United Bankshares Stock Analysis

UBSI Stock  USD 38.53  0.43  1.13%   
United Bankshares is undervalued with Real Value of 40.86 and Target Price of 42.8. The main objective of United Bankshares stock analysis is to determine its intrinsic value, which is an estimate of what United Bankshares is worth, separate from its market price. There are two main types of United Bankshares' stock analysis: fundamental analysis and technical analysis.
The United Bankshares stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and United Bankshares' ongoing operational relationships across important fundamental and technical indicators.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Bankshares. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
For more detail on how to invest in United Stock please use our How to Invest in United Bankshares guide.

United Stock Analysis Notes

About 69.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.1. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Bankshares has Price/Earnings To Growth (PEG) ratio of 1.92. The entity last dividend was issued on the 13th of December 2024. The firm had 2:1 split on the 30th of March 1998. United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia. United Bkshs operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 2988 people. For more information please call MD Adams at 304 424 8716 or visit https://www.ubsi-inc.com.

United Bankshares Quarterly Total Revenue

382.72 Million

United Bankshares Investment Alerts

United Bankshares has a poor financial position based on the latest SEC disclosures
About 69.0% of the company outstanding shares are owned by institutional investors
On 2nd of January 2025 United Bankshares paid $ 0.37 per share dividend to its current shareholders
Latest headline from news.google.com: United Bankshares Bank Appoints Andrew Dawson as Market President of Wilmington Market - Marketscreener.com

United Bankshares Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to United Bankshares previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
24th of April 2024
Upcoming Quarterly Report
View
25th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
24th of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

United Largest EPS Surprises

Earnings surprises can significantly impact United Bankshares' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2011-01-25
2010-12-310.40.440.0410 
2016-07-28
2016-06-300.490.44-0.0510 
2014-01-30
2013-12-310.440.39-0.0511 
View All Earnings Estimates

United Bankshares Environmental, Social, and Governance (ESG) Scores

United Bankshares' ESG score is a quantitative measure that evaluates United Bankshares' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of United Bankshares' operations that may have significant financial implications and affect United Bankshares' stock price as well as guide investors towards more socially responsible investments.

United Stock Institutional Investors

Shares
Fuller & Thaler Asset Management Inc2024-09-30
1.5 M
Bank Of New York Mellon Corp2024-09-30
1.4 M
Bank Of America Corp2024-09-30
1.3 M
Fisher Asset Management, Llc2024-09-30
1.2 M
Norges Bank2024-06-30
1.2 M
Proshare Advisors Llc2024-09-30
1.1 M
Goldman Sachs Group Inc2024-09-30
M
Morgan Stanley - Brokerage Accounts2024-09-30
890.1 K
Nuveen Asset Management, Llc2024-09-30
879.3 K
Blackrock Inc2024-09-30
19.6 M
Vanguard Group Inc2024-09-30
14.2 M
Note, although United Bankshares' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

United Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.51 B.

United Profitablity

The company has Profit Margin (PM) of 0.35 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.49 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.49.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.02  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.12 

Management Efficiency

United Bankshares has return on total asset (ROA) of 0.0121 % which means that it generated a profit of $0.0121 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0745 %, meaning that it created $0.0745 on every $100 dollars invested by stockholders. United Bankshares' management efficiency ratios could be used to measure how well United Bankshares manages its routine affairs as well as how well it operates its assets and liabilities. The United Bankshares' current Return On Equity is estimated to increase to 0.12, while Return On Tangible Assets are projected to decrease to 0.01. As of now, United Bankshares' Total Current Assets are decreasing as compared to previous years. The United Bankshares' current Debt To Assets is estimated to increase to 0.07, while Other Assets are forecasted to increase to (2.7 B).
Last ReportedProjected for Next Year
Book Value Per Share 31.93  33.52 
Tangible Book Value Per Share 19.26  9.69 
Enterprise Value Over EBITDA 17.22  18.08 
Price Book Value Ratio 1.22  1.82 
Enterprise Value Multiple 17.22  18.08 
Price Fair Value 1.22  1.82 
Enterprise Value4.8 BB
Leadership at United Bankshares emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield
0.0388
Operating Margin
0.4871
Profit Margin
0.3541
Forward Dividend Yield
0.0388
Beta
1.006

Technical Drivers

As of the 18th of January 2025, United Bankshares has the Coefficient Of Variation of 2814.7, risk adjusted performance of 0.036, and Semi Deviation of 1.53. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of United Bankshares, as well as the relationship between them.

United Bankshares Price Movement Analysis

Study
Time Period
Deviations up
Deviations down
MA Type
Execute Study
java.lang.NullPointerException: Cannot invoke "java.lang.Number.intValue()" because the return value of "sun.invoke.util.ValueConversions.primitiveConversion(sun.invoke.util.Wrapper, Object, boolean)" is null. The output start index for this execution was zero with a total number of output elements of zero. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. United Bankshares middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for United Bankshares. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

United Bankshares Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific United Bankshares insiders, such as employees or executives, is commonly permitted as long as it does not rely on United Bankshares' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases United Bankshares insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Winter P Clinton over two weeks ago
Acquisition by Winter P Clinton of 498 shares of United Bankshares subject to Rule 16b-3
 
Nesselroad Mark R over a month ago
Disposition of 480 shares by Nesselroad Mark R of United Bankshares subject to Rule 16b-3
 
Nesselroad Mark R over a month ago
Disposition of 482 shares by Nesselroad Mark R of United Bankshares subject to Rule 16b-3
 
Mcnamara J Paul over a month ago
Disposition of 2500 shares by Mcnamara J Paul of United Bankshares at 42.8586 subject to Rule 16b-3
 
Converse Peter A over two months ago
Disposition of 5000 shares by Converse Peter A of United Bankshares at 40.0 subject to Rule 16b-3
 
Matthew Humphrey over two months ago
Disposition of tradable shares by Matthew Humphrey of United Bankshares at 37.42 subject to Rule 16b-3
 
Winter P Clinton over two months ago
Acquisition by Winter P Clinton of tradable shares of United Bankshares subject to Rule 16b-3
 
Darren Williams over two months ago
Disposition of 698 shares by Darren Williams of United Bankshares at 34.49 subject to Rule 16b-3
 
Winter P Clinton over three months ago
Acquisition by Winter P Clinton of 201 shares of United Bankshares subject to Rule 16b-3
 
Ross Draber over three months ago
Disposition of 142 shares by Ross Draber of United Bankshares at 37.42 subject to Rule 16b-3
 
Winter P Clinton over three months ago
Acquisition by Winter P Clinton of 656 shares of United Bankshares subject to Rule 16b-3
 
Ross Draber over three months ago
Disposition of 594 shares by Ross Draber of United Bankshares at 34.36 subject to Rule 16b-3

United Bankshares Outstanding Bonds

United Bankshares issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. United Bankshares uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most United bonds can be classified according to their maturity, which is the date when United Bankshares has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

United Bankshares Predictive Daily Indicators

United Bankshares intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of United Bankshares stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

United Bankshares Corporate Filings

8K
10th of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
3rd of January 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
19th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
17th of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
2nd of December 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
27th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
12th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
8th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

United Bankshares Forecast Models

United Bankshares' time-series forecasting models are one of many United Bankshares' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Bankshares' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About United Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how United Bankshares prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling United shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as United Bankshares. By using and applying United Stock analysis, traders can create a robust methodology for identifying United entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.28  0.32 
Operating Profit Margin 0.33  0.32 
Net Profit Margin 0.24  0.22 
Gross Profit Margin 0.78  1.06 

Current United Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. United analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. United analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
42.8Buy5Odds
United Bankshares current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most United analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand United stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of United Bankshares, talking to its executives and customers, or listening to United conference calls.
United Analyst Advice Details

United Stock Analysis Indicators

United Bankshares stock analysis indicators help investors evaluate how United Bankshares stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading United Bankshares shares will generate the highest return on investment. By understating and applying United Bankshares stock analysis, traders can identify United Bankshares position entry and exit signals to maximize returns.
Begin Period Cash Flow1.2 B
Total Stockholder Equity4.8 B
Capital Lease Obligations92.9 M
Property Plant And Equipment Net277.5 M
Cash And Short Term InvestmentsB
Cash1.6 B
50 Day M A40.0396
Net Interest Income939.6 M
Total Current Liabilities92.9 M
Forward Price Earnings13.3156
Investments-340.4 M
Interest Expense481.4 M
Stock Based Compensation12.5 M
Long Term Debt1.8 B
Common Stock Shares Outstanding134.8 M
Tax Provision99.3 M
Quarterly Earnings Growth Y O Y-0.014
Free Cash Flow423.6 M
Other Current Assets1.7 B
Net Debt284.2 M
Other Operating ExpensesB
Non Current Assets Total28.3 B
Liabilities And Stockholders Equity29.9 B
Non Currrent Assets Other22 B

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When running United Bankshares' price analysis, check to measure United Bankshares' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Bankshares is operating at the current time. Most of United Bankshares' value examination focuses on studying past and present price action to predict the probability of United Bankshares' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Bankshares' price. Additionally, you may evaluate how the addition of United Bankshares to your portfolios can decrease your overall portfolio volatility.
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