University Financial Statements From 2010 to 2025
| UNIB Stock | USD 19.06 0.12 0.63% |
Check University Bancorp financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among University Bancorp's main balance sheet or income statement drivers, such as , as well as many indicators such as . University financial statements analysis is a perfect complement when working with University Bancorp Valuation or Volatility modules.
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University Bancorp OTC Stock Return On Equity Analysis
University Bancorp's Return on Equity or ROE tells company stockholders how effectually their money is being utilized or reinvested. It is a useful ratio when analyzing company profitability or the management effectiveness given the capital invested by the shareholders. ROE shows how efficiently a company utilizes investments to generate income.
Current University Bancorp Return On Equity | 0.38 |
Most of University Bancorp's fundamental indicators, such as Return On Equity, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, University Bancorp is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
For most industries, Return on Equity between 10% and 30% are considered desirable to provide dividends to owners and have funds for the future growth of the company. Investors should be very careful using ROE as the only efficiency indicator because ROE can be high if a company is heavily leveraged.
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Based on the latest financial disclosure, University Bancorp has a Return On Equity of 0.3768. This is 74.01% lower than that of the Banks sector and significantly higher than that of the Financials industry. The return on equity for all United States stocks is notably lower than that of the firm.
University Bancorp Fundamental Drivers Relationships
Comparative valuation techniques use various fundamental indicators to help in determining University Bancorp's current stock value. Our valuation model uses many indicators to compare University Bancorp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across University Bancorp competition to find correlations between indicators driving University Bancorp's intrinsic value. More Info.University Bancorp is rated first in return on equity category among its peers. It is rated first in return on asset category among its peers reporting about 0.14 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for University Bancorp is roughly 7.11 . Comparative valuation analysis is a catch-all model that can be used if you cannot value University Bancorp by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for University Bancorp's OTC Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.About University Bancorp Financial Statements
University Bancorp stakeholders use historical fundamental indicators, such as University Bancorp's revenue or net income, to determine how well the company is positioned to perform in the future. Although University Bancorp investors may analyze each financial statement separately, they are all interrelated. For example, changes in University Bancorp's assets and liabilities are reflected in the revenues and expenses on University Bancorp's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in University Bancorp. Please read more on our technical analysis and fundamental analysis pages.
University Bancorp, Inc. operates as the bank holding company for University Bank that provides various personal, business, and community banking services in the United States. University Bancorp, Inc. was founded in 1890 and is based in Ann Arbor, Michigan. University Bncp operates under BanksRegional classification in the United States and is traded on OTC Exchange.
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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.Other Information on Investing in University OTC Stock
University Bancorp financial ratios help investors to determine whether University OTC Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in University with respect to the benefits of owning University Bancorp security.