VersaBank Net Income from 2010 to 2026

VBNK Stock   21.60  0.46  2.18%   
VersaBank Net Income yearly trend continues to be very stable with very little volatility. Net Income is likely to drop to about 18.5 M. During the period from 2010 to 2026, VersaBank Net Income quarterly data regression pattern had sample variance of 158.8 T and median of  19,405,000. View All Fundamentals
 
Net Income  
First Reported
2011-07-31
Previous Quarter
6.6 M
Current Value
5.2 M
Quarterly Volatility
3.4 M
 
Yuan Drop
 
Covid
 
Interest Hikes
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 216.8 M, Total Revenue of 367.3 M or Other Operating Expenses of 317.2 M, as well as many indicators such as Price To Sales Ratio of 2.0, Dividend Yield of 0.0067 or PTB Ratio of 0.95. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
This module can also supplement various VersaBank Technical models . Check out the analysis of VersaBank Correlation against competitors.
To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.
Evaluating VersaBank's Net Income across multiple reporting periods reveals the company's ability to sustain growth and manage resources effectively. This longitudinal analysis highlights inflection points, cyclical patterns, and structural changes that short-term snapshots might miss, offering deeper insight into VersaBank's fundamental strength.

Latest VersaBank's Net Income Growth Pattern

Below is the plot of the Net Income of VersaBank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in VersaBank financial statement analysis. It represents the amount of money remaining after all of VersaBank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is VersaBank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 28.46 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

VersaBank Net Income Regression Statistics

Arithmetic Mean18,362,410
Geometric Mean12,086,941
Coefficient Of Variation68.63
Mean Deviation9,652,220
Median19,405,000
Standard Deviation12,602,620
Sample Variance158.8T
Range41.7M
R-Value0.85
Mean Square Error47.9T
R-Squared0.72
Significance0.000018
Slope2,113,461
Total Sum of Squares2541.2T

VersaBank Net Income History

202618.5 M
202532.7 M
202428.5 M
202339.7 M
202242.2 M
202122.7 M
202022.4 M

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Net Income, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income32.7 M19.7 M
Net Income Applicable To Common Shares32.7 M24.8 M
Net Income From Continuing Ops32.7 M30.6 M
Net Income Per Share 0.81  0.58 
Net Income Per E B T 0.79  0.90 
When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.
You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Conversely, VersaBank's market price signifies the transaction level at which participants voluntarily complete trades.