Univest Financial Statements From 2010 to 2025

UVSP Stock  USD 30.80  0.27  0.88%   
Univest Pennsylvania financial statements provide useful quarterly and yearly information to potential Univest Pennsylvania investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Univest Pennsylvania financial statements helps investors assess Univest Pennsylvania's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Univest Pennsylvania's valuation are summarized below:
Gross Profit
288.3 M
Profit Margin
0.254
Market Capitalization
894.6 M
Enterprise Value Revenue
4.3569
Revenue
288.3 M
There are currently one hundred twenty fundamental trend indicators for Univest Pennsylvania that can be evaluated and compared over time across competition. Investors and active traders are advised to double-check Univest Pennsylvania's current fundamental performance against the performance between 2010 and 2025 to make sure the trends are evolving in the right direction. As of 01/31/2025, Market Cap is likely to grow to about 712 M. Also, Enterprise Value is likely to grow to about 976.8 M

Univest Pennsylvania Total Revenue

345.41 Million

Check Univest Pennsylvania financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Univest Pennsylvania's main balance sheet or income statement drivers, such as Depreciation And Amortization of 3.6 M, Interest Expense of 183.2 M or Selling General Administrative of 151 M, as well as many indicators such as Price To Sales Ratio of 2.48, Dividend Yield of 0.0242 or PTB Ratio of 1.65. Univest financial statements analysis is a perfect complement when working with Univest Pennsylvania Valuation or Volatility modules.
  
Check out the analysis of Univest Pennsylvania Correlation against competitors.
To learn how to invest in Univest Stock, please use our How to Invest in Univest Pennsylvania guide.

Univest Pennsylvania Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets9.4 B8.9 B4.9 B
Slightly volatile
Short and Long Term Debt Total596 M567.7 M287.7 M
Slightly volatile
Total Current Liabilities35.2 M37 M129.5 M
Slightly volatile
Total Stockholder EquityB965.1 M564.4 M
Slightly volatile
Property Plant And Equipment Net100.5 M95.7 M63 M
Slightly volatile
Retained Earnings573.2 M545.9 M286.2 M
Slightly volatile
Cash301.6 M287.3 M183.4 M
Slightly volatile
Non Current Assets TotalB8.6 B2.1 B
Slightly volatile
Other Assets65.8 M69.3 M2.9 B
Very volatile
Cash And Short Term Investments248.5 M287.3 M412.1 M
Pretty Stable
Common Stock Total Equity93 M181.5 M125.9 M
Slightly volatile
Common Stock Shares Outstanding20.4 M34 M23.9 M
Slightly volatile
Liabilities And Stockholders Equity9.4 B8.9 B4.9 B
Slightly volatile
Non Current Liabilities Total8.3 B7.9 B1.8 B
Slightly volatile
Other Stockholder Equity310.8 M296 M171.9 M
Slightly volatile
Total Liabilities8.4 BB4.4 B
Slightly volatile
Property Plant And Equipment Gross160.1 M152.4 M76.3 M
Slightly volatile
Total Current Assets283.5 M298.4 M1.6 B
Slightly volatile
Short Term Debt58.3 M110.4 M83.9 M
Pretty Stable
Common Stock95.6 M181.5 M126.1 M
Slightly volatile
Net Receivables335.2 M319.2 M175.1 M
Slightly volatile
Other Liabilities12.1 M12.8 M25.2 M
Very volatile
Accounts Payable24.6 M25.9 M97.2 M
Slightly volatile
Intangible Assets11.1 M9.9 M10.4 M
Slightly volatile
Property Plant Equipment40.4 M58.6 M47 M
Slightly volatile
Good Will110 M201.8 M130.6 M
Slightly volatile
Other Current Assets8.3 M8.7 M1.2 B
Slightly volatile
Net Tangible Assets441.7 M678 M409.1 M
Slightly volatile
Long Term Debt Total193.9 M279.7 M161.5 M
Slightly volatile
Capital Surpluse230.9 M345.9 M206.8 M
Slightly volatile
Long Term Investments546.9 M575.7 M2.5 B
Very volatile
Non Current Liabilities Other69.5 M82.4 M91.8 M
Slightly volatile
Earning Assets534.7 M629.8 M487.9 M
Slightly volatile
Net Invested Capital1.2 B1.5 BB
Slightly volatile
Capital Stock126.2 M142 M154.8 M
Slightly volatile
Capital Lease Obligations28.3 M31.4 M35.9 M
Slightly volatile

Univest Pennsylvania Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization3.6 M5.3 M4.2 M
Slightly volatile
Interest Expense183.2 M174.5 M47.6 M
Slightly volatile
Selling General Administrative151 M143.8 M80.4 M
Slightly volatile
Total Revenue345.4 M329 M199.3 M
Slightly volatile
Gross Profit345.4 M329 M199.2 M
Slightly volatile
Other Operating Expenses358.4 M341.3 M108.8 M
Slightly volatile
Operating Income66 M109.3 M67.6 M
Slightly volatile
Income Before Tax107.1 M102 M59.4 M
Slightly volatile
Net Income85.9 M81.8 M47.2 M
Slightly volatile
Income Tax Expense21.2 M20.2 M12.2 M
Slightly volatile
Net Income Applicable To Common Shares94.3 M89.8 M49.2 M
Slightly volatile
Selling And Marketing Expenses2.1 M2.5 MM
Slightly volatile
Net Income From Continuing Ops59 M90.5 M54.1 M
Slightly volatile
Tax Provision14.8 M22.1 M12.5 M
Slightly volatile
Net Interest Income171.7 M263.5 M142.8 M
Slightly volatile
Interest Income207.5 M400.1 M174.9 M
Slightly volatile
Non Recurring21.3 M20.3 M12.1 M
Slightly volatile
Reconciled Depreciation3.7 M3.8 M4.9 M
Slightly volatile

Univest Pennsylvania Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow100.2 M95.5 M59 M
Slightly volatile
Begin Period Cash Flow91.8 M175.7 M135.7 M
Slightly volatile
Depreciation3.4 M5.3 M3.8 M
Slightly volatile
Dividends Paid30.2 M28.8 M19.1 M
Slightly volatile
Total Cash From Operating Activities108.4 M103.2 M63.9 M
Slightly volatile
Net Income85.9 M81.8 M47.2 M
Slightly volatile
End Period Cash Flow301.6 M287.3 M168.9 M
Slightly volatile
Change Receivables4.8 M9.3 MM
Slightly volatile
Issuance Of Capital Stock2.6 MM2.4 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio2.482.613.4581
Slightly volatile
Dividend Yield0.02420.03480.0344
Slightly volatile
PTB Ratio1.650.891.1023
Very volatile
Days Sales Outstanding210266305
Slightly volatile
Book Value Per Share26.9425.6621.1967
Slightly volatile
Free Cash Flow Yield0.07220.120.1065
Pretty Stable
Operating Cash Flow Per Share1.562.742.3545
Slightly volatile
Stock Based Compensation To Revenue0.00930.01320.0115
Pretty Stable
Capex To Depreciation1.51.661.2891
Pretty Stable
PB Ratio1.650.891.1023
Very volatile
EV To Sales6.33.593.7802
Very volatile
Free Cash Flow Per Share1.42.542.165
Slightly volatile
Net Income Per Share1.192.171.6798
Slightly volatile
Payables Turnover9.0E-40.0010.0069
Slightly volatile
Sales General And Administrative To Revenue0.640.50.4886
Slightly volatile
Capex To Revenue0.03990.0270.0283
Pretty Stable
Cash Per Share9.457.6417.4462
Pretty Stable
POCF Ratio14.048.319.8831
Pretty Stable
Interest Coverage2.263.543.8751
Pretty Stable
Payout Ratio0.350.320.4682
Slightly volatile
Capex To Operating Cash Flow0.170.08620.1045
Very volatile
PFCF Ratio7.387.0310.8308
Very volatile
Days Payables Outstanding409.2 K389.7 K349.7 K
Slightly volatile
Income Quality1.091.141.4487
Slightly volatile
ROE0.120.09740.0861
Slightly volatile
EV To Operating Cash Flow15.4911.4311.2077
Pretty Stable
PE Ratio11.858.2113.7899
Pretty Stable
Return On Tangible Assets0.01270.01080.0102
Pretty Stable
EV To Free Cash Flow10.169.6712.6491
Very volatile
Earnings Yield0.05940.09870.079
Pretty Stable
Intangibles To Total Assets0.0240.02160.031
Slightly volatile
Current Ratio6.897.2522.2006
Slightly volatile
Tangible Book Value Per Share20.9619.9615.7462
Slightly volatile
Receivables Turnover1.821.421.2395
Slightly volatile
Graham Number17.9235.4327.475
Slightly volatile
Shareholders Equity Per Share26.9425.6621.1967
Slightly volatile
Debt To Equity0.340.530.4074
Slightly volatile
Capex Per Share0.260.22850.2078
Very volatile
Revenue Per Share4.668.757.2326
Slightly volatile
Interest Debt Per Share20.7219.7311.3909
Slightly volatile
Debt To Assets0.03590.05710.0476
Slightly volatile
Short Term Coverage Ratios0.961.011.6351
Slightly volatile
Price Earnings Ratio11.858.2113.7899
Pretty Stable
Operating Cycle210266305
Slightly volatile
Price Book Value Ratio1.650.891.1023
Very volatile
Days Of Payables Outstanding409.2 K389.7 K349.7 K
Slightly volatile
Dividend Payout Ratio0.350.320.4682
Slightly volatile
Price To Operating Cash Flows Ratio14.048.319.8831
Pretty Stable
Price To Free Cash Flows Ratio7.387.0310.8308
Very volatile
Pretax Profit Margin0.660.360.4092
Pretty Stable
Ebt Per Ebit0.440.660.7008
Pretty Stable
Operating Profit Margin0.490.520.6413
Slightly volatile
Effective Tax Rate0.260.230.219
Pretty Stable
Company Equity Multiplier10.210.668.7579
Slightly volatile
Long Term Debt To Capitalization0.160.320.2018
Slightly volatile
Total Debt To Capitalization0.220.330.2673
Slightly volatile
Return On Capital Employed0.02070.02180.0433
Slightly volatile
Debt Equity Ratio0.340.530.4074
Slightly volatile
Ebit Per Revenue0.490.520.6413
Slightly volatile
Quick Ratio6.897.2523.9077
Slightly volatile
Dividend Paid And Capex Coverage Ratio3.13.252.9164
Very volatile
Net Income Per E B T0.610.720.7698
Pretty Stable
Cash Ratio6.786.983.6201
Slightly volatile
Operating Cash Flow Sales Ratio0.630.360.4569
Slightly volatile
Days Of Sales Outstanding210266305
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.830.8809
Pretty Stable
Cash Flow Coverage Ratios0.20.210.5113
Slightly volatile
Price To Book Ratio1.650.891.1023
Very volatile
Fixed Asset Turnover2.333.092.948
Pretty Stable
Capital Expenditure Coverage Ratio10.9312.0117.2913
Pretty Stable
Price Cash Flow Ratio14.048.319.8831
Pretty Stable
Debt Ratio0.03590.05710.0476
Slightly volatile
Cash Flow To Debt Ratio0.20.210.5113
Slightly volatile
Price Sales Ratio2.482.613.4581
Slightly volatile
Return On Assets0.01240.01050.0099
Pretty Stable
Asset Turnover0.03180.03310.0404
Pretty Stable
Net Profit Margin0.480.290.3091
Pretty Stable
Gross Profit Margin0.790.90.9783
Slightly volatile
Price Fair Value1.650.891.1023
Very volatile
Return On Equity0.120.09740.0861
Slightly volatile

Univest Pennsylvania Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap712 M678.1 M575.1 M
Slightly volatile
Enterprise Value976.8 M930.3 M731.4 M
Slightly volatile

Univest Fundamental Market Drivers

Cash And Short Term Investments249.8 M

Univest Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Univest Pennsylvania Financial Statements

Univest Pennsylvania shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Univest Pennsylvania investors may analyze each financial statement separately, they are all interrelated. The changes in Univest Pennsylvania's assets and liabilities, for example, are also reflected in the revenues and expenses on on Univest Pennsylvania's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.7 M-7.1 M
Total Revenue329 M345.4 M
Cost Of Revenue5.5 M5.2 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.50  0.64 
Capex To Revenue 0.03  0.04 
Revenue Per Share 8.75  4.66 
Ebit Per Revenue 0.52  0.49 

Pair Trading with Univest Pennsylvania

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Univest Pennsylvania position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Univest Pennsylvania will appreciate offsetting losses from the drop in the long position's value.

Moving together with Univest Stock

  0.92AX Axos FinancialPairCorr
  0.96BY Byline BancorpPairCorr
The ability to find closely correlated positions to Univest Pennsylvania could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Univest Pennsylvania when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Univest Pennsylvania - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Univest Pennsylvania to buy it.
The correlation of Univest Pennsylvania is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Univest Pennsylvania moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Univest Pennsylvania moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Univest Pennsylvania can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Univest Stock Analysis

When running Univest Pennsylvania's price analysis, check to measure Univest Pennsylvania's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Univest Pennsylvania is operating at the current time. Most of Univest Pennsylvania's value examination focuses on studying past and present price action to predict the probability of Univest Pennsylvania's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Univest Pennsylvania's price. Additionally, you may evaluate how the addition of Univest Pennsylvania to your portfolios can decrease your overall portfolio volatility.