Yirendai Income Quality from 2010 to 2024

YRD Stock  USD 4.84  0.02  0.41%   
Yirendai's Income Quality is decreasing over the years with stable fluctuation. Overall, Income Quality is expected to go to 1.66 this year. Income Quality is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. View All Fundamentals
 
Income Quality  
First Reported
2010-12-31
Previous Quarter
1.0436574
Current Value
1.66
Quarterly Volatility
2.03775277
 
Credit Downgrade
 
Yuan Drop
 
Covid
Check Yirendai financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Yirendai's main balance sheet or income statement drivers, such as Depreciation And Amortization of 6.8 M, Interest Expense of 67.3 M or Selling General Administrative of 219.6 M, as well as many indicators such as Price To Sales Ratio of 0.38, Dividend Yield of 0.0204 or PTB Ratio of 0.23. Yirendai financial statements analysis is a perfect complement when working with Yirendai Valuation or Volatility modules.
  
Check out the analysis of Yirendai Correlation against competitors.
For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.

Latest Yirendai's Income Quality Growth Pattern

Below is the plot of the Income Quality of Yirendai over the last few years. It is an assessment of the sustainability of a company's earnings over time, considering factors like revenue source diversification and cost structure. Yirendai's Income Quality historical data analysis aims to capture in quantitative terms the overall pattern of either growth or decline in Yirendai's overall financial position and show how it may be relating to other accounts over time.
Income Quality10 Years Trend
Pretty Stable
   Income Quality   
       Timeline  

Yirendai Income Quality Regression Statistics

Arithmetic Mean1.49
Geometric Mean1.11
Coefficient Of Variation137.16
Mean Deviation1.05
Median1.35
Standard Deviation2.04
Sample Variance4.15
Range9.042
R-Value(0.27)
Mean Square Error4.14
R-Squared0.07
Significance0.33
Slope(0.12)
Total Sum of Squares58.13

Yirendai Income Quality History

2024 1.66
2023 1.04
2022 1.55
2021 0.15
2020 -0.41
2019 0.21
2018 -0.85

About Yirendai Financial Statements

Yirendai stakeholders use historical fundamental indicators, such as Yirendai's Income Quality, to determine how well the company is positioned to perform in the future. Although Yirendai investors may analyze each financial statement separately, they are all interrelated. For example, changes in Yirendai's assets and liabilities are reflected in the revenues and expenses on Yirendai's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Yirendai. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Income Quality 1.04  1.66 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Yirendai is a strong investment it is important to analyze Yirendai's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Yirendai's future performance. For an informed investment choice regarding Yirendai Stock, refer to the following important reports:
Check out the analysis of Yirendai Correlation against competitors.
For information on how to trade Yirendai Stock refer to our How to Trade Yirendai Stock guide.
You can also try the Pair Correlation module to compare performance and examine fundamental relationship between any two equity instruments.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Yirendai. If investors know Yirendai will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Yirendai listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.20)
Earnings Share
3.16
Revenue Per Share
62.45
Quarterly Revenue Growth
0.13
Return On Assets
0.1606
The market value of Yirendai is measured differently than its book value, which is the value of Yirendai that is recorded on the company's balance sheet. Investors also form their own opinion of Yirendai's value that differs from its market value or its book value, called intrinsic value, which is Yirendai's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Yirendai's market value can be influenced by many factors that don't directly affect Yirendai's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Yirendai's value and its price as these two are different measures arrived at by different means. Investors typically determine if Yirendai is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Yirendai's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.