VersaBank Net Worth

VersaBank Net Worth Breakdown

  VBNK
The net worth of VersaBank is the difference between its total assets and liabilities. VersaBank's net worth represents the value of the company's equity or ownership interest. In other words, it is the amount of money that would be left over if all of VersaBank's assets were sold and all of its debts were paid off. Net worth is sometimes referred to as shareholder's equity or book value. VersaBank's net worth can be used as a measure of its financial health and stability which can help investors to decide if VersaBank is a good investment. It is also essential in determining the company's creditworthiness and ability to secure financing before investing in VersaBank stock.

VersaBank Net Worth Analysis

VersaBank's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including VersaBank's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of VersaBank's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform VersaBank's net worth analysis. One common approach is to calculate VersaBank's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares VersaBank's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing VersaBank's net worth. This approach calculates the present value of VersaBank's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of VersaBank's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate VersaBank's net worth. This involves comparing VersaBank's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into VersaBank's net worth relative to its peers.

Enterprise Value

236.79 Million

To determine if VersaBank is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding VersaBank's net worth research are outlined below:
About 39.0% of the company outstanding shares are owned by insiders
On 31st of October 2024 VersaBank paid $ 0.0185 per share dividend to its current shareholders
Latest headline from zacks.com: StoneX Group Inc. Surpasses Q4 Earnings and Revenue Estimates

VersaBank Quarterly Good Will

5.75 Million

VersaBank uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in VersaBank. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to VersaBank's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
13th of March 2024
Upcoming Quarterly Report
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5th of June 2024
Next Financial Report
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31st of January 2024
Next Fiscal Quarter End
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11th of December 2024
Next Fiscal Year End
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31st of October 2023
Last Quarter Report
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31st of October 2023
Last Financial Announcement
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Know VersaBank's Top Institutional Investors

Have you ever been surprised when a price of an equity instrument such as VersaBank is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading VersaBank backward and forwards among themselves. VersaBank's institutional investor refers to the entity that pools money to purchase VersaBank's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Greenwich Investment Management Inc2024-06-30
69.1 K
Pembroke Management Ltd2024-09-30
50.9 K
Royal Bank Of Canada2024-06-30
50.4 K
Dimensional Fund Advisors, Inc.2024-09-30
50.1 K
Morgan Stanley - Brokerage Accounts2024-06-30
23.6 K
Citadel Advisors Llc2024-06-30
14.8 K
Bank Of America Corp2024-06-30
11.1 K
Benjamin F. Edwards & Company, Llc2024-06-30
10.7 K
Northwest & Ethical Investments L.p.2024-09-30
8.4 K
Alliancebernstein L.p.2024-06-30
1.6 M
Cibc World Markets Inc.2024-06-30
1.3 M
Note, although VersaBank's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Follow VersaBank's market capitalization trends

The company currently falls under 'Small-Cap' category with a current market capitalization of 443.97 M.

Market Cap

158.55 Million

Project VersaBank's profitablity

Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.08  0.08 
Return On Assets 0.01  0.01 
Return On Equity 0.10  0.05 
The company has Profit Margin (PM) of 0.41 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.5 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.5.
When accessing VersaBank's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures VersaBank's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of VersaBank's profitability and make more informed investment decisions.

Evaluate VersaBank's management efficiency

VersaBank has return on total asset (ROA) of 0.011 % which means that it generated a profit of $0.011 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1207 %, meaning that it created $0.1207 on every $100 dollars invested by stockholders. VersaBank's management efficiency ratios could be used to measure how well VersaBank manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is expected to rise to 0.08 this year, although the value of Return On Tangible Assets will most likely fall to 0.01. At this time, VersaBank's Liabilities And Stockholders Equity is quite stable compared to the past year. Non Current Liabilities Total is expected to rise to about 4.6 B this year, although the value of Total Current Liabilities will most likely fall to about 10.6 M.
Last ReportedProjected for Next Year
Book Value Per Share 12.92  8.16 
Tangible Book Value Per Share 12.63  8.06 
Enterprise Value Over EBITDA 3.79  3.98 
Price Book Value Ratio 0.83  0.84 
Enterprise Value Multiple 3.79  3.98 
Price Fair Value 0.83  0.84 
Enterprise Value225.5 M236.8 M
Leadership effectiveness at VersaBank is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Enterprise Value Revenue
6.5093
Revenue
113.8 M
Quarterly Revenue Growth
0.012
Revenue Per Share
4.385
Return On Equity
0.1207

VersaBank Corporate Filings

6K
14th of November 2024
A report filed by foreign private issuers with SEC. A foreign private issuer is a non-U.S. company with securities traded on U.S. exchanges.
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VersaBank time-series forecasting models is one of many VersaBank's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary VersaBank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

VersaBank Earnings per Share Projection vs Actual

VersaBank Corporate Management

BA BAVP FinProfile
LLB BAChief OfficerProfile
MBA MEngChief OfficerProfile
BCom MBAChief OfficerProfile
Terri WilsonVP ControlProfile
When determining whether VersaBank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if VersaBank Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Versabank Stock. Highlighted below are key reports to facilitate an investment decision about Versabank Stock:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in board of governors.
For more information on how to buy VersaBank Stock please use our How to buy in VersaBank Stock guide.
You can also try the Headlines Timeline module to stay connected to all market stories and filter out noise. Drill down to analyze hype elasticity.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of VersaBank. If investors know VersaBank will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about VersaBank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.04)
Dividend Share
0.1
Earnings Share
1.26
Revenue Per Share
4.385
Quarterly Revenue Growth
0.012
The market value of VersaBank is measured differently than its book value, which is the value of VersaBank that is recorded on the company's balance sheet. Investors also form their own opinion of VersaBank's value that differs from its market value or its book value, called intrinsic value, which is VersaBank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because VersaBank's market value can be influenced by many factors that don't directly affect VersaBank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between VersaBank's value and its price as these two are different measures arrived at by different means. Investors typically determine if VersaBank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, VersaBank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.