100.1 M
Slightly volatile
Net Income169.1 M161.1 M68.8 M
Slightly volatile
Depreciation And Amortization6.3 M12 M8.4 M
Slightly volatile
Selling General Administrative163.8 M156 M106.2 M
Slightly volatile
Total Revenue607.9 M578.9 M311.5 M
Slightly volatile
Gross Profit456.8 M435.1 M262.1 M
Slightly volatile
Income Before Tax236.1 M224.9 M95 M
Slightly volatile
Selling And Marketing Expenses4.3 M4.7 M4.7 M
Pretty Stable
Net Income Applicable To Common Shares169.1 M161.1 M69.6 M
Slightly volatile
Net Income From Continuing Ops66.2 M81.6 M60.3 M
Slightly volatile
Tax Provision67 M63.8 M30.1 M
Pretty Stable
Net Interest Income228.5 M242.8 M199.5 M
Slightly volatile
Interest Income276.1 M399.7 M242.9 M
Slightly volatile
Reconciled Depreciation6.9 M9.4 M9.2 M
Slightly volatile

Tompkins Financial Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow107.2 M102.1 M79.3 M
Slightly volatile
Begin Period Cash Flow72.6 M91.5 M93.7 M
Pretty Stable
Depreciation6.7 M12 M9.1 M
Slightly volatile
Capital Expenditures6.7 M7.1 M9 M
Very volatile
Total Cash From Operating Activities56.2 M109.2 M84.9 M
Slightly volatile
Net Income85.6 M81.5 M59.3 M
Slightly volatile
End Period Cash Flow162.3 M154.6 M107.6 M
Slightly volatile
Change To Netincome8.5 M6.9 M9.8 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.191.78533.0337
Very volatile
Dividend Yield0.03280.03460.0298
Slightly volatile
PTB Ratio2.091.10151.654
Very volatile
Days Sales Outstanding11.4812.0867.2834
Slightly volatile
Book Value Per Share69.1365.83841.2691
Slightly volatile
Free Cash Flow Yield0.0690.08280.0887
Slightly volatile
Operating Cash Flow Per Share3.226.015.8319
Slightly volatile
Stock Based Compensation To Revenue0.00750.00970.0097
Slightly volatile
Capex To Depreciation1.180.681.0048
Pretty Stable
PB Ratio2.091.10151.654
Very volatile
EV To Sales2.782.83784.3642
Very volatile
Free Cash Flow Per Share2.845.625.2209
Slightly volatile
Net Income Per Share11.8711.3014.8148
Slightly volatile
Sales General And Administrative To Revenue0.220.26940.3364
Very volatile
Capex To Revenue0.01230.01290.0309
Pretty Stable
Cash Per Share10610190.5116
Slightly volatile
POCF Ratio8.619.1410.2432
Pretty Stable
Interest Coverage1.431.6992.7389
Very volatile
Payout Ratio0.390.22210.6042
Pretty Stable
Capex To Operating Cash Flow0.07140.07520.1084
Pretty Stable
PFCF Ratio10.219.7811.8577
Very volatile
Income Quality1.281.211.9041
Pretty Stable
ROE0.150.17160.1138
Very volatile
EV To Operating Cash Flow10.5615.3614.4985
Pretty Stable
PE Ratio12.756.417118.9735
Pretty Stable
Return On Tangible Assets0.01350.01870.0105
Pretty Stable
EV To Free Cash Flow12.5616.4317.0032
Pretty Stable
Earnings Yield0.08160.15580.0716
Pretty Stable
Intangibles To Total Assets0.010.00860.0141
Slightly volatile
Current Ratio0.680.71913.3605
Very volatile
Tangible Book Value Per Share63.6560.616435.0424
Slightly volatile
Receivables Turnover32.8431.2713.9378
Slightly volatile
Graham Number13612965.4567
Slightly volatile
Shareholders Equity Per Share69.1365.83841.1917
Slightly volatile
Debt To Equity0.610.70340.9765
Pretty Stable
Capex Per Share0.380.390.611
Very volatile
Revenue Per Share42.6540.619721.9929
Slightly volatile
Interest Debt Per Share58.3755.593140.9945
Slightly volatile
Debt To Assets0.05380.07610.0873
Pretty Stable
Enterprise Value Over EBITDA11.127.306519.4892
Slightly volatile
Short Term Coverage Ratios0.460.350.3857
Slightly volatile
Price Earnings Ratio12.756.417118.9735
Pretty Stable
Operating Cycle11.4812.0867.2834
Slightly volatile
Price Book Value Ratio2.091.10151.654
Very volatile
Dividend Payout Ratio0.390.22210.6042
Pretty Stable
Price To Operating Cash Flows Ratio8.619.1410.2432
Pretty Stable
Price To Free Cash Flows Ratio10.219.7811.8577
Very volatile
Pretax Profit Margin0.220.38840.2789
Very volatile
Operating Profit Margin0.220.38840.2789
Very volatile
Effective Tax Rate0.340.28370.2805
Slightly volatile
Company Equity Multiplier12.439.237511.19
Very volatile
Long Term Debt To Capitalization0.280.37560.3518
Slightly volatile
Total Debt To Capitalization0.320.41290.4595
Pretty Stable
Return On Capital Employed0.03580.03370.0536
Slightly volatile
Debt Equity Ratio0.610.70340.9765
Pretty Stable
Ebit Per Revenue0.220.38840.2789
Very volatile
Quick Ratio0.680.71913.3605
Very volatile
Dividend Paid And Capex Coverage Ratio1.92.072.4656
Slightly volatile
Net Income Per E B T0.550.71630.7112
Pretty Stable
Cash Ratio0.02420.02552.9131
Very volatile
Cash Conversion Cycle11.4812.0867.2834
Slightly volatile
Operating Cash Flow Sales Ratio0.210.20.2924
Pretty Stable
Days Of Sales Outstanding11.4812.0867.2834
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.690.840.8725
Pretty Stable
Cash Flow Coverage Ratios0.130.140.2104
Very volatile
Price To Book Ratio2.091.10151.654
Very volatile
Fixed Asset Turnover5.737.99454.5614
Pretty Stable
Capital Expenditure Coverage Ratio8.1113.7712.5587
Pretty Stable
Price Cash Flow Ratio8.619.1410.2432
Pretty Stable
Enterprise Value Multiple11.127.306519.4892
Slightly volatile
Debt Ratio0.05380.07610.0873
Pretty Stable
Cash Flow To Debt Ratio0.130.140.2104
Very volatile
Price Sales Ratio2.191.78533.0337
Very volatile
Return On Assets0.01340.01860.0103
Pretty Stable
Asset Turnover0.07270.06680.0522
Pretty Stable
Net Profit Margin0.150.27820.2
Pretty Stable
Gross Profit Margin0.590.75150.8113
Pretty Stable
Price Fair Value2.091.10151.654
Very volatile
Return On Equity0.150.17160.1138
Very volatile

Tompkins Financial Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap1.1 B1 B927.3 M
Slightly volatile
Enterprise Value1.7 B1.6 B1.4 B
Slightly volatile

Tompkins Fundamental Market Drivers

Tompkins Upcoming Events

26th of April 2024
Upcoming Quarterly Report
View
19th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Tompkins Financial Financial Statements

Tompkins Financial shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Tompkins Financial investors may analyze each financial statement separately, they are all interrelated. The changes in Tompkins Financial's assets and liabilities, for example, are also reflected in the revenues and expenses on on Tompkins Financial's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue4.6 B4.1 B
Total Revenue578.9 M607.9 M
Cost Of Revenue143.9 M151.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.27  0.22 
Capex To Revenue 0.01  0.01 
Revenue Per Share 40.62  42.65 
Ebit Per Revenue 0.39  0.22 

Pair Trading with Tompkins Financial

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Tompkins Financial position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Tompkins Financial will appreciate offsetting losses from the drop in the long position's value.

Moving together with Tompkins Stock

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Moving against Tompkins Stock

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The ability to find closely correlated positions to Tompkins Financial could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Tompkins Financial when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Tompkins Financial - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Tompkins Financial to buy it.
The correlation of Tompkins Financial is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Tompkins Financial moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Tompkins Financial moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Tompkins Financial can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.
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