TrustCo Financial Statements From 2010 to 2024

Stocks . USA . 
Stock . TrustCo Bank Corp
TRST Stock  USD 37.24  0.32  0.85%   
TrustCo Bank financial statements provide useful quarterly and yearly information to potential TrustCo Bank Corp investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on TrustCo Bank financial statements helps investors assess TrustCo Bank's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting TrustCo Bank's valuation are summarized below:
Gross Profit
199.7 M
Profit Margin
0.2811
Market Capitalization
689.9 M
Enterprise Value Revenue
4.9373
Revenue
168.6 M
There are currently one hundred twenty fundamental trend indicators for TrustCo Bank Corp that can be evaluated and compared over time across competition. All traders should double-check TrustCo Bank's current fundamentals against the performance from 2010 to 2024 and make sure the trends continue to evolve in the right direction. Market Cap is likely to drop to about 375.5 M in 2024. Enterprise Value is likely to drop to about 397 M in 2024

TrustCo Bank Total Revenue

137.05 Million

Check TrustCo Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among TrustCo Bank's main balance sheet or income statement drivers, such as Interest Expense of 34 M, Other Operating Expenses of 99.2 M or Operating Income of 102.5 M, as well as many indicators such as Price To Sales Ratio of 4.0, Dividend Yield of 0.0473 or PTB Ratio of 0.87. TrustCo financial statements analysis is a perfect complement when working with TrustCo Bank Valuation or Volatility modules.
  
Check out the analysis of TrustCo Bank Correlation against competitors.

TrustCo Bank Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding16.6 M19 M18.2 M
Slightly volatile
Total Assets3.8 B6.2 B4.8 B
Slightly volatile
Short and Long Term Debt Total42.2 M44.5 M171.4 M
Very volatile
Total Current Liabilities35.1 M37 M159.3 M
Very volatile
Total Stockholder Equity677.5 M645.3 M462 M
Slightly volatile
Property Plant And Equipment Net37.8 M74.5 M49 M
Slightly volatile
Retained Earnings446.3 M425.1 M244.8 M
Slightly volatile
Cash86.2 M49.3 M54.3 M
Pretty Stable
Non Current Assets Total5.9 B5.6 B1.3 B
Slightly volatile
Other Assets6.4 B6.1 B3.8 B
Slightly volatile
Cash And Short Term Investments348.1 M578 M558.7 M
Very volatile
Liabilities And Stockholders Equity3.8 B6.2 B4.8 B
Slightly volatile
Non Current Liabilities Total5.8 B5.6 B1.6 B
Slightly volatile
Other Stockholder Equity115.5 M213.4 M142.8 M
Slightly volatile
Total Liabilities3.5 B5.5 B4.3 B
Slightly volatile
Property Plant And Equipment Gross187.6 M178.7 M65.9 M
Slightly volatile
Total Current Assets348.1 M578 M558.7 M
Very volatile
Short Term Debt140 M97.5 M167.1 M
Very volatile
Common Stock Total Equity21.9 M23.1 M75.7 M
Slightly volatile
Common Stock17.1 M18.1 M75.1 M
Slightly volatile
Other Liabilities2.5 M2.6 M20.2 M
Slightly volatile
Accounts Payable30.4 M32 M805.8 M
Pretty Stable
Short Term Investments539.4 M528.7 M595.7 M
Slightly volatile
Inventory3.7 M2.4 M3.8 M
Slightly volatile
Property Plant Equipment38.5 M37.4 M41.1 M
Slightly volatile
Net Tangible Assets509.1 M690 M472.8 M
Slightly volatile
Capital Surpluse207.1 M295.6 M195.9 M
Slightly volatile
Long Term Investments435.8 M458.7 M2.4 B
Slightly volatile
Other Current Assets672.5 M578 M476.7 M
Slightly volatile
Short and Long Term Debt153.4 M110.4 M183 M
Slightly volatile
Earning Assets936.3 M909.2 M1.2 B
Slightly volatile
Net Invested Capital805.1 M831.1 M729.1 M
Slightly volatile
Capital Stock17.1 M18.1 M78.5 M
Slightly volatile
Capital Lease Obligations40.9 M44.5 M53.7 M
Slightly volatile
Non Current Liabilities Other41.2 M44.1 M51.2 M
Slightly volatile
Net Receivables3.7 B4.2 B4.6 B
Slightly volatile

TrustCo Bank Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Operating Income102.5 M94.5 M80.5 M
Slightly volatile
EBIT102.1 M77.6 M79.6 M
Slightly volatile
EBITDA106.2 M88.4 M85.8 M
Slightly volatile
Net Income39.1 M58.6 M46.3 M
Slightly volatile
Depreciation And Amortization11.3 M10.8 M6.7 M
Slightly volatile
Selling General Administrative34.9 M55.5 M45.3 M
Slightly volatile
Total Revenue137 M190.2 M158.7 M
Slightly volatile
Gross Profit139.1 M146.1 M155.9 M
Slightly volatile
Income Before Tax63.1 M77.6 M68 M
Slightly volatile
Selling And Marketing Expenses2.5 M1.9 M2.5 M
Slightly volatile
Cost Of Revenue27.7 M39.7 M34.6 M
Pretty Stable
Net Income Applicable To Common Shares51.3 M86.5 M51.4 M
Slightly volatile
Net Income From Continuing Ops55.9 M69.7 M50 M
Slightly volatile
Tax Provision18.2 M22.5 M23.1 M
Slightly volatile
Net Interest Income175.6 M182.4 M155.2 M
Slightly volatile
Interest Income197.4 M219.7 M174 M
Slightly volatile
Reconciled Depreciation9.4 M10.6 M6.4 M
Slightly volatile

TrustCo Bank Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow54.2 M58.5 M54 M
Slightly volatile
Begin Period Cash Flow487.5 M650.6 M622.8 M
Slightly volatile
Depreciation11.3 M10.8 M6.7 M
Slightly volatile
Capital Expenditures5.4 M5.7 M4.3 M
Very volatile
Total Cash From Operating Activities66.3 M64.1 M58.7 M
Slightly volatile
Net Income43.6 M58.6 M46.9 M
Slightly volatile
End Period Cash Flow513.1 M578 M635.9 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio4.03.10633.8607
Pretty Stable
Dividend Yield0.04730.04640.039
Pretty Stable
PTB Ratio0.870.91541.4313
Slightly volatile
Book Value Per Share35.6233.919524.5054
Slightly volatile
Free Cash Flow Yield0.06640.0990.0897
Slightly volatile
Operating Cash Flow Per Share3.053.3713.1228
Slightly volatile
Stock Based Compensation To Revenue5.0E-45.0E-40.0032
Slightly volatile
Capex To Depreciation0.50.52530.8152
Slightly volatile
PB Ratio0.870.91541.4313
Slightly volatile
EV To Sales3.953.0814.4597
Pretty Stable
Free Cash Flow Per Share2.483.07312.8713
Slightly volatile
ROIC0.110.11060.1147
Slightly volatile
Net Income Per Share1.813.08272.4353
Slightly volatile
Sales General And Administrative To Revenue0.210.29210.2795
Pretty Stable
Capex To Revenue0.02830.02980.0274
Slightly volatile
Cash Per Share31.930.382930.2111
Very volatile
POCF Ratio9.049.21110.586
Pretty Stable
Interest Coverage2.751.73785.0571
Pretty Stable
Payout Ratio0.580.4670.5189
Slightly volatile
Capex To Operating Cash Flow0.130.08840.0793
Pretty Stable
PFCF Ratio10.6410.103711.5212
Pretty Stable
Income Quality1.31.09351.2996
Slightly volatile
ROE0.170.09090.114
Very volatile
EV To Operating Cash Flow9.069.136212.288
Pretty Stable
PE Ratio12.8210.072213.6556
Slightly volatile
Return On Tangible Assets0.0130.00950.01
Slightly volatile
EV To Free Cash Flow7.4210.021613.1267
Pretty Stable
Earnings Yield0.08010.09930.0774
Slightly volatile
Current Ratio16.4215.63535.0019
Slightly volatile
Tangible Book Value Per Share35.6233.919524.5054
Slightly volatile
Graham Number24.3448.504835.7209
Slightly volatile
Shareholders Equity Per Share35.6233.919524.5054
Slightly volatile
Debt To Equity0.560.330.4436
Slightly volatile
Capex Per Share0.570.29780.2515
Pretty Stable
Revenue Per Share6.229.99588.4377
Slightly volatile
Interest Debt Per Share2.712.85759.7268
Slightly volatile
Debt To Assets0.04330.03290.0384
Slightly volatile
Enterprise Value Over EBITDA12.176.627810.6637
Slightly volatile
Short Term Coverage Ratios0.630.740.4004
Slightly volatile
Price Earnings Ratio12.8210.072213.6556
Slightly volatile
Price Book Value Ratio0.870.91541.4313
Slightly volatile
Dividend Payout Ratio0.580.4670.5189
Slightly volatile
Price To Operating Cash Flows Ratio9.049.21110.586
Pretty Stable
Price To Free Cash Flows Ratio10.6410.103711.5212
Pretty Stable
Pretax Profit Margin0.360.40810.4158
Slightly volatile
Ebt Per Ebit0.420.82160.7968
Slightly volatile
Operating Profit Margin0.470.49680.5599
Slightly volatile
Effective Tax Rate0.350.24440.3168
Slightly volatile
Company Equity Multiplier14.159.558911.4622
Slightly volatile
Long Term Debt To Capitalization0.09110.08680.0779
Slightly volatile
Total Debt To Capitalization0.350.260.3035
Slightly volatile
Return On Capital Employed0.01460.01540.0206
Slightly volatile
Debt Equity Ratio0.560.330.4436
Slightly volatile
Ebit Per Revenue0.470.49680.5599
Slightly volatile
Quick Ratio16.4215.63535.0019
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.471.94012.103
Slightly volatile
Net Income Per E B T0.540.75560.6759
Pretty Stable
Cash Ratio1.191.33290.6211
Pretty Stable
Operating Cash Flow Sales Ratio0.410.33720.3673
Very volatile
Free Cash Flow Operating Cash Flow Ratio0.920.91160.9241
Slightly volatile
Cash Flow Coverage Ratios0.590.530.3675
Slightly volatile
Price To Book Ratio0.870.91541.4313
Slightly volatile
Fixed Asset Turnover4.72.55083.8452
Slightly volatile
Capital Expenditure Coverage Ratio11.5311.318214.9845
Slightly volatile
Price Cash Flow Ratio9.049.21110.586
Pretty Stable
Enterprise Value Multiple12.176.627810.6637
Slightly volatile
Debt Ratio0.04330.03290.0384
Slightly volatile
Cash Flow To Debt Ratio0.590.530.3675
Slightly volatile
Price Sales Ratio4.03.10633.8607
Pretty Stable
Return On Assets0.0130.00950.01
Slightly volatile
Asset Turnover0.04160.03080.0348
Slightly volatile
Net Profit Margin0.250.30840.286
Slightly volatile
Gross Profit Margin0.840.880.7961
Pretty Stable
Price Fair Value0.870.91541.4313
Slightly volatile
Return On Equity0.170.09090.114
Very volatile

TrustCo Bank Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap375.5 M647.2 M646.9 M
Pretty Stable
Enterprise Value397 M762.6 M755.8 M
Pretty Stable

TrustCo Fundamental Market Drivers

Cash And Short Term Investments578 M

TrustCo Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About TrustCo Bank Financial Statements

TrustCo Bank shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although TrustCo Bank investors may analyze each financial statement separately, they are all interrelated. The changes in TrustCo Bank's assets and liabilities, for example, are also reflected in the revenues and expenses on on TrustCo Bank's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue190.2 M137 M
Cost Of Revenue39.7 M27.7 M
Sales General And Administrative To Revenue 0.29  0.21 
Capex To Revenue 0.03  0.03 
Revenue Per Share 10.00  6.22 
Ebit Per Revenue 0.50  0.47 

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Additional Tools for TrustCo Stock Analysis

When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.
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