Bank7 Corp Financials

BSVN Stock  USD 47.84  0.84  1.79%   
Based on the analysis of Bank7 Corp's profitability, liquidity, and operating efficiency, Bank7 Corp is doing better financially today then in previous quarter. It has a moderate probability of reporting better financial numbers in December. At this time, Bank7 Corp's Short Term Investments are very stable compared to the past year. As of the 22nd of November 2024, Other Current Assets is likely to grow to about 251.3 M, while Total Assets are likely to drop about 1.2 B. Key indicators impacting Bank7 Corp's financial strength include:
Current ValueLast YearChange From Last Year 10 Year Trend
Net Profit Margin0.480.4003
Fairly Up
Slightly volatile
Return On Assets0.02390.016
Way Up
Slightly volatile
Return On Equity0.240.166
Way Up
Slightly volatile
Debt Equity Ratio0.06480.0729
Fairly Down
Slightly volatile
Operating Income33 M37.2 M
Fairly Down
Slightly volatile
Current Ratio0.120.1277
Notably Down
Pretty Stable
Investors should never underestimate Bank7 Corp's ability to pay suppliers on time, ensure interest payments are not accumulating, and correctly time where and how to reinvest extra cash. Individual investors need to monitor Bank7 Corp's cash flow, debt, and profitability to make informed and accurate decisions about investing in Bank7 Corp.

Net Income

22.97 Million

  
Understanding current and past Bank7 Corp Financials, including the trends in assets, liabilities, equity and income are directly related to making proper and timely investing decisions. All of Bank7 Corp's financial statements are interrelated, with each one affecting the others. For example, an increase in Bank7 Corp's assets may result in an increase in income on the income statement.

Bank7 Corp Stock Summary

Bank7 Corp competes with Home Federal, First Financial, First Northwest, First Capital, and Chemung Financial. Bank7 Corp. operates as a bank holding company for Bank7 that provides banking and financial services to individual and corporate customers. The company was formerly known as Haines Financial Corp.Bank7 Corp. was founded in 1901 and is headquartered in Oklahoma City, Oklahoma. Bank7 Corp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 122 people.
Specialization
Financial Services, Banks - Regional
InstrumentUSA Stock View All
ExchangeNASDAQ Exchange
ISINUS06652N1072
CUSIP06652N107
LocationOklahoma; U.S.A
Business Address10 NW 63rd
SectorBanks
IndustryFinancials
BenchmarkDow Jones Industrial
Websitewww.bank7.com
Phone405 810 8600
CurrencyUSD - US Dollar

Bank7 Corp Key Financial Ratios

Bank7 Corp Key Balance Sheet Accounts

201920202021202220232024 (projected)
Total Assets866.4M1.0B1.4B1.6B1.8B1.2B
Other Current Liab(8.8M)(3.8M)(5.7M)(1.1M)(302K)(317.1K)
Other Liab3.8M7.8M3.5M5.6M6.4M4.7M
Net Tangible Assets98.3M105.7M121.0M134.2M154.3M104.6M
Net Debt(147.3M)(170.3M)(198.6M)(112.5M)(196.7M)(206.6M)
Retained Earnings7.6M14.1M33.1M58.0M79.0M42.6M
Accounts Payable8.8M3.8M5.7M9.7M11.2M6.3M
Cash147.3M170.3M198.6M114.6M181.0M165.8M
Other Assets700.5M827.3M943.2M1.3B1.4B844.2M
Net Receivables6.1M7.2M10.5M16.4M18.9M19.9M
Capital Surpluse80.3M92.4M93.2M95.3M109.6M68.8M
Inventory(151.2M)(174.7M)(212.3M)(122.7M)(110.4M)(116.0M)
Other Current Assets151.2M174.7M212.3M122.7M207.4M251.3M
Total Liab8.8M3.8M5.7M1.4B1.6B1.7B
Total Current Assets153.4M177.5M293.9M304.2M181.0M209.0M
Intangible Assets778K572K1.6M1.3M1.0M892.9K
Common Stock102K101K90K91K92K98.0K

Bank7 Corp Key Income Statement Accounts

201920202021202220232024 (projected)
Net Interest Income42.2M47.2M53.2M69.4M82.5M52.3M
Interest Income51.7M53.3M56.3M78.7M121.5M62.7M
Interest Expense9.5M6.2M3.1M9.3M39.0M40.9M
Income Before Tax15.0M25.9M30.9M39.3M37.2M27.9M
Net Income8.2M19.3M23.2M29.6M28.3M23.0M
Tax Provision6.8M6.6M7.8M9.6M8.9M6.4M
Total Revenue43.5M48.8M55.5M72.4M70.6M55.4M
Gross Profit43.5M48.8M55.5M72.4M70.6M55.4M
Operating Income15.0M25.9M30.9M49.4M37.2M33.0M
Ebit15.0M25.9M30.9M39.3M37.2M31.6M
Ebitda15.9M27.0M31.9M40.7M38.5M32.8M
Income Tax Expense6.8M6.6M7.8M9.6M8.9M5.6M

Bank7 Corp Key Cash Accounts

201920202021202220232024 (projected)
Investments(107.5M)(119.6M)(43.5M)(343.6M)(130.9M)(137.4M)
Change In Cash(11.0M)36.8M51.0M(95.7M)71.9M75.5M
Free Cash Flow16.1M24.8M29.4M39.4M46.3M30.5M
Depreciation849K1.1M1.0M1.4M1.3M1.2M
Other Non Cash Items(666K)6.1M4.1M5.8M20.7M21.8M
Dividends Paid1.0M7.8M4.0M4.4M6.3M9.6M
Capital Expenditures3.1M438K599K294K2.8M3.0M
Net Income8.2M19.3M23.2M29.6M28.3M23.9M
End Period Cash Flow117.1M153.9M204.9M109.1M181.0M146.9M
Change To Netincome11.4M6.0M5.2M4.9M5.6M4.5M

Bank7 Financial Ratios Relationships

Comparative valuation techniques use various fundamental indicators to help in determining Bank7 Corp's current stock value. Our valuation model uses many indicators to compare Bank7 Corp value to that of its competitors to determine the firm's financial worth. You can analyze the relationship between different fundamental ratios across Bank7 Corp competition to find correlations between indicators driving Bank7 Corp's intrinsic value. More Info.
Bank7 Corp is number one stock in return on equity category among its peers. It also is number one stock in return on asset category among its peers reporting about  0.11  of Return On Asset per Return On Equity. The ratio of Return On Equity to Return On Asset for Bank7 Corp is roughly  9.44 . At this time, Bank7 Corp's Return On Equity is very stable compared to the past year. The reason why the comparable model can be used in almost all circumstances is due to the vast number of multiples that can be utilized, such as the price-to-earnings (P/E), price-to-book (P/B), price-to-sales (P/S), price-to-cash flow (P/CF), and many others. The P/E ratio is the most commonly used of these ratios because it focuses on the Bank7 Corp's earnings, one of the primary drivers of an investment's value.

Bank7 Corp Systematic Risk

Bank7 Corp's systematic risk plays a vital role in portfolio allocation when considering its stock to be added to a well-diversified portfolio. Bank7 Corp volatility which cannot be eliminated through diversification, requires returns over the risk-free rate. Over the long run, a well-diversified portfolio provides returns that match its exposure to systematic risk. In this case, investors face a trade-off between expected returns and systematic risk and, therefore, can only reduce a portfolio's exposure to systematic risk by sacrificing expected returns on the portfolio.
The output start index for this execution was twenty-four with a total number of output elements of thirty-seven. The Beta measures systematic risk based on how returns on Bank7 Corp correlated with the market. If Beta is less than 0 Bank7 Corp generally moves in the opposite direction as compared to the market. If Bank7 Corp Beta is about zero movement of price series is uncorrelated with the movement of the benchmark. if Beta is between zero and one Bank7 Corp is generally moves in the same direction as, but less than the movement of the market. For Beta = 1 movement of Bank7 Corp is generally in the same direction as the market. If Beta > 1 Bank7 Corp moves generally in the same direction as, but more than the movement of the benchmark.
Today, most investors in Bank7 Corp Stock are looking for potential investment opportunities by analyzing not only static indicators but also various Bank7 Corp's growth ratios. Consistent increases or decreases in fundamental ratios usually indicate a possible pattern that can be successfully translated into profits. However, when comparing two companies, knowing each company's growth growth rates may not be enough to decide which company is a better investment. That's why investors frequently use static breakdown of Bank7 Corp growth as a starting point in their analysis.

Price Earnings To Growth Ratio

(1.61)

At this time, Bank7 Corp's Price Earnings To Growth Ratio is very stable compared to the past year.

Bank7 Corp November 22, 2024 Opportunity Range

Along with financial statement analysis, the daily predictive indicators of Bank7 Corp help investors to analyze its daily demand and supply, volume, patterns, and price swings to determine the real value of Bank7 Corp. We use our internally-developed statistical techniques to arrive at the intrinsic value of Bank7 Corp based on widely used predictive technical indicators. In general, we focus on analyzing Bank7 Stock price patterns and their correlations with different microeconomic environment and drivers. We also apply predictive analytics to build Bank7 Corp's daily price indicators and compare them against related drivers.
When determining whether Bank7 Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank7 Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank7 Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank7 Corp Stock:
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in Bank7 Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in real.
To learn how to invest in Bank7 Stock, please use our How to Invest in Bank7 Corp guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank7 Corp. If investors know Bank7 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank7 Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.459
Dividend Share
0.87
Earnings Share
3.79
Revenue Per Share
9.288
Quarterly Revenue Growth
0.415
The market value of Bank7 Corp is measured differently than its book value, which is the value of Bank7 that is recorded on the company's balance sheet. Investors also form their own opinion of Bank7 Corp's value that differs from its market value or its book value, called intrinsic value, which is Bank7 Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank7 Corp's market value can be influenced by many factors that don't directly affect Bank7 Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bank7 Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank7 Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank7 Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.