VersaBank Net Income from 2010 to 2026

VBNK Stock   20.58  0.08  0.39%   
VersaBank Net Income yearly trend continues to be very stable with very little volatility. Net Income is likely to drop to about 18.5 M. During the period from 2010 to 2026, VersaBank Net Income quarterly data regression pattern had sample variance of 158.8 T and median of  19,405,000. View All Fundamentals
 
Net Income  
First Reported
2011-07-31
Previous Quarter
6.6 M
Current Value
5.2 M
Quarterly Volatility
3.4 M
 
Yuan Drop
 
Covid
Check VersaBank financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among VersaBank's main balance sheet or income statement drivers, such as Interest Expense of 216.8 M, Total Revenue of 367.3 M or Other Operating Expenses of 317.2 M, as well as many indicators such as Price To Sales Ratio of 2.0, Dividend Yield of 0.0067 or PTB Ratio of 0.95. VersaBank financial statements analysis is a perfect complement when working with VersaBank Valuation or Volatility modules.
  
This module can also supplement various VersaBank Technical models . Check out the analysis of VersaBank Correlation against competitors.
To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.

Latest VersaBank's Net Income Growth Pattern

Below is the plot of the Net Income of VersaBank over the last few years. Net income is one of the most important fundamental items in finance. It plays a large role in VersaBank financial statement analysis. It represents the amount of money remaining after all of VersaBank operating expenses, interest, taxes and preferred stock dividends have been deducted from a company total revenue. It is VersaBank's Net Income historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in VersaBank's overall financial position and show how it may be relating to other accounts over time.
ViewLast Reported 28.46 M10 Years Trend
Slightly volatile
   Net Income   
       Timeline  

VersaBank Net Income Regression Statistics

Arithmetic Mean18,362,410
Geometric Mean12,086,941
Coefficient Of Variation68.63
Mean Deviation9,652,220
Median19,405,000
Standard Deviation12,602,620
Sample Variance158.8T
Range41.7M
R-Value0.85
Mean Square Error47.9T
R-Squared0.72
Significance0.000018
Slope2,113,461
Total Sum of Squares2541.2T

VersaBank Net Income History

202618.5 M
202532.7 M
202428.5 M
202339.7 M
202242.2 M
202122.7 M
202022.4 M

About VersaBank Financial Statements

VersaBank investors utilize fundamental indicators, such as Net Income, to predict how VersaBank Stock might perform in the future. Analyzing these trends over time helps investors make informed market timing decisions. For further insights, please visit our fundamental analysis page.
Last ReportedProjected for Next Year
Net Income32.7 M19.7 M
Net Income Applicable To Common Shares32.7 M24.8 M
Net Income From Continuing Ops32.7 M30.6 M
Net Income Per Share 0.81  0.58 
Net Income Per E B T 0.79  0.90 

Pair Trading with VersaBank

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if VersaBank position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in VersaBank will appreciate offsetting losses from the drop in the long position's value.

Moving together with VersaBank Stock

  0.69JPM JPMorgan ChasePairCorr
  0.68BOFA Bank of AmericaPairCorr

Moving against VersaBank Stock

  0.49MSFT Microsoft CDRPairCorr
  0.49MSFT Microsoft Corp CDRPairCorr
The ability to find closely correlated positions to VersaBank could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace VersaBank when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back VersaBank - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling VersaBank to buy it.
The correlation of VersaBank is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as VersaBank moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if VersaBank moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for VersaBank can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out the analysis of VersaBank Correlation against competitors.
To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.
You can also try the Bonds Directory module to find actively traded corporate debentures issued by US companies.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.