Univest Financial Statements From 2010 to 2026

Stocks . USA . 
Stock . Univest Pennsylvania
UVSP Stock  USD 33.51  0.02  0.06%   
Analyzing historical trends in various income statement and balance sheet accounts from Univest Pennsylvania's financial statements helps investors evaluate the company's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Univest Pennsylvania's valuation are summarized below:
Gross Profit
309.1 M
Profit Margin
0.2813
Market Capitalization
954.1 M
Enterprise Value Revenue
4.0994
Revenue
309.1 M
There are currently one hundred twenty fundamental trend indicators for Univest Pennsylvania that can be evaluated and compared over time across competition. Investors and active traders are advised to double-check Univest Pennsylvania's current fundamental performance against the performance between 2010 and 2026 to make sure the trends are evolving in the right direction. As of 01/20/2026, Market Cap is likely to drop to about 200.3 M

Univest Pennsylvania Total Revenue

604.25 Million

Check Univest Pennsylvania financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Univest Pennsylvania's main balance sheet or income statement drivers, such as Depreciation And Amortization of 9 M, Interest Expense of 242.9 M or Selling General Administrative of 154.8 M, as well as many indicators such as Price To Sales Ratio of 3.28, Dividend Yield of 0.0241 or PTB Ratio of 1.63. Univest financial statements analysis is a perfect complement when working with Univest Pennsylvania Valuation or Volatility modules.
  
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Univest Pennsylvania Balance Sheet

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Total Assets9.8 B9.3 B5.2 B
Slightly volatile
Short and Long Term Debt Total503.4 M479.5 M291.8 M
Slightly volatile
Total Current Liabilities8.2 B7.8 B3.5 B
Slightly volatile
Total Stockholder Equity1.1 B1 B590 M
Slightly volatile
Property Plant And Equipment Net43.6 M86.5 M59.9 M
Slightly volatile
Retained Earnings634.9 M604.6 M307.4 M
Slightly volatile
Cash397.1 M378.2 M202.9 M
Slightly volatile
Non Current Assets Total9.1 B8.6 B3.8 B
Slightly volatile
Other Assets9.2 B8.8 B4.2 B
Slightly volatile
Cash And Short Term Investments279.7 M387.7 M460.8 M
Pretty Stable
Common Stock Total Equity93 M181.5 M127.8 M
Slightly volatile
Common Stock Shares Outstanding20.7 M33.8 M24.2 M
Slightly volatile
Liabilities And Stockholders Equity9.8 B9.3 B5.2 B
Slightly volatile
Non Current Liabilities Total502.5 M478.6 M228.9 M
Slightly volatile
Other Stockholder Equity299.1 M284.9 M175.2 M
Slightly volatile
Total Liabilities8.7 B8.3 B4.6 B
Slightly volatile
Property Plant And Equipment Gross149.9 M142.7 M77.9 M
Slightly volatile
Total Current Assets449.9 M722.7 M741.3 M
Very volatile
Short Term Debt12.2 M12.9 M78.3 M
Pretty Stable
Common Stock98.2 M181.5 M128.1 M
Slightly volatile
Net Receivables336.7 M320.6 M179 M
Slightly volatile
Other Liabilities12.1 M12.8 M24.4 M
Pretty Stable
Accounts Payable26.8 M28.3 M93.6 M
Slightly volatile
Short Term Investments9 M9.5 M266.6 M
Slightly volatile
Intangible Assets9.3 M7.5 M10 M
Pretty Stable
Property Plant Equipment40.4 M58.6 M47.2 M
Slightly volatile
Good Will113.8 M201.8 M133.5 M
Slightly volatile
Other Current Assets10.7 M11.3 M600 M
Pretty Stable
Net Tangible Assets441.7 M678 M419.7 M
Slightly volatile
Long Term Debt Total193.9 M279.7 M166.3 M
Slightly volatile
Capital Surpluse230.9 M345.9 M212.3 M
Slightly volatile
Long Term Investments539.7 M568.1 M2.4 B
Very volatile
Non Current Liabilities Other69.5 M82.4 M91.8 M
Slightly volatile
Earning Assets534.7 M629.8 M491.5 M
Slightly volatile
Net Invested Capital1.2 B1.5 B1.1 B
Slightly volatile
Capital Stock126.2 M142 M155 M
Slightly volatile
Capital Lease Obligations27.8 M28.3 M35.5 M
Slightly volatile

Univest Pennsylvania Income Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Depreciation And Amortization9 M8.6 M4.5 M
Slightly volatile
Interest Expense242.9 M231.4 M63.5 M
Slightly volatile
Selling General Administrative154.8 M147.4 M84 M
Slightly volatile
Total Revenue604.2 M575.5 M271.3 M
Slightly volatile
Gross Profit354.2 M337.3 M198.1 M
Slightly volatile
Other Operating Expenses489.2 M465.9 M208.9 M
Slightly volatile
Operating Income115.1 M109.6 M62.4 M
Slightly volatile
EBIT115.1 M109.6 M62.4 M
Slightly volatile
EBITDA124.1 M118.2 M66.9 M
Slightly volatile
Cost Of Revenue250.1 M238.2 M73.2 M
Slightly volatile
Income Before Tax115.1 M109.6 M62.4 M
Slightly volatile
Net Income91.7 M87.3 M49.6 M
Slightly volatile
Income Tax Expense23.4 M22.3 M12.8 M
Slightly volatile
Net Income Applicable To Common Shares94.3 M89.8 M50.9 M
Slightly volatile
Selling And Marketing Expenses2.2 M2.5 M2.1 M
Slightly volatile
Net Income From Continuing Ops60.8 M87.3 M55.3 M
Slightly volatile
Tax Provision15.3 M22.3 M13 M
Slightly volatile
Net Interest Income177.2 M242.8 M145.9 M
Slightly volatile
Interest Income497.9 M474.2 M210.3 M
Slightly volatile
Non Recurring21.3 M20.3 M12.4 M
Slightly volatile
Reconciled Depreciation5.5 M8.6 M5.4 M
Pretty Stable

Univest Pennsylvania Cash Flow Statement

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow86.9 M82.8 M58.3 M
Slightly volatile
Begin Period Cash Flow301.6 M287.3 M163.5 M
Slightly volatile
Depreciation9 M8.6 M4.5 M
Slightly volatile
Total Cash From Operating Activities43.8 M86.4 M59.9 M
Slightly volatile
Net Income91.7 M87.3 M49.6 M
Slightly volatile
End Period Cash Flow397.1 M378.2 M191.5 M
Slightly volatile
Change Receivables4.8 M9.3 M7.1 M
Slightly volatile
Issuance Of Capital Stock2.6 M2.7 M2.4 M
Slightly volatile

Financial Ratios

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio3.281.982.6257
Slightly volatile
Dividend Yield0.02410.0260.0335
Slightly volatile
PTB Ratio1.631.111.107
Very volatile
Days Sales Outstanding171183252
Slightly volatile
Book Value Per Share28.7827.4121.9411
Slightly volatile
Free Cash Flow Yield0.07180.07540.1024
Slightly volatile
Operating Cash Flow Per Share1.572.322.3457
Slightly volatile
Stock Based Compensation To Revenue0.00790.00830.0097
Very volatile
Capex To Depreciation0.450.481.1991
Pretty Stable
PB Ratio1.631.111.107
Very volatile
EV To Sales3.812.182.8986
Very volatile
Free Cash Flow Per Share1.412.222.1619
Slightly volatile
ROIC0.06510.06640.0579
Pretty Stable
Net Income Per Share1.222.351.7458
Slightly volatile
Payables Turnover6.245.942.076
Slightly volatile
Sales General And Administrative To Revenue0.250.230.3332
Slightly volatile
Capex To Revenue0.00680.00710.0216
Slightly volatile
Cash Per Share9.2610.4119.2588
Slightly volatile
POCF Ratio14.0613.1610.2481
Slightly volatile
Interest Coverage0.410.432.5944
Slightly volatile
Payout Ratio0.350.290.4581
Slightly volatile
Capex To Operating Cash Flow0.04520.04750.0929
Slightly volatile
PFCF Ratio11.2810.7511.3475
Very volatile
Days Payables Outstanding60.4363.62633
Slightly volatile
Income Quality1.070.891.4081
Slightly volatile
ROE0.120.09840.0861
Slightly volatile
EV To Operating Cash Flow17.714.5111.8307
Pretty Stable
PE Ratio11.7710.1913.7661
Pretty Stable
Return On Tangible Assets0.01250.0110.0102
Pretty Stable
EV To Free Cash Flow12.4411.8513.2065
Very volatile
Earnings Yield0.05970.07950.0784
Pretty Stable
Intangibles To Total Assets0.02380.02040.0305
Slightly volatile
Current Ratio0.0960.08290.1747
Slightly volatile
Tangible Book Value Per Share22.8221.7316.4456
Slightly volatile
Receivables Turnover2.282.061.5413
Slightly volatile
Graham Number39.9438.0429.7784
Slightly volatile
Shareholders Equity Per Share28.7827.4121.9411
Slightly volatile
Debt To Equity0.70.540.4618
Slightly volatile
Capex Per Share0.120.10650.1903
Pretty Stable
Revenue Per Share16.2315.469.8399
Slightly volatile
Interest Debt Per Share9.5519.111.81
Slightly volatile
Debt To Assets0.05420.04620.0518
Slightly volatile
Enterprise Value Over EBITDA10.168.311.6055
Very volatile
Short Term Coverage Ratios8.117.723.913
Slightly volatile
Price Earnings Ratio11.7710.1913.7661
Pretty Stable
Operating Cycle171183252
Slightly volatile
Price Book Value Ratio1.631.111.107
Very volatile
Days Of Payables Outstanding60.4363.62633
Slightly volatile
Dividend Payout Ratio0.350.290.4581
Slightly volatile
Price To Operating Cash Flows Ratio14.0613.1610.2481
Slightly volatile
Price To Free Cash Flows Ratio11.2810.7511.3475
Very volatile
Pretax Profit Margin0.310.220.2597
Pretty Stable
Operating Profit Margin0.310.220.2597
Pretty Stable
Effective Tax Rate0.260.230.2181
Pretty Stable
Company Equity Multiplier10.210.538.774
Slightly volatile
Long Term Debt To Capitalization0.170.270.2066
Slightly volatile
Total Debt To Capitalization0.280.290.2901
Slightly volatile
Return On Capital Employed0.110.08410.0831
Very volatile
Debt Equity Ratio0.70.540.4618
Slightly volatile
Ebit Per Revenue0.310.220.2597
Pretty Stable
Quick Ratio0.0960.08290.1747
Slightly volatile
Dividend Paid And Capex Coverage Ratio3.083.092.8794
Very volatile
Net Income Per E B T0.610.720.7714
Pretty Stable
Cash Ratio0.04530.05540.0448
Very volatile
Operating Cash Flow Sales Ratio0.310.170.2865
Slightly volatile
Days Of Sales Outstanding171183252
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio0.680.860.8855
Very volatile
Cash Flow Coverage Ratios0.20.210.3888
Slightly volatile
Price To Book Ratio1.631.111.107
Very volatile
Fixed Asset Turnover3.255.993.8009
Slightly volatile
Capital Expenditure Coverage Ratio22.8721.7817.9037
Very volatile
Price Cash Flow Ratio14.0613.1610.2481
Slightly volatile
Enterprise Value Multiple10.168.311.6055
Very volatile
Debt Ratio0.05420.04620.0518
Slightly volatile
Cash Flow To Debt Ratio0.20.210.3888
Slightly volatile
Price Sales Ratio3.281.982.6257
Slightly volatile
Return On Assets0.01230.01070.0099
Pretty Stable
Asset Turnover0.06050.07080.0511
Slightly volatile
Net Profit Margin0.230.170.2011
Pretty Stable
Gross Profit Margin0.530.58610.7488
Pretty Stable
Price Fair Value1.631.111.107
Very volatile
Return On Equity0.120.09840.0861
Slightly volatile

Univest Pennsylvania Valuation Data

Trends
Current ValueLast YearHistorical Average 10 Year Trend
Market Cap200.3 M226.4 M246.9 M
Slightly volatile

Univest Fundamental Market Drivers

Univest Upcoming Events

24th of April 2024
Upcoming Quarterly Report
View
24th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Univest Pennsylvania Financial Statements

Univest Pennsylvania shareholders use historical fundamental indicators, such as revenue or net income, to determine how well the company is positioned to perform in the future. Although Univest Pennsylvania investors may analyze each financial statement separately, they are all interrelated. The changes in Univest Pennsylvania's assets and liabilities, for example, are also reflected in the revenues and expenses on on Univest Pennsylvania's income statement. Understanding these patterns can help investors time the market effectively. Please read more on our fundamental analysis page.
Last ReportedProjected for Next Year
Current Deferred Revenue-6.7 M-7.1 M
Total Revenue575.5 M604.2 M
Cost Of Revenue238.2 M250.1 M
Stock Based Compensation To Revenue 0.01  0.01 
Sales General And Administrative To Revenue 0.23  0.25 
Capex To Revenue 0.01  0.01 
Revenue Per Share 15.46  16.23 
Ebit Per Revenue 0.22  0.31 

Pair Trading with Univest Pennsylvania

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Univest Pennsylvania position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Univest Pennsylvania will appreciate offsetting losses from the drop in the long position's value.

Moving together with Univest Stock

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Moving against Univest Stock

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The ability to find closely correlated positions to Univest Pennsylvania could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Univest Pennsylvania when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Univest Pennsylvania - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Univest Pennsylvania to buy it.
The correlation of Univest Pennsylvania is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Univest Pennsylvania moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Univest Pennsylvania moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Univest Pennsylvania can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching

Additional Tools for Univest Stock Analysis

When running Univest Pennsylvania's price analysis, check to measure Univest Pennsylvania's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Univest Pennsylvania is operating at the current time. Most of Univest Pennsylvania's value examination focuses on studying past and present price action to predict the probability of Univest Pennsylvania's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Univest Pennsylvania's price. Additionally, you may evaluate how the addition of Univest Pennsylvania to your portfolios can decrease your overall portfolio volatility.
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