United Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . United Bankshares
UBSI Stock  USD 43.98  0.29  0.66%   
United Bankshares' financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing United Bankshares' valuation are provided below:
Gross Profit
1.2 B
Profit Margin
0.3865
Market Capitalization
6.1 B
Enterprise Value Revenue
5.6394
Revenue
1.2 B
We have found one hundred twenty available fundamental trend indicators for United Bankshares, which can be analyzed and compared to other ratios and to its competition. Traders should compare all of United Bankshares current fundamentals against the fundamentals between 2010 and 2026 to make sure the company is sustainable this year. The current Market Cap is estimated to decrease to about 2.5 B

United Bankshares Total Revenue

1.91 Billion

Check United Bankshares financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among United Bankshares' main balance sheet or income statement drivers, such as Interest Expense of 612.9 M, Other Operating Expenses of 1.3 B or Operating Income of 619.7 M, as well as many indicators such as Price To Sales Ratio of 2.56, Dividend Yield of 0.0413 or PTB Ratio of 1.76. United financial statements analysis is a perfect complement when working with United Bankshares Valuation or Volatility modules.
  
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Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

United Bankshares Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding148 M141 M95.1 M
Slightly volatile
Total Assets35.3 B33.7 B19.9 B
Slightly volatile
Short and Long Term Debt Total1.1 B921.2 M1.3 B
Slightly volatile
Other Current Liabilities8.5 B6.6 B13 B
Slightly volatile
Total Current Liabilities8.8 B6.8 B13.3 B
Slightly volatile
Total Stockholder Equity5.8 B5.5 B3.1 B
Slightly volatile
Property Plant And Equipment Net93.4 M89.3 M137.8 M
Slightly volatile
Retained Earnings2.3 B2.2 B1.2 B
Slightly volatile
Cash2.7 B2.5 B1.4 B
Slightly volatile
Non Current Assets Total2.1 B2.2 B13.3 B
Slightly volatile
Non Currrent Assets Other90.6 M95.4 M435 M
Slightly volatile
Cash And Short Term Investments5.9 B5.6 B3.4 B
Slightly volatile
Net Receivables123.7 M117.8 M61.8 M
Slightly volatile
Liabilities And Stockholders Equity35.3 B33.7 B19.9 B
Slightly volatile
Non Current Liabilities Total29.4 B28 B4.4 B
Slightly volatile
Other Stockholder Equity5.8 B5.5 B2.1 B
Slightly volatile
Total Liabilities29.6 B28.2 B16.8 B
Slightly volatile
Property Plant And Equipment Gross608.6 M579.6 M201.5 M
Slightly volatile
Total Current Assets1.6 B2.6 B3.1 B
Slightly volatile
Short Term Debt311.4 M198.6 M223.4 M
Pretty Stable
Common Stock Total Equity428.7 M408.3 M260 M
Slightly volatile
Common Stock430.8 M410.2 M260.3 M
Slightly volatile
Other Liabilities73.9 M53.1 M61.9 M
Pretty Stable
Accounts Payable162.2 M170.8 M1.7 B
Pretty Stable
Good Will2.1 B2 B1.3 B
Slightly volatile
Short Term Investments1.7 B3.1 B1.9 B
Slightly volatile
Intangible Assets58 M32.3 M24.3 M
Pretty Stable
Property Plant Equipment240.5 M229 M124.2 M
Slightly volatile
Long Term Debt582 M621.5 M518.9 M
Slightly volatile
Net Tangible Assets1.6 B3 B1.7 B
Slightly volatile
Retained Earnings Total Equity1.1 B1.8 B1.1 B
Slightly volatile
Long Term Debt Total255.6 M329.9 M245.9 M
Slightly volatile
Capital Surpluse3.8 B3.6 B1.9 B
Slightly volatile
Long Term Investments2.8 B2.9 B8 B
Pretty Stable
Non Current Liabilities Other2.6 B2.5 B1.4 B
Slightly volatile
Short and Long Term Debt137.4 M144.6 M683.3 M
Slightly volatile
Earning Assets3.5 B4.3 B3 B
Slightly volatile
Net Invested Capital6.2 B6.4 B5.3 B
Slightly volatile
Capital Stock358.6 M410.2 M303.3 M
Slightly volatile
Capital Lease Obligations87.4 M99.8 M71.5 M
Slightly volatile

United Bankshares Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses1.3 B1.2 B590.1 M
Slightly volatile
Operating Income619.7 M590.2 M315 M
Slightly volatile
EBIT561 M534.3 M308.3 M
Slightly volatile
EBITDA619.7 M590.2 M315.5 M
Slightly volatile
Total Operating Expenses629.6 M599.6 M376.1 M
Slightly volatile
Net Income487.8 M464.6 M238.7 M
Slightly volatile
Selling General Administrative479.9 M457 M233.5 M
Slightly volatile
Total Revenue1.9 B1.8 B911.2 M
Slightly volatile
Gross Profit1.2 B1.2 B693.5 M
Slightly volatile
Cost Of Revenue662.3 M630.8 M217.6 M
Slightly volatile
Income Before Tax612.6 M583.4 M314.9 M
Slightly volatile
Net Income Applicable To Common Shares458.4 M436.6 M239.7 M
Slightly volatile
Net Income From Continuing Ops234.2 M428.9 M226.9 M
Slightly volatile
Selling And Marketing Expenses5.8 M10.7 M5.8 M
Slightly volatile
Tax Provision95.9 M105.3 M82.4 M
Slightly volatile
Net Interest Income738.4 M1 B612.9 M
Slightly volatile
Interest Income928.8 M1.7 B777.5 M
Slightly volatile

United Bankshares Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow523.2 M498.3 M285.8 M
Slightly volatile
Begin Period Cash Flow1.9 B1.8 B1.2 B
Slightly volatile
Dividends Paid242.4 M230.8 M133 M
Slightly volatile
Capital Expenditures14.6 M13.9 M10.4 M
Slightly volatile
Total Cash From Operating Activities537.9 M512.3 M296.3 M
Slightly volatile
Net Income450.4 M428.9 M234.8 M
Slightly volatile
End Period Cash Flow2.8 B2.6 B1.4 B
Slightly volatile
Stock Based Compensation14.6 M13.9 M6 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.562.9633.872
Very volatile
Dividend Yield0.04130.03880.0377
Pretty Stable
PTB Ratio1.760.98151.228
Pretty Stable
Days Sales Outstanding30.2126.5226.2582
Pretty Stable
Book Value Per Share41.0839.122529.5895
Slightly volatile
Free Cash Flow Yield0.08250.09830.0808
Pretty Stable
Operating Cash Flow Per Share1.582.972.6619
Slightly volatile
Stock Based Compensation To Revenue0.00380.00670.0053
Slightly volatile
PB Ratio1.760.98151.228
Pretty Stable
EV To Sales3.372.07264.1195
Pretty Stable
Free Cash Flow Per Share1.52.892.5543
Slightly volatile
Net Income Per Share3.473.30722.2482
Slightly volatile
Sales General And Administrative To Revenue0.170.2510.2557
Pretty Stable
Capex To Revenue0.00950.00670.0129
Slightly volatile
Cash Per Share41.8739.875132.8116
Slightly volatile
POCF Ratio12.4313.0813.7582
Very volatile
Interest Coverage1.421.01113.0534
Very volatile
Payout Ratio0.430.45050.5791
Slightly volatile
Capex To Operating Cash Flow0.05310.03130.0509
Slightly volatile
PFCF Ratio12.7813.4514.6059
Very volatile
Income Quality0.881.071.2478
Pretty Stable
ROE0.120.08450.081
Very volatile
EV To Operating Cash Flow8.789.2414.0581
Pretty Stable
PE Ratio17.1211.610916.2633
Slightly volatile
Return On Tangible Assets0.00990.01470.0118
Slightly volatile
EV To Free Cash Flow9.029.514.8919
Pretty Stable
Earnings Yield0.07670.08610.065
Slightly volatile
Intangibles To Total Assets0.04130.06090.0582
Slightly volatile
Current Ratio0.40.37670.2315
Slightly volatile
Tangible Book Value Per Share25.7524.521917.7332
Slightly volatile
Receivables Turnover10.8814.2414.0699
Pretty Stable
Graham Number56.6553.955638.7361
Slightly volatile
Shareholders Equity Per Share41.0839.122529.5895
Slightly volatile
Debt To Equity0.160.16760.526
Slightly volatile
Capex Per Share0.07820.08090.1075
Pretty Stable
Revenue Per Share6.9112.95978.5886
Slightly volatile
Interest Debt Per Share16.2410.712216.2142
Pretty Stable
Debt To Assets0.0260.02740.0743
Slightly volatile
Enterprise Value Over EBITDA10.746.393711.5842
Pretty Stable
Short Term Coverage Ratios2.392.281.5814
Slightly volatile
Price Earnings Ratio17.1211.610916.2633
Slightly volatile
Operating Cycle30.2126.5226.2582
Pretty Stable
Price Book Value Ratio1.760.98151.228
Pretty Stable
Dividend Payout Ratio0.430.45050.5791
Slightly volatile
Price To Operating Cash Flows Ratio12.4313.0813.7582
Very volatile
Price To Free Cash Flows Ratio12.7813.4514.6059
Very volatile
Pretax Profit Margin0.230.32040.3381
Very volatile
Ebt Per Ebit0.790.890.971
Slightly volatile
Operating Profit Margin0.230.32420.3383
Very volatile
Effective Tax Rate0.320.20360.2729
Slightly volatile
Company Equity Multiplier9.96.12457.2489
Slightly volatile
Long Term Debt To Capitalization0.09730.10240.2643
Slightly volatile
Total Debt To Capitalization0.140.14350.3257
Slightly volatile
Return On Capital Employed0.02090.02190.0704
Slightly volatile
Debt Equity Ratio0.160.16760.526
Slightly volatile
Ebit Per Revenue0.230.32420.3383
Very volatile
Quick Ratio0.40.37670.2315
Slightly volatile
Dividend Paid And Capex Coverage Ratio1.461.881.9222
Pretty Stable
Net Income Per E B T0.580.79640.7213
Slightly volatile
Cash Ratio0.390.37540.1214
Slightly volatile
Cash Conversion Cycle30.2126.5226.2582
Pretty Stable
Operating Cash Flow Sales Ratio0.190.250.3136
Very volatile
Days Of Sales Outstanding30.2126.5226.2582
Pretty Stable
Free Cash Flow Operating Cash Flow Ratio0.760.880.9329
Slightly volatile
Cash Flow Coverage Ratios0.520.50.2505
Slightly volatile
Price To Book Ratio1.760.98151.228
Pretty Stable
Fixed Asset Turnover21.420.38477.591
Slightly volatile
Capital Expenditure Coverage Ratio19.8233.0626.3018
Slightly volatile
Price Cash Flow Ratio12.4313.0813.7582
Very volatile
Enterprise Value Multiple10.746.393711.5842
Pretty Stable
Debt Ratio0.0260.02740.0743
Slightly volatile
Cash Flow To Debt Ratio0.520.50.2505
Slightly volatile
Price Sales Ratio2.562.9633.872
Very volatile
Return On Assets0.01320.01380.0114
Slightly volatile
Asset Turnover0.06830.05410.0485
Very volatile
Net Profit Margin0.170.25520.2464
Slightly volatile
Gross Profit Margin0.540.65350.7742
Pretty Stable
Price Fair Value1.760.98151.228
Pretty Stable
Return On Equity0.120.08450.081
Very volatile

United Bankshares Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap2.5 B4.9 B4.1 B
Slightly volatile
Enterprise Value3 B3.4 B3.7 B
Slightly volatile

United Fundamental Market Drivers

Forward Price Earnings13.5501
Cash And Short Term Investments5.6 B

United Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About United Bankshares Financial Statements

Investors use fundamental indicators, such as United Bankshares' revenue or net income, to determine how well the company is positioned to perform in the future. Although United Bankshares' investors may analyze each financial statement separately, they are all interrelated. Understanding these patterns can help investors make the right trading decisions.
Last ReportedProjected for Next Year
Total Revenue1.8 B1.9 B
Cost Of Revenue630.8 M662.3 M
Sales General And Administrative To Revenue 0.25  0.17 
Capex To Revenue 0.01  0.01 
Revenue Per Share 12.96  6.91 
Ebit Per Revenue 0.32  0.23 

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When determining whether United Bankshares offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of United Bankshares' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of United Bankshares Stock. Outlined below are crucial reports that will aid in making a well-informed decision on United Bankshares Stock:
How To Invest In United
Details
Is United Stock a good investment?
Details
What is United Bankshares' Net Worth?
Details
Largest Regional Banks Companies
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Largest Banks - Regional Companies
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Check out the analysis of United Bankshares Correlation against competitors.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Is there potential for Regional Banks market expansion? Will United introduce new products? Factors like these will boost the valuation of United Bankshares. If investors know United will grow in the future, the company's valuation will be higher. Understanding fair value requires weighing current performance against future potential. All the valuation information about United Bankshares listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.321
Dividend Share
1.49
Earnings Share
3.25
Revenue Per Share
8.496
Quarterly Revenue Growth
0.221
Investors evaluate United Bankshares using market value (trading price) and book value (balance sheet equity), each telling a different story. Calculating United Bankshares' intrinsic value - the estimated true worth - helps identify when the stock trades at a discount or premium to fair value. Analysts utilize numerous techniques to assess fundamental value, seeking to purchase shares when trading prices fall beneath estimated intrinsic worth. External factors like market trends, sector rotation, and investor psychology can cause United Bankshares' market price to deviate significantly from intrinsic value.
Altman
Z Score
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Piotroski
F Score
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Beneish
M Score
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Financial
Analysis
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Buy or Sell
Advice
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Earnings
Projections
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Please note, there is a significant difference between United Bankshares' value and its price as these two are different measures arrived at by different means. Investors typically determine if United Bankshares is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, United Bankshares' market price signifies the transaction level at which participants voluntarily complete trades.
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