Versabank Stock Today
| VBNK Stock | 22.32 0.48 2.20% |
PerformanceSolid
| Odds Of DistressTiny
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VersaBank is selling at 22.32 as of the 5th of February 2026; that is 2.20 percent up since the beginning of the trading day. The stock's open price was 21.84. VersaBank has under 5 % chance of experiencing financial distress over the next 2 years and had a solid performance during the last 90 days. The performance scores are derived for the period starting the 7th of November 2025 and ending today, the 5th of February 2026. Click here to learn more.
Business Domain Banks | Category Financial Services | Classification Financials |
VersaBank is entity of Canada. It is traded as Stock on TO exchange. The company has 31.95 M outstanding shares of which 64.05 K shares are at this time shorted by private and institutional investors with about 2.17 days to cover all short positions. More on VersaBank
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VersaBank Stock Highlights
Most reasonable investors view market volatility as an opportunity to invest at a favorable price or to sell short against a bearish trend. VersaBank's investment highlights are automatically generated signals that are significant enough to either complement your investing judgment regarding VersaBank or challenge it. These highlights can help you better understand the position you are entering and avoid costly mistakes.
| Executive President | LLB BA | ||||
| Thematic Idea | Banks (View all Themes) | ||||
| Business Concentration | Regional Banks, Banks - Regional, Financial Services, Banks, Financials, Banks, Banks-Regional, Financial Services (View all Sectors) | ||||
VersaBank's financial strength is of vital concern to both outside investors and internal stakeholders. Efficiency and cost control are keys to VersaBank's success, along with its ability to generate sufficient cash flow to pay bills, repay debt, and make a consistent year-to-year profit. | |||||
Debt LevelsVersaBank utilizes debt financing to potentially enhance returns on invested capital. The relationship between total debt and total assets provides valuable insight into VersaBank's leverage profile, showing how much of VersaBank's resources are funded through borrowing.
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VersaBank (VBNK) is traded on Toronto Exchange in Canada and employs 131 people. VersaBank is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 697.69 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate VersaBank's market, we take the total number of its shares issued and multiply it by VersaBank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities. VersaBank operates under Banks sector and is part of Financials industry. The entity has 31.95 M outstanding shares of which 64.05 K shares are at this time shorted by private and institutional investors with about 2.17 days to cover all short positions.
VersaBank generates positive cash flow from operations, but has no cash available
Check VersaBank Probability Of Bankruptcy
Ownership AllocationVersaBank shows a total of 31.95 Million outstanding shares. VersaBank maintains significant amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.
Check VersaBank Ownership Details
VersaBank Historical Income Statement
VersaBank Stock Against Markets
VersaBank Stock Analysis Notes
About 32.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.31. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. VersaBank last dividend was issued on the 9th of January 2026. For more information please call the company at 519 645 1919 or visit https://www.versabank.com.VersaBank Quarterly Total Revenue |
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VersaBank Investment Alerts
| About 32.0% of the company outstanding shares are owned by insiders | |
| Latest headline from news.google.com: VersaBank Hits New 52-Week High - Should You Buy - MarketBeat |
VersaBank Largest EPS Surprises
Earnings surprises can significantly impact VersaBank's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2014-03-05 | 2014-01-31 | 0.08 | 0.07 | -0.01 | 12 | ||
2020-11-25 | 2020-10-31 | 0.18 | 0.2 | 0.02 | 11 | ||
2018-05-30 | 2018-04-30 | 0.16 | 0.18 | 0.02 | 12 |
VersaBank Thematic Classifications
In addition to having VersaBank stock in your portfolios, you can add positions using our predefined set of ideas and optimize them against your very unique investing style. A single investing idea is a collection of funds, stocks, ETFs, or cryptocurrencies that are programmatically selected from a pull of investment themes. After you determine your favorite investment opportunity, you can then obtain an optimal portfolio that will maximize potential returns on the chosen idea or minimize its exposure to market volatility. If you are a result-oriented investor, you can benefit from optimizing one of our existing themes to build an efficient portfolio against your specific investing outlook.
 | BanksAll money banks and credit services |
VersaBank Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 697.69 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate VersaBank's market, we take the total number of its shares issued and multiply it by VersaBank's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.VersaBank Profitablity
VersaBank's profitability indicators refer to fundamental financial ratios that showcase VersaBank's ability to generate income relative to its revenue or operating costs. If, let's say, VersaBank is currently losing money, the management's focus should be on how to reverse that trend. However, when revenue exceeds expenses, VersaBank's executives or investors may be in less hurry to break that information down - which is where profitability analysis comes into play. Gaining a greater understanding of VersaBank's profitability requires more research than a typical breakdown of VersaBank's financial statements. By doing a profitability analysis, companies can identify areas needing attention, and investors can make a profitable trade.
The company has Profit Margin (PM) of 0.24 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.29 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.29. | Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.00 | 0.01 | |
| Return On Capital Employed | 0.04 | 0.04 | |
| Return On Assets | 0.00 | 0.01 | |
| Return On Equity | 0.05 | 0.05 |
Management Efficiency
At this time, VersaBank's Return On Tangible Assets are very stable compared to the past year. As of the 5th of February 2026, Return On Assets is likely to grow to 0.01, while Return On Capital Employed is likely to drop 0.04. At this time, VersaBank's Fixed Asset Turnover is very stable compared to the past year. As of the 5th of February 2026, Return On Assets is likely to grow to 0.01, while Non Currrent Assets Other are likely to drop about 15.3 M. VersaBank's management efficiency ratios could be used to measure how well VersaBank manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 15.22 | 8.47 | |
| Tangible Book Value Per Share | 14.56 | 8.34 | |
| Enterprise Value Over EBITDA | 1.34 | 1.27 | |
| Price Book Value Ratio | 1.14 | 0.95 | |
| Enterprise Value Multiple | 1.34 | 1.27 | |
| Price Fair Value | 1.14 | 0.95 | |
| Enterprise Value | 46.7 M | 44.4 M |
Leadership effectiveness at VersaBank is a strong indicator of its financial stability. We analyze various metrics to provide insights into the stock's investment viability.
Technical Drivers
As of the 5th of February, VersaBank has the Semi Deviation of 1.15, coefficient of variation of 451.59, and Risk Adjusted Performance of 0.1693. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of VersaBank, as well as the relationship between them.VersaBank Price Movement Analysis
Transformation |
The output start index for this execution was zero with a total number of output elements of sixty-one. VersaBank Inverse Tangent Over Price Movement function is an inverse trigonometric method to describe VersaBank price patterns.
VersaBank Outstanding Bonds
VersaBank issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. VersaBank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most VersaBank bonds can be classified according to their maturity, which is the date when VersaBank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
VersaBank Predictive Daily Indicators
VersaBank intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of VersaBank stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 499.34 | |||
| Daily Balance Of Power | 0.6486 | |||
| Rate Of Daily Change | 1.02 | |||
| Day Median Price | 22.04 | |||
| Day Typical Price | 22.13 | |||
| Price Action Indicator | 0.52 | |||
| Period Momentum Indicator | 0.48 |
VersaBank Forecast Models
VersaBank's time-series forecasting models are one of many VersaBank's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary VersaBank's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.Be your own money manager
Our tools can tell you how much better you can do entering a position in VersaBank without increasing your portfolio risk or giving up the expected return. As an individual investor, you need to find a reliable way to track all your investment portfolios. However, your requirements will often be based on how much of the process you decide to do yourself. In addition to allowing all investors analytical transparency into all their portfolios, our tools can evaluate risk-adjusted returns of your individual positions relative to your overall portfolio.Did you try this?
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VersaBank Corporate Management
Elected by the shareholders, the VersaBank's board of directors comprises two types of representatives: VersaBank inside directors who are chosen from within the company, and outside directors, selected externally and held independent of VersaBank. The board's role is to monitor VersaBank's management team and ensure that shareholders' interests are well served. VersaBank's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, VersaBank's outside directors are responsible for providing unbiased perspectives on the board's policies.
| BA BA | VP Fin | Profile | |
| David Thoms | Senior Financing | Profile | |
| MBA MEng | Chief Officer | Profile | |
| BCom MBA | Chief Officer | Profile | |
| Nicolas Ospina | Global Officer | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in VersaBank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. To learn how to invest in VersaBank Stock, please use our How to Invest in VersaBank guide.You can also try the AI Portfolio Prophet module to use AI to generate optimal portfolios and find profitable investment opportunities.