Bank of Hawaii Financials

BOH Stock  USD 80.28  2.33  2.99%   
Based on the key indicators obtained from Bank of Hawaii's historical financial statements, Bank of Hawaii may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter. As of now, Bank of Hawaii's Accounts Payable is increasing as compared to previous years. The Bank of Hawaii's current Cash is estimated to increase to about 532.6 M, while Total Assets are projected to decrease to under 15.5 B. Key indicators impacting Bank of Hawaii's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.20.2579
Significantly Down
Very volatile
Return On Assets0.00920.0072
Significantly Up
Slightly volatile
Return On Equity0.130.1211
Notably Up
Slightly volatile
Debt Equity Ratio0.560.3889
Way Up
Very volatile
Operating Income238.1 M318.9 M
Way Down
Slightly volatile
Current Ratio0.08590.0904
Notably Down
Very volatile
Investors should never underestimate Bank of Hawaii's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bank of Hawaii's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bank of Hawaii.

Net Income

159.57 Million

  
Understanding current and past Bank of Hawaii Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank of Hawaii's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank of Hawaii's assets may result in an increase in income on the income statement.

Bank of Hawaii Stock Summary

Bank of Hawaii competes with Central Pacific, Territorial Bancorp, First Bancorp, Hancock Whitney, and First Hawaiian. Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii. Bank Of Hawaii operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 2115 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNew York Stock Exchange
ISINUS0625401098
CUSIP062540109 694058108 059685107
LocationHawaii; U.S.A
Business Address130 Merchant Street,
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.boh.com
Phone888 643 3888
CurrencyUSD - US Dollar

Bank of Hawaii Key Financial Ratios

Bank of Hawaii Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets18.1B20.6B22.8B23.6B23.7B15.5B
Other Current Liab(8.0M)(7.6M)(14.4M)(29.0M)(48.7M)(51.1M)
Net Debt(110.3M)(113.2M)(85.3M)190.4M344.1M361.3M
Retained Earnings1.8B1.8B2.0B2.1B2.1B1.2B
Accounts Payable8.0M5.1M2.5M9.7M41.0M43.1M
Cash304.1M281.1M198.9M320.4M310.8M532.6M
Other Assets9.0B9.0B8.8B11.7B(331.7M)(315.1M)
Net Receivables168.9M160.1M150.4M130.5M141.2M196.8M
Total Liab16.8B19.2B21.2B22.3B22.3B14.3B
Total Current Assets3.1B4.2B4.6B3.3B1.4B2.6B
Short Term Debt108.2M107.4M103.2M12.2M151.3M178.0M
Other Current Assets643.2M692.6M639.0M494.6M1.1B1.0B
Common Stock579K580K581K582K583K503.7K
Other Liab197.5M241.5M234.7M253.0M227.7M239.5M
Long Term Debt75M60.5M10.4M410.3M550M326.6M
Inventory(643.2M)(692.6M)(639.0M)(494.6M)241.5M253.6M
Treasury Stock(894.4M)(1.0B)(1.0B)(1.1B)(949.9M)(997.4M)
Intangible Assets25.0M19.7M22.3M22.6M20.9M29.3M
Net Tangible Assets1.3B1.3B1.4B1.1B1.3B1.2B
Long Term Debt Total85.6M60.5M10.4M410.3M471.8M495.4M
Capital Surpluse582.6M591.4M602.5M620.6M713.7M609.4M

Bank of Hawaii Key Income Statement Accounts

201920202021202220232024 (projected)
Interest Expense89.7M50.1M29.4M56.8M313.4M160.1M
Operating Income285.8M189.1M325.6M314.2M318.9M238.1M
Ebit285.8M206.9M332.1M291.4M227.3M235.6M
Ebitda315.7M239.3M364.7M324.7M260.3M254.5M
Net Income225.9M153.8M253.4M225.8M171.2M159.6M
Income Tax Expense59.9M35.3M72.2M64.8M55.9M67.5M
Total Revenue681.1M680.7M668.6M698.1M663.9M695.2M
Gross Profit681.1M680.7M668.6M698.1M663.9M695.0M
Income Before Tax285.8M189.1M325.6M290.6M227.1M252.6M
Tax Provision59.9M35.3M72.2M64.8M64.4M51.5M
Net Interest Income497.7M496.3M497.3M540.6M522.0M526.7M
Interest Income587.4M546.4M526.7M597.4M772.3M608.0M

Bank of Hawaii Key Cash Accounts

201920202021202220232024 (projected)
Change In Cash32.7M55.4M(53.7M)(158.7M)599.2M629.1M
Free Cash Flow180.3M113.1M354.8M304.2M143.2M197.2M
Depreciation29.9M32.5M32.6M33.2M33.0M21.0M
Other Non Cash Items4.8M122.6M45.3M46.8M29.4M44.9M
Dividends Paid105.5M107.4M113.6M120.4M119.7M77.2M
Capital Expenditures53.9M33.3M22.4M28.8M9.4M18.2M
Net Income225.9M153.8M253.4M225.8M171.2M170.8M
End Period Cash Flow558.7M614.1M560.4M401.8M1.0B654.8M
Investments(720.0M)(2.3B)(2.4B)(1.3B)(237.2M)(249.0M)
Net Borrowings49.7M(28.8M)(200.2M)674.9M776.1M814.9M
Change To Netincome(23.4M)56.6M43.5M57.7M66.4M69.7M

Bank Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank of Hawaii's current stock value. Our valuation model uses many indicators to compare Bank of Hawaii value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank of Hawaii competition to find correlations between indicators driving Bank of Hawaii's intrinsic value. More Info.
Bank of Hawaii is rated below average in return on equity category among its peers. It is rated below average in return on asset category among its peers reporting about  0.06  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank of Hawaii is roughly  15.53 . As of now, Bank of Hawaii's Return On Equity is decreasing as compared to previous years. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank of Hawaii's earnings, one of the primary drivers of an investment's value.

Bank of Hawaii Systematic Risk

Bank of Hawaii's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank of Hawaii volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was three with a total number of output elements of fifty-eight. The Beta measures systematic risk based on how returns on Bank of Hawaii correlated with the market. If Beta is less than 0 Bank of Hawaii generally moves in the opposite direction as compared to the market. If Bank of Hawaii Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank of Hawaii is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank of Hawaii is generally in the same direction as the market. If Beta > 1 Bank of Hawaii moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bank of Hawaii Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank of Hawaii's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bank of Hawaii growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(0.65)

As of now, Bank of Hawaii's Price Earnings To Growth Ratio is decreasing as compared to previous years.

Bank of Hawaii November 23, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank of Hawaii help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank of Hawaii. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank of Hawaii based on widely used predictive technical indicators. In general, we focus on analyzing Bank Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank of Hawaii's daily price indicators and compare them against related drivers.

Complementary Tools for Bank Stock analysis

When running Bank of Hawaii's price analysis, check to measure Bank of Hawaii's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bank of Hawaii is operating at the current time. Most of Bank of Hawaii's value examination focuses on studying past and present price action to predict the probability of Bank of Hawaii's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bank of Hawaii's price. Additionally, you may evaluate how the addition of Bank of Hawaii to your portfolios can decrease your overall portfolio volatility.
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