Most Profitable Consumer Finance Companies

Net Income
Net IncomeEfficiencyMarket RiskExp Return
1KSPI Joint Stock
841.35 B
(0.12)
 2.00 
(0.25)
2AXP American Express
8.37 B
 0.15 
 1.66 
 0.25 
3COF Capital One Financial
4.89 B
 0.14 
 2.56 
 0.35 
4QFIN 360 Finance
4.27 B
 0.09 
 3.08 
 0.28 
5DFS Discover Financial Services
2.92 B
 0.14 
 3.17 
 0.46 
6FINV FinVolution Group
2.38 B
 0.13 
 2.12 
 0.27 
7SYF Synchrony Financial
2.24 B
 0.13 
 2.91 
 0.39 
8YRD Yirendai
2.08 B
(0.05)
 4.46 
(0.20)
9JFIN Jiayin Group
1.3 B
 0.05 
 3.12 
 0.16 
10XYF X Financial Class
1.19 B
 0.09 
 3.58 
 0.31 
11LX Lexinfintech Holdings
1.07 B
 0.26 
 5.41 
 1.40 
12ALLY Ally Financial
1.02 B
 0.07 
 2.00 
 0.14 
13LU Lufax Holding
886.87 M
(0.07)
 3.53 
(0.24)
14BFH Bread Financial Holdings
718 M
 0.12 
 3.22 
 0.39 
15OMF OneMain Holdings
641 M
 0.15 
 2.11 
 0.32 
16SLM SLM Corp
581.39 M
 0.14 
 2.53 
 0.36 
17CACC Credit Acceptance
286.1 M
 0.02 
 2.08 
 0.04 
18NAVI Navient Corp
228 M
(0.04)
 2.44 
(0.09)
19FCFS FirstCash
219.3 M
 0.02 
 1.70 
 0.03 
20ENVA Enova International
175.12 M
 0.17 
 2.32 
 0.39 
The analysis above is based on a 90-day investment horizon and a default level of risk. Use the Portfolio Analyzer to fine-tune all your assumptions. Check your current assumptions here.
Net income is the profit of a company for the reporting period, which is derived after taking revenues and gains and subtracting all expenses and losses. Net income is one of the most-watched numbers by money managers as well as individual investors. Because income is reported on the Income Statement of a company and is measured in dollars some investors prefer to use Profit Margin, which measures income as a percentage of sales.