Yirendai Valuation
| YRD Stock | USD 4.85 0.01 0.21% |
At this time, the company appears to be overvalued. Yirendai maintains a prevalent Real Value of $3.32 per share. The last-minute price of the company is $4.85. Our model calculates the value of Yirendai from examining the company fundamentals such as Profit Margin of 0.37 %, current valuation of (141.61 M), and Return On Asset of 0.16 as well as analyzing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Yirendai's valuation include:
Price Book 0.3286 | Enterprise Value -141.6 M | Enterprise Value Ebitda (0.15) | Price Sales 0.0772 | Forward PE 3.0731 |
Overvalued
Today
Please note that Yirendai's price fluctuation is very risky at this time. Calculation of the real value of Yirendai is based on 3 months time horizon. Increasing Yirendai's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Yirendai stock is determined by what a typical buyer is willing to pay for full or partial control of Yirendai. Since Yirendai is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Yirendai Stock. However, Yirendai's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.85 | Real 3.32 | Target 2.03 | Hype 4.86 | Naive 3.97 |
The real value of Yirendai Stock, also known as its intrinsic value, is the underlying worth of Yirendai Company, which is reflected in its stock price. It is based on Yirendai's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Yirendai's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Yirendai helps investors to forecast how Yirendai stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Yirendai more accurately as focusing exclusively on Yirendai's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Yirendai's intrinsic value based on its ongoing forecasts of Yirendai's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Yirendai's closest peers. If more than one evaluation category is relevant for Yirendai we suggest using both methods to arrive at a better estimate.
Yirendai Cash |
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Yirendai Valuation Trend
Comparing Yirendai's enterprise value against its market capitalization is a good way to estimate the value of Yirendai uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Yirendai Total Value Analysis
Yirendai is at this time projected to have company total value of (141.61 M) with market capitalization of 422.5 M, debt of 23.65 M, and cash on hands of 4.27 B. The negative valuation of Yirendai may imply that the market is not capable to price the future growth of the company or it is pricing it at zero value. It may also suggest that takeover valuation may not have captured all of the outstanding financial commitments of the company both on and off balance sheet. Investors should carefully check all of the Yirendai fundamentals.| Takeover Price | Market Cap | Debt Obligations | Cash |
(141.61 M) | 422.5 M | 23.65 M | 4.27 B |
Yirendai Investor Information
The company has Price to Book (P/B) ratio of 0.33. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Yirendai has Price/Earnings To Growth (PEG) ratio of 1.24. The entity last dividend was issued on the 30th of September 2024. Based on the key indicators obtained from Yirendai's historical financial statements, Yirendai is performing exceptionally good at the present time. It has a great chance to report excellent financial results in December.Yirendai Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Yirendai has an asset utilization ratio of 47.64 percent. This indicates that the Company is making $0.48 for each dollar of assets. An increasing asset utilization means that Yirendai is more efficient with each dollar of assets it utilizes for everyday operations.Yirendai Ownership Allocation
Yirendai retains a total of 86.93 Million outstanding shares. Roughly 97.07 (%) of Yirendai outstanding shares are held by general public with 2.93 percent by institutional investors. Please note that no matter how many assets the company shows, if the real value of the company is less than the current market value, you may not be able to make money on it.Yirendai Profitability Analysis
The company reported the last year's revenue of 4.9 B. Total Income to common stockholders was 2.08 B with profit before taxes, overhead, and interest of 2.66 B.Yirendai Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Yirendai's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Yirendai and how it compares across the competition.
About Yirendai Valuation
The stock valuation mechanism determines Yirendai's current worth on a weekly basis. Our valuation model uses a comparative analysis of Yirendai. We calculate exposure to Yirendai's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Yirendai's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 3.9 B | 3.6 B | |
| Pretax Profit Margin | 0.54 | 0.57 | |
| Operating Profit Margin | 0.53 | 0.56 | |
| Net Profit Margin | 0.42 | 0.45 | |
| Gross Profit Margin | 0.80 | 0.92 |
A single share of Yirendai represents a small ownership stake in the entity. As a stockholder of Yirendai, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Yirendai Dividends Analysis For Valuation
Please note that Yirendai has scaled down on payment of dividends at this time. At present, Yirendai's Earnings Yield is projected to increase slightly based on the last few years of reporting. The current year's Price Earnings Ratio is expected to grow to 1.00, whereas Price Earnings To Growth Ratio is forecasted to decline to 0.01.
There are various types of dividends Yirendai can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Yirendai shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Yirendai directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Yirendai pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Yirendai by the value of the dividends paid out.
Yirendai Growth Indicators
Investing in growth stocks can be very risky. If the company such as Yirendai does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 89.3 M | |
| Quarterly Earnings Growth Y O Y | -0.204 | |
| Forward Price Earnings | 3.0731 |
Yirendai Current Valuation Indicators
Valuation refers to the process of determining the present value of Yirendai and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Yirendai we look at many different elements of the entity such as Yirendai's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Yirendai, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Yirendai's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Yirendai's worth.Complementary Tools for Yirendai Stock analysis
When running Yirendai's price analysis, check to measure Yirendai's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Yirendai is operating at the current time. Most of Yirendai's value examination focuses on studying past and present price action to predict the probability of Yirendai's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Yirendai's price. Additionally, you may evaluate how the addition of Yirendai to your portfolios can decrease your overall portfolio volatility.
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