TrustCo Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . TrustCo Bank Corp
TRST Stock  USD 45.02  0.20  0.44%   
Analyzing historical trends in various income statement and balance sheet accounts from TrustCo Bank's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting TrustCo Bank's valuation are summarized below:
Gross Profit
181.5 M
Profit Margin
0.3133
Market Capitalization
733.5 M
Enterprise Value Revenue
5.1642
Revenue
181.5 M
There are currently one hundred twenty fundamental trend indicators for TrustCo Bank Corp that can be evaluated and compared over time across competition. All traders should double-check TrustCo Bank's current fundamentals against the performance from 2010 to 2026 and make sure the trends continue to evolve in the right direction. Market Cap is likely to gain to about 679.6 M in 2026. Enterprise Value is likely to gain to about 916.7 M in 2026

TrustCo Bank Total Revenue

199.44 Million

Check TrustCo Bank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among TrustCo Bank's main balance sheet or income statement drivers, such as Interest Expense of 95 M, Other Operating Expenses of 122 M or Operating Income of 59.4 M, as well as many indicators such as Price To Sales Ratio of 2.64, Dividend Yield of 0.0509 or PTB Ratio of 1.05. TrustCo financial statements analysis is a perfect complement when working with TrustCo Bank Valuation or Volatility modules.
  
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Check out the analysis of TrustCo Bank Correlation against competitors.

TrustCo Bank Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding16.8 M18.3 M18.2 M
Slightly volatile
Total Assets4 B6.4 B5 B
Slightly volatile
Short and Long Term Debt Total153.7 M192.8 M189 M
Slightly volatile
Other Current Liabilities1.2 B1.3 B3.9 B
Pretty Stable
Total Current Liabilities1.3 B1.4 B4.1 B
Pretty Stable
Total Stockholder Equity343.7 M686.6 M468.2 M
Slightly volatile
Property Plant And Equipment Net40.1 M74.3 M51.9 M
Slightly volatile
Retained Earnings504 M480 M273.9 M
Slightly volatile
Cash83.7 M50.6 M53.5 M
Pretty Stable
Non Current Assets Total70.6 M74.3 M3.8 B
Very volatile
Non Currrent Assets Other482.1 M816.1 M665.8 M
Slightly volatile
Other Assets6.3 B6 B4.1 B
Slightly volatile
Cash And Short Term Investments371.3 M361 M577.4 M
Slightly volatile
Liabilities And Stockholders Equity4 B6.4 B5 B
Slightly volatile
Other Stockholder Equity123.3 M176.4 M154.1 M
Slightly volatile
Total Liabilities3.7 B5.8 B4.5 B
Slightly volatile
Property Plant And Equipment Gross213.6 M203.4 M82.1 M
Slightly volatile
Total Current Assets371.3 M361 M577.4 M
Slightly volatile
Short Term Debt141.9 M120.1 M166.3 M
Very volatile
Common Stock Total Equity21.9 M23.1 M69.2 M
Slightly volatile
Common Stock19.1 M20.1 M64.1 M
Slightly volatile
Other Liabilities2.5 M2.6 M18.1 M
Slightly volatile
Accounts Payable30.4 M32 M715.1 M
Very volatile
Short Term Investments520 M310.4 M555.2 M
Slightly volatile
Inventory3.7 M2.4 M3.6 M
Slightly volatile
Property Plant Equipment38.5 M37.4 M40.1 M
Pretty Stable
Net Tangible Assets509.1 M690 M487.8 M
Slightly volatile
Capital Surpluse207.1 M295.6 M203.1 M
Slightly volatile
Long Term Investments310.8 M327.2 M2.2 B
Slightly volatile
Other Current Assets672.5 M664.7 M493.7 M
Slightly volatile
Short and Long Term Debt153.4 M110.4 M175.9 M
Slightly volatile
Earning Assets936.3 M909.2 M1.1 B
Slightly volatile
Net Invested Capital805.1 M831.1 M728.4 M
Slightly volatile
Capital Stock17.2 M18.1 M71.6 M
Slightly volatile
Capital Lease Obligations39.4 M36.1 M51.8 M
Slightly volatile
Non Current Liabilities Other41.2 M44.1 M50.9 M
Slightly volatile
Net Receivables3.7 B4.2 B4.6 B
Slightly volatile

TrustCo Bank Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses122 M197.1 M121.7 M
Slightly volatile
Operating Income59.4 M81.2 M67.9 M
Slightly volatile
EBIT59.4 M81.2 M67.9 M
Slightly volatile
EBITDA63.8 M89.8 M74.5 M
Slightly volatile
Total Operating Expenses67.1 M105.5 M88.3 M
Slightly volatile
Net Income40.8 M61.1 M47.4 M
Slightly volatile
Depreciation And Amortization5 M8.5 M6.7 M
Slightly volatile
Selling General Administrative34.2 M63.7 M42.6 M
Slightly volatile
Total Revenue199.4 M278.3 M194.7 M
Slightly volatile
Gross Profit138.6 M186.7 M158.5 M
Slightly volatile
Cost Of Revenue96.2 M91.6 M38.3 M
Slightly volatile
Income Before Tax65 M80.8 M68.6 M
Slightly volatile
Selling And Marketing Expenses2.5 M1.6 M2.4 M
Slightly volatile
Net Income Applicable To Common Shares51.3 M86.5 M54.2 M
Slightly volatile
Net Income From Continuing Ops55.8 M56.2 M50.3 M
Slightly volatile
Tax Provision17.6 M13.7 M22 M
Slightly volatile
Net Interest Income174.7 M174.7 M156.1 M
Slightly volatile
Interest Income204.4 M279.8 M184.7 M
Slightly volatile
Reconciled Depreciation9.8 M13.2 M7.1 M
Slightly volatile

TrustCo Bank Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow50.8 M62.7 M55.1 M
Slightly volatile
Begin Period Cash Flow491.7 M664.7 M622.9 M
Slightly volatile
Depreciation13.8 M13.2 M7.5 M
Slightly volatile
Capital Expenditures5.3 M5.6 M4.4 M
Pretty Stable
Total Cash From Operating Activities66.6 M68.4 M60.1 M
Slightly volatile
Net Income43.9 M56.2 M47.5 M
Slightly volatile
End Period Cash Flow516.5 M738.1 M642.5 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.642.71373.225
Very volatile
Dividend Yield0.05090.03580.0438
Slightly volatile
PTB Ratio1.051.10011.3933
Slightly volatile
Book Value Per Share39.4537.569826.1496
Slightly volatile
Free Cash Flow Yield0.06450.07750.0898
Slightly volatile
Operating Cash Flow Per Share3.052.813.1432
Pretty Stable
Stock Based Compensation To Revenue0.00330.00310.0014
Pretty Stable
Capex To Depreciation0.370.380.7591
Slightly volatile
PB Ratio1.051.10011.3933
Slightly volatile
EV To Sales2.743.22483.8679
Very volatile
Free Cash Flow Per Share2.32.582.8821
Pretty Stable
Net Income Per Share1.863.34542.4995
Slightly volatile
Sales General And Administrative To Revenue0.140.22890.2135
Slightly volatile
Capex To Revenue0.01590.01670.022
Slightly volatile
Cash Per Share16.0619.753130.8579
Slightly volatile
POCF Ratio8.979.5910.384
Pretty Stable
Interest Coverage0.850.8983.9339
Very volatile
Payout Ratio0.730.44240.5736
Slightly volatile
Capex To Operating Cash Flow0.0960.07390.0755
Pretty Stable
PFCF Ratio11.2613.3511.4783
Slightly volatile
Income Quality1.31.11.3006
Slightly volatile
ROE0.170.0890.11
Pretty Stable
EV To Operating Cash Flow9.0610.7712.1777
Pretty Stable
PE Ratio11.6312.354313.4689
Slightly volatile
Return On Tangible Assets0.0130.00950.0098
Slightly volatile
EV To Free Cash Flow8.0511.7313.0274
Pretty Stable
Earnings Yield0.08160.08090.0776
Slightly volatile
Current Ratio0.270.25930.158
Pretty Stable
Tangible Book Value Per Share39.4537.569826.1496
Slightly volatile
Graham Number55.8453.178339.1658
Slightly volatile
Shareholders Equity Per Share39.4537.569826.1496
Slightly volatile
Debt To Equity0.550.28090.4398
Slightly volatile
Capex Per Share0.220.230.23
Pretty Stable
Revenue Per Share12.7615.230310.6832
Slightly volatile
Interest Debt Per Share9.6615.500911.8558
Slightly volatile
Debt To Assets0.04350.02990.0391
Slightly volatile
Enterprise Value Over EBITDA7.4210.00089.712
Very volatile
Short Term Coverage Ratios0.630.810.4259
Slightly volatile
Price Earnings Ratio11.6312.354313.4689
Slightly volatile
Price Book Value Ratio1.051.10011.3933
Slightly volatile
Dividend Payout Ratio0.730.44240.5736
Slightly volatile
Price To Operating Cash Flows Ratio8.979.5910.384
Pretty Stable
Price To Free Cash Flows Ratio11.2613.3511.4783
Slightly volatile
Pretax Profit Margin0.260.29040.3464
Very volatile
Ebt Per Ebit0.80.90.978
Slightly volatile
Operating Profit Margin0.260.29180.3465
Very volatile
Effective Tax Rate0.350.24350.3078
Slightly volatile
Company Equity Multiplier13.939.380711.1952
Slightly volatile
Long Term Debt To Capitalization0.06080.05790.0535
Pretty Stable
Total Debt To Capitalization0.350.21930.2996
Slightly volatile
Return On Capital Employed0.01530.01610.1334
Slightly volatile
Debt Equity Ratio0.550.28090.4398
Slightly volatile
Ebit Per Revenue0.260.29180.3465
Very volatile
Quick Ratio0.270.25930.158
Pretty Stable
Dividend Paid And Capex Coverage Ratio1.371.662.0783
Slightly volatile
Net Income Per E B T0.540.75650.6857
Slightly volatile
Cash Ratio0.0550.03630.0231
Pretty Stable
Operating Cash Flow Sales Ratio0.260.20.302
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.971.060.9362
Slightly volatile
Cash Flow Coverage Ratios0.570.550.3603
Slightly volatile
Price To Book Ratio1.051.10011.3933
Slightly volatile
Fixed Asset Turnover7.023.74384.6702
Slightly volatile
Capital Expenditure Coverage Ratio10.9512.170814.6492
Pretty Stable
Price Cash Flow Ratio8.979.5910.384
Pretty Stable
Enterprise Value Multiple7.4210.00089.712
Very volatile
Debt Ratio0.04350.02990.0391
Slightly volatile
Cash Flow To Debt Ratio0.570.550.3603
Slightly volatile
Price Sales Ratio2.642.71373.225
Very volatile
Return On Assets0.0130.00950.0098
Slightly volatile
Asset Turnover0.06310.04320.0432
Pretty Stable
Net Profit Margin0.180.21970.2398
Slightly volatile
Gross Profit Margin0.540.67080.8012
Very volatile
Price Fair Value1.051.10011.3933
Slightly volatile
Return On Equity0.170.0890.11
Pretty Stable

TrustCo Bank Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap679.6 M647.2 M673.3 M
Slightly volatile
Enterprise Value916.7 M873.1 M904.7 M
Slightly volatile

TrustCo Fundamental Market Drivers

Cash And Short Term Investments361 M
Forward Annual Dividend Rate1.52

TrustCo Upcoming Events

22nd of April 2024
Upcoming Quarterly Report
View
22nd of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
27th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About TrustCo Bank Financial Statements

TrustCo Bank shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although TrustCo Bank investors may analyze each financial statement separately, they are all interrelated. The changes in TrustCo Bank's assets and liabilities, for example, are also reflected in the revenues and expenses on on TrustCo Bank's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Total Revenue278.3 M199.4 M
Cost Of Revenue91.6 M96.2 M
Sales General And Administrative To Revenue 0.23  0.14 
Capex To Revenue 0.02  0.02 
Revenue Per Share 15.23  12.76 
Ebit Per Revenue 0.29  0.26 

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Additional Tools for TrustCo Stock Analysis

When running TrustCo Bank's price analysis, check to measure TrustCo Bank's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy TrustCo Bank is operating at the current time. Most of TrustCo Bank's value examination focuses on studying past and present price action to predict the probability of TrustCo Bank's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move TrustCo Bank's price. Additionally, you may evaluate how the addition of TrustCo Bank to your portfolios can decrease your overall portfolio volatility.
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