UMB Operating Cycle from 2010 to 2026

UMBF Stock  USD 127.14  0.13  0.10%   
UMB Financial's Operating Cycle is increasing over the last several years with slightly volatile swings. Operating Cycle is predicted to flatten to 46.71. During the period from 2010 to 2026 UMB Financial Operating Cycle regressed destribution of quarterly values had coefficient of variationof  40.88 and r-value of  0.37. View All Fundamentals
 
Operating Cycle  
First Reported
2010-12-31
Previous Quarter
52.99
Current Value
46.71
Quarterly Volatility
25.42393032
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
Check UMB Financial financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among UMB Financial's main balance sheet or income statement drivers, such as Interest Expense of 1.6 B, Other Operating Expenses of 3.7 B or Operating Income of 945 M, as well as many indicators such as Price To Sales Ratio of 1.8, Dividend Yield of 0.0227 or PTB Ratio of 1.14. UMB financial statements analysis is a perfect complement when working with UMB Financial Valuation or Volatility modules.
  
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Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
The Operating Cycle trend for UMB Financial offers valuable insights into the company's financial trajectory and strategic direction. By examining multi-year patterns, investors can identify whether UMB Financial is strengthening or weakening its position, and how this metric correlates with broader market conditions and industry benchmarks.

Latest UMB Financial's Operating Cycle Growth Pattern

Below is the plot of the Operating Cycle of UMB Financial over the last few years. It is UMB Financial's Operating Cycle historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in UMB Financial's overall financial position and show how it may be relating to other accounts over time.
Operating Cycle10 Years Trend
Slightly volatile
   Operating Cycle   
       Timeline  

UMB Operating Cycle Regression Statistics

Arithmetic Mean62.20
Geometric Mean58.26
Coefficient Of Variation40.88
Mean Deviation19.44
Median53.62
Standard Deviation25.42
Sample Variance646.38
Range82.9939
R-Value0.37
Mean Square Error594.36
R-Squared0.14
Significance0.14
Slope1.87
Total Sum of Squares10,342

UMB Operating Cycle History

2026 46.71
2025 52.99
2024 58.88
2023 84.51
2022 113.62
2021 120.84
2020 92.56

About UMB Financial Financial Statements

UMB Financial stakeholders use historical fundamental indicators, such as UMB Financial's Operating Cycle, to determine how well the company is positioned to perform in the future. Although UMB Financial investors may analyze each financial statement separately, they are all interrelated. For example, changes in UMB Financial's assets and liabilities are reflected in the revenues and expenses on UMB Financial's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in UMB Financial. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Operating Cycle 52.99  46.71 

Currently Active Assets on Macroaxis

When determining whether UMB Financial is a strong investment it is important to analyze UMB Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact UMB Financial's future performance. For an informed investment choice regarding UMB Stock, refer to the following important reports:
Check out the analysis of UMB Financial Correlation against competitors.
For more detail on how to invest in UMB Stock please use our How to Invest in UMB Financial guide.
You can also try the Volatility Analysis module to get historical volatility and risk analysis based on latest market data.
Can Regional Banks industry sustain growth momentum? Does UMB have expansion opportunities? Factors like these will boost the valuation of UMB Financial. If investors know UMB will grow in the future, the company's valuation will be higher. Determining accurate worth demands scrutiny of both present operating results and projected expansion capacity. Evaluating UMB Financial demands reviewing these metrics collectively while recognizing certain factors exert disproportionate influence.
Quarterly Earnings Growth
0.126
Dividend Share
1.63
Earnings Share
9.29
Revenue Per Share
34.095
Quarterly Revenue Growth
0.676
UMB Financial's market price often diverges from its book value, the accounting figure shown on UMB's balance sheet. Smart investors calculate UMB Financial's intrinsic value—its true economic worth—which may differ significantly from both market price and book value. Market participants employ diverse analytical approaches to determine fair value and identify buying opportunities when prices dip below calculated worth. Since UMB Financial's trading price responds to investor sentiment, macroeconomic conditions, and market psychology, it can swing far from fundamental value.
Please note, there is a significant difference between UMB Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if UMB Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, UMB Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.