Yirendai Stock Performance
| YRD Stock | USD 4.85 0.01 0.21% |
On a scale of 0 to 100, Yirendai holds a performance score of 3. The firm maintains a market beta of 0.23, which attests to not very significant fluctuations relative to the market. As returns on the market increase, Yirendai's returns are expected to increase less than the market. However, during the bear market, the loss of holding Yirendai is expected to be smaller as well. Please check Yirendai's downside variance, as well as the relationship between the accumulation distribution and market facilitation index , to make a quick decision on whether Yirendai's historical returns will revert.
Risk-Adjusted Performance
3 of 100
Weak | Strong |
Insignificant
Compared to the overall equity markets, risk-adjusted returns on investments in Yirendai are ranked lower than 3 (%) of all global equities and portfolios over the last 90 days. In spite of rather weak basic indicators, Yirendai exhibited solid returns over the last few months and may actually be approaching a breakup point. ...more
Actual Historical Performance (%)
One Day Return 0.82 | Five Day Return (18.36) | Year To Date Return 36.21 | Ten Year Return (46.26) | All Time Return (46.26) |
Forward Dividend Yield 0.0337 | Payout Ratio 0.0621 | Forward Dividend Rate 0.2 | Dividend Date 2024-10-15 | Ex Dividend Date 2024-09-30 |
1 | Yiren Digital to present at the dbVIC - Deutsche Bank ADR Virtual Investor Conference on September 25 2024 | 09/19/2024 |
2 | 3 Undiscovered Gems in the United States with Strong Potential | 10/01/2024 |
3 | Three Undiscovered Gems In The US Market With Promising Potential | 10/03/2024 |
| Yirendai dividend paid on 15th of October 2024 | 10/15/2024 |
5 | Yiren Digital reports Q3 results | 11/20/2024 |
6 | Yiren Digital Ltd Q3 2024 Earnings Call Highlights Strong Loan Growth Amidst Rising Expenses | 11/21/2024 |
| Begin Period Cash Flow | 4.4 B |
Yirendai |
Yirendai Relative Risk vs. Return Landscape
If you would invest 466.00 in Yirendai on August 27, 2024 and sell it today you would earn a total of 19.00 from holding Yirendai or generate 4.08% return on investment over 90 days. Yirendai is generating 0.2414% of daily returns assuming volatility of 6.1191% on return distribution over 90 days investment horizon. In other words, 54% of stocks are less volatile than Yirendai, and above 96% of all equities are expected to generate higher returns over the next 90 days. Expected Return |
| Risk |
Yirendai Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Yirendai's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Yirendai, and traders can use it to determine the average amount a Yirendai's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = 0.0394
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Estimated Market Risk
| 6.12 actual daily | 54 54% of assets are less volatile |
Expected Return
| 0.24 actual daily | 4 96% of assets have higher returns |
Risk-Adjusted Return
| 0.04 actual daily | 3 97% of assets perform better |
Based on monthly moving average Yirendai is performing at about 3% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Yirendai by adding it to a well-diversified portfolio.
Yirendai Fundamentals Growth
Yirendai Stock prices reflect investors' perceptions of the future prospects and financial health of Yirendai, and Yirendai fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Yirendai Stock performance.
| Return On Equity | 0.25 | ||||
| Return On Asset | 0.16 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.48 % | ||||
| Current Valuation | (141.61 M) | ||||
| Shares Outstanding | 86.93 M | ||||
| Price To Earning | 0.68 X | ||||
| Price To Book | 0.33 X | ||||
| Price To Sales | 0.08 X | ||||
| Revenue | 4.9 B | ||||
| Gross Profit | 2.66 B | ||||
| EBITDA | 2.6 B | ||||
| Net Income | 2.08 B | ||||
| Cash And Equivalents | 4.27 B | ||||
| Cash Per Share | 36.07 X | ||||
| Total Debt | 23.65 M | ||||
| Debt To Equity | 0.30 % | ||||
| Current Ratio | 4.84 X | ||||
| Book Value Per Share | 92.56 X | ||||
| Cash Flow From Operations | 2.17 B | ||||
| Earnings Per Share | 3.16 X | ||||
| Market Capitalization | 422.5 M | ||||
| Total Asset | 10.28 B | ||||
| Retained Earnings | 2.99 B | ||||
| Working Capital | 7.17 B | ||||
| Current Asset | 308.48 M | ||||
| Current Liabilities | 187.31 M | ||||
About Yirendai Performance
By analyzing Yirendai's fundamental ratios, stakeholders can gain valuable insights into Yirendai's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if Yirendai has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if Yirendai has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.20 | 0.21 | |
| Return On Capital Employed | 0.29 | 0.31 | |
| Return On Assets | 0.20 | 0.21 | |
| Return On Equity | 0.26 | 0.27 |
Things to note about Yirendai performance evaluation
Checking the ongoing alerts about Yirendai for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Yirendai help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Yirendai had very high historical volatility over the last 90 days | |
| Yirendai is unlikely to experience financial distress in the next 2 years | |
| Yirendai has a strong financial position based on the latest SEC filings | |
| On 15th of October 2024 Yirendai paid $ 0.2 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Yiren Digital Ltd Q3 2024 Earnings Call Highlights Strong Loan Growth Amidst Rising Expenses |
- Analyzing Yirendai's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Yirendai's stock is overvalued or undervalued compared to its peers.
- Examining Yirendai's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Yirendai's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Yirendai's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Yirendai's stock. These opinions can provide insight into Yirendai's potential for growth and whether the stock is currently undervalued or overvalued.
Complementary Tools for Yirendai Stock analysis
When running Yirendai's price analysis, check to measure Yirendai's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Yirendai is operating at the current time. Most of Yirendai's value examination focuses on studying past and present price action to predict the probability of Yirendai's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Yirendai's price. Additionally, you may evaluate how the addition of Yirendai to your portfolios can decrease your overall portfolio volatility.
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