Versabank Stock Performance
| VBNK Stock | 21.14 0.14 0.66% |
On a scale of 0 to 100, VersaBank holds a performance score of 13. The entity has a beta of 0.69, which indicates possible diversification benefits within a given portfolio. As returns on the market increase, VersaBank's returns are expected to increase less than the market. However, during the bear market, the loss of holding VersaBank is expected to be smaller as well. Please check VersaBank's value at risk, downside variance, and the relationship between the maximum drawdown and potential upside , to make a quick decision on whether VersaBank's existing price patterns will revert.
Risk-Adjusted Performance
Good
Weak | Strong |
Compared to the overall equity markets, risk-adjusted returns on investments in VersaBank are ranked lower than 13 (%) of all global equities and portfolios over the last 90 days. In spite of very weak basic indicators, VersaBank displayed solid returns over the last few months and may actually be approaching a breakup point. ...more
Forward Dividend Yield 0.0047 | Payout Ratio | Forward Dividend Rate 0.1 | Dividend Date 2026-01-31 | Ex Dividend Date 2026-01-09 |
1 | VersaBank Supports Salvation Armys Fight Against Food Insecurity with 50,000 Donation - TipRanks | 11/26/2025 |
2 | Will VersaBank stock keep high P E multiples - Earnings Miss Real-Time Volume Triggers - Newser | 12/04/2025 |
3 | VersaBank Advances Digital B2B Banking Strategy Focus - Kalkine Media | 12/09/2025 |
4 | Analysts Offer Insights on Financial Companies Willis Towers Watson and Versabank - The Globe and Mail | 12/12/2025 |
5 | RAYMOND JAMES Maintains VersaBank Outperform Recommendation - Nasdaq | 12/16/2025 |
6 | How VersaBank stock performs after earnings - July 2025 Pullbacks Real-Time Stock Movement Alerts - ulpravda.ru | 01/08/2026 |
7 | VersaBank to Present Digital Asset Strategy on January 27, 2026 - Intellectia AI | 01/23/2026 |
8 | VersaBank Stock Price Down 0.7 percent - Time to Sell - MarketBeat | 01/30/2026 |
| Begin Period Cash Flow | 225.3 M | |
| Total Cashflows From Investing Activities | 212.3 M |
VersaBank |
VersaBank Relative Risk vs. Return Landscape
If you would invest 1,705 in VersaBank on November 3, 2025 and sell it today you would earn a total of 409.00 from holding VersaBank or generate 23.99% return on investment over 90 days. VersaBank is generating 0.3628% of daily returns and assumes 2.089% volatility on return distribution over the 90 days horizon. Simply put, 18% of stocks are less volatile than VersaBank, and 93% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days. Expected Return |
| Risk |
VersaBank Target Price Odds to finish over Current Price
The tendency of VersaBank Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
| Current Price | Horizon | Target Price | Odds to move above the current price in 90 days |
| 21.14 | 90 days | 21.14 | about 15.01 |
Based on a normal probability distribution, the odds of VersaBank to move above the current price in 90 days from now is about 15.01 (This VersaBank probability density function shows the probability of VersaBank Stock to fall within a particular range of prices over 90 days) .
Assuming the 90 days trading horizon VersaBank has a beta of 0.69. This entails as returns on the market go up, VersaBank average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding VersaBank will be expected to be much smaller as well. Additionally VersaBank has an alpha of 0.3421, implying that it can generate a 0.34 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta). VersaBank Price Density |
| Price |
Predictive Modules for VersaBank
There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as VersaBank. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.VersaBank Risk Indicators
For the most part, the last 10-20 years have been a very volatile time for the stock market. VersaBank is not an exception. The market had few large corrections towards the VersaBank's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold VersaBank, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of VersaBank within the framework of very fundamental risk indicators.α | Alpha over Dow Jones | 0.34 | |
β | Beta against Dow Jones | 0.69 | |
σ | Overall volatility | 2.21 | |
Ir | Information ratio | 0.16 |
VersaBank Alerts and Suggestions
In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of VersaBank for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for VersaBank can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.| About 32.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: VersaBank Stock Price Down 0.7 percent - Time to Sell - MarketBeat |
VersaBank Price Density Drivers
Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of VersaBank Stock often depends not only on the future outlook of the current and potential VersaBank's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. VersaBank's indicators that are reflective of the short sentiment are summarized in the table below.
| Common Stock Shares Outstanding | 31.5 M | |
| Cash And Short Term Investments | 582.7 M |
VersaBank Fundamentals Growth
VersaBank Stock prices reflect investors' perceptions of the future prospects and financial health of VersaBank, and VersaBank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on VersaBank Stock performance.
| Return On Equity | 0.0611 | ||||
| Return On Asset | 0.0054 | ||||
| Profit Margin | 0.24 % | ||||
| Operating Margin | 0.29 % | ||||
| Current Valuation | 200.22 M | ||||
| Shares Outstanding | 31.95 M | ||||
| Price To Book | 1.28 X | ||||
| Price To Sales | 5.62 X | ||||
| Revenue | 304.15 M | ||||
| Gross Profit | 120.23 M | ||||
| EBITDA | 44.59 M | ||||
| Net Income | 28.46 M | ||||
| Total Debt | 106.18 M | ||||
| Book Value Per Share | 16.67 X | ||||
| Cash Flow From Operations | 44.45 M | ||||
| Earnings Per Share | 0.90 X | ||||
| Market Capitalization | 675.33 M | ||||
| Total Asset | 5.81 B | ||||
| Retained Earnings | 203.73 M | ||||
About VersaBank Performance
By examining VersaBank's fundamental ratios, stakeholders can obtain critical insights into VersaBank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that VersaBank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.05 | 0.05 |
Things to note about VersaBank performance evaluation
Checking the ongoing alerts about VersaBank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for VersaBank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| About 32.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: VersaBank Stock Price Down 0.7 percent - Time to Sell - MarketBeat |
- Analyzing VersaBank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether VersaBank's stock is overvalued or undervalued compared to its peers.
- Examining VersaBank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating VersaBank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of VersaBank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of VersaBank's stock. These opinions can provide insight into VersaBank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in employment. To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.You can also try the Cryptocurrency Center module to build and monitor diversified portfolio of extremely risky digital assets and cryptocurrency.