Bank7 Corp Stock Z Score

BSVN Stock

USD 47.89 0.12 0.25%

Altman Z Score is one of the simplest fundamental models to determine how likely your company is to fail. The module uses available fundamental data of a given equity to approximate the Altman Z score. Altman Z Score is determined by evaluating five fundamental price points available from the company's current public disclosure documents. Check out Bank7 Corp Piotroski F Score and Bank7 Corp Valuation analysis.

To learn how to invest in Bank7 Stock, please use our How to Invest in Bank7 Corp guide.

At this time, Bank7 Corp's Capital Expenditures is very stable compared to the past year. As of the 26th of November 2024, Issuance Of Capital Stock is likely to grow to 1,050, while Capital Surpluse is likely to drop about 68.8 M. At this time, Bank7 Corp's Interest Expense is very stable compared to the past year. As of the 26th of November 2024, Other Operating Expenses is likely to grow to about 98.2 M, while Net Interest Income is likely to drop about 52.3 M.

Bank7 Corp Company Z Score Analysis

Bank7 Corp's Z-Score is a simple linear, multi-factor model that measures the financial health and economic stability of a company. The score is used to predict the probability of a firm going into bankruptcy within next 24 months or two fiscal years from the day stated on the accounting statements used to calculate it. The model uses five fundamental business ratios that are weighted according to algorithm of Professor Edward Altman who developed it in the late 1960s at New York University..

Z Score

Sum Of

5 Factors

More About Z Score | All Equity Analysis

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Bank7 Z Score Driver Correlations

Understanding the fundamental principles of building solid financial models for Bank7 Corp is extremely important. It helps to project a fair market value of Bank7 Stock properly, considering its historical fundamentals such as Z Score. Since Bank7 Corp's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of Bank7 Corp's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of Bank7 Corp's interrelated accounts and indicators.

	Total Assets	Total Stockholder Equity	Net Tangible Assets	Net Debt	Retained Earnings	Accounts Payable	Long Term Debt	Net Receivables	Good Will	Short Term Investments	Capital Surpluse	Total Liab	Long Term Investments	Short Long Term Debt	Total Current Assets	Short Term Debt	Intangible Assets	Common Stock	Property Plant Equipment	Earning Assets	Long Term Debt Total	Net Invested Capital	Capital Stock	Current Deferred Revenue
Total Assets		0.98	0.97	-0.71	0.23	0.86	-0.77	0.9	0.9	0.82	0.84	0.52	0.89	-0.72	0.83	0.1	-0.23	0.63	0.91	0.79	-0.47	-0.47	-0.7	-0.47
Total Stockholder Equity	0.98		1.0	-0.79	0.08	0.9	-0.85	0.89	0.85	0.74	0.92	0.46	0.84	-0.81	0.82	0.24	-0.38	0.75	0.9	0.85	-0.48	-0.48	-0.71	-0.48
Net Tangible Assets	0.97	1.0		-0.79	0.03	0.9	-0.84	0.85	0.81	0.69	0.94	0.39	0.8	-0.83	0.83	0.31	-0.4	0.77	0.9	0.82	-0.42	-0.42	-0.68	-0.42
Net Debt	-0.71	-0.79	-0.79		0.22	-0.61	0.9	-0.72	-0.67	-0.48	-0.81	-0.22	-0.6	0.82	-0.62	-0.48	0.52	-0.8	-0.77	-0.84	0.63	0.63	0.76	0.63
Retained Earnings	0.23	0.08	0.03	0.22		0.03	0.06	0.26	0.33	0.54	-0.31	0.61	0.4	0.26	-0.07	-0.87	0.48	-0.51	0.14	0.12	-0.23	-0.23	-0.02	-0.23
Accounts Payable	0.86	0.9	0.9	-0.61	0.03		-0.75	0.79	0.7	0.65	0.86	0.48	0.74	-0.73	0.67	0.21	-0.39	0.78	0.73	0.79	-0.39	-0.39	-0.48	-0.39
Long Term Debt	-0.77	-0.85	-0.84	0.9	0.06	-0.75		-0.84	-0.71	-0.63	-0.8	-0.48	-0.73	0.92	-0.66	-0.26	0.61	-0.81	-0.75	-0.9	0.7	0.7	0.78	0.7
Net Receivables	0.9	0.89	0.85	-0.72	0.26	0.79	-0.84		0.93	0.93	0.71	0.76	0.98	-0.65	0.72	-0.09	-0.29	0.64	0.77	0.86	-0.77	-0.77	-0.85	-0.77
Good Will	0.9	0.85	0.81	-0.67	0.33	0.7	-0.71	0.93		0.93	0.65	0.62	0.96	-0.57	0.83	-0.08	0.02	0.52	0.88	0.7	-0.63	-0.63	-0.8	-0.63
Short Term Investments	0.82	0.74	0.69	-0.48	0.54	0.65	-0.63	0.93	0.93		0.47	0.84	0.98	-0.42	0.65	-0.38	0.02	0.35	0.7	0.68	-0.71	-0.71	-0.75	-0.71
Capital Surpluse	0.84	0.92	0.94	-0.81	-0.31	0.86	-0.8	0.71	0.65	0.47		0.18	0.62	-0.86	0.79	0.58	-0.54	0.91	0.79	0.75	-0.32	-0.32	-0.61	-0.32
Total Liab	0.52	0.46	0.39	-0.22	0.61	0.48	-0.48	0.76	0.62	0.84	0.18		0.78	-0.2	0.26	-0.62	-0.05	0.19	0.28	0.62	-0.72	-0.72	-0.5	-0.72
Long Term Investments	0.89	0.84	0.8	-0.6	0.4	0.74	-0.73	0.98	0.96	0.98	0.62	0.78		-0.55	0.74	-0.22	-0.1	0.51	0.77	0.76	-0.71	-0.71	-0.81	-0.71
Short Long Term Debt	-0.72	-0.81	-0.83	0.82	0.26	-0.73	0.92	-0.65	-0.57	-0.42	-0.86	-0.2	-0.55		-0.74	-0.5	0.6	-0.84	-0.75	-0.72	0.36	0.36	0.6	0.36
Total Current Assets	0.83	0.82	0.83	-0.62	-0.07	0.67	-0.66	0.72	0.83	0.65	0.79	0.26	0.74	-0.74		0.33	-0.07	0.65	0.87	0.49	-0.24	-0.24	-0.68	-0.24
Short Term Debt	0.1	0.24	0.31	-0.48	-0.87	0.21	-0.26	-0.09	-0.08	-0.38	0.58	-0.62	-0.22	-0.5	0.33		-0.43	0.63	0.25	0.11	0.26	0.26	-0.06	0.26
Intangible Assets	-0.23	-0.38	-0.4	0.52	0.48	-0.39	0.61	-0.29	0.02	0.02	-0.54	-0.05	-0.1	0.6	-0.07	-0.43		-0.64	-0.08	-0.52	0.35	0.35	0.38	0.35
Common Stock	0.63	0.75	0.77	-0.8	-0.51	0.78	-0.81	0.64	0.52	0.35	0.91	0.19	0.51	-0.84	0.65	0.63	-0.64		0.59	0.72	-0.41	-0.41	-0.58	-0.41
Property Plant Equipment	0.91	0.9	0.9	-0.77	0.14	0.73	-0.75	0.77	0.88	0.7	0.79	0.28	0.77	-0.75	0.87	0.25	-0.08	0.59		0.68	-0.37	-0.37	-0.65	-0.37
Earning Assets	0.79	0.85	0.82	-0.84	0.12	0.79	-0.9	0.86	0.7	0.68	0.75	0.62	0.76	-0.72	0.49	0.11	-0.52	0.72	0.68		-0.75	-0.75	-0.68	-0.75
Long Term Debt Total	-0.47	-0.48	-0.42	0.63	-0.23	-0.39	0.7	-0.77	-0.63	-0.71	-0.32	-0.72	-0.71	0.36	-0.24	0.26	0.35	-0.41	-0.37	-0.75		1.0	0.8	1.0
Net Invested Capital	-0.47	-0.48	-0.42	0.63	-0.23	-0.39	0.7	-0.77	-0.63	-0.71	-0.32	-0.72	-0.71	0.36	-0.24	0.26	0.35	-0.41	-0.37	-0.75	1.0		0.8	1.0
Capital Stock	-0.7	-0.71	-0.68	0.76	-0.02	-0.48	0.78	-0.85	-0.8	-0.75	-0.61	-0.5	-0.81	0.6	-0.68	-0.06	0.38	-0.58	-0.65	-0.68	0.8	0.8		0.8
Current Deferred Revenue	-0.47	-0.48	-0.42	0.63	-0.23	-0.39	0.7	-0.77	-0.63	-0.71	-0.32	-0.72	-0.71	0.36	-0.24	0.26	0.35	-0.41	-0.37	-0.75	1.0	1.0	0.8

Click cells to compare fundamentals

To calculate a Z-Score, one would need to know a company's current working capital, its total assets and liabilities, and the amount of its latest earnings as well as earnings before interest and tax. Z-Scores can be used to compare the odds of bankruptcy of companies in a similar line of business or firms operating in the same industry. Companies with Z-Scores above 3.1 are generally considered to be stable and healthy with a low probability of bankruptcy. Scores that fall between 1.8 and 3.1 lie in a so-called 'grey area,' with scores of less than 1 indicating the highest probability of distress. Z Score is a used widely measure by financial auditors, accountants, money managers, loan processors, wealth advisers, and day traders. In the last 25 years, many financial models that utilize z-scores proved it to be successful as a predictor of corporate bankruptcy.

Competition

Predict Bank7 Corp

In accordance with the company's disclosures, Bank7 Corp has a Z Score of 0.0. This is 100.0% lower than that of the Banks sector and about the same as Financials (which currently averages 0.0) industry. The z score for all United States stocks is 100.0% higher than that of the company.

Bank7 Corp ESG Sustainability

Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, Bank7 Corp's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to Bank7 Corp's managers, analysts, and investors.

Environmental

Governance

Social

Bank7 Corp Institutional Holders

Institutional Holdings refers to the ownership stake in Bank7 Corp that is held by large financial organizations, pension funds or endowments. Institutions may purchase large blocks of Bank7 Corp's outstanding shares and can exert considerable influence upon its management. Institutional holders may also work to push the share price higher once they own the stock. Extensive social media coverage, TV shows, articles in high-profile magazines, and presentations at investor conferences help move the stock higher, increasing Bank7 Corp's value.

		Shares
Bank Of New York Mellon Corp	2024-06-30	38.5 K
Segall Bryant & Hamill	2024-09-30	36.8 K
Empowered Funds, Llc	2024-06-30	31.2 K
American Century Companies Inc	2024-09-30	20.9 K
Los Angeles Capital Management Llc	2024-09-30	18.7 K
Morgan Stanley - Brokerage Accounts	2024-06-30	17.7 K
Ameriprise Financial Inc	2024-06-30	17.4 K
Acadian Asset Management Llc	2024-06-30	17.3 K
Connor Clark & Lunn Inv Mgmt Ltd	2024-06-30	16.8 K
Banc Funds Co Llc	2024-09-30	305.1 K
Manufacturers Life Insurance Co	2024-09-30	292.8 K

Bank7 Fundamentals

	Return On Equity	0.19
	Return On Asset	0.0203
	Profit Margin	0.42 %
	Operating Margin	0.63 %
	Current Valuation	252.92 M
	Shares Outstanding	9.34 M
	Shares Owned By Insiders	56.55 %
	Shares Owned By Institutions	25.66 %
	Number Of Shares Shorted	40.73 K
	Price To Earning	12.78 X
	Price To Book	2.19 X
	Price To Sales	5.20 X
	Revenue	70.64 M
	Gross Profit	67.9 M
	EBITDA	38.52 M
	Net Income	28.27 M
	Cash And Equivalents	148.74 M
	Cash Per Share	16.32 X
	Total Debt	1.99 M
	Debt To Equity	10.16 %
	Book Value Per Share	21.86 X
	Cash Flow From Operations	49.12 M
	Short Ratio	1.38 X
	Earnings Per Share	3.79 X
	Target Price	46.0
	Number Of Employees	123
	Beta	1.47
	Market Capitalization	446.32 M
	Total Asset	1.77 B
	Retained Earnings	78.96 M
	Working Capital	(661 K)
	Current Liabilities	661 K
	Annual Yield	0.02 %
	Net Asset	1.77 B
	Last Dividend Paid	0.87

About Bank7 Corp Fundamental Analysis

The Macroaxis Fundamental Analysis modules help investors analyze Bank7 Corp's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of Bank7 Corp using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of Bank7 Corp based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.

Please read more on our fundamental analysis page.

Pair Trading with Bank7 Corp

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Bank7 Corp position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Bank7 Corp will appreciate offsetting losses from the drop in the long position's value.

Moving together with Bank7 Stock

0.88	AX	Axos Financial	Pair Corr
0.86	BY	Byline Bancorp Fiscal Year End 23rd of January 2025	Pair Corr
0.91	PB	Prosperity Bancshares Fiscal Year End 22nd of January 2025	Pair Corr

Moving against Bank7 Stock

0.52	TFC-PO	Truist Financial	Pair Corr
0.5	CFG-PE	Citizens Financial	Pair Corr
0.49	TFC-PR	Truist Financial	Pair Corr
0.43	WF	Woori Financial Group	Pair Corr

The ability to find closely correlated positions to Bank7 Corp could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Bank7 Corp when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Bank7 Corp - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Bank7 Corp to buy it.

The correlation of Bank7 Corp is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Bank7 Corp moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Bank7 Corp moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.

Correlation analysis and pair trading evaluation for Bank7 Corp can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.

Pair Correlation Correlation Matching

When determining whether Bank7 Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Bank7 Corp's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Bank7 Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Bank7 Corp Stock:

How To Invest In Bank7

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Is Bank7 Stock a good investment?

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What is Bank7 Corp's Net Worth?

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Largest Regional Banks Companies

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Largest Banks - Regional Companies

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Check out Bank7 Corp Piotroski F Score and Bank7 Corp Valuation analysis.

To learn how to invest in Bank7 Stock, please use our How to Invest in Bank7 Corp guide.

You can also try the Investing Opportunities module to build portfolios using our predefined set of ideas and optimize them against your investing preferences.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bank7 Corp. If investors know Bank7 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bank7 Corp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

0.459

Dividend Share

0.87

Earnings Share

3.79

Revenue Per Share

9.288

Quarterly Revenue Growth

0.415

The market value of Bank7 Corp is measured differently than its book value, which is the value of Bank7 that is recorded on the company's balance sheet. Investors also form their own opinion of Bank7 Corp's value that differs from its market value or its book value, called intrinsic value, which is Bank7 Corp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bank7 Corp's market value can be influenced by many factors that don't directly affect Bank7 Corp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between Bank7 Corp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bank7 Corp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bank7 Corp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.

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Bank7 Corp Stock Z Score

Bank7 Corp Company Z Score Analysis

Z Score

Sum Of

5 Factors

First Factor

1.2 * (

Working Capital

/

Total Assets )

Second Factor

1.4 * (

Retained Earnings

/

Total Assets )

Thrid Factor

3.3 * (

EBITAD

/

Total Assets )

Fouth Factor

0.6 * (

Market Value of Equity

/

Total Liabilities )

Fifth Factor

0.99 * (

Revenue

/

Total Assets )

Bank7 Z Score Driver Correlations

Bank7 Corp ESG Sustainability

Bank7 Corp Institutional Holders

Bank7 Fundamentals

About Bank7 Corp Fundamental Analysis

Pair Trading with Bank7 Corp

Moving together with Bank7 Stock

Moving against Bank7 Stock

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