Most Liquid Consumer Finance Companies

Cash And Equivalents
Cash And EquivalentsEfficiencyMarket RiskExp Return
1LU Lufax Holding
71.37 B
 0.03 
 5.14 
 0.17 
2AXP American Express
34 B
 0.15 
 1.67 
 0.26 
3COF Capital One Financial
28.05 B
 0.16 
 2.64 
 0.43 
4SYF Synchrony Financial
11.96 B
 0.17 
 3.01 
 0.51 
5DFS Discover Financial Services
10 B
 0.15 
 3.26 
 0.48 
6QFIN 360 Finance
7.25 B
 0.19 
 3.25 
 0.62 
7FINV FinVolution Group
5.39 B
 0.12 
 2.50 
 0.29 
8ALLY Ally Financial
B
(0.07)
 2.86 
(0.19)
9SLM SLM Corp
4.9 B
 0.11 
 2.30 
 0.25 
10YRD Yirendai
4.27 B
 0.04 
 6.12 
 0.23 
11BFH Bread Financial Holdings
3.89 B
 0.02 
 3.57 
 0.07 
12QD Qudian Inc
3.5 B
 0.14 
 3.33 
 0.48 
13LX Lexinfintech Holdings
2.06 B
 0.19 
 6.77 
 1.27 
14NAVI Navient Corp
1.42 B
(0.03)
 2.35 
(0.08)
15LC LendingClub Corp
1.03 B
 0.14 
 3.10 
 0.44 
16KSPI Joint Stock
579.79 B
(0.07)
 3.27 
(0.24)
17JNVR Janover Common Stock
5.33 M
 0.01 
 7.89 
 0.11 
18SOFI SoFi Technologies
935.16 M
 0.34 
 3.37 
 1.14 
19GDOT Green Dot
776.31 M
(0.02)
 4.00 
(0.06)
20UPST Upstart Holdings
683.97 M
 0.15 
 7.20 
 1.05 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Cash or Cash Equivalents are the most liquid of all assets found on the company's balance sheet. It is used in calculating many of the firm's liquidity ratios and is a good indicator of the overall financial health of a company. Companies with a lot of cash are usually attractive takeover targets. Cash Equivalents are balance sheet items that are typically reported using currency printed on notes. Cash equivalents represent current assets that are easily convertible to cash such as short term bonds, savings account, money market funds, or certificate of deposits (CDs). One of the important consideration companies make when classifying assets as cash equivalent is that investments they report on their balance sheets under current assets should have almost no risk of change in value over the next few months (usually three months).