Arman Financial Financials
| ARMANFIN | 1,438 69.75 5.10% |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Operating Income | 3.3 B | 3.1 B |
|
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Arman | Select Account or Indicator |
Understanding current and past Arman Financial Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Arman Financial's financial statements are interrelated, with each one affecting the others. For example, an increase in Arman Financial's assets may result in an increase in income on the income statement.
Arman Financial Stock Summary
Arman Financial competes with State Bank, Life Insurance, HDFC Bank, ICICI Bank, and Reliance Industries. Arman Financial is entity of India. It is traded as Stock on NSE exchange.Specialization | Financial Services, Financial Services |
| Instrument | India Stock View All |
| Exchange | National Stock Exchange of India |
| ISIN | INE109C01017 |
| Business Address | 502-3-4, Sakar III, |
| Sector | Consumer Finance |
| Industry | Financials |
| Benchmark | Dow Jones Industrial |
| Website | armanindia.com |
| Phone | 91 79 4050 7000 |
You should never invest in Arman Financial without having analyzed its financial statements. Do not rely on someone else's analysis or guesses about the future performance of Arman Stock, because this is throwing your money away. Analyzing the key information contained in Arman Financial's financial statements can give you an edge over other investors and help to ensure that your investments perform well for you.
Arman Financial Key Financial Ratios
Arman Financial's financial ratios allow both analysts and investors to convert raw data from Arman Financial's financial statements into concise, actionable information that can be used to evaluate the performance of Arman Financial over time and compare it to other companies across industries.| Revenue | 3.49 B | ||||
| Gross Profit | 3.34 B | ||||
| EBITDA | 2.3 B | ||||
| Net Income | 2.28 B | ||||
| Cash And Equivalents | 4.04 B |
Arman Financial Key Balance Sheet Accounts
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Total Assets | 9.4B | 12.4B | 20.4B | 26.4B | 30.3B | 31.8B | |
| Other Current Liab | 304.6M | 369.8M | 46.0M | 844.6M | 971.3M | 1.0B | |
| Net Debt | 6.3B | 9.1B | 15.8B | 16.1B | 18.5B | 19.4B | |
| Retained Earnings | 794.4M | 1.0B | 2.3B | 3.2B | 3.6B | 3.8B | |
| Accounts Payable | 7.6M | 11.8M | 16.2M | 19.9M | 22.8M | 24.0M | |
| Cash | 879.2M | 755.3M | 262.2M | 1.2B | 1.4B | 1.4B | |
| Inventory | (2.4B) | 87.4M | 19.8B | 8.7B | 10.0B | 10.5B | |
| Other Current Assets | 7.4B | 11.2M | (16.2B) | 16.8B | 19.3B | 20.3B | |
| Total Liab | 7.5B | 10.3B | 16.7B | 18.2B | 21.0B | 22.0B | |
| Total Current Assets | 6.7B | 9.0B | 19.7B | 22.1B | 25.4B | 26.7B | |
| Short Term Debt | 4.1B | 6.5B | 9.4B | 11.0B | 12.7B | 13.3B | |
| Common Stock | 84.9M | 84.9M | 84.9M | 104.8M | 120.5M | 78.9M | |
| Net Receivables | 92.4M | 7.4B | 11.8B | 16.9B | 19.4B | 20.4B | |
| Other Assets | 47.9M | (2K) | 3.5M | 156.7M | (2.3K) | (2.2K) | |
| Other Liab | 59.8M | 48.4M | 90.8M | 180.9M | 208.1M | 218.5M | |
| Net Tangible Assets | 1.7B | 1.9B | 2.1B | 3.6B | 4.2B | 4.4B | |
| Long Term Debt | 7.1B | 9.9B | 16.0B | 17.2B | 19.8B | 20.8B | |
| Short Long Term Debt | 3.0B | 4.1B | 6.5B | 9.4B | 10.8B | 11.4B | |
| Intangible Assets | 2.3M | 262K | 3.4M | 2.9M | 3.4M | 2.1M | |
| Long Term Debt Total | 7.0B | 7.2B | 9.9B | 16.1B | 18.5B | 19.4B | |
| Cash And Equivalents | 384.2M | 804.6M | 668.1M | 4.0B | 4.6B | 4.9B | |
| Net Invested Capital | 8.9B | 12.0B | 19.7B | 25.4B | 29.2B | 30.6B | |
| Net Working Capital | 9.1B | 12.0B | 19.6B | 25.5B | 29.3B | 30.8B | |
| Capital Stock | 84.9M | 84.9M | 84.9M | 104.8M | 120.5M | 94.1M |
Arman Financial Key Income Statement Accounts
An income statement is very similar to a cash flow statement, but instead of showing net revenue minus expenses, it only includes earnings before interest and taxes (EBIT). This number does not have all of the same line items that are on a cash flow statement, but it leaves out non-cash expenses like depreciation and amortization. For example, if you bought $100 worth of goods from Walmart (WMT) using your debit card that has an interest rate of 20%, then paid off the balance at the end of the month with a credit card that charges 30% interest, you would have an income statement showing EBIT of $80 because your expenses are lower than the amount that went into your pocket.
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 (projected) | ||
| Interest Expense | 866.6M | 785.1M | 1.2M | 1.6B | 1.8B | 1.9B | |
| Total Revenue | 1.9B | 2.2B | 4.0B | 3.5B | 4.0B | 4.2B | |
| Gross Profit | 763.8M | 957.6M | 1.8B | 2.8B | 3.2B | 3.4B | |
| Operating Income | 638.0M | 744.0M | 1.7B | 2.7B | 3.1B | 3.3B | |
| Ebit | (125.2M) | (370.8M) | 328.2M | 2.3B | 2.6B | 2.8B | |
| Ebitda | 907.8M | 637.9M | 1.7B | 2.3B | 2.6B | 2.8B | |
| Income Before Tax | 117.6M | 455.2M | 1.2B | 2.3B | 2.6B | 2.8B | |
| Net Income | 106.2M | 317.2M | 938.1M | 1.7B | 2.0B | 2.1B | |
| Income Tax Expense | 11.5M | 138.0M | 311.4M | 545.2M | 626.9M | 658.3M | |
| Cost Of Revenue | 1.1B | 1.3B | 2.3B | 695.5M | 799.8M | 803.7M | |
| Tax Provision | 11.5M | 138.0M | 311.4M | 545.2M | 626.9M | 658.3M | |
| Interest Income | 847.2M | 774.5M | 894.5M | 1.7B | 2.0B | 2.1B | |
| Net Interest Income | (7.8M) | 33.5M | 44.4M | 142.3M | 163.6M | 171.8M | |
| Research Development | 0.06 | 0.19 | 0.29 | 0.34 | 0.39 | 0.23 |
Arman Financial Ratios Relationships
Comparative valuation techniques use various fundamental indicators to help in determining Arman Financial's current stock value. Our valuation model uses many indicators to compare Arman Financial value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Arman Financial competition to find correlations between indicators driving Arman Financial's intrinsic value. More Info.Arman Financial Services is rated third in return on equity category among its peers. It is number one stock in return on asset category among its peers reporting about 0.25 of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Arman Financial Services is roughly 3.97 . Comparative valuation analysis is a catch-all model that can be used if you cannot value Arman Financial by discounting back its dividends or cash flows. This model doesn't attempt to find an intrinsic value for Arman Financial's Stock. Still, instead, it compares the stock's price multiples to a benchmark or nearest competition to determine if the stock is relatively undervalued or overvalued.Arman Financial Services Systematic Risk
Arman Financial's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Arman Financial volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was thirty-six with a total number of output elements of twenty-five. The Beta measures systematic risk based on how returns on Arman Financial Services correlated with the market. If Beta is less than 0 Arman Financial generally moves in the opposite direction as compared to the market. If Arman Financial Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Arman Financial Services is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Arman Financial is generally in the same direction as the market. If Beta > 1 Arman Financial moves generally in the same direction as, but more than the movement of the benchmark.
Arman Financial Services Total Assets Over Time
Arman Financial Thematic Clasifications
Arman Financial Services is part of Banks investing theme. If you are a theme-oriented, socially responsible, and at the same time, a result-driven investor, you can align your investing habits with your values without jeopardizing your expectations about returns. You can easily create an optimal portfolio of stocks, ETFs, funds, or cryptocurrencies based on a specific theme of your liking. All money banks and credit services. Large and small money and credit banks and credit services
This theme covers All money banks and credit services. Large and small money and credit banks and credit services. Get More Thematic Ideas
| Banks | View |
Arman Financial January 23, 2025 Opportunity Range
Along with financial statement analysis, the daily predictive indicators of Arman Financial help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Arman Financial Services. We use our internally-developed statistical techniques to arrive at the intrinsic value of Arman Financial Services based on widely used predictive technical indicators. In general, we focus on analyzing Arman Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Arman Financial's daily price indicators and compare them against related drivers.
| Information Ratio | (0.07) | |||
| Maximum Drawdown | 14.98 | |||
| Value At Risk | (4.03) | |||
| Potential Upside | 4.3 |
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When running Arman Financial's price analysis, check to measure Arman Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arman Financial is operating at the current time. Most of Arman Financial's value examination focuses on studying past and present price action to predict the probability of Arman Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arman Financial's price. Additionally, you may evaluate how the addition of Arman Financial to your portfolios can decrease your overall portfolio volatility.
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