Univest Pennsylvania Stock Analysis

UVSP Stock  USD 30.80  0.27  0.88%   
Univest Pennsylvania is fairly valued with Real Value of 31.01 and Target Price of 31.67. The main objective of Univest Pennsylvania stock analysis is to determine its intrinsic value, which is an estimate of what Univest Pennsylvania is worth, separate from its market price. There are two main types of Univest Pennsylvania's stock analysis: fundamental analysis and technical analysis.
The Univest Pennsylvania stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Univest Pennsylvania is usually not traded on Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day. Univest Stock trading window is adjusted to America/New York timezone.
  
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Univest Pennsylvania. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state.
To learn how to invest in Univest Stock, please use our How to Invest in Univest Pennsylvania guide.

Univest Stock Analysis Notes

About 78.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.0. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Univest Pennsylvania last dividend was issued on the 5th of February 2025. The entity had 3:2 split on the 2nd of May 2005. Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking products and services primarily in Pennsylvania. Univest Financial Corporation was founded in 1876 and is headquartered in Souderton, Pennsylvania. Univest Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 920 people. For more information please call the company at 215 721 2400 or visit https://www.univest.net.

Univest Pennsylvania Quarterly Total Revenue

73.35 Million

Univest Pennsylvania Investment Alerts

Univest Pennsylvania has a poor financial position based on the latest SEC disclosures
Over 78.0% of the company outstanding shares are owned by institutional investors
Latest headline from news.google.com: Univest Financial Q4 Earnings Jump 18 percent as Net Income Hits 18.9M, Deposits Surge 6 percent YoY - StockTitan

Univest Pennsylvania Upcoming and Recent Events

24th of April 2024
Upcoming Quarterly Report
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24th of July 2024
Next Financial Report
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31st of March 2024
Next Fiscal Quarter End
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22nd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

Univest Largest EPS Surprises

Earnings surprises can significantly impact Univest Pennsylvania's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2015-01-28
2014-12-310.360.32-0.0411 
2014-10-22
2014-09-300.340.380.0411 
2014-01-22
2013-12-310.340.3-0.0411 
View All Earnings Estimates

Univest Pennsylvania Environmental, Social, and Governance (ESG) Scores

Univest Pennsylvania's ESG score is a quantitative measure that evaluates Univest Pennsylvania's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Univest Pennsylvania's operations that may have significant financial implications and affect Univest Pennsylvania's stock price as well as guide investors towards more socially responsible investments.

Univest Pennsylvania Thematic Classifications

In addition to having Univest Pennsylvania stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
Banks Idea
Banks
All money banks and credit services

Univest Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Hotchkis & Wiley Capital Management Llc2024-09-30
394.9 K
Northern Trust Corp2024-09-30
330.1 K
Aqr Capital Management Llc2024-09-30
323.8 K
Morgan Stanley - Brokerage Accounts2024-09-30
313.4 K
Goldman Sachs Group Inc2024-09-30
276.5 K
Endeavour Capital Advisors Inc2024-09-30
273.2 K
Charles Schwab Investment Management Inc2024-09-30
245.9 K
Royce & Associates, Lp2024-09-30
243.5 K
Arrowstreet Capital Limited Partnership2024-09-30
235.3 K
Blackrock Inc2024-09-30
3.5 M
Fmr Inc2024-09-30
2.6 M
Note, although Univest Pennsylvania's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Univest Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 894.61 M.

Univest Profitablity

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.02  0.02 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.12 

Management Efficiency

At this time, Univest Pennsylvania's Return On Tangible Assets are relatively stable compared to the past year. As of 01/31/2025, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.02. At this time, Univest Pennsylvania's Liabilities And Stockholders Equity is relatively stable compared to the past year. As of 01/31/2025, Non Current Liabilities Total is likely to grow to about 8.3 B, while Total Current Liabilities is likely to drop slightly above 35.2 M. Univest Pennsylvania's management efficiency ratios could be used to measure how well Univest Pennsylvania manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 25.66  26.94 
Tangible Book Value Per Share 19.96  20.96 
Enterprise Value Over EBITDA 760.60  798.63 
Price Book Value Ratio 0.89  1.65 
Enterprise Value Multiple 760.60  798.63 
Price Fair Value 0.89  1.65 
Enterprise Value930.3 M976.8 M
Leadership at Univest Pennsylvania emphasizes sustainable growth and financial prudence. Our analysis evaluates how these priorities impact the stock's performance in the market.
Dividend Yield
0.028
Operating Margin
0.3404
Profit Margin
0.254
Forward Dividend Yield
0.028
Beta
0.861

Technical Drivers

As of the 31st of January, Univest Pennsylvania has the Semi Deviation of 1.64, coefficient of variation of 1381.4, and Risk Adjusted Performance of 0.0668. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Univest Pennsylvania, as well as the relationship between them.

Univest Pennsylvania Price Movement Analysis

Execute Study
The output start index for this execution was fourty-four with a total number of output elements of seventeen. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Univest Pennsylvania middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Univest Pennsylvania. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Univest Pennsylvania Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Univest Pennsylvania insiders, such as employees or executives, is commonly permitted as long as it does not rely on Univest Pennsylvania's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Univest Pennsylvania insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Keim Michael S over three weeks ago
Disposition of 600 shares by Keim Michael S of Univest Pennsylvania at 28.5 subject to Rule 16b-3
 
Keim Michael S over two months ago
Disposition of 3633 shares by Keim Michael S of Univest Pennsylvania at 19.68 subject to Rule 16b-3
 
Schweitzer Jeffrey M over three months ago
Disposition of 4541 shares by Schweitzer Jeffrey M of Univest Pennsylvania at 19.68 subject to Rule 16b-3
 
Schweitzer Jeffrey M over three months ago
Disposition of 200 shares by Schweitzer Jeffrey M of Univest Pennsylvania at 19.68 subject to Rule 16b-3
 
Schweitzer Jeffrey M over three months ago
Disposition of 400 shares by Schweitzer Jeffrey M of Univest Pennsylvania at 19.68 subject to Rule 16b-3
 
Schweitzer Jeffrey M over three months ago
Disposition of 547 shares by Schweitzer Jeffrey M of Univest Pennsylvania at 19.68 subject to Rule 16b-3
 
Cama Domenick A over six months ago
Insider Trading
 
Keim Michael S over six months ago
Disposition of 1141 shares by Keim Michael S of Univest Pennsylvania at 18.52 subject to Rule 16b-3
 
Keim Michael S over six months ago
Disposition of 859 shares by Keim Michael S of Univest Pennsylvania at 18.52 subject to Rule 16b-3
 
Jeffrey Schweitzer over six months ago
Acquisition by Jeffrey Schweitzer of 10344 shares of Univest Pennsylvania subject to Rule 16b-3
 
Jeffrey Schweitzer over six months ago
Disposition of 1478 shares by Jeffrey Schweitzer of Univest Pennsylvania subject to Rule 16b-3
 
Patrick McCormick over six months ago
Acquisition by Patrick McCormick of 489 shares of Univest Pennsylvania subject to Rule 16b-3

Univest Pennsylvania Outstanding Bonds

Univest Pennsylvania issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Univest Pennsylvania uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Univest bonds can be classified according to their maturity, which is the date when Univest Pennsylvania has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Univest Pennsylvania Predictive Daily Indicators

Univest Pennsylvania intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Univest Pennsylvania stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Univest Pennsylvania Corporate Filings

F5
30th of January 2025
The annual filing required by the Securities and Exchange Commission (SEC) from company insiders or beneficial owners
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8K
23rd of January 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
14th of November 2024
Other Reports
ViewVerify
F4
4th of November 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
29th of October 2024
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
8K
24th of October 2024
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
19th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
F4
6th of September 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

Univest Pennsylvania Forecast Models

Univest Pennsylvania's time-series forecasting models are one of many Univest Pennsylvania's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Univest Pennsylvania's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Univest Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Univest Pennsylvania prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Univest shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Univest Pennsylvania. By using and applying Univest Stock analysis, traders can create a robust methodology for identifying Univest entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.36  0.66 
Operating Profit Margin 0.52  0.49 
Net Profit Margin 0.29  0.48 
Gross Profit Margin 0.90  0.79 

Current Univest Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Univest analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Univest analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
31.67Hold3Odds
Univest Pennsylvania current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Univest analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Univest stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Univest Pennsylvania, talking to its executives and customers, or listening to Univest conference calls.
Univest Analyst Advice Details

Univest Stock Analysis Indicators

Univest Pennsylvania stock analysis indicators help investors evaluate how Univest Pennsylvania stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Univest Pennsylvania shares will generate the highest return on investment. By understating and applying Univest Pennsylvania stock analysis, traders can identify Univest Pennsylvania position entry and exit signals to maximize returns.
Begin Period Cash Flow152.8 M
Long Term Debt458.8 M
Common Stock Shares Outstanding29.5 M
Total Stockholder Equity839.2 M
Tax Provision19.2 M
Quarterly Earnings Growth Y O Y0.091
Property Plant And Equipment Net83.2 M
Cash And Short Term Investments249.8 M
Cash249.8 M
Accounts Payable28.7 M
Net Debt243.8 M
50 Day M A30.4534
Total Current Liabilities41.2 M
Other Operating Expenses296.8 M
Non Current Assets Total7.5 B
Non Currrent Assets OtherB
Stock Based Compensation4.3 M

Additional Tools for Univest Stock Analysis

When running Univest Pennsylvania's price analysis, check to measure Univest Pennsylvania's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Univest Pennsylvania is operating at the current time. Most of Univest Pennsylvania's value examination focuses on studying past and present price action to predict the probability of Univest Pennsylvania's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Univest Pennsylvania's price. Additionally, you may evaluate how the addition of Univest Pennsylvania to your portfolios can decrease your overall portfolio volatility.