United Bankshares Stock Analysis
UBSI Stock | USD 43.29 0.48 1.12% |
United Bankshares is overvalued with Real Value of 36.17 and Target Price of 31.33. The main objective of United Bankshares stock analysis is to determine its intrinsic value, which is an estimate of what United Bankshares is worth, separate from its market price. There are two main types of United Bankshares' stock analysis: fundamental analysis and technical analysis.
The United Bankshares stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and United Bankshares' ongoing operational relationships across important fundamental and technical indicators.
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United Stock Analysis Notes
About 72.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.17. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Bankshares has Price/Earnings To Growth (PEG) ratio of 1.92. The entity last dividend was issued on the 13th of December 2024. The firm had 2:1 split on the 30th of March 1998. United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2988 people. For more information please call MD Adams at 304 424 8716 or visit https://www.ubsi-inc.com.United Bankshares Quarterly Total Revenue |
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United Bankshares Investment Alerts
About 72.0% of the company outstanding shares are owned by institutional investors | |
On 1st of October 2024 United Bankshares paid $ 0.37 per share dividend to its current shareholders | |
Latest headline from bizjournals.com: United Bank CEO says election results making bankers optimistic about MA |
United Bankshares Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to United Bankshares previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024 Upcoming Quarterly Report | View | |
25th of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
24th of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
United Largest EPS Surprises
Earnings surprises can significantly impact United Bankshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2011-01-25 | 2010-12-31 | 0.4 | 0.44 | 0.04 | 10 | ||
2016-07-28 | 2016-06-30 | 0.49 | 0.44 | -0.05 | 10 | ||
2014-01-30 | 2013-12-31 | 0.44 | 0.39 | -0.05 | 11 |
United Bankshares Environmental, Social, and Governance (ESG) Scores
United Bankshares' ESG score is a quantitative measure that evaluates United Bankshares' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of United Bankshares' operations that may have significant financial implications and affect United Bankshares' stock price as well as guide investors towards more socially responsible investments.
United Stock Institutional Investors
Shares | Fuller & Thaler Asset Management Inc | 2024-09-30 | 1.5 M | Morgan Stanley - Brokerage Accounts | 2024-06-30 | 1.5 M | Vaughan Nelson Scarbrgh & Mccullough Lp | 2024-06-30 | 1.3 M | Bank Of America Corp | 2024-06-30 | 1.3 M | Fisher Asset Management, Llc | 2024-09-30 | 1.2 M | Norges Bank | 2024-06-30 | 1.2 M | Proshare Advisors Llc | 2024-09-30 | 1.1 M | Amvescap Plc. | 2024-06-30 | 964.6 K | Nuveen Asset Management, Llc | 2024-06-30 | 849.3 K | Blackrock Inc | 2024-06-30 | 19.3 M | Vanguard Group Inc | 2024-09-30 | 14.2 M |
United Market Capitalization
The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.79 B.United Profitablity
The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.05 | 0.08 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.08 | 0.12 |
Management Efficiency
United Bankshares has return on total asset (ROA) of 0.0121 % which means that it generated a profit of $0.0121 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0745 %, meaning that it created $0.0745 on every $100 dollars invested by stockholders. United Bankshares' management efficiency ratios could be used to measure how well United Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. The United Bankshares' current Return On Tangible Assets is estimated to increase to 0.01. The United Bankshares' current Return On Capital Employed is estimated to increase to 0.08. As of now, United Bankshares' Return On Tangible Assets are increasing as compared to previous years. The United Bankshares' current Fixed Asset Turnover is estimated to increase to 4.64, while Non Currrent Assets Other are forecasted to increase to (6 B).Last Reported | Projected for Next Year | ||
Book Value Per Share | 35.47 | 37.25 | |
Tangible Book Value Per Share | 21.29 | 22.36 | |
Enterprise Value Over EBITDA | 11.61 | 7.62 | |
Price Book Value Ratio | 1.06 | 1.82 | |
Enterprise Value Multiple | 11.61 | 7.62 | |
Price Fair Value | 1.06 | 1.82 | |
Enterprise Value | 5.3 B | 5.6 B |
Leadership at United Bankshares emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield 0.0346 | Operating Margin 0.4871 | Profit Margin 0.3541 | Forward Dividend Yield 0.0346 | Beta 1.006 |
Technical Drivers
As of the 25th of November, United Bankshares has the Risk Adjusted Performance of 0.0995, coefficient of variation of 825.51, and Semi Deviation of 1.2. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of United Bankshares, as well as the relationship between them.United Bankshares Price Movement Analysis
The output start index for this execution was eleven with a total number of output elements of fifty. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. United Bankshares middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for United Bankshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.
United Bankshares Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases United Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
United Bankshares Outstanding Bonds
United Bankshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. United Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most United bonds can be classified according to their maturity, which is the date when United Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Boeing Co 2196 Corp BondUS097023DG73 | View | |
HSBC Holdings PLC Corp BondUS404280DR76 | View | |
MGM Resorts International Corp BondUS552953CD18 | View |
United Bankshares Predictive Daily Indicators
United Bankshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of United Bankshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Accumulation Distribution | 20695.96 | |||
Daily Balance Of Power | 0.3934 | |||
Rate Of Daily Change | 1.01 | |||
Day Median Price | 43.82 | |||
Day Typical Price | 43.64 | |||
Price Action Indicator | (0.29) | |||
Period Momentum Indicator | 0.48 | |||
Relative Strength Index | 66.66 |
United Bankshares Corporate Filings
F4 | 12th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 8th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 7th of November 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 24th of October 2024 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 2nd of October 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 18th of September 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
F4 | 28th of August 2024 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
United Bankshares Forecast Models
United Bankshares' time-series forecasting models are one of many United Bankshares' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Bankshares' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About United Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how United Bankshares prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling United shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as United Bankshares. By using and applying United Stock analysis, traders can create a robust methodology for identifying United entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.45 | 0.32 | |
Operating Profit Margin | 0.43 | 0.40 | |
Net Profit Margin | 0.36 | 0.23 | |
Gross Profit Margin | 0.89 | 0.79 |
Current United Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. United analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. United analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
31.33 | Buy | 5 | Odds |
Most United analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand United stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of United Bankshares, talking to its executives and customers, or listening to United conference calls.
United Stock Analysis Indicators
United Bankshares stock analysis indicators help investors evaluate how United Bankshares stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading United Bankshares shares will generate the highest return on investment. By understating and applying United Bankshares stock analysis, traders can identify United Bankshares position entry and exit signals to maximize returns.
Begin Period Cash Flow | 1.2 B | |
Total Stockholder Equity | 4.8 B | |
Capital Lease Obligations | 92.9 M | |
Property Plant And Equipment Net | 277.5 M | |
Cash And Short Term Investments | 4 B | |
Cash | 1.6 B | |
50 Day M A | 38.4558 | |
Net Interest Income | 939.6 M | |
Total Current Liabilities | 21.3 B | |
Forward Price Earnings | 14.9701 | |
Investments | -340.4 M | |
Interest Expense | 481.4 M | |
Stock Based Compensation | 12.5 M | |
Long Term Debt | 1.8 B | |
Common Stock Shares Outstanding | 134.8 M | |
Tax Provision | 99.3 M | |
Quarterly Earnings Growth Y O Y | -0.014 | |
Free Cash Flow | 397.1 M | |
Other Current Assets | 1.7 B | |
Net Debt | 284.2 M | |
Other Operating Expenses | 394.1 M | |
Non Current Assets Total | 32.5 B | |
Liabilities And Stockholders Equity | 29.9 B | |
Non Currrent Assets Other | -6.3 B |
Complementary Tools for United Stock analysis
When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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