UMB Interest Expense from 2010 to 2024

UMBF Stock  USD 127.60  2.60  2.08%   
UMB Financial's Interest Expense is increasing over the last several years with slightly volatile swings. Interest Expense is estimated to finish at about 964.5 M this year. Interest Expense is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. View All Fundamentals
 
Interest Expense  
First Reported
1989-09-30
Previous Quarter
293.2 M
Current Value
310.3 M
Quarterly Volatility
54.2 M
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check UMB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among UMB Financial's main balance sheet or income statement drivers, such as Interest Expense of 964.5 M, Other Operating Expenses of 1.4 B or Operating Income of 263.5 M, as well as many indicators such as Price To Sales Ratio of 2.59, Dividend Yield of 0.0199 or PTB Ratio of 1.18. UMB financial statements analysis is a perfect complement when working with UMB Financial Valuation or Volatility modules.
  
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.

Latest UMB Financial's Interest Expense Growth Pattern

Below is the plot of the Interest Expense of UMB Financial over the last few years. It is the cost incurred by an entity for borrowed funds, including loans, bonds, or lines of credit. UMB Financial's Interest Expense historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in UMB Financial's overall financial position and show how it may be relating to other accounts over time.
Interest Expense10 Years Trend
Slightly volatile
   Interest Expense   
       Timeline  

UMB Interest Expense Regression Statistics

Arithmetic Mean181,540,763
Geometric Mean0.00
Coefficient Of Variation173.91
Mean Deviation209,687,253
Median46,001,000
Standard Deviation315,719,271
Sample Variance99678.7T
Range964.5M
R-Value0.70
Mean Square Error54433.3T
R-Squared0.49
Significance0
Slope49,564,836
Total Sum of Squares1395501.2T

UMB Interest Expense History

2024964.5 M
2023918.6 M
2022223.7 M
202146 M
202077.3 M
2019192 M
2018121.5 M

About UMB Financial Financial Statements

UMB Financial stakeholders use historical fundamental indicators, such as UMB Financial's Interest Expense, to determine how well the company is positioned to perform in the future. Although UMB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in UMB Financial's assets and liabilities are reflected in the revenues and expenses on UMB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in UMB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Interest Expense918.6 M964.5 M

Currently Active Assets on Macroaxis

When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
You can also try the Crypto Correlations module to use cryptocurrency correlation module to diversify your cryptocurrency portfolio across multiple coins.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about UMB Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.126
Dividend Share
1.56
Earnings Share
8.01
Revenue Per Share
31.297
Quarterly Revenue Growth
0.107
The market value of UMB Financial is measured differently than its book value, which is the value of UMB that is recorded on the company's balance sheet. Investors also form their own opinion of UMB Financial's value that differs from its market value or its book value, called intrinsic value, which is UMB Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because UMB Financial's market value can be influenced by many factors that don't directly affect UMB Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.