United Net Interest Income from 2010 to 2024

UBSI Stock  USD 42.81  1.07  2.56%   
United Bankshares' Net Interest Income is increasing with slightly volatile movements from year to year. Net Interest Income is predicted to flatten to about 709.1 M. Net Interest Income is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. View All Fundamentals
 
Net Interest Income  
First Reported
2019-03-31
Previous Quarter
222.5 M
Current Value
225.7 M
Quarterly Volatility
35.4 M
 
Covid
Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 505.5 M, Other Operating Expenses of 413.8 M or Operating Income of 227.2 M, as well as many indicators such as Price To Sales Ratio of 3.51, Dividend Yield of 0.0416 or PTB Ratio of 1.82. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

Latest United Bankshares' Net Interest Income Growth Pattern

Below is the plot of the Net Interest Income of United Bankshares over the last few years. It is the difference between the revenue generated from a bank's interest-bearing assets and the expenses associated with paying its interest-bearing liabilities. United Bankshares' Net Interest Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in United Bankshares' overall financial position and show how it may be relating to other accounts over time.
Net Interest Income10 Years Trend
Slightly volatile
   Net Interest Income   
       Timeline  

United Net Interest Income Regression Statistics

Arithmetic Mean562,113,148
Geometric Mean532,695,816
Coefficient Of Variation34.90
Mean Deviation162,377,758
Median548,997,000
Standard Deviation196,170,139
Sample Variance38482.7T
Range555.5M
R-Value0.90
Mean Square Error7557.8T
R-Squared0.82
Slope39,664,063
Total Sum of Squares538758.1T

United Net Interest Income History

2024709.1 M
2023939.6 M
2022900.9 M
2021742.7 M
2020693.7 M
2019577.9 M
2018588.6 M

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' Net Interest Income, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Net Interest Income939.6 M709.1 M

Currently Active Assets on Macroaxis

When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Stock Screener module to find equities using a custom stock filter or screen asymmetry in trading patterns, price, volume, or investment outlook..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
1.48
Earnings Share
2.65
Revenue Per Share
7.498
Quarterly Revenue Growth
(0)
The market value of United Bankshares is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Bankshares' value that differs from its market value or its book value, called intrinsic value, which is United Bankshares' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Bankshares' market value can be influenced by many factors that don't directly affect United Bankshares' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Bankshares' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.